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Censof Holdings (5195) Fair Value & Analysis

Technology · MY · Market cap 105M MYR

Price0.1900 MYR
Fair Value0.2400 MYR
Upside+26.3%
Quality92/100
Evidence: High Range 0.1500 MYR – 0.3100 MYR

Fair value as of: Jun 26, 2026

Analysis

Censof Holdings (5195) currently trades at 0.1900 MYR, while our model-based Fair Value estimate is 0.2400 MYR — implying the stock looks roughly 26.3% undervalued today. We read business quality at 92/100 (high quality), in the Technology sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high) — always confirm before acting.

About the company

Censof Holdings Berhad, an investment holding company, engages in the design, development, implementation, and marketing of financial management software in Malaysia, Singapore, and Indonesia. It operates through five segments: Financial Management Solutions for Government, Financial Management Solutions for Commercial, Corporate Services, Wealth Management Solutions, and Digital Technology. The company provides corporate services and treasury functions and investments; portfolio management, fund accounting, unit registry, selling agent and online transaction. It also offers information technology consultancy and services for system integration, cloud-based solutions, e-procurement, and e-tendering; information technology services; and engages in the business as IT and software solution consultants. In addition, the company is involved in acting as a service provider for financial applications, electronic payments, and wealth management applications; selling of computerized accounti…

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Frequently asked questions

Is Censof Holdings (5195) undervalued?
As of Jun 26, 2026, our model estimates a fair value of 0.2400 MYR versus a price of 0.1900 MYR — about +26% (undervalued). Model-based estimate, not financial advice.
What is the fair value of 5195?
Our 21-model fair value for Censof Holdings is 0.2400 MYR (as of Jun 26, 2026), built from audited fundamentals. The current price is 0.1900 MYR.
What is the quality score of 5195?
Censof Holdings has a Quality Score of 92/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.