Poya International Co Ltd (5904) fair value: what the stock is really worth
As of Nov 6, 2026: fair value (intrinsic value) of Poya International Co Ltd stock TWD 81.40, price TWD 74.00, upside +10.0%, quality 70 out of 100. Rating: fairly valued. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.
69 individual criteria per stock, every one traceableSee the method →
Price vs Fair Value
White line = price, green steps = our fair value per fiscal year. As of Nov 7, 2026.
How to read this chart
60‑month range 20.84 TWD – 87.10 TWD · fair‑value band 61.05 TWD – 101.75 TWD · the 74.00 TWD price screens below the 81.40 TWD fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). As of Nov 7, 2026.
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POYA International Co., Ltd. operates a chain of retail stores in Taiwan. It offers fashionable beauty and skincare products; underwear and socks; daily necessities; and personal care products.
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The company was formerly known as POYA Department Store Co., Ltd. and changed its name to POYA International Co., Ltd. in June 2000. POYA International Co., Ltd. was incorporated in 1997 and is based in Tainan City, Taiwan.
Stock analysis
Poya International Co Ltd (5904) currently trades at 74.00 TWD, while our model-based Fair Value estimate is 81.40 TWD, so the stock looks roughly fairly valued today (gap 9.1%).
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Valuation
Bull case: the DCF Models group reads highest at a median of 88.25 TWD per share, and 9 of the 26 models we run sit above the 74.00 TWD price.
Bear case: the Economic Profit group reads lowest at 31.02 TWD, and 17 of the 26 models stay below the price. Data coverage for this calculation is high.
Scenario range: 61.05 TWD (bear) to 101.75 TWD (bull), the price of 74.00 TWD sits inside it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 70/100 (solid quality), in the Consumer Cyclical sector.
Healthy Growth: Revenue growth appears healthy and is supported by profitability and cash-flow quality.
Poya International Co Ltd reported revenue of 25.3B TWD in FY2025 versus 17.5B TWD in FY2021, a compound +9.7%/yr. Reported net income was 3.1B TWD in FY2025, compounding +14.3%/yr from FY2021.
Key figures
Market cap 78.8B TWD (≈ $2.4B) Mid · P/E ratio 20.7 · P/S ratio 2.82 · EPS (TTM) 3.58 TWD · Dividend yield 3.4% · Net margin 13.7% · Return on equity 49.7% · Return on assets (EBIT) 11.7% (5-year average).
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 68 out of 100 (medium confidence).
What moves the price
The share trades about 15% below its 52-week high and 95% above its 52-week low, currently above its 200-day average.
For context, the median of 10 Consumer Cyclical peers we cover trades at 5% fair-value upside, at 10%, 5904 screens cheaper than that median.
Fair Value models
Bear61.05 TWDFair Value 81.40 TWDBull101.75 TWD
Price 74.00 TWD · Upside +10.0%
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above starts from their evidence-weighted blend, not from a single model. In cyclical trough or peak years, after dilution or a stock split it is adjusted afterwards, so it can sit above or below the models. Based on fiscal year 2025 figures (about 10 months old). Earnings retained since then (0.8804 TWD per share) are deliberately not added.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds.Coverage ⓘCoverage = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.87/100
Revenue growth appears healthy and is supported by profitability and cash-flow quality.
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+10.6%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+8.4%
Revenue growth 22 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+11.5%
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What shareholders gained per year (last 5 years), in TWD ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate. Measured in TWD: this currency has depreciated against the euro and dollar over the long run, so part of the nominal rate is currency erosion that never reaches a EUR/USD investor.
+13.6%
Earnings growth per share plus dividend.
Earnings per share, growth per year+10.2%
Dividend (yield on the price)3.4%
Per share before 2025divided by the spin-off factor 1.01
Pace: 5 vs 10 years ⓘTwo data points, not a trend model: earnings growth per share over the last 5 fiscal years against the last 10. Labelled "steady" when both rates are within 3 percentage points of each other, otherwise picking up or flattening. Shown only when ten years of history exist.10.2% vs 12.4%, steady
Profit margin 2020 to 2025 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.16% → 15%
Compare Poya International Co Ltd with another stock
Price, fair value, quality and upside side by side.
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Department Stores · 107 stocks
Beats the industry median on 8/14 measures
A mixed picture versus its industry peers.
