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OXLEY HOLDINGS LIMITED (5UX) Fair Value & Analysis

Real Estate · SG · Market cap 328M SGD

OH OXLEY HOLDINGS LIMITED 5UX · SG
Price0.0720 SGD
Fair Value0.0419 SGD
Upside-41.8%
Quality55/100
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Weak Growth
Loss-making · -2.2% net margin
Low debt · generates free cash flow
Trails peers (5/13)
Narrow moat 25/100
Evidence: High Range 0.0419 SGD – 0.1058 SGD Share as image

Fair value as of: Aug 13, 2026

From 13 valuation models · updated 5 days ago

Share price −1.4% over the past month.

A solid business, but screening 42% overvalued on our models.

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What matters now

  • Solid but not exceptional quality (55/100) and above fair value, neither a clear bargain nor a standout compounder.
  • A fairly wide model range (0.0419 SGD to 0.1058 SGD) leaves room in how you read the outcome.
  • As a real-estate business, asset- and dividend-based methods carry more weight here than a standard DCF.
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Price vs Fair Value (5 years)

0.2410 SGD 0.0660 SGD Fair Value 0.0419 SGD May 2021 Aug 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Aug 13, 2026.

How to read this chart

60‑month range 0.0660 SGD – 0.2410 SGD · fair‑value band 0.0419 SGD – 0.1058 SGD · the 0.0720 SGD price screens above the 0.0419 SGD fair value. Dashed = 300-day average. As of Aug 13, 2026.

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Analysis

OXLEY HOLDINGS LIMITED (5UX) currently trades at 0.0720 SGD, while our model-based Fair Value estimate is 0.0419 SGD, implying the stock looks roughly 41.8% overvalued today. The Quality Score stands at 55/100 (solid quality), in the Real Estate sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium, the entry price still matters most (evidence: high).

Over the trailing twelve months, OXLEY HOLDINGS LIMITED generated revenue of 296M SGD at a net margin of -2.2%. Revenue declined 15.5% year over year. It earns a return on equity of -0.8%. Net debt stands at 1.3B SGD. Fundamentals as of Aug 13, 2026

Our scenario range runs from 0.0419 SGD (bear case) to 0.1058 SGD (bull case); at 0.0720 SGD, the current price sits within that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 40% below its 52-week high, currently below its 200-day average. For context, the median of 10 Real Estate peers we cover trades at 15% fair-value upside, at -42%, 5UX screens richer than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Model Bear Bear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull Bull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence
Highest evidence
Growth DCF 0.0700 SGD 0.1100 SGD 0.1700 SGD 80
Rev-Margin DCF 0.0700 SGD 0.1400 SGD 0.2100 SGD 74
Gordon GGM 0.0100 SGD 0.0100 SGD 0.0100 SGD 70
All 13 models by family
DCF Models
FCF DCF 0.0700 SGD 0.1100 SGD 0.1800 SGD 38
5Y Revenue Exit 0.0700 SGD 0.1300 SGD 0.2200 SGD 39
5Y EBITDA Exit 0.1200 SGD 0.2100 SGD 0.3300 SGD 41
10Y Revenue Exit 0.0700 SGD 0.1100 SGD 0.1500 SGD 36
10Y EBITDA Exit 0.1000 SGD 0.1500 SGD 0.2100 SGD 37
Dividend Discount
Gordon GGM 0.0100 SGD 0.0100 SGD 0.0100 SGD 70
DDM Multi-Stage 0.0100 SGD 0.0100 SGD 0.0100 SGD 61
Multiples
EV/EBIT 0.2100 SGD 0.3000 SGD 0.3800 SGD 53
EV/EBITDA 0.1900 SGD 0.2700 SGD 0.3600 SGD 54
EV/Revenue 0.0900 SGD 0.1500 SGD 0.2100 SGD 43
Asset-Based
NCAV (Graham) 0.1000 SGD 0.1300 SGD 0.2000 SGD 50
Growth DCF
Growth DCF 0.0700 SGD 0.1100 SGD 0.1700 SGD 80
Rev-Margin DCF 0.0700 SGD 0.1400 SGD 0.2100 SGD 74

Widest divergence: Multiples (0.2700 SGD) versus Dividend Discount (0.0100 SGD). Highest evidence: Growth DCF (80).

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Key figures & financial health

Revenue (TTM) 296M SGD
Revenue growth (YoY) -15.5%
Net margin -2.2%
Return on equity -0.8%
Free cash flow 67.4M SGD FY2025
Operating margin 15.3%
More key figures
EPS growth (YoY) -18.6%
Net debt 1.3B SGD FY2024

Figures from reported company fundamentals · as of Aug 13, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 55/100

Of which business quality 53 · Market factors (momentum, volatility) 35

Profitability 9
Margins and returns on capital today
Quality Growth 57
Are margins and returns improving?
Cashflow 87
Earnings quality: real cash, not paper profit
Fin. Strength 17
Balance sheet, leverage, solvency risk
Investment 99
Disciplined investing over empire-building
Low Volatility 88
Calm price path (market factor)
Momentum 20
Price trend over the last 3–12 months (market factor)
52W Momentum 0
Distance to the 52-week high (market factor)
Net Issuance 84
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

About the company

Oxley Holdings Limited, an investment holding company, engages in the investment and development of properties in Singapore, the United Kingdom, Ireland, Cambodia, and Malaysia. The company operates through Property Development, Property Investment, and Hotel segments. It develops residential, commercial, industrial, and hospitality projects.

