ED Invest S.A. (EDI) fair value: what the stock is really worth
As of Sep 24, 2026: fair value of ED Invest S.A. PLN 12.81, price PLN 8.48, upside +51.1%, quality 71 out of 100. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.
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Price vs Fair Value
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Sep 24, 2026.
How to read this chart
60‑month range 1.33 PLN – 9.44 PLN · fair‑value band 8.97 PLN – 16.66 PLN · the 8.48 PLN price screens below the 12.81 PLN fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). 2 fiscal years are left out: there the valuation rested on only a fraction of the usual models. Dashed = 300-day average. As of Sep 24, 2026.
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ED Invest Spólka Akcyjna develops residential and service apartments in Poland. The company develops and sells multi-family and single-family housing, and commercial properties. ED Invest Spólka Akcyjna was founded in 2003 and is headquartered in Warsaw, Poland.
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ED Invest Spólka Akcyjna develops residential and service apartments in Poland. The company develops and sells multi-family and single-family housing, and commercial properties. ED Invest Spólka Akcyjna was founded in 2003 and is headquartered in Warsaw, Poland. ED Invest Spólka Akcyjna operates as a subsidiary of Vesper Capital Spolka Z Ograniczona Odpowiedzialnoscia.
Stock analysis
ED Invest S.A. (EDI) currently trades at 8.48 PLN, while our model-based Fair Value estimate is 12.81 PLN, implying the stock looks roughly 33.8% undervalued today.
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Valuation
Bull case: the Dividend Discount group reads highest at a median of 32.18 PLN per share, and 22 of the 26 models we run sit above the 8.48 PLN price.
Bear case: the Asset-Based group reads lowest at 3.25 PLN, and 4 of the 26 models stay below the price. Evidence for this calculation is high.
Scenario range: 8.97 PLN (bear) to 16.66 PLN (bull), the price of 8.48 PLN sits below it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 71/100 (solid quality), in the Consumer Cyclical sector.
Mixed Growth: Revenue is growing, but margins or cash flow do not fully confirm the trend.
ED Invest S.A. reported revenue of 124M PLN in FY2025 versus 59.7M PLN in FY2021, a compound +20.1%/yr. Reported net income was 5.8M PLN in FY2025, compounding −9.7%/yr from FY2021.
Key figures
Market cap 84.2M PLN (≈ $21.9M) · P/E ratio 11.3 · P/S ratio 0.53 · EPS (TTM) 0.7500 PLN · Net margin 4.7% · Return on equity 10.5% · Return on assets (EBIT) 12.1% · Operating margin 5.8%.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 48 out of 100 (low confidence).
What moves the price
The share trades about 10% below its 52-week high and 103% above its 52-week low, currently above its 200-day average.
For context, the median of 10 Consumer Cyclical peers we cover trades at 44% fair-value upside, at 51%, EDI screens cheaper than that median.
Fair Value models
Bear 8.97 PLNFair Value 12.81 PLNBull 16.66 PLN
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above is their evidence-weighted blend, not the output of a single model.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target.Evidence ⓘEvidence = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.72/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
Revenue growth 1 year
+88.8%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+16.3%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+6.3%
Start year 2020 (pandemic). Over 10 years: +11.1% a year
Revenue growth 16 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+7.6%
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What shareholders gained per year (last 5 years) ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate. Basis: EBIT basis.
−4.9%
Earnings growth per share plus dividend.
Earnings per share, growth per year−4.9%
Dividend (yield on the price)0.0%
Pace: 5 vs 10 years ⓘTwo data points, not a trend model: earnings growth per share over the last 5 fiscal years against the last 10. Labelled "steady" when both rates are within 3 percentage points of each other, otherwise picking up or flattening. Shown only when ten years of history exist.−8% vs 5%, slowing
Profit margin 2020 to 2025 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.15% → 7%
Start year 2020 (pandemic)
Growth Forecast
Little optimism in the price
The price assumes less growth than the company has delivered so far.
What the price assumes ⓘThis turns our valuation around: instead of asking what the share is worth, it asks what growth the current price requires. It uses the cash the company keeps after all spending (free cash flow), the same discount rate as our models, five years of growth, then slowing evenly to 2 % a year by year ten. Compared with the analysts' sales forecasts extended to the same five years (at least three analysts, for context only, it does not enter the Fair Value): within 3 percentage points counts as "in line" (amber), below that little optimism (green), above that a lot of optimism (red).
−18.8%
Yearly growth needed for the next five years to justify today's price.
