MAYO Human Capital Inc. (6738) fair value: what the stock is really worth
As of Sep 24, 2026: fair value of MAYO Human Capital Inc. TWD 103, price TWD 77.00, upside +34.2%, quality 28 out of 100. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.
Watch MAYO Human Capital Inc. for free, get notified when fair value or trend changes. Plus fair value for all 35,000+ stocks, 14 days of Pro free, no card.Watch for freePro now: $1 first month
69 individual criteria per stock, every one traceableSee the method →
Price vs Fair Value
White line = price, green steps = our fair value per fiscal year. As of Sep 24, 2026.
How to read this chart
10‑month range 64.00 TWD – 80.30 TWD · fair‑value band 68.19 TWD – 129.06 TWD · the 77.00 TWD price screens below the 103.36 TWD fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). As of Sep 24, 2026.
Follow MAYO Human Capital in your weekly email
Every Wednesday you see whether MAYO Human Capital is on track or worth a review, plus price against fair value. Free, up to 3 stocks.
We send you a confirmation link. Unsubscribe with one click.
MAYO Human Capital Inc. provides cloud-based human resources solutions services, cloud-based employee welfare integration services, electronic information supply services, and data processing primarily in Taiwan and Vietnam.
Show more
MAYO Human Capital Inc. provides cloud-based human resources solutions services, cloud-based employee welfare integration services, electronic information supply services, and data processing primarily in Taiwan and Vietnam. The company offers apollo human resources management system, payroll outsourcing services, group-style operation solutions, high-tech manufacturing solutions, food and beverage/retail/service solutions, software/project/remote solutions, Taiwanese business multinational management solutions, foreign investor local management solutions, growth-oriented startup solutions, professional services solutions, and cloud-based paperless solutions. It also provides STAYFUN, an employee benefits integration platform that offers a variety of options for gifts and employee benefits. In addition, the company offers Cornerstone, an integrated cloud platform. MAYO Human Capital Inc. was founded in 2013 and is headquartered in Taipei, Taiwan.
Stock analysis
MAYO Human Capital Inc. (6738) currently trades at 77.00 TWD, while our model-based Fair Value estimate is 103.36 TWD, implying the stock looks roughly 25.5% undervalued today.
Show more
Valuation
How firm this estimate is: it rests on 1 models at a data quality of 95/100, which puts the evidence level at low.
Scenario range: 68.19 TWD (bear) to 129.06 TWD (bull), the price of 77.00 TWD sits inside it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 28/100 (below-average quality), in the Technology sector.
Weak Growth: Revenue growth is inconsistent: the periods point in different directions, so there is no trend to rely on.
MAYO Human Capital Inc. reported revenue of 170M TWD in FY2025 versus 160M TWD in FY2021, a compound +1.5%/yr. Reported net income was −64.9M TWD in FY2025.
Key figures
Market cap 2.8B TWD (≈ $88.8M) · P/S ratio 14.2 · EPS (TTM) −1.89 TWD · Net margin −38.3% · Return on equity −45.3% · Return on assets (EBIT) −51.5% · Operating margin −30.1% · Revenue (TTM) 170M TWD.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 32 out of 100 (low confidence).
What moves the price
For context, the median of 10 Technology peers we cover trades at −14% fair-value upside, at 34%, 6738 screens cheaper than that median.
Fair Value models
Bear 68.19 TWDFair Value 103.36 TWDBull 129.06 TWD
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above is their evidence-weighted blend, not the output of a single model.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target.Evidence ⓘEvidence = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.16/100
Revenue growth is inconsistent: the periods point in different directions, so there is no trend to rely on.
Revenue growth 1 year
−23.5%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−5.8%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+4.6%
Start year 2020 (pandemic)
Revenue growth 6 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+14.0%
’19
’20
’21
’22
’23
’24
’25
Profit margin (trend) ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.
−99.2% (2020) → −38.6% (2025)
What shareholders gained per year ⓘWe only publish this rate when it is defensible. Reason: fiscal 2025 is a loss year, no rate is defined from a loss
Compare MAYO Human Capital Inc. with another stock
Price, fair value, quality and upside side by side.
Free, no sign-up
Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Software - Application · 721 stocks
Beats the industry median on 3/8 measures
Overall it trails its industry peers.
Valuation
Quality Score35 · Bottom 25%
Fair Value upside+34% · Top 25%
Profitability
Return on assets−11% · Bottom 25%
Net margin (TTM)−38% · Bottom 25%
Operating margin (TTM)−30% · Bottom 25%
Growth and dividend
Revenue growth−1% · Below median
Valuation Multiplesvs Software - Application median · lower = cheaper
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Cite: Fair Value Calculator (2026). "MAYO Human Capital Inc. Fair Value". https://www.fairvalue-calculator.com/stock/6738
Frequently asked questions
Is MAYO Human Capital Inc. (6738) overvalued or undervalued?
As of Sep 24, 2026, our model estimates a fair value of 103.36 TWD versus a price of 77.00 TWD, about +34% upside (undervalued).
What is the fair value of 6738?
Our model-based fair value for MAYO Human Capital Inc. is 103.36 TWD (as of Sep 24, 2026), built from audited fundamentals. The current price: 77.00 TWD.
What is the quality score of 6738?
MAYO Human Capital Inc. has a Quality Score of 28/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for MAYO Human Capital Inc. (6738)?
