EN DE

American Realty Investors, Inc (ARL) Fair Value & Analysis

Real Estate · US · Market cap $240M

AR American Realty Investors, Inc logo American Realty Investors, Inc ARL · US
Price$15.36
Fair Value$16.53
Upside+7.6%
Quality44/100
Watch American Realty Investors, Inc for free, get notified when fair value or trend changes. Watch for free
Weak Growth
Highly profitable · 24.1% net margin
Low debt · negative free cash flow
Trails peers (4/13)
Narrow moat 30/100
Evidence: Medium Range $12.40 – $20.66 Share as image

Fair value as of: Jul 25, 2026

From 4 valuation models · updated 16 days ago

Share price −28.3% over the past month.

Below-average quality, currently priced close to our fair value.

What matters now

  • The price sits close to our fair value, market and models broadly agree here, little valuation tension.
  • As a real-estate business, asset- and dividend-based methods carry more weight here than a standard DCF.
Share this valuation: 𝕏 WhatsApp

Price vs Fair Value (5 years)

$30.50 $7.73 Fair Value $16.53 Apr 2021 Aug 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Jul 25, 2026.

How to read this chart

60‑month range $7.73 – $30.50 · fair‑value band $12.40 – $20.66 · the $15.36 price screens below the $16.53 fair value. Dashed = 300-day average. As of Jul 25, 2026.

Full chart & analysis →

Which stocks are undervalued right now? Check free Discover now →

Analysis

American Realty Investors, Inc (ARL) currently trades at $15.36, while our model-based Fair Value estimate is $16.53, implying the stock looks roughly 7.6% fairly valued today. The Quality Score stands at 44/100 (below-average quality), in the Real Estate sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: medium), always confirm before acting.

Over the trailing twelve months, American Realty Investors, Inc generated revenue of $50.6M at a net margin of 24.1%. Revenue grew 4.2% year over year. It earns a return on equity of 1.7%. Net debt stands at $200M. Fundamentals as of Jul 25, 2026

Our scenario range runs from $12.40 (bear case) to $20.66 (bull case); at $15.36, the current price sits within that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 23% below its 52-week high and 24% above its 52-week low, currently below its 200-day average. For context, the median of 10 Real Estate peers we cover trades at -2% fair-value upside, at 8%, ARL screens cheaper than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Model Bear Bear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull Bull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence
Highest evidence
Residual Income $24.51 $22.57 $15.96 76
P/S Multiple $12.40 $16.53 $20.66 58
P/B Multiple $12.40 $16.53 $20.66 55
All 4 models by family
Multiples
P/S Multiple $12.40 $16.53 $20.66 58
P/B Multiple $12.40 $16.53 $20.66 55
Asset-Based
NCAV (Graham) $19.11 $25.61 $38.22 50
Economic Profit
Residual Income $24.51 $22.57 $15.96 76

Widest divergence: Asset-Based ($25.61) versus Multiples ($16.53). Highest evidence: Residual Income (76).

Notify me when ARL reaches fair value

Free. You confirm by email (double opt-in) and can unsubscribe anytime in one click.

Key figures & financial health

Revenue (TTM) $50.6M
Revenue growth (YoY) +4.2%
Net margin 24.1%
Return on equity 1.7%
Free cash flow −$5.6M FY2025
P/E ratio 19.6
More key figures
Operating margin -17.8%
EPS (TTM) $0.7600
EPS growth (YoY) +142%
Net debt $200M FY2025

Figures from reported company fundamentals · as of Jul 25, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 44/100

Of which business quality 43 · Market factors (momentum, volatility) 51

Profitability 30
Margins and returns on capital today
Quality Growth 53
Are margins and returns improving?
Cashflow 0
Earnings quality: real cash, not paper profit
Fin. Strength 52
Balance sheet, leverage, solvency risk
Investment 67
Disciplined investing over empire-building
Low Volatility 44
Calm price path (market factor)
Momentum 57
Price trend over the last 3–12 months (market factor)
52W Momentum 49
Distance to the 52-week high (market factor)
Net Issuance 82
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

About the company

American Realty Investors, Inc., together with its subsidiaries, acquires, develops, and owns multifamily and commercial real estate properties in the Southern United States. It operates through two segments: Residential and Commercial. The company leases apartment units to residents, and office, industrial, and retail space.

Full company description

American Realty Investors, Inc., together with its subsidiaries, acquires, develops, and owns multifamily and commercial real estate properties in the Southern United States. It operates through two segments: Residential and Commercial. The company leases apartment units to residents, and office, industrial, and retail space. It also offers tenant services, including parking and storage space rental; and acquires and sells land and properties. The company was incorporated in 1999 and is based in Dallas, Texas. American Realty Investors, Inc. is a subsidiary of Realty Advisors, Inc.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

American Realty Investors, Inc reported revenue of $50.0M in FY2025 versus $42.0M in FY2021, a compound +4.4%/yr. Reported net income was $15.7M in FY2025, compounding +47.2%/yr from FY2021.

