Capital Trade Links Limited (CTL) Fair Value & Analysis
Financial Services · IN · Market cap ₹2.8B
Fair value as of: Jul 5, 2026
From 14 valuation models · updated today
Share price +29.3% over the past month.
Price vs Fair Value (12 months)
12‑month range ₹14.69 – ₹31.89 · fair‑value band ₹2.19 – ₹3.65 · the ₹21.51 price screens above the ₹2.92 fair value. As of Jul 5, 2026.
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Capital Trade Links Limited (CTL) currently trades at ₹21.51, while our model-based Fair Value estimate is ₹2.92 — implying the stock looks roughly 86.4% overvalued today. We read business quality at 48/100 (below-average quality), in the Financial Services sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium — the entry price still matters most (evidence: medium).
Over the trailing twelve months, Capital Trade Links Limited generated revenue of ₹178M at a net margin of 10.6%. Revenue grew 136.3% year over year. It earns a return on equity of 2.6%. Net debt stands at ₹1.3B. Fundamentals as of Jul 5, 2026
Our scenario range runs from ₹2.19 (bear case) to ₹3.65 (bull case); at ₹21.51, the current price sits above that range. The share trades about 33% below its 52-week high and 50% above its 52-week low, currently above its 200-day average. For context, the median of 10 Financial Services peers we cover trades at -16% fair-value upside — at -86%, CTL screens richer than that median.
Key figures & financial health
More key figures
Figures from reported company fundamentals (EODHD) · as of Jul 5, 2026. TTM = trailing twelve months.
About the company
Capital Trade Links Limited, a non-deposit accepting non-banking financial company, provides loans and financing services in India. The company offers personal, business mobile, commercial vehicle, e-vehicle, e-rickshaw, consumer and equipment, and secured and unsecured corporate loans; loans against properties and security; and business trading services. It serves individuals, partnership firms, entrepreneurs, body corporate/business clients, and other legal entities. Capital Trade Links Limited was incorporated in 1984 and is headquartered in New Delhi, India.
Revenue & earnings trend
FY2022 – FY2026 · reported fiscal years
Capital Trade Links Limited reported revenue of ₹327M in FY2026 versus ₹97.0M in FY2022, a compound +35.5%/yr. Reported net income was ₹18.8M in FY2026, compounding −6.6%/yr from FY2022.
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| Stock | Price | Fair Value | vs Fair Value |
|---|---|---|---|
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| American Express Company AXP | C$28.87 | C$24.27 | -16% |
| Capital One Financial Corporation COF | $200.70 | $125.08 | -38% |
| Bajaj Finance Limited BAJFINANCE | ₹889.40 | ₹559.13 | -37% |
| PayPal Holdings PYPL | 720.50 MXN | 1,155 MXN | +60% |
| Synchrony Financial, S1YF34 | R$357.68 | R$715.36 | +100% |
| Shriram Finance Limited SHRIRAMFIN | ₹923.30 | ₹735.80 | -20% |
| Power Finance Corporation PFC | ₹431.30 | ₹616.44 | +43% |
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Frequently asked questions
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How we calculate Fair Value
Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.
Not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.