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Data-driven stock valuation

Bizim Toptan Satis Magazalari AS (BIZIM) fair value: what the stock is really worth

As of Nov 2, 2026: fair value (intrinsic value) of Bizim Toptan Satis Magazalari AS stock TRY 31.39, price TRY 14.71, upside +113.4%, quality 41 out of 100. Rating: strongly undervalued. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.

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Consumer Cyclical TR · ISIN TREBZMT00017

BT Bizim Toptan Satis Magazalari AS logo Thin data Nov 3, 2026

Bizim Toptan Satis Magazalari AS

BIZIM · IS
Cheap, value-trap risk

The stock costs 53% less than our calculation considers fair.

Fair value 31.39 TRY · Strongly undervalued (53%)
Generates free cash flow
Even on cautious assumptions the value is 62% above the price (23.87 TRY).
Quality 41/100
Mixed Growth (revenue 5y +49.0 %/yr in TRY)
Negative equity (buybacks among others)
Mixed vs. peers (5/10)
Loss-making · -0.9% net margin (TTM)
Narrow moat 13/100
Thin data
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What runs behind every stock

26 valuation models 8 families, DCF to NCAV 37 quality factors margins, balance sheet, cashflow, debt 6 AI factors moat, what no ratio measures 2,000+ data points verified, per stock, median

69 individual criteria per stock, every one traceable See the method →

Price vs Fair Value

54.90 TRY 10.88 TRY Fair Value 31.39 TRY Jul 2021 Nov 2026

White line = price, green steps = our fair value per fiscal year. As of Nov 3, 2026.

How to read this chart

60‑month range 10.88 TRY – 54.90 TRY · fair‑value band 23.87 TRY – 38.91 TRY · the 14.71 TRY price screens below the 31.39 TRY fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). As of Nov 3, 2026.

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Company profile

Bizim Toptan Satis Magazalari A.S. engages in the wholesale and retail of fast-moving consumer goods in Turkey.

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The company sells food products, including dry food, milk and diary, snack and bakery, delicatessen and breakfast, meat and meat products, and fruit and vegetable; drink and non-alcoholic beverages; cigarette and tobacco; cleaning items; personal care and cosmetics; paper; household appliances; energy and lighting, stationery-office supplies; communication items; pet products; and private label products through various brands.

It also operates 182 stores and an online platform.

The company sells its products to wholesalers, merchants, specialized retailers, hotels, grocery stores, markets, supermarkets, restaurants, and cafes, as well as gas station markets, school canteens, SEC Market business partners, kiosks, catering businesses, corporate and individual customers, and commercial taxpayers.

Bizim Toptan Satis Magazalari A.S. was incorporated in 2001 and is headquartered in Istanbul, Turkey. The company operates as a subsidiary of Yildiz Holding A.S.

Stock analysis

Bizim Toptan Satis Magazalari AS (BIZIM) currently trades at 14.71 TRY, while our model-based Fair Value estimate is 31.39 TRY, implying the stock looks roughly 53.1% undervalued today.

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Valuation

Bull case: the Growth DCF group reads highest at a median of 243.95 TRY per share, and 11 of the 13 models we run sit above the 14.71 TRY price.

Bear case: the Earnings-Based group reads lowest at 12.56 TRY, and 2 of the 13 models stay below the price. Data coverage for this calculation is low.

Scenario range: 23.87 TRY (bear) to 38.91 TRY (bull), the price of 14.71 TRY sits below it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.

Quality & growth

The Quality Score stands at 41/100 (below-average quality), in the Consumer Cyclical sector.

Mixed Growth: Revenue is growing, but margins or cash flow do not fully confirm the trend.

Bizim Toptan Satis Magazalari AS reported revenue of 39.4B TRY in FY2025 versus 7.2B TRY in FY2021, a compound +53.1%/yr. Reported net income was −793M TRY in FY2025.

Key figures

Market cap 1.2B TRY (≈ $23.7M) Micro · P/S ratio 0.04 · EPS (TTM) −6.20 TRY · Net margin −0.9% · Return on equity −680% · Return on assets (EBIT) 3.1% · Operating margin −1.9% · Revenue (TTM) 35.5B TRY.

Competitive moat

Our AI-assisted moat analysis scores the competitive advantage at 13 out of 100 (medium confidence).

What moves the price

The share trades about 56% below its 52-week high and at its 52-week low, currently below its 200-day average.

