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First Sponsor Group (ADN) Fair Value & Analysis

Real Estate · SG · Market cap 1.2B SGD

FS First Sponsor Group ADN · SG
Price1.00 SGD
Fair Value0.5400 SGD
Upside-46.0%
Quality39/100
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Mixed Growth
Loss-making · -27.0% net margin
Moderate debt · generates free cash flow
4.71% dividend yield
Trails peers (2/12)
Narrow moat 3/100
Evidence: Medium Range 0.4000 SGD – 0.6700 SGD Share as image

Fair value as of: Aug 9, 2026

From 3 valuation models · updated 2 days ago

Share price −2.0% over the past month.

Below-average quality, and screening another 46% overvalued on our models.

What matters now

  • The price sits above even our optimistic bull case (0.6700 SGD). The favourable scenario is already priced in.
  • Weak quality (39/100) and above fair value at the same time, the margin of safety is missing on both counts.
  • As a real-estate business, asset- and dividend-based methods carry more weight here than a standard DCF.
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Price vs Fair Value (5 years)

1.24 SGD 0.9307 SGD Fair Value 0.5400 SGD Apr 2021 Aug 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Aug 9, 2026.

How to read this chart

60‑month range 0.9307 SGD – 1.24 SGD · fair‑value band 0.4000 SGD – 0.6700 SGD · the 1.00 SGD price screens above the 0.5400 SGD fair value. Dashed = 300-day average. As of Aug 9, 2026.

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Analysis

First Sponsor Group (ADN) currently trades at 1.00 SGD, while our model-based Fair Value estimate is 0.5400 SGD, implying the stock looks roughly 46.0% overvalued today. The Quality Score stands at 39/100 (below-average quality), in the Real Estate sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium, the entry price still matters most (evidence: medium).

Over the trailing twelve months, First Sponsor Group generated revenue of 292M SGD at a net margin of -27.0%. Revenue declined 4.7% year over year. It earns a return on equity of -3.5%. Net debt stands at 1.3B SGD. Fundamentals as of Aug 9, 2026

Our scenario range runs from 0.4000 SGD (bear case) to 0.6700 SGD (bull case); at 1.00 SGD, the current price sits above that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 3% below its 52-week high and 4% above its 52-week low, currently below its 200-day average. For context, the median of 10 Real Estate peers we cover trades at 32% fair-value upside, at -46%, ADN screens richer than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Model Bear Bear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull Bull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence
Highest evidence
Gordon GGM 0.3600 SGD 0.4700 SGD 0.5600 SGD 70
DDM Multi-Stage 0.3600 SGD 0.4700 SGD 0.5900 SGD 61
NCAV (Graham) 0.9700 SGD 1.30 SGD 1.94 SGD 50
All 3 models by family
Dividend Discount
Gordon GGM 0.3600 SGD 0.4700 SGD 0.5600 SGD 70
DDM Multi-Stage 0.3600 SGD 0.4700 SGD 0.5900 SGD 61
Asset-Based
NCAV (Graham) 0.9700 SGD 1.30 SGD 1.94 SGD 50

Widest divergence: Asset-Based (1.30 SGD) versus Dividend Discount (0.4700 SGD). Highest evidence: Gordon GGM (70).

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Key figures & financial health

Revenue (TTM) 292M SGD
Revenue growth (YoY) -4.7%
Net margin -27.0%
Return on equity -3.5%
Free cash flow 47.2M SGD FY2025
Operating margin -20.8%
More key figures
EPS (TTM) -0.0800 SGD
Dividend yield 4.7%
EPS growth (YoY) +26.1%
Net debt 1.3B SGD FY2025

Figures from reported company fundamentals · as of Aug 9, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 39/100

Of which business quality 45 · Market factors (momentum, volatility) 61

Profitability 5
Margins and returns on capital today
Quality Growth 41
Are margins and returns improving?
Cashflow 70
Earnings quality: real cash, not paper profit
Fin. Strength 47
Balance sheet, leverage, solvency risk
Investment 73
Disciplined investing over empire-building
Low Volatility 98
Calm price path (market factor)
Momentum 44
Price trend over the last 3–12 months (market factor)
52W Momentum 47
Distance to the 52-week high (market factor)
Net Issuance 45
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

About the company

First Sponsor Group Limited, an investment holding company, invests in, develops, and sells residential and commercial properties in the People's Republic of China, Europe, and internationally. The company operates through Property Development, Property Investment, Property Financing, and Hotel Operations segments.

