Poya International Co Ltd (5904) fair value: what the stock is really worth
As of Sep 23, 2026: fair value of Poya International Co Ltd TWD 77.88, price TWD 70.80, upside +10.0%, quality 69 out of 100. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.
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Price vs Fair Value
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Sep 24, 2026.
How to read this chart
60‑month range 20.84 TWD – 962,334 TWD · fair‑value band 58.41 TWD – 155.44 TWD · the 70.80 TWD price screens below the 77.88 TWD fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Sep 24, 2026.
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POYA International Co., Ltd. operates a chain of retail stores in Taiwan. It offers fashionable beauty and skincare products; underwear and socks; daily necessities; and personal care products. The company was formerly known as POYA Department Store Co., Ltd. and changed its name to POYA International Co., Ltd. in June 2000. POYA International Co., Ltd.
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POYA International Co., Ltd. operates a chain of retail stores in Taiwan. It offers fashionable beauty and skincare products; underwear and socks; daily necessities; and personal care products. The company was formerly known as POYA Department Store Co., Ltd. and changed its name to POYA International Co., Ltd. in June 2000. POYA International Co., Ltd. was incorporated in 1997 and is based in Tainan City, Taiwan.
Stock analysis
Poya International Co Ltd (5904) currently trades at 70.80 TWD, while our model-based Fair Value estimate is 77.88 TWD, implying the stock looks roughly 9.1% undervalued today.
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Valuation
Bull case: the DCF Models group reads highest at a median of 84.40 TWD per share, and 9 of the 24 models we run sit above the 70.80 TWD price.
Bear case: the Earnings-Based group reads lowest at 30.32 TWD, and 15 of the 24 models stay below the price. Evidence for this calculation is medium.
Scenario range: 58.41 TWD (bear) to 155.44 TWD (bull), the price of 70.80 TWD sits inside it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 69/100 (solid quality), in the Consumer Cyclical sector.
Healthy Growth: Revenue growth appears healthy and is supported by profitability and cash-flow quality.
Poya International Co Ltd reported revenue of 25.3B TWD in FY2025 versus 17.5B TWD in FY2021, a compound +9.7%/yr. Reported net income was 3.1B TWD in FY2025, compounding +14.3%/yr from FY2021.
Key figures
Market cap 78.9B TWD (≈ $2.5B) · P/E ratio 19.7 · P/S ratio 2.44 · EPS (TTM) 31.24 TWD · Dividend yield 3.6% · Net margin 12.4% · Return on equity 56.2% · Return on assets (EBIT) 11.7%.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 48 out of 100 (medium confidence).
What moves the price
The share trades about 19% below its 52-week high and 87% above its 52-week low, currently above its 200-day average.
For context, the median of 10 Consumer Cyclical peers we cover trades at 1% fair-value upside, at 10%, 5904 screens cheaper than that median.
Fair Value models
Bear 58.41 TWDFair Value 77.88 TWDBull 155.44 TWD
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above is their evidence-weighted blend, not the output of a single model. Based on fiscal year 2025 figures (about 9 months old). Earnings retained since then (0.6145 TWD per share) are deliberately not added.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target.Evidence ⓘEvidence = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.85/100
Revenue growth appears healthy and is supported by profitability and cash-flow quality.
Revenue growth 1 year
+7.2%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+9.1%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+7.6%
Start year 2020 (pandemic). Over 10 years: +9.0% a year
Revenue growth 23 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+11.3%
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What shareholders gained per year (last 5 years), in TWD ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate. Measured in TWD: this currency has depreciated against the euro and dollar over the long run, so part of the nominal rate is currency erosion that never reaches a EUR/USD investor.
+13.6%
Earnings growth per share plus dividend.