Valuation
Quality Score70 · Top 25%
Fair Value upside+10.0% · Above median
Profitability
Return on equity (12 months)49.7% · Top 25%
Return on assets9.9% · Top 25%
Net margin (12 months)13.7% · Top 25%
Operating margin (12 months)17.5% · Top 25%
Growth and dividend
Revenue growth (quarter YoY)15.0% · Top 25%
Dividend yield (12 months)3.4% · Top 25%
Balance sheet
Debt / equity0.17× · Above median
Valuation Multiplesvs Department Stores median · lower = cheaper
P/E (12 months)20.7× · Pricier than median
P/B9.71× · Priciest 25%
P/S (12 months)2.82× · Priciest 25%
Price / free cash flow (fiscal year)16.4× · Pricier than median
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Cite: Fair Value Calculator (2026). "Poya International Co Ltd Fair Value". https://www.fairvalue-calculator.com/stock/5904
Frequently asked questions
Is Poya International Co Ltd (5904) overvalued or undervalued?
As of Nov 7, 2026, our model estimates a fair value of 81.40 TWD versus a price of 74.00 TWD, about +10% upside (fairly valued).
What is the fair value of 5904?
Our model-based fair value for Poya International Co Ltd is 81.40 TWD (as of Nov 7, 2026), built from audited fundamentals. The current price: 74.00 TWD.
What is the quality score of 5904?
Poya International Co Ltd has a Quality Score of 70/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Poya International Co Ltd (5904)?
Our model-based price target is the fair value of 81.40 TWD (as of Nov 7, 2026) from 26 valuation models. Cautious scenario 61.05 TWD, optimistic scenario 101.75 TWD. It is a calculation from audited fundamentals, not an analyst target.
What is the Poya International Co Ltd stock forecast for 2026?
Our models put fair value at 81.40 TWD, about +10% upside versus a price of 74.00 TWD (fairly valued). Cautious scenario 61.05 TWD, optimistic scenario 101.75 TWD. The calculation is refreshed regularly with new filings.
What is the revenue of Poya International Co Ltd (5904)?
Poya International Co Ltd reported trailing-twelve-month revenue of about 28.0B TWD (latest available figure, as of Nov 7, 2026).
Does Poya International Co Ltd pay a dividend?
Poya International Co Ltd currently shows a dividend yield of 3.45% relative to its recent price (as of Nov 7, 2026).
How much is the dividend of Poya International Co Ltd (5904) and when is the ex-dividend date?
Poya International Co Ltd pays a dividend of 2.55 TWD per share a year, a dividend yield of 3.4%. The last ex-dividend date was Jul 16, 2026. A dividend has been paid every year since at least 2008. The payout ratio is 71.2% of earnings. Free cash flow covers the dividend 1.77 times. Our assessment: Sustainable. Payout and cash coverage both look sustainable.
What is the intrinsic value of Poya International Co Ltd (5904)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Poya International Co Ltd it is 81.40 TWD per share (as of Nov 7, 2026), against a price of 74.00 TWD. It is the blended result of 26 valuation models in 8 families (DCF Models, Earnings-Based, Dividend Discount, Multiples, Asset-Based, Growth DCF, Economic Profit, Growth Earnings).
Is Poya International Co Ltd stock overvalued or undervalued in 2026?
As of Nov 7, 2026, 5904 trades below its calculated fair value: price 74.00 TWD, fair value 81.40 TWD, a gap of about +10% (fairly valued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of 5904?
No. The price is what the market pays today (74.00 TWD); the fair value is what the company's own numbers justify (81.40 TWD). For Poya International Co Ltd the two are 7.40 TWD per share apart. That gap is exactly why we show both numbers side by side.
How much is Poya International Co Ltd worth?
The market values Poya International Co Ltd at about 78.8B TWD (market capitalisation, as of Nov 7, 2026). Per share that is 74.00 TWD; our models calculate a fair value of 81.40 TWD per share.
What do the bullish and bearish scenarios say about 5904?
Our models span a range for Poya International Co Ltd: cautious scenario 61.05 TWD, base 81.40 TWD, optimistic 101.75 TWD per share (as of Nov 7, 2026, price 74.00 TWD). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of 5904?
Poya International Co Ltd trades at a price-to-earnings ratio of 20.7 (as of Nov 7, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of 81.40 TWD is built from several models across several years. Other multiples: P/B 9.7, P/S 2.8, EV/EBITDA 13.4.