What forecasts expect
n/a
No analyst forecast available.
After inflation (Poland: IMF forecast 3.1% a year to 2030, 4.6% from 2016 to 2025) that is about −21.3% a year for the price.
Price, fair value, quality and upside side by side.
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Residential Construction · 65 stocks
Beats the industry median on 11/13 measures
Overall it ranks above its industry peers.
Valuation
Quality Score71 · Top 25%
Fair Value upside+51% · Above median
Profitability
Return on equity (TTM)10% · Above median
Return on assets5% · Above median
Net margin (TTM)5% · Below median
Operating margin (TTM)6% · Below median
Growth and dividend
Revenue growth268% · Top 25%
Dividend yield (TTM)22.8% · Top 25%
Valuation Multiplesvs Residential Construction median · lower = cheaper
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Is ED Invest S.A. (EDI) overvalued or undervalued?
As of Sep 24, 2026, our model estimates a fair value of 12.81 PLN versus a price of 8.48 PLN, about +51% upside (undervalued).
What is the fair value of EDI?
Our model-based fair value for ED Invest S.A. is 12.81 PLN (as of Sep 24, 2026), built from audited fundamentals. The current price: 8.48 PLN.
What is the quality score of EDI?
ED Invest S.A. has a Quality Score of 71/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for ED Invest S.A. (EDI)?
Our model-based price target is the fair value of 12.81 PLN (as of Sep 24, 2026) from 26 valuation models. Cautious scenario 8.97 PLN, optimistic scenario 16.66 PLN. It is a calculation from audited fundamentals, not an analyst target.
What is the ED Invest S.A. stock forecast for 2026?
Our models put fair value at 12.81 PLN, about +51% upside versus a price of 8.48 PLN (undervalued). Cautious scenario 8.97 PLN, optimistic scenario 16.66 PLN. The calculation is refreshed regularly with new filings.
What is the revenue of ED Invest S.A. (EDI)?
ED Invest S.A. reported trailing-twelve-month revenue of about 124M PLN (latest available figure, as of Sep 24, 2026).
What growth is priced into ED Invest S.A. (EDI)?
For today's price to be fair in a discounted-cash-flow model, ED Invest S.A. would have to grow free cash flow by -18.8 % per year for five years (discount rate 10.6 %, then slowing evenly to 2 % perpetual growth by year ten). Over the last 5 years revenue grew +6.3 % per year. As of Sep 24, 2026.
What discount rate (WACC) does the fair value of EDI use?
Our models discount ED Invest S.A. at 10.6 %: a base by market capitalisation (nano), country premium for Poland. The same rate applies in all 26 models.
What is a reverse DCF?
A reverse DCF turns the usual calculation around. Instead of deriving a value from assumptions, it takes today's price as given and asks: what free-cash-flow growth would a company have to deliver for exactly this price to be fair? The result is not a forecast but the expectation already priced in. For ED Invest S.A. that is -18.8 % per year a year over ten years, using the same discount rate (10.6 %) and the same formula as our fair value.
How much growth has ED Invest S.A. (EDI) delivered so far?
Over the past 5 years revenue at ED Invest S.A. grew +6.3 % a year. The price currently implies -18.8 % per year free-cash-flow growth a year. Comparing the two shows how much confidence is in the price: if it demands more than has been delivered, the business has to accelerate for the maths to work.
How fast is the sector of ED Invest S.A. (EDI) growing?
The median revenue growth in the sector is +2.6 % a year. That is the yardstick for the growth priced into ED Invest S.A. (-18.8 % per year a year): it shows whether the expectation is within the usual range or beyond it.
What is the free cash flow yield of ED Invest S.A. (EDI)?
The free-cash-flow yield on the price is 26.58 %: that much free cash flow ED Invest S.A. produces per unit of market value. When it exceeds the discount rate of our models (10.6 %), the business already earns more than its cost of capital demands, and the price needs little additional growth.
What is the intrinsic value of ED Invest S.A. (EDI)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For ED Invest S.A. it is 12.81 PLN per share (as of Sep 24, 2026), against a price of 8.48 PLN. It is the blended result of 26 valuation models (cash flow, earnings, asset, dividend).
Is ED Invest S.A. stock overvalued or undervalued in 2026?
As of Sep 24, 2026, EDI trades below its calculated fair value: price 8.48 PLN, fair value 12.81 PLN, a gap of about +51% (undervalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of EDI?
