Aptitude Software Group (APTD) Fair Value & Analysis
Technology · GB · Market cap 106M GBX
Fair value as of: Jul 18, 2026
From 24 valuation models · updated 23 days ago
Fair value updated Jul 18, 2026, revised from £1.52 to £1.50 (−1.3%) since Jul 14, 2026. Share price −2.5% over the past month.
A solid business, but screening 24% overvalued on our models.
What matters now
- The price sits above even our optimistic bull case (£1.88). The favourable scenario is already priced in.
- Solid but not exceptional quality (69/100) and above fair value, neither a clear bargain nor a standout compounder.
Price vs Fair Value (5 years)
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Jul 18, 2026.
How to read this chart
60‑month range £1.95 – £6.53 · fair‑value band £1.13 – £1.88 · the £1.98 price screens above the £1.50 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Jul 18, 2026.
Analysis
Aptitude Software Group (APTD) currently trades at £1.98, while our model-based Fair Value estimate is £1.50, implying the stock looks roughly 24.2% overvalued today. The Quality Score stands at 69/100 (solid quality), in the Technology sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium, the entry price still matters most (evidence: high).
Over the trailing twelve months, Aptitude Software Group generated revenue of £65.0M at a net margin of 6.2%. Revenue declined 7.6% year over year. It earns a return on equity of 7.2%. The balance sheet holds a net cash position of £21.2M. Fundamentals as of Jul 18, 2026
Our scenario range runs from £1.13 (bear case) to £1.88 (bull case); at £1.98, the current price sits above that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. For context, the median of 10 Technology peers we cover trades at -27% fair-value upside, at -24%, APTD screens cheaper than that median.
Fair Value models
Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.
All 24 models by family
Widest divergence: Growth DCF (£2.13) versus Dividend Discount (£0.5000). Highest evidence: Growth DCF (80).
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Key figures & financial health
More key figures
Figures from reported company fundamentals · as of Jul 18, 2026. TTM = trailing twelve months.
Quality Score breakdown
Of which business quality 68 · Market factors (momentum, volatility) 31
Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.
About the company
Aptitude Software Group plc, together with its subsidiaries, provides autonomous finance software solutions in the United Kingdom and internationally.
Full company description
Aptitude Software Group plc, together with its subsidiaries, provides autonomous finance software solutions in the United Kingdom and internationally. It offers Fynapse, an intelligent finance data management and accounting platform for autonomous finance; Aptitude Accounting Hub, a rules accounting engine and subledger solution; Aptitude RevStream, a SaaS solution that automates and manages revenue; Aptitude Fynapse and Microsoft Dynamics 365 Finance that integrates accounting rules engine and subledger with ERP solution; and KPMG powered finance enabled by Aptitude, a fintech platform. The company also provides IFRS 17 Solution and IFRS 17 Comply that comply to IFRS 17 insurance standards and requirements; Aptitude Lease Accounting Engine, a lease accounting solution; eSuite, a subscription management platform; and Aptitude Assure, a solution support service that offers access to product experts, expanded support and advisory services for incident management and upgrade planning needs, and comprehensive support of issues, upgrades, and solution expansions. In addition, it engages in delivery, training, cloud, and support services; employment and group services; and software development and services. The company was formerly known as Microgen plc and changed its name to Aptitude Software Group plc in April 2019. Aptitude Software Group plc was founded in 1974 and is headquartered in London, the United Kingdom.
Company description, as reported by the company or data provider.
Revenue & earnings trend
FY2021 – FY2025 · reported fiscal years
Aptitude Software Group reported revenue of £65.0M in FY2025 versus £59.3M in FY2021, a compound +2.3%/yr. Reported net income was £4.0M in FY2025, compounding −5.6%/yr from FY2021.
of which total revenue +8.0 pp · buybacks/dilution −0.3 pp
Absolute contributions in percentage points per year; they sum to the EPS growth rate. Start and end points are 3-year averages (details on hover).
APTD screens 24% overvalued. Compare with SAP SE →
Peer Group
Software - Application · 710 stocks
How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.
Valuation Multiples vs Software - Application median · lower = cheaper
Snowflake
Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.
Values & ESG
Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.
ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.
Similar stocks
10 more Software - Application stocks, each showing price versus our Fair Value estimate (as of Jul 18, 2026).
| Stock | Price | Fair Value | vs Fair Value |
|---|---|---|---|
| SAP SE SAPS | C$12.69 | C$16.26 | +28% |
| Shopify Inc SHOP | C$173.23 | C$20.54 | -88% |
| Uber Technologies, Inc UBER | $72.67 | $51.11 | -30% |
| Salesforce, Inc CRM | $170.77 | $182.10 | +7% |
| ServiceNow, Inc NOW | $107.71 | $33.12 | -69% |
| Cadence Design Systems, Inc CDNS | $384.17 | $80.41 | -79% |
| Snowflake Inc SNOW | $271.87 | $34.04 | -87% |
| Adobe Inc ADBE | $230.61 | $379.48 | +65% |
| Automatic Data Processing, Inc ADP | $241.92 | $177.51 | -27% |
| Intuit Inc INTU | $291.09 | $258.69 | -11% |
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How we calculate Fair Value
Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.
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