Growth Quality 19/100
Revenue growth is weak, negative or inconsistent.
Latest Revenue (FY 2025)
$50.0M
Latest YoY
+5.7%
Avg. growth/yr (3Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+10.0%
Avg. growth/yr (5Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
−3.3%
Avg. growth/yr (25Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
−7.6%
Revenue +4.4%/yr
FY21 $42.0M
FY22 $37.5M
FY23 $50.5M
FY24 $47.3M
FY25 $50.0M
Net income +47.2%/yr
FY21 $3.3M
FY22 $373M
FY23 $4.0M
FY24 −$14.7M
FY25 $15.7M

Watch ARL: get an alert when its fair value changes →

Share or link this analysis
For bloggers & editors: embed code + live data

For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.

Cite: Fair Value Calculator (2026). "American Realty Investors, Inc Fair Value". https://www.fairvalue-calculator.com/stock/ARL

Peer Group

Real Estate Services · 520 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 45 · Below median
Fair Value upside +8% · Above median
Return on equity (TTM) 2% · Below median
Return on assets -0% · Bottom 25%
Net margin (TTM) 24% · Above median
Operating margin (TTM) -18% · Bottom 25%
Revenue growth 4% · Above median
Debt / equity 0.35× · Higher than median

Valuation Multiples vs Real Estate Services median · lower = cheaper

P/E (TTM) 19.6× · Pricier than median
P/B 0.39× · Cheaper than median
P/S (TTM) 4.74× · Pricier than median
EV/EBITDA 75.4× · Pricier than 75% of peers
PEG 4.41× · Pricier than 75% of peers

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUE 43 · sector 37
FUTURE 21 · sector 10
PAST 7 · sector 16
HEALTH 83 · sector 85
DIVIDEND 0 · sector 49

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

Similar stocks

10 more Real Estate Services stocks, each showing price versus our Fair Value estimate (as of Jul 25, 2026).

Stock Price Fair Value vs Fair Value
Vingroup Joint Stock Company VIC 223,000 VND 25,731 VND -88%
KE Holdings 2423 HK$44.76 HK$18.03 -60%
Swire Properties Limited 1972 HK$23.90 HK$18.75 -22%
Plaza S.A MALLPLAZA 3,725 CLP 5,571 CLP +50%
SAGAA SAGAA kr 170.00 kr 75.55 -56%
Cencosud Shopping S.A CENCOMALLS 2,324 CLP 2,976 CLP +28%
PT Sarana Menara Nusantara Tbk. owns and TOWR 372.00 IDR 1,208 IDR +225%
PT Metropolitan Kentjana Tbk MKPI 20,975 IDR 19,160 IDR -9%
PT Bangun Kosambi Sukses Tbk, CBDK 3,530 IDR 3,464 IDR -2%
IRSA Inversiones y Representaciones Sociedad Anónima, IRSA 2,495 ARS 3,998 ARS +60%

Compare American Realty Investors, Inc with another stock

Price, fair value, quality and upside side by side.

Free, no sign-up

Explore undervalued stocks

More undervalued Real Estate stocks →

All undervalued stocks TechnologyFinancial ServicesHealthcareConsumer CyclicalConsumer DefensiveCommunication ServicesIndustrialsEnergyBasic MaterialsReal EstateUtilities Deeply Undervalued StocksUndervalued Blue-Chip StocksUndervalued Small-Cap StocksUndervalued Dividend Stocks

Frequently asked questions

Is American Realty Investors, Inc (ARL) overvalued or undervalued?
As of Jul 25, 2026, our model estimates a fair value of $16.53 versus a price of $15.36, about +8% (fairly valued).
What is the fair value of ARL?
Our model-based fair value for American Realty Investors, Inc is $16.53 (as of Jul 25, 2026), built from audited fundamentals. The current price is $15.36.
What is the quality score of ARL?
American Realty Investors, Inc has a Quality Score of 44/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of American Realty Investors, Inc (ARL)?
American Realty Investors, Inc reported trailing-twelve-month revenue of about $50.6M (latest available figure, as of Jul 25, 2026).
What is the net profit margin of ARL?
The net profit margin of American Realty Investors, Inc is about 24.1%, meaning it keeps roughly 24.1% of revenue as net income. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

14 days Pro free · no card

Track American Realty Investors, Inc and try Pro for 14 days

One email gets you 14 days of full Pro (review alerts, the 35,000+ stock screener, the diversification check) plus the monthly Top-25 report of the most undervalued quality stocks. No card, cancel anytime.

Zero risk: nothing is ever charged. After 14 days you decide whether to stay.