Full company description

First Sponsor Group Limited, an investment holding company, invests in, develops, and sells residential and commercial properties in the People's Republic of China, Europe, and internationally. The company operates through Property Development, Property Investment, Property Financing, and Hotel Operations segments. It provides interest-bearing loans to associates, joint ventures, and third parties. The company also engages in the subscription of debt securities; operations and provision of property financing services; development and purchase of properties for sale; development and purchase of investment properties, including hotels for rental income; and development projects that include offices, retail, residential and hotel developments, as well as owns and operates hotels and a hotspring. The company was incorporated in 2007 and is headquartered in Singapore.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

First Sponsor Group reported revenue of 292M SGD in FY2025 versus 589M SGD in FY2021, a compound −16.1%/yr. Reported net income was −78.8M SGD in FY2025.

Growth Quality 46/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
Latest Revenue (FY 2025)
292M SGD
Latest YoY
−8.1%
Avg. growth/yr (3Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
−12.0%
Avg. growth/yr (5Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+7.4%
Avg. growth/yr (12Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+5.3%
Revenue −16.1%/yr
FY21 589M SGD
FY22 427M SGD
FY23 283M SGD
FY24 318M SGD
FY25 292M SGD
Net income
FY21 121M SGD
FY22 131M SGD
FY23 12.5M SGD
FY24 93.0M SGD
FY25 −78.8M SGD

ADN screens 46% overvalued. Compare with DLF Limited →

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Cite: Fair Value Calculator (2026). "First Sponsor Group Fair Value". https://www.fairvalue-calculator.com/stock/ADN

Peer Group

Real Estate - Development · 588 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 41 · Below median
Fair Value upside −46% · Bottom 25%
Return on assets -1% · Bottom 25%
Net margin (TTM) -27% · Bottom 25%
Operating margin (TTM) -21% · Bottom 25%
Revenue growth -5% · Below median
Dividend yield (TTM) 4.7% · Top 25%
Debt / equity 0.64× · Higher than median

Valuation Multiples vs Real Estate - Development median · lower = cheaper

P/B 0.41× · Cheaper than median
P/S (TTM) 3.08× · Pricier than 75% of peers
P/FCF 19.1× · Pricier than 75% of peers

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUE 0 · sector 48
FUTURE 0 · sector 0
PAST 0 · sector 10
HEALTH 68 · sector 84
DIVIDEND 94 · sector 38

VALUE 0: the price sits above our fair-value range.

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

Similar stocks

10 more Real Estate - Development stocks, each showing price versus our Fair Value estimate (as of Aug 9, 2026).

Stock Price Fair Value vs Fair Value
DLF Limited DLF ₹657.75 ₹159.49 -76%
Lodha Developers Limited LODHA ₹1,188 ₹583.43 -51%
PT Pantai Indah Kapuk Dua Tbk, PANI 6,125 IDR 1,330 IDR -78%
Oberoi Realty Limited OBEROIRLTY ₹1,925 ₹1,183 -39%
Godrej Properties Limited GODREJPROP ₹2,102 ₹1,044 -50%
PT Jaya Real Property, Tbk., JRPT 1,080 IDR 1,674 IDR +55%
PT Bumi Serpong Damai Tbk, BSDE 555.00 IDR 1,388 IDR +150%
PT Sentul City Tbk, BKSL 64.00 IDR 84.16 IDR +32%
PT Ciputra Development Tbk, CTRA 555.00 IDR 1,388 IDR +150%
PT Duta Pertiwi Tbk DUTI 4,100 IDR 6,239 IDR +52%

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Frequently asked questions

Is First Sponsor Group (ADN) overvalued or undervalued?
As of Aug 9, 2026, our model estimates a fair value of 0.5400 SGD versus a price of 1.00 SGD, about −46% (overvalued).
What is the fair value of ADN?
Our model-based fair value for First Sponsor Group is 0.5400 SGD (as of Aug 9, 2026), built from audited fundamentals. The current price is 1.00 SGD.
What is the quality score of ADN?
First Sponsor Group has a Quality Score of 39/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of First Sponsor Group (ADN)?
First Sponsor Group reported trailing-twelve-month revenue of about 292M SGD (latest available figure, as of Aug 9, 2026).
What is the net profit margin of ADN?
The net profit margin of First Sponsor Group is about -27.0%, meaning it is currently running at a net loss. Based on the latest reported figures.
Does First Sponsor Group pay a dividend?
First Sponsor Group currently shows a dividend yield of about 4.71% relative to its recent price (as of Aug 9, 2026).

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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