For context, the median of 10 Consumer Cyclical peers we cover trades at 9% fair-value upside, at 113%, BIZIM screens cheaper than that median.

Fair Value models

Bear 23.87 TRY Fair Value 31.39 TRY Bull 38.91 TRY
Price 14.71 TRY · Upside +113.4%
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above starts from their evidence-weighted blend, not from a single model. In cyclical trough or peak years, after dilution or a stock split it is adjusted afterwards, so it can sit above or below the models. Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds. Coverage ⓘCoverage = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Best data coverage
FCF DCF 401.18 TRY 490.67 TRY 630.54 TRY 82
Growth DCF 408.99 TRY 492.48 TRY 613.56 TRY 80
Owner Earnings 400.77 TRY 490.17 TRY 629.89 TRY 78
All 13 models by family
DCF Models
FCF DCF 401.18 TRY 490.67 TRY 630.54 TRY 82
Owner Earnings 400.77 TRY 490.17 TRY 629.89 TRY 78
5Y Revenue Exit 213.38 TRY 231.93 TRY 257.53 TRY 74
5Y EBITDA Exit 299.17 TRY 379.99 TRY 487.21 TRY 77
10Y Revenue Exit 308.36 TRY 329.17 TRY 345.31 TRY 68
10Y EBITDA Exit 350.07 TRY 401.83 TRY 452.09 TRY 70
Earnings-Based
EPV 11.48 TRY 12.56 TRY 13.41 TRY 74
Multiples
EV/EBIT 23.87 TRY 31.39 TRY 38.91 TRY 66
EV/EBITDA 223.43 TRY 297.47 TRY 371.51 TRY 67
EV/Revenue 17.41 TRY 24.31 TRY 31.21 TRY 54
Growth DCF
Growth DCF 408.99 TRY 492.48 TRY 613.56 TRY 80
Rev-Margin DCF 213.38 TRY 243.95 TRY 289.30 TRY 74
Economic Profit
ROIC Compounder 11.48 TRY 12.74 TRY 13.82 TRY 72

Open the full fair value analysis →

Quality Score breakdown

Overall quality 41/100

It rates the business: profits, how they develop, real cash, balance sheet, investing and share count.

Profitability 41
How much profit the company makes from its sales and capital
Quality Growth 49
Are margins and returns getting better?
Cashflow 45
Do the profits arrive as real cash?
Financial strength 33
Debt, balance sheet and risk of trouble
Investment 67
Does it invest with discipline instead of growing at any price?
Low Volatility 76
How calm the share price moves, does not count
Price momentum 3
Price momentum of the last 3 to 12 months, does not count
Near the 52-week high 0
Distance to the 52-week high, does not count
New shares 40
Buys back shares or issues new ones?

Open the full quality analysis →

Revenue & earnings trend

Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card. 56/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
Revenue growth 1 year
−21.2%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+41.1%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+49.0%
Start year 2020 (pandemic). Over 10 years: +31.4% a year
Revenue growth 18 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+22.4%
Profit margin (trend) ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.
3.2% (2020) → 0.4% (2025)
What shareholders gained per year ⓘWe only publish this rate when it is defensible. Reason: fiscal 2025 is a loss year, no rate is defined from a loss
not computed

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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Department Stores · 104 stocks

Beats the industry median on 5/10 measures
A mixed picture versus its industry peers.
Valuation
Quality Score 41 · Bottom 25%
Fair Value upside +113.4% · Top 25%
Profitability
Return on equity (12 months) Negative equity ⓘThe company's equity is below zero, for example after large share buybacks. A ratio to negative equity has no meaning, so we show no number here and do not rank it against the peer group.
Return on assets −6.6% · Bottom 25%
Net margin (12 months) −0.9% · Bottom 25%
Operating margin (12 months) −1.9% · Bottom 25%
Growth and dividend
Revenue growth (quarter YoY) −16.6% · Bottom 25%
Balance sheet
Debt / equity Negative equity ⓘThe company's equity is below zero, for example after large share buybacks. A ratio to negative equity has no meaning, so we show no number here and do not rank it against the peer group.

