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4345 Fair Value & Analysis

Real Estate · Market cap 557M SAR

4 4345 4345 · SR
Price4.72 SAR
Fair Value0.6900 SAR
Upside-85.4%
Quality61/100
Mixed Growth
Loss-making · -20.7% net margin
Moderate debt · generates free cash flow
7.31% dividend yield
Mixed vs. peers (6/13)
Narrow moat 35/100
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Evidence: High Range 0.6900 SAR – 2.76 SAR Share as image

Fair value as of: Jul 31, 2026

From 15 valuation models · updated today

Share price +1.8% over the past month.

What matters now

  • The price sits above even our optimistic bull case (2.76 SAR). The favourable scenario is already priced in.
  • The model range is unusually wide (0.6900 SAR to 2.76 SAR). The outcome hinges heavily on assumptions, so read the point estimate with caution.
  • Solid but not exceptional quality (61/100) and above fair value, neither a clear bargain nor a standout compounder.
  • As a real-estate business, asset- and dividend-based methods carry more weight here than a standard DCF.

Price vs Fair Value (12 months)

4.84 SAR 4.00 SAR Fair Value 0.6900 SAR Aug 2025 Jul 2026

12‑month range 4.00 SAR – 4.84 SAR · fair‑value band 0.6900 SAR – 2.76 SAR · the 4.72 SAR price screens above the 0.6900 SAR fair value. As of Jul 31, 2026.

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Analysis

4345 (4345) currently trades at 4.72 SAR, while our model-based Fair Value estimate is 0.6900 SAR, implying the stock looks roughly 85.4% overvalued today. We read business quality at 61/100 (solid quality), in the Real Estate sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium, the entry price still matters most (evidence: high).

Over the trailing twelve months, 4345 generated revenue of 102M SAR at a net margin of -20.7%. Revenue declined 70.8% year over year. It earns a return on equity of -2.6%. Net debt stands at 644M SAR. Fundamentals as of Jul 31, 2026

Our scenario range runs from 0.6900 SAR (bear case) to 2.76 SAR (bull case); at 4.72 SAR, the current price sits above that range. The share trades about 3% below its 52-week high and 18% above its 52-week low, currently above its 200-day average. For context, the median of 10 Real Estate peers we cover trades at -40% fair-value upside, at -85%, 4345 screens richer than that median.

Key figures & financial health

Revenue (TTM) 102M SAR
Revenue growth (YoY) -70.8%
Net margin -20.7%
Return on equity -2.6%
Free cash flow 55.4M SAR FY2025
Operating margin 30.2%
More key figures
EPS (TTM) -0.1800 SAR
Dividend yield 7.3%
Net debt 644M SAR FY2025

Figures from reported company fundamentals · as of Jul 31, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 61/100
Profitability 6
Quality Growth 56
Cashflow 100
Fin. Strength 39
Investment 72
Low Volatility 100
Momentum 51
52W Momentum 65
Net Issuance 82

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

4345 reported revenue of 102M SAR in FY2025 versus 59.0M SAR in FY2021, a compound +14.6%/yr. Reported net income was −21.0M SAR in FY2025.

Revenue +14.6%/yr
FY21 59.0M SAR
FY22 48.7M SAR
FY23 51.6M SAR
FY24 79.8M SAR
FY25 102M SAR
Net income
FY21 −14.9M SAR
FY22 −3.6M SAR
FY23 −10.2M SAR
FY24 8.1M SAR
FY25 −21.0M SAR

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Cite: Fair Value Calculator (2026). "4345 Fair Value". https://www.fairvalue-calculator.com/stock/4345

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUE 0 / 8
FUTURE 0 / 21
PAST 0 / 30
HEALTH 58 / 66
DIVIDEND 100 / 100

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

Similar stocks

10 more REIT - Retail stocks, each showing price versus our Fair Value estimate (as of Jul 31, 2026).

Stock Price Fair Value vs Fair Value
Simon Property Group SPG $222.15 $86.11 -61%
Realty Income Corporation O $60.24 $36.12 -40%
Kimco Realty Corporation K1IM34 R$115.44 R$20.04 -83%
Unibail-Rodamco-Westfield SE URW €100.30 €103.95 +4%
CapitaLand Integrated Commercial Trust (CICT or the Trust) C38U 2.27 SGD 1.39 SGD -39%
Scentre Group STGPF $2.65 $2.31 -13%
Regency Centers Corporation R1EG34 R$200.95 R$33.00 -84%
Link Real Estate Investment Trust (Link REIT) 0823 HK$37.54 HK$20.88 -44%
Klépierre SA LI €37.18 €37.54 +1%
Federal Realty Investment Trust FRT $120.39 $65.37 -46%

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Frequently asked questions

Is 4345 overvalued or undervalued?
As of Jul 31, 2026, our model estimates a fair value of 0.6900 SAR versus a price of 4.72 SAR, about −85% (overvalued).
What is the fair value of 4345?
Our model-based fair value for 4345 is 0.6900 SAR (as of Jul 31, 2026), built from audited fundamentals. The current price is 4.72 SAR.
What is the quality score of 4345?
4345 has a Quality Score of 61/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.
What is the revenue of 4345?
4345 reported trailing-twelve-month revenue of about 102M SAR (latest available figure, as of Jul 31, 2026).
What is the net profit margin of 4345?
The net profit margin of 4345 is about -20.7%, meaning it is currently running at a net loss. Based on the latest reported figures.
Does 4345 pay a dividend?
4345 currently shows a dividend yield of about 7.31% relative to its recent price (as of Jul 31, 2026).

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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