No. The price is what the market pays today (8.48 PLN); the fair value is what the company's own numbers justify (12.81 PLN). For ED Invest S.A. the two are 4.33 PLN per share apart. That gap is exactly why we show both numbers side by side.
How much is ED Invest S.A. worth?
The market values ED Invest S.A. at about 84.2M PLN (market capitalisation, as of Sep 24, 2026). Per share that is 8.48 PLN; our models calculate a fair value of 12.81 PLN per share.
What do the bullish and bearish scenarios say about EDI?
Our models span a range for ED Invest S.A.: cautious scenario 8.97 PLN, base 12.81 PLN, optimistic 16.66 PLN per share (as of Sep 24, 2026, price 8.48 PLN). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of EDI?
ED Invest S.A. trades at a price-to-earnings ratio of 11.3 (as of Sep 24, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of 12.81 PLN is built from several models across several years. Other multiples: P/B 0.5, P/S 0.2, EV/EBITDA 2.5.
How solid is the balance sheet of ED Invest S.A. (EDI)?
Balance-sheet figures for ED Invest S.A. (as of Sep 24, 2026): return on equity 10.5%. They feed the Quality Score of 71/100, which measures business quality independently of the share price.
How far is EDI from its 52-week high?
ED Invest S.A. trades at 8.48 PLN, about 10% below its 52-week high of 9.44 PLN and 103% above the low of 4.17 PLN (as of Sep 24, 2026). Distance from the high says nothing about value: that is what the fair value of 12.81 PLN is for.
Which stocks are comparable to ED Invest S.A.?
From the same area (Consumer Cyclical) we also value D.R. Horton, Inc, PulteGroup, Inc, Lennar Corporation, NVR, Inc, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is ED Invest S.A. stock attractive at the current price?
The data as of Sep 24, 2026: price 8.48 PLN, calculated fair value 12.81 PLN (+51%), Quality Score 71/100, from 26 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of EDI calculated?
We run ED Invest S.A. through 26 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of 12.81 PLN, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 13.0 % above its aggregate fair value. ED Invest S.A. currently trades 51 % below its own fair value, and the market average says nothing about that. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of ED Invest S.A. (EDI)?
The closing price on Sep 24, 2026 was 8.48 PLN. Our model-based fair value is 12.81 PLN, about +51% upside (undervalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with ED Invest S.A. right now?
The rarer combination: high quality (71/100) AND below fair value. That earns a closer look rather than a quick verdict. The price is below even our cautious bear case (8.97 PLN). The market is more pessimistic than our downside scenario. A fairly wide model range (8.97 PLN to 16.66 PLN) leaves room in how you read the outcome.
Where does the earnings growth of ED Invest S.A. (EDI) come from?
Earnings per share at ED Invest S.A. grew +13.9 % a year from 2014 to 2025. Broken into its drivers: revenue per share +14.3 %, EBIT margin −0.6 %, tax rate +0.0 %, residual (interest, one-offs) +0.2 %. The four rates multiply to the earnings growth rate, they do not add up. Start and end are three-year averages so a single exceptional year does not distort the result.
Key figures of ED Invest S.A.
How large is the market capitalisation of ED Invest S.A. (EDI)?
The market capitalisation of ED Invest S.A. is 84.2M PLN (≈ $21.9M). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of ED Invest S.A. (EDI)?
The price-to-sales ratio of ED Invest S.A. is 0.53 (P/E × margin). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of ED Invest S.A. (EDI)?
Earnings per share at ED Invest S.A. are 0.7500 PLN (price ÷ EPS = P/E 11.3). Earnings per share over the last twelve months: total profit spread across every single share.
What is the net margin of ED Invest S.A. (EDI)?
The net margin of ED Invest S.A. is 4.7% (fiscal year 2025). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of ED Invest S.A. (EDI)?
The return on equity (ROE) of ED Invest S.A. is 10.5% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of ED Invest S.A. (EDI)?
On an EBIT basis the return on assets of ED Invest S.A. is 12.1% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of ED Invest S.A. (EDI)?
The operating margin of ED Invest S.A. is 5.8% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at ED Invest S.A. (EDI)?
Revenue at ED Invest S.A. is growing +268% versus a year earlier (3y avg +16.3%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at ED Invest S.A. (EDI)?
Earnings per share at ED Invest S.A. are growing +645% versus a year earlier. How much earnings per share grew versus a year earlier.
How much net debt does ED Invest S.A. (EDI) carry?
The net debt of ED Invest S.A. is 2.3M PLN (fiscal year 2025, ≈ 0.1 yrs of FCF). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.
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