Valuation Multiplesvs Department Stores median · lower = cheaper

P/B Negative equity ⓘThe company's equity is below zero, for example after large share buybacks. A ratio to negative equity has no meaning, so we show no number here and do not rank it against the peer group.
P/S (12 months) 0.03× · Cheapest 25%
Price / free cash flow 1.0× · Cheapest 25%
EV/EBITDA 2.0× · Cheapest 25%
PEG 0.92× · Cheaper than median

Strength profile in five axes (Snowflake)

VALUEFUTUREPASTHEALTHDIVIDEND
This stock
VALUEFUTUREPASTHEALTHDIVIDEND
Sector peers
VALUE (fair-value potential)100 · sector 39
FUTURE (revenue growth)0 · sector 8
PAST (return on equity)0 · sector 20
HEALTH (low debt)0 · sector 95
DIVIDEND (yield)0 · sector 42

Context: sector, industry, market

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

Similar stocks

10 more Department Stores stocks, each showing price versus our Fair Value estimate.

Stock Price Fair Value vs Fair Value Compare
Kohl's Corporation KSS $24.15 $45.45 +88% vs BIZIM
Macy's, Inc M $24.33 $42.74 +76% vs BIZIM
Cencosud S.A CENCOSUD 1,669 CLP 1,955 CLP +17% vs BIZIM
Vishal Mega Mart Limited VMM ₹88.90 ₹96.75 +9% vs BIZIM
POYA International Co 5904 73.30 TWD 79.75 TWD +9% vs BIZIM
Dillard's, Inc DDS $646.16 $570.85 −12% vs BIZIM
Falabella S.A FALABELLA 6,300 CLP 4,819 CLP −24% vs BIZIM
Central Retail Corporation CRC 32.75 THB 23.11 THB −29% vs BIZIM
99 Speed Mart Retail Holdings 5326 3.08 MYR 1.52 MYR −51% vs BIZIM
Ccoop Group 000564 ¥1.34 ¥0.4800 −64% vs BIZIM

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Bizim Toptan Satis Magazalari AS: fair value per Fair Value Calculator

Cite: Fair Value Calculator (2026). "Bizim Toptan Satis Magazalari AS Fair Value". https://www.fairvalue-calculator.com/stock/BIZIM

