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ATOSS Software SE (AOF) Fair Value & Analysis

Technology · DE · Market cap €1.1B

AS ATOSS Software SE AOF · XETRA
Price€89.10
Fair Value€60.29
Upside-32.3%
Quality80/100
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Healthy Growth
Highly profitable · 25.6% net margin
generates free cash flow
Mixed vs. peers (7/13)
Wide moat 91/100
Evidence: High Range €38.28 – €78.60 Share as image

Fair value as of: Jul 13, 2026

From 26 valuation models · updated 27 days ago

Share price +21.4% over the past month.

A strong business, but screening 32% overvalued on our models.

What matters now

  • A high-quality business (quality 80/100), yet the market already pays well above fair value. Quality at a full price, with little margin of safety.
  • The price sits above even our optimistic bull case (€78.60). The favourable scenario is already priced in.
  • A fairly wide model range (€38.28 to €78.60) leaves room in how you read the outcome.
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Price vs Fair Value (5 years)

€140.37 €50.97 Fair Value €60.29 Jun 2021 Aug 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Jul 13, 2026.

How to read this chart

60‑month range €50.97 – €140.37 · fair‑value band €38.28 – €78.60 · the €89.10 price screens above the €60.29 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Jul 13, 2026.

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Analysis

ATOSS Software SE (AOF) currently trades at €89.10, while our model-based Fair Value estimate is €60.29, implying the stock looks roughly 32.3% overvalued today. The Quality Score stands at 80/100 (high quality), in the Technology sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium, the entry price still matters most (evidence: high).

Over the trailing twelve months, ATOSS Software SE generated revenue of €194M at a net margin of 25.6%. Revenue grew 11.2% year over year. It earns a return on equity of 54.7%. The balance sheet holds a net cash position of €84.4M. Fundamentals as of Jul 13, 2026

Our scenario range runs from €38.28 (bear case) to €78.60 (bull case); at €89.10, the current price sits above that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 38% below its 52-week high and 29% above its 52-week low, currently below its 200-day average. For context, the median of 10 Technology peers we cover trades at -27% fair-value upside, at -32%, AOF screens richer than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Model BearBaseBull Evidence
Highest evidence
Residual Income €16.32 €20.44 €101.05 76
Growth DCF €36.64 €56.14 €84.71 72
Gordon GGM €16.55 €29.82 €41.05 70
All 26 models by family
DCF Models
FCF DCF €37.28 €59.88 €95.40 38
Owner Earnings €41.30 €66.77 €106.82 31
5Y Revenue Exit €23.49 €32.63 €44.34 39
5Y EBITDA Exit €41.26 €69.94 €106.34 41
5Y P/E Exit €46.46 €80.86 €120.90 38
10Y Revenue Exit €28.11 €38.25 €52.73 36
10Y EBITDA Exit €39.26 €63.50 €100.99 37
10Y P/E Exit €42.44 €70.89 €112.32 35
Earnings-Based
Graham-Dodd €20.68 €102.46 €141.31 54
Lynch FV €27.63 €39.47 €51.31 50
PEG = 1.0 €27.63 €39.47 €51.31 46
EPV €28.14 €31.20 €33.75 59
Dividend Discount
Gordon GGM €16.55 €29.82 €41.05 70
DDM Multi-Stage €16.55 €27.24 €31.86 61
Multiples
P/E Multiple €50.17 €66.90 €83.62 63
P/S Multiple €10.71 €14.28 €17.85 58
P/B Multiple €18.32 €24.43 €30.54 55
EV/EBIT €63.56 €82.83 €102.10 53
EV/EBITDA €46.97 €60.72 €74.47 54
EV/Revenue €15.73 €20.01 €24.30 43
Asset-Based
NCAV (Graham) €3.05 €4.09 €6.11 50
Growth DCF
Growth DCF €36.64 €56.14 €84.71 72
Rev-Margin DCF €23.49 €32.80 €45.12 67
Economic Profit
Residual Income €16.32 €20.44 €101.05 76
ROIC Compounder €28.32 €31.59 €34.43 67
Growth Earnings
Growth-Adj P/E €43.49 €62.12 €80.76 68

Widest divergence: DCF Models (€63.50) versus Asset-Based (€4.09). Highest evidence: Residual Income (76).

Key figures & financial health

Revenue (TTM) €194M
Revenue growth (YoY) +11.2%
Net margin 25.6%
Return on equity 54.7%
Free cash flow €46.2M FY2025
P/E ratio 25.3
More key figures
Operating margin 35.3%
EPS (TTM) €3.04
EPS growth (YoY) +12.7%
Net cash €84.4M FY2025

Figures from reported company fundamentals · as of Jul 13, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 80/100

Of which business quality 79 · Market factors (momentum, volatility) 36

Profitability 98
Margins and returns on capital today
Quality Growth 58
Are margins and returns improving?
Cashflow 79
Earnings quality: real cash, not paper profit
Fin. Strength 98
Balance sheet, leverage, solvency risk
Investment 33
Disciplined investing over empire-building
Low Volatility 43
Calm price path (market factor)
Momentum 39
Price trend over the last 3–12 months (market factor)
52W Momentum 22
Distance to the 52-week high (market factor)
Net Issuance 82
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

About the company

ATOSS Software SE, together with its subsidiaries, offers technology and consulting solutions for professional workforce management and demand optimized personnel deployment in Germany, Austria, Switzerland, Netherlands, Romania, and internationally.