Earnings per share, growth per year+10.0%
Dividend (yield on the price)3.6%
Pace: 5 vs 10 years ⓘTwo data points, not a trend model: earnings growth per share over the last 5 fiscal years against the last 10. Labelled "steady" when both rates are within 3 percentage points of each other, otherwise picking up or flattening. Shown only when ten years of history exist.10% vs 12%, steady
Profit margin 2020 to 2025 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.16% → 15%
Compare Poya International Co Ltd with another stock
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Department Stores · 116 stocks
Beats the industry median on 9/10 measures
Overall it ranks above its industry peers.
Valuation
Quality Score69 · Top 25%
Fair Value upside+10% · Above median
Profitability
Return on equity (TTM)53% · Top 25%
Return on assets9% · Top 25%
Net margin (TTM)13% · Top 25%
Operating margin (TTM)15% · Top 25%
Growth and dividend
Revenue growth15% · Top 25%
Dividend yield (TTM)3.6% · Top 25%
Balance sheet
Debt / equity0.17× · Above median
Valuation Multiplesvs Department Stores median · lower = cheaper
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Cite: Fair Value Calculator (2026). "Poya International Co Ltd Fair Value". https://www.fairvalue-calculator.com/stock/5904
Frequently asked questions
Is Poya International Co Ltd (5904) overvalued or undervalued?
As of Sep 24, 2026, our model estimates a fair value of 77.88 TWD versus a price of 70.80 TWD, about +10% upside (undervalued).
What is the fair value of 5904?
Our model-based fair value for Poya International Co Ltd is 77.88 TWD (as of Sep 24, 2026), built from audited fundamentals. The current price: 70.80 TWD.
What is the quality score of 5904?
Poya International Co Ltd has a Quality Score of 69/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Poya International Co Ltd (5904)?
Our model-based price target is the fair value of 77.88 TWD (as of Sep 24, 2026) from 24 valuation models. Cautious scenario 58.41 TWD, optimistic scenario 155.44 TWD. It is a calculation from audited fundamentals, not an analyst target.
What is the Poya International Co Ltd stock forecast for 2026?
Our models put fair value at 77.88 TWD, about +10% upside versus a price of 70.80 TWD (undervalued). Cautious scenario 58.41 TWD, optimistic scenario 155.44 TWD. The calculation is refreshed regularly with new filings.
What is the revenue of Poya International Co Ltd (5904)?
Poya International Co Ltd reported trailing-twelve-month revenue of about 26.1B TWD (latest available figure, as of Sep 24, 2026).
Does Poya International Co Ltd pay a dividend?
Poya International Co Ltd currently shows a dividend yield of about 3.60% relative to its recent price (as of Sep 24, 2026).
What is the intrinsic value of Poya International Co Ltd (5904)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Poya International Co Ltd it is 77.88 TWD per share (as of Sep 24, 2026), against a price of 70.80 TWD. It is the blended result of 24 valuation models (cash flow, earnings, asset, dividend).
Is Poya International Co Ltd stock overvalued or undervalued in 2026?
As of Sep 24, 2026, 5904 trades below its calculated fair value: price 70.80 TWD, fair value 77.88 TWD, a gap of about +10% (undervalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of 5904?
No. The price is what the market pays today (70.80 TWD); the fair value is what the company's own numbers justify (77.88 TWD). For Poya International Co Ltd the two are 7.08 TWD per share apart. That gap is exactly why we show both numbers side by side.
How much is Poya International Co Ltd worth?
The market values Poya International Co Ltd at about 78.9B TWD (market capitalisation, as of Sep 24, 2026). Per share that is 70.80 TWD; our models calculate a fair value of 77.88 TWD per share.
What do the bullish and bearish scenarios say about 5904?
Our models span a range for Poya International Co Ltd: cautious scenario 58.41 TWD, base 77.88 TWD, optimistic 155.44 TWD per share (as of Sep 24, 2026, price 70.80 TWD). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of 5904?
Poya International Co Ltd trades at a price-to-earnings ratio of 19.7 (as of Sep 24, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of 77.88 TWD is built from several models across several years.
How solid is the balance sheet of Poya International Co Ltd (5904)?
Balance-sheet figures for Poya International Co Ltd (as of Sep 24, 2026): return on equity 53.3%, debt of 0.17 per unit of equity. They feed the Quality Score of 69/100, which measures business quality independently of the share price.