Full company description

Oxley Holdings Limited, an investment holding company, engages in the investment and development of properties in Singapore, the United Kingdom, Ireland, Cambodia, and Malaysia. The company operates through Property Development, Property Investment, and Hotel segments. It develops residential, commercial, industrial, and hospitality projects. The company also leases commercial properties; owns and operates hotels; and provides treasury and management services. Oxley Holdings Limited was incorporated in 2010 and is headquartered in Singapore.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

OXLEY HOLDINGS LIMITED reported revenue of 314M SGD in FY2025 versus 1.4B SGD in FY2021, a compound −30.8%/yr. Reported net income was −6.1M SGD in FY2025.

Growth Quality 29/100
Revenue growth is weak, negative or inconsistent.
Latest Revenue (FY 2025)
314M SGD
Latest YoY
+8.7%
Avg. growth/yr (3Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
−30.3%
Avg. growth/yr (5Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
−24.0%
Avg. growth/yr (11Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
−10.6%
Revenue −30.8%/yr
FY21 1.4B SGD
FY22 926M SGD
FY23 640M SGD
FY24 288M SGD
FY25 314M SGD
Net income
FY21 13.1M SGD
FY22 3.2M SGD
FY23 −91.8M SGD
FY24 −95.9M SGD
FY25 −6.1M SGD

5UX screens 42% overvalued. Compare with DLF Limited →

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Cite: Fair Value Calculator (2026). "OXLEY HOLDINGS LIMITED Fair Value". https://www.fairvalue-calculator.com/stock/5UX

Peer Group

Real Estate - Development · 590 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 56 · Top 25%
Fair Value upside −44% · Bottom 25%
Return on assets 2% · Above median
Net margin (TTM) -2% · Below median
Operating margin (TTM) 15% · Above median
Revenue growth -16% · Below median
Dividend yield (TTM) 0.8% · Bottom 25%
Debt / equity 0.37× · Higher than median

Valuation Multiples vs Real Estate - Development median · lower = cheaper

P/B 0.31× · Cheaper than median
P/S (TTM) 0.87× · Pricier than median
P/FCF 3.8× · Pricier than 75% of peers
EV/EBITDA 5.9× · Cheaper than median

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUE 0 · sector 47
FUTURE 0 · sector 0
PAST 0 · sector 9
HEALTH 82 · sector 85
DIVIDEND 17 · sector 58

VALUE 0: the price sits above our fair-value range.

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

Similar stocks

10 more Real Estate - Development stocks, each showing price versus our Fair Value estimate (as of Aug 13, 2026).

Stock Price Fair Value vs Fair Value
DLF Limited DLF ₹661.75 ₹146.13 -78%
Lodha Developers Limited LODHA ₹1,209 ₹583.43 -52%
PT Pantai Indah Kapuk Dua Tbk, PANI 6,050 IDR 1,330 IDR -78%
PT Jaya Real Property, Tbk., JRPT 1,080 IDR 1,674 IDR +55%
PT Bumi Serpong Damai Tbk, BSDE 595.00 IDR 1,488 IDR +150%
PT Sentul City Tbk, BKSL 73.00 IDR 84.16 IDR +15%
PT Ciputra Development Tbk, CTRA 610.00 IDR 1,525 IDR +150%
PT Duta Pertiwi Tbk DUTI 4,300 IDR 6,239 IDR +45%
PT Puradelta Lestari Tbk DMAS 147.00 IDR 164.33 IDR +12%
Phat Dat Real Estate Development Corporation PDR 12,100 VND 4,943 VND -59%

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Frequently asked questions

Is OXLEY HOLDINGS LIMITED (5UX) overvalued or undervalued?
As of Aug 13, 2026, our model estimates a fair value of 0.0419 SGD versus a price of 0.0720 SGD, about −42% (overvalued).
What is the fair value of 5UX?
Our model-based fair value for OXLEY HOLDINGS LIMITED is 0.0419 SGD (as of Aug 13, 2026), built from audited fundamentals. The current price is 0.0720 SGD.
What is the quality score of 5UX?
OXLEY HOLDINGS LIMITED has a Quality Score of 55/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of OXLEY HOLDINGS LIMITED (5UX)?
OXLEY HOLDINGS LIMITED reported trailing-twelve-month revenue of about 296M SGD (latest available figure, as of Aug 13, 2026).
What is the net profit margin of 5UX?
The net profit margin of OXLEY HOLDINGS LIMITED is about -2.2%, meaning it is currently running at a net loss. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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