Full company description

ATOSS Software SE, together with its subsidiaries, offers technology and consulting solutions for professional workforce management and demand optimized personnel deployment in Germany, Austria, Switzerland, Netherlands, Romania, and internationally. It provides Crewmeister, a software solution for small businesses; ATOSS Staff Efficiency Suite and ATOSS Startup Edition, software solutions for time and attendance management and workforce scheduling for all sizes in all industries; and ATOSS Time Control, a software solution for time and attendance management, and workforce scheduling for small to medium-sized customers, as well as de-centrally organized clients. The company also offers software implementation and training, consulting, and maintenance services, as well as sells hardware components for time recording and access control, and software licenses. It serves customers in the manufacturing and production, healthcare and social services, retail, logistics and transportation, call center, and service industries. The company was formerly known as ATOSS Software AG and changed its name to ATOSS Software SE in May 2024. ATOSS Software SE was founded in 1987 and is headquartered in Munich, Germany.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

ATOSS Software SE reported revenue of €189M in FY2025 versus €97.1M in FY2021, a compound +18.2%/yr. Reported net income was €48.4M in FY2025, compounding +25.7%/yr from FY2021.

Growth Quality 100/100
Revenue growth appears healthy and is supported by profitability and cash-flow quality.
Latest Revenue (FY 2025)
€189M
Latest YoY
+10.9%
Avg. growth/yr (3Y)
+18.4%
Avg. growth/yr (5Y)
+17.1%
Avg. growth/yr (23Y)
+9.5%
Revenue +18.2%/yr
FY21 €97.1M
FY22 €114M
FY23 €151M
FY24 €171M
FY25 €189M
Net income +25.7%/yr
FY21 €19.3M
FY22 €19.4M
FY23 €35.8M
FY24 €45.5M
FY25 €48.4M

AOF screens 32% overvalued. Compare with SAP SE →

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Cite: Fair Value Calculator (2026). "ATOSS Software SE Fair Value". https://www.fairvalue-calculator.com/stock/AOF

Earlier news

External third-party headlines (Yahoo Finance, Reuters and others), not an editorial selection.

Peer Group

Software - Application · 709 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 80 · Top 25%
Fair Value upside −32% · Below median
Return on equity (TTM) 55% · Top 25%
Return on assets 28% · Top 25%
Net margin (TTM) 26% · Top 25%
Operating margin (TTM) 35% · Top 25%
Revenue growth 11% · Above median
Dividend yield (TTM) 0.0% · Bottom 25%

Valuation Multiples vs Software - Application median · lower = cheaper

P/E (TTM) 23.5× · Cheaper than median
P/B 13.53× · Pricier than 75% of peers
P/S (TTM) 6.76× · Pricier than 75% of peers
P/FCF 28.4× · Pricier than 75% of peers
EV/EBITDA 17.0× · Pricier than median

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUE 0 · sector 0
FUTURE 56 · sector 38
PAST 100 · sector 13
HEALTH 0 · sector 98
DIVIDEND 0 · sector 28

VALUE 0: the price sits above our fair-value range.

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

Similar stocks

10 more Software - Application stocks, each showing price versus our Fair Value estimate (as of Jul 13, 2026).

Stock Price Fair Value vs Fair Value
SAP SE SAPS C$12.69 C$16.26 +28%
Shopify Inc SHOP C$173.23 C$20.54 -88%
Uber Technologies, Inc UBER $72.67 $51.11 -30%
Salesforce, Inc CRM $170.77 $182.10 +7%
ServiceNow, Inc NOW $107.71 $33.12 -69%
Cadence Design Systems, Inc CDNS $384.17 $80.41 -79%
Snowflake Inc SNOW $271.87 $34.04 -87%
Adobe Inc ADBE $230.61 $379.48 +65%
Automatic Data Processing, Inc ADP $241.92 $177.51 -27%
Intuit Inc INTU $291.09 $258.69 -11%

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Frequently asked questions

Is ATOSS Software SE (AOF) overvalued or undervalued?
As of Jul 13, 2026, our model estimates a fair value of €60.29 versus a price of €89.10, about −32% (overvalued).
What is the fair value of AOF?
Our model-based fair value for ATOSS Software SE is €60.29 (as of Jul 13, 2026), built from audited fundamentals. The current price is €89.10.
What is the quality score of AOF?
ATOSS Software SE has a Quality Score of 80/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of ATOSS Software SE (AOF)?
ATOSS Software SE reported trailing-twelve-month revenue of about €194M (latest available figure, as of Jul 13, 2026).
What is the net profit margin of AOF?
The net profit margin of ATOSS Software SE is about 25.6%, meaning it keeps roughly 25.6% of revenue as net income. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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