How far is 5904 from its 52-week high?
Poya International Co Ltd trades at 70.80 TWD, about 19% below its 52-week high of 87.10 TWD and 87% above the low of 37.92 TWD (as of Sep 23, 2026). Distance from the high says nothing about value: that is what the fair value of 77.88 TWD is for.
Which stocks are comparable to Poya International Co Ltd?
From the same area (Consumer Cyclical) we also value Falabella S.A, Dillard's, Inc, 99 Speed Mart Retail Holdings, Cencosud S.A, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Poya International Co Ltd stock attractive at the current price?
The data as of Sep 24, 2026: price 70.80 TWD, calculated fair value 77.88 TWD (+10%), Quality Score 69/100, from 24 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of 5904 calculated?
We run Poya International Co Ltd through 24 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of 77.88 TWD, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 14.1 % above its aggregate fair value. Poya International Co Ltd currently trades 10 % below its own fair value, and the market average says nothing about that. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Poya International Co Ltd (5904)?
The closing price on Sep 23, 2026 was 70.80 TWD. Our model-based fair value is 77.88 TWD, about +10% upside (undervalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Poya International Co Ltd right now?
The model range is unusually wide (58.41 TWD to 155.44 TWD). The outcome hinges heavily on assumptions, so read the point estimate with caution. The price sits in the lower half of our model range, the side with the larger margin of safety. Read the verdict with care: some models are missing inputs, so the estimate scatters more than usual.
Where does the earnings growth of Poya International Co Ltd (5904) come from?
Earnings per share at Poya International Co Ltd grew +15.2 % a year from 2012 to 2023. Broken into its drivers: revenue per share +10.8 %, EBIT margin +6.2 %, tax rate −0.4 %, residual (interest, one-offs) −1.6 %. The four rates multiply to the earnings growth rate, they do not add up. Start and end are three-year averages so a single exceptional year does not distort the result.
Key figures of Poya International Co Ltd
How large is the market capitalisation of Poya International Co Ltd (5904)?
The market capitalisation of Poya International Co Ltd is 78.9B TWD (≈ $2.5B). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Poya International Co Ltd (5904)?
The price-to-sales ratio of Poya International Co Ltd is 2.44 (P/E × margin). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Poya International Co Ltd (5904)?
Earnings per share at Poya International Co Ltd are 31.24 TWD (price ÷ EPS = P/E 19.7). Earnings per share over the last twelve months: total profit spread across every single share.
What is the dividend yield of Poya International Co Ltd (5904)?
The dividend yield of Poya International Co Ltd is 3.6% (payout 8.2%). Yearly dividend relative to the share price. 3% pays 3 per 100 invested. Below: how much of profit is used for it.
What is the net margin of Poya International Co Ltd (5904)?
The net margin of Poya International Co Ltd is 12.4% (fiscal year 2025). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Poya International Co Ltd (5904)?
The return on equity (ROE) of Poya International Co Ltd is 56.2% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Poya International Co Ltd (5904)?
On an EBIT basis the return on assets of Poya International Co Ltd is 11.7% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Poya International Co Ltd (5904)?
The operating margin of Poya International Co Ltd is 17.4% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Poya International Co Ltd (5904)?
Revenue at Poya International Co Ltd is growing +12.7% versus a year earlier (3y avg +9.1%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at Poya International Co Ltd (5904)?
Earnings per share at Poya International Co Ltd are growing +25.6% versus a year earlier. How much earnings per share grew versus a year earlier.
How much free cash flow does Poya International Co Ltd (5904) generate?
The free cash flow of Poya International Co Ltd is 4.8B TWD (fiscal year 2025). The cash truly left after running and investing in the business, this is what pays dividends and buybacks.
How much net debt does Poya International Co Ltd (5904) carry?
The net debt of Poya International Co Ltd is 270M TWD (fiscal year 2024, ≈ 0.1 yrs of FCF). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.
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