Frequently asked questions

Is Bizim Toptan Satis Magazalari AS (BIZIM) overvalued or undervalued?
As of Nov 3, 2026, our model estimates a fair value of 31.39 TRY versus a price of 14.71 TRY, about +113% upside (undervalued).
What is the fair value of BIZIM?
Our model-based fair value for Bizim Toptan Satis Magazalari AS is 31.39 TRY (as of Nov 3, 2026), built from audited fundamentals. The current price: 14.71 TRY.
What is the quality score of BIZIM?
Bizim Toptan Satis Magazalari AS has a Quality Score of 41/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Bizim Toptan Satis Magazalari AS (BIZIM)?
Our model-based price target is the fair value of 31.39 TRY (as of Nov 3, 2026) from 13 valuation models. Cautious scenario 23.87 TRY, optimistic scenario 38.91 TRY. It is a calculation from audited fundamentals, not an analyst target.
What is the Bizim Toptan Satis Magazalari AS stock forecast for 2026?
Our models put fair value at 31.39 TRY, about +113% upside versus a price of 14.71 TRY (undervalued). Cautious scenario 23.87 TRY, optimistic scenario 38.91 TRY. The calculation is refreshed regularly with new filings.
What is the revenue of Bizim Toptan Satis Magazalari AS (BIZIM)?
Bizim Toptan Satis Magazalari AS reported trailing-twelve-month revenue of about 35.5B TRY (latest available figure, as of Nov 3, 2026).
What is the intrinsic value of Bizim Toptan Satis Magazalari AS (BIZIM)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Bizim Toptan Satis Magazalari AS it is 31.39 TRY per share (as of Nov 3, 2026), against a price of 14.71 TRY. It is the blended result of 13 valuation models (cash flow, earnings, asset, dividend).
Is Bizim Toptan Satis Magazalari AS stock overvalued or undervalued in 2026?
As of Nov 3, 2026, BIZIM trades below its calculated fair value: price 14.71 TRY, fair value 31.39 TRY, a gap of about +113% (undervalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of BIZIM?
No. The price is what the market pays today (14.71 TRY); the fair value is what the company's own numbers justify (31.39 TRY). For Bizim Toptan Satis Magazalari AS the two are 16.68 TRY per share apart. That gap is exactly why we show both numbers side by side.
How much is Bizim Toptan Satis Magazalari AS worth?
The market values Bizim Toptan Satis Magazalari AS at about 1.2B TRY (market capitalisation, as of Nov 3, 2026). Per share that is 14.71 TRY; our models calculate a fair value of 31.39 TRY per share.
What do the bullish and bearish scenarios say about BIZIM?
Our models span a range for Bizim Toptan Satis Magazalari AS: cautious scenario 23.87 TRY, base 31.39 TRY, optimistic 38.91 TRY per share (as of Nov 3, 2026, price 14.71 TRY). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the PEG ratio of BIZIM?
The PEG ratio of Bizim Toptan Satis Magazalari AS is 0.92 (P/E divided by earnings growth, as of Nov 3, 2026). That is below 1, so growth is priced more cheaply than the earnings multiple alone suggests.
How solid is the balance sheet of Bizim Toptan Satis Magazalari AS (BIZIM)?
Balance-sheet figures for Bizim Toptan Satis Magazalari AS (as of Nov 3, 2026): negative equity, so no return on equity and no debt-to-equity ratio. They feed the Quality Score of 41/100, which measures business quality independently of the share price.
How far is BIZIM from its 52-week high?
Bizim Toptan Satis Magazalari AS trades at 14.71 TRY, about 56% below its 52-week high of 33.38 TRY and at the low of 14.71 TRY (as of Nov 2, 2026). Distance from the high says nothing about value: that is what the fair value of 31.39 TRY is for.
Which stocks are comparable to Bizim Toptan Satis Magazalari AS?
From the same area (Consumer Cyclical) we also value Falabella S.A, Dillard's, Inc, 99 Speed Mart Retail Holdings, Macy's, Inc, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Bizim Toptan Satis Magazalari AS stock attractive at the current price?
The data as of Nov 3, 2026: price 14.71 TRY, calculated fair value 31.39 TRY (+113%), Quality Score 41/100, from 13 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of BIZIM calculated?
We run Bizim Toptan Satis Magazalari AS through 13 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of 31.39 TRY, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 15.2 % above its aggregate fair value. Bizim Toptan Satis Magazalari AS currently trades 53 % below its own fair value, and the market average says nothing about that. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Bizim Toptan Satis Magazalari AS (BIZIM)?
The closing price on Nov 2, 2026 was 14.71 TRY. Our model-based fair value is 31.39 TRY, about +113% upside (undervalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Bizim Toptan Satis Magazalari AS right now?
The large discount to fair value meets weak quality (41/100). That raises the risk this is a value trap rather than a bargain. The price is below even our cautious bear case (23.87 TRY). The market is more pessimistic than our downside scenario. The large gap to fair value rests on thin data (low evidence): fewer applicable models and a shorter history. Read it with extra caution.

Key figures of Bizim Toptan Satis Magazalari AS

How large is the market capitalisation of Bizim Toptan Satis Magazalari AS (BIZIM)?
The market capitalisation of Bizim Toptan Satis Magazalari AS is 1.2B TRY (≈ $23.7M). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Bizim Toptan Satis Magazalari AS (BIZIM)?
The price-to-sales ratio of Bizim Toptan Satis Magazalari AS is 0.04 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Bizim Toptan Satis Magazalari AS (BIZIM)?
Earnings per share at Bizim Toptan Satis Magazalari AS are −6.20 TRY. Earnings per share over the last twelve months: total profit spread across every single share.
What is the net margin of Bizim Toptan Satis Magazalari AS (BIZIM)?
The net margin of Bizim Toptan Satis Magazalari AS is −0.9% (last twelve months). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Bizim Toptan Satis Magazalari AS (BIZIM)?
The return on equity (ROE) of Bizim Toptan Satis Magazalari AS is −680% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Bizim Toptan Satis Magazalari AS (BIZIM)?
On an EBIT basis the return on assets of Bizim Toptan Satis Magazalari AS is 3.1% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Bizim Toptan Satis Magazalari AS (BIZIM)?
The operating margin of Bizim Toptan Satis Magazalari AS is −1.9% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Bizim Toptan Satis Magazalari AS (BIZIM)?
Revenue at Bizim Toptan Satis Magazalari AS is growing −16.6% versus a year earlier (3y avg +41.1%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How much free cash flow does Bizim Toptan Satis Magazalari AS (BIZIM) generate?
The free cash flow of Bizim Toptan Satis Magazalari AS is 1.1B TRY (fiscal year 2025). The cash truly left after running and investing in the business, this is what pays dividends and buybacks.
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