How solid is the balance sheet of Poya International Co Ltd (5904)?
Balance-sheet figures for Poya International Co Ltd (as of Nov 7, 2026): return on equity 49.7%, debt of 0.17 per unit of equity. They feed the Quality Score of 70/100, which measures business quality independently of the share price.
How far is 5904 from its 52-week high?
Poya International Co Ltd trades at 74.00 TWD, about 15% below its 52-week high of 87.10 TWD and 95% above the low of 37.92 TWD (as of Nov 6, 2026). Distance from the high says nothing about value: that is what the fair value of 81.40 TWD is for.
Which stocks are comparable to Poya International Co Ltd?
From the same area (Consumer Cyclical) we also value Falabella S.A, Dillard's, Inc, 99 Speed Mart Retail Holdings, Macy's, Inc, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Poya International Co Ltd stock attractive at the current price?
The data as of Nov 7, 2026: price 74.00 TWD, calculated fair value 81.40 TWD (+10%), Quality Score 70/100, from 26 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of 5904 calculated?
We run Poya International Co Ltd through 26 models from 8 families: DCF Models, Earnings-Based, Dividend Discount, Multiples, Asset-Based, Growth DCF, Economic Profit, Growth Earnings. Every model gets the same audited fundamentals; the fair value of 81.40 TWD builds on their evidence-weighted average, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 13.0% above its aggregate fair value. Poya International Co Ltd currently trades 9% below its own fair value, and the market average says nothing about that. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Poya International Co Ltd (5904)?
The closing price on Nov 6, 2026 was 74.00 TWD. Our model-based fair value is 81.40 TWD, about +10% upside (fairly valued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Poya International Co Ltd right now?
The price sits close to our fair value, market and models broadly agree here, little valuation tension. The price sits in the lower half of our model range, the side with the larger margin of safety. The data supports the verdict: every model runs on fully documented inputs.
Where does the earnings growth of Poya International Co Ltd (5904) come from?
Earnings per share at Poya International Co Ltd grew +15.2 % a year from 2012 to 2023. Broken into its drivers: revenue per share +10.8 %, EBIT margin +6.2 %, tax rate −0.4 %, residual (interest, one-offs) −1.6 %. The four rates multiply to the earnings growth rate, they do not add up. Start and end are three-year averages so a single exceptional year does not distort the result.
Key figures of Poya International Co Ltd
How large is the market capitalisation of Poya International Co Ltd (5904)?
The market capitalisation of Poya International Co Ltd is 78.8B TWD (≈ $2.4B). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Poya International Co Ltd (5904)?
The price-to-sales ratio of Poya International Co Ltd is 2.82 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Poya International Co Ltd (5904)?
Earnings per share at Poya International Co Ltd are 3.58 TWD (price ÷ EPS = P/E 20.7). Earnings per share over the last twelve months: total profit spread across every single share.
What is the dividend yield of Poya International Co Ltd (5904)?
The dividend yield of Poya International Co Ltd is 3.4% (payout 71.2%). Yearly dividend relative to the share price. 3% pays 3 per 100 invested. Below: how much of profit is used for it.
What is the net margin of Poya International Co Ltd (5904)?
The net margin of Poya International Co Ltd is 13.7% (last twelve months). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Poya International Co Ltd (5904)?
The return on equity (ROE) of Poya International Co Ltd is 49.7% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Poya International Co Ltd (5904)?
On an EBIT basis the return on assets of Poya International Co Ltd is 11.7% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Poya International Co Ltd (5904)?
The operating margin of Poya International Co Ltd is 17.5% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Poya International Co Ltd (5904)?
Revenue at Poya International Co Ltd is growing +15.0% versus a year earlier (3y avg +9.1%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at Poya International Co Ltd (5904)?
Earnings per share at Poya International Co Ltd are growing +25.5% versus a year earlier. How much earnings per share grew versus a year earlier.
How much free cash flow does Poya International Co Ltd (5904) generate?
The free cash flow of Poya International Co Ltd is 4.8B TWD (fiscal year 2025). The cash truly left after running and investing in the business, this is what pays dividends and buybacks.
How much net debt does Poya International Co Ltd (5904) carry?
The net debt of Poya International Co Ltd is 270M TWD (fiscal year 2024, ≈ 0.1 yrs of FCF). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.
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Broad data
Nov 7, 2026