Our model-based price target is the fair value of 103.36 TWD (as of Sep 24, 2026) from 1 valuation models. Cautious scenario 68.19 TWD, optimistic scenario 129.06 TWD. It is a calculation from audited fundamentals, not an analyst target.
What is the MAYO Human Capital Inc. stock forecast for 2026?
Our models put fair value at 103.36 TWD, about +34% upside versus a price of 77.00 TWD (undervalued). Cautious scenario 68.19 TWD, optimistic scenario 129.06 TWD. The calculation is refreshed regularly with new filings.
What is the revenue of MAYO Human Capital Inc. (6738)?
MAYO Human Capital Inc. reported trailing-twelve-month revenue of about 170M TWD (latest available figure, as of Sep 24, 2026).
What is the intrinsic value of MAYO Human Capital Inc. (6738)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For MAYO Human Capital Inc. it is 103.36 TWD per share (as of Sep 24, 2026), against a price of 77.00 TWD. It is the blended result of 1 valuation models (cash flow, earnings, asset, dividend).
Is MAYO Human Capital Inc. stock overvalued or undervalued in 2026?
As of Sep 24, 2026, 6738 trades below its calculated fair value: price 77.00 TWD, fair value 103.36 TWD, a gap of about +34% (undervalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of 6738?
No. The price is what the market pays today (77.00 TWD); the fair value is what the company's own numbers justify (103.36 TWD). For MAYO Human Capital Inc. the two are 26.36 TWD per share apart. That gap is exactly why we show both numbers side by side.
How much is MAYO Human Capital Inc. worth?
The market values MAYO Human Capital Inc. at about 2.8B TWD (market capitalisation, as of Sep 24, 2026). Per share that is 77.00 TWD; our models calculate a fair value of 103.36 TWD per share.
What do the bullish and bearish scenarios say about 6738?
Our models span a range for MAYO Human Capital Inc.: cautious scenario 68.19 TWD, base 103.36 TWD, optimistic 129.06 TWD per share (as of Sep 24, 2026, price 77.00 TWD). The range comes from different growth and margin assumptions, not from analyst opinions.
How solid is the balance sheet of MAYO Human Capital Inc. (6738)?
Balance-sheet figures for MAYO Human Capital Inc. (as of Sep 24, 2026): return on equity −45.3%. They feed the Quality Score of 28/100, which measures business quality independently of the share price.
Which stocks are comparable to MAYO Human Capital Inc.?
From the same area (Technology) we also value SAP SE, Shopify Inc, Uber Technologies, Inc, Salesforce, Inc, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is MAYO Human Capital Inc. stock attractive at the current price?
The data as of Sep 24, 2026: price 77.00 TWD, calculated fair value 103.36 TWD (+34%), Quality Score 28/100, from 1 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of 6738 calculated?
We run MAYO Human Capital Inc. through 1 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of 103.36 TWD, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 13.0 % above its aggregate fair value. MAYO Human Capital Inc. currently trades 34 % below its own fair value, and the market average says nothing about that. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of MAYO Human Capital Inc. (6738)?
The closing price on Sep 24, 2026 was 77.00 TWD. Our model-based fair value is 103.36 TWD, about +34% upside (undervalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with MAYO Human Capital Inc. right now?
The large discount to fair value meets weak quality (28/100). That raises the risk this is a value trap rather than a bargain. The large gap to fair value rests on thin data (low evidence): fewer applicable models and a shorter history. Read it with extra caution. A fairly wide model range (68.19 TWD to 129.06 TWD) leaves room in how you read the outcome.
Key figures of MAYO Human Capital Inc.
How large is the market capitalisation of MAYO Human Capital Inc. (6738)?
The market capitalisation of MAYO Human Capital Inc. is 2.8B TWD (≈ $88.8M). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of MAYO Human Capital Inc. (6738)?
The price-to-sales ratio of MAYO Human Capital Inc. is 14.2 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of MAYO Human Capital Inc. (6738)?
Earnings per share at MAYO Human Capital Inc. are −1.89 TWD. Earnings per share over the last twelve months: total profit spread across every single share.
What is the net margin of MAYO Human Capital Inc. (6738)?
The net margin of MAYO Human Capital Inc. is −38.3% (fiscal year 2025). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of MAYO Human Capital Inc. (6738)?
The return on equity (ROE) of MAYO Human Capital Inc. is −45.3% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of MAYO Human Capital Inc. (6738)?
On an EBIT basis the return on assets of MAYO Human Capital Inc. is −51.5% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of MAYO Human Capital Inc. (6738)?
The operating margin of MAYO Human Capital Inc. is −30.1% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at MAYO Human Capital Inc. (6738)?
Revenue at MAYO Human Capital Inc. is growing −0.6% versus a year earlier (3y avg −5.8%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How much free cash flow does MAYO Human Capital Inc. (6738) generate?
The free cash flow of MAYO Human Capital Inc. is −59.9M TWD (fiscal year 2025). The cash truly left after running and investing in the business, this is what pays dividends and buybacks.
How much net cash does MAYO Human Capital Inc. (6738) hold?
MAYO Human Capital Inc. holds more cash than debt, 159M TWD net (fiscal year 2024). The company holds more cash than debt, a safety cushion.
Free · no account needed
Watch MAYO Human Capital Inc. in the live analysis
One click puts MAYO Human Capital Inc. on your watchlist: fair value and trend at a glance, plus comparison, the diversification check and the 35,000+ stock screener. You can also try 14 days of Pro there, no card.
