ED Invest S.A. (EDI) fair value: what the stock is really worth
As of Nov 6, 2026: fair value (intrinsic value) of ED Invest S.A. stock PLN 12.81, price PLN 7.34, upside +74.5%, quality 62 out of 100. Rating: strongly undervalued. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.
69 individual criteria per stock, every one traceableSee the method →
Price vs Fair Value
White line = price, green steps = our fair value per fiscal year. As of Nov 7, 2026.
How to read this chart
60‑month range 1.33 PLN – 9.44 PLN · fair‑value band 8.97 PLN – 16.66 PLN · the 7.34 PLN price screens below the 12.81 PLN fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). 2 fiscal years are left out: there the valuation rested on only a fraction of the usual models. As of Nov 7, 2026.
Follow ED Invest in your weekly email
Every Wednesday you see whether ED Invest is on track or worth a review, plus price against fair value. Free, up to 3 stocks.
We send you a confirmation link. Unsubscribe with one click.
ED Invest Spólka Akcyjna develops residential and service apartments in Poland. The company develops and sells multi-family and single-family housing, and commercial properties. ED Invest Spólka Akcyjna was founded in 2003 and is headquartered in Warsaw, Poland.
Show moreShow less
ED Invest Spólka Akcyjna operates as a subsidiary of Vesper Capital Spolka Z Ograniczona Odpowiedzialnoscia.
Stock analysis
ED Invest S.A. (EDI) currently trades at 7.34 PLN, while our model-based Fair Value estimate is 12.81 PLN, implying the stock looks roughly 43% undervalued today.
Show more
Valuation
Bull case: the Growth DCF group reads highest at a median of 33.26 PLN per share, and 21 of the 26 models we run sit above the 7.34 PLN price.
Bear case: the Asset-Based group reads lowest at 4.51 PLN, and 5 of the 26 models stay below the price. Data coverage for this calculation is high.
Scenario range: 8.97 PLN (bear) to 16.66 PLN (bull), the price of 7.34 PLN sits below it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 62/100 (solid quality), in the Consumer Cyclical sector.
Mixed Growth: Revenue is growing, but margins or cash flow do not fully confirm the trend.
ED Invest S.A. reported revenue of 124M PLN in FY2025 versus 59.7M PLN in FY2021, a compound +20.1%/yr. Reported net income was 5.8M PLN in FY2025, compounding −9.7%/yr from FY2021.
Key figures
Market cap 79.1M PLN (≈ $20.0M) Micro · P/E ratio 10.5 · P/S ratio 0.54 · EPS (TTM) 0.7000 PLN · Dividend yield 13.1% · Net margin 4.8% · Return on equity 15.2% · Return on assets (EBIT) 12.1% (5-year average).
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 39 out of 100 (low confidence).
What moves the price
The share trades about 22% below its 52-week high and 54% above its 52-week low, currently below its 200-day average.
For context, the median of 10 Consumer Cyclical peers we cover trades at 38% fair-value upside, at 75%, EDI screens cheaper than that median.
Fair Value models
Bear8.97 PLNFair Value 12.81 PLNBull16.66 PLN
Price 7.34 PLN · Upside +74.5%
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above starts from their evidence-weighted blend, not from a single model. In cyclical trough or peak years, after dilution or a stock split it is adjusted afterwards, so it can sit above or below the models.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds.Coverage ⓘCoverage = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.77/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
Revenue growth 1 year
+88.8%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+16.3%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+6.3%
Start year 2020 (pandemic). Over 10 years: +11.1% a year
Revenue growth 16 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+7.6%
’14
’15
’16
’17
’18
’19
’20
’21
’22
’23
’24
’25
What shareholders gained per year (last 5 years) ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate. Basis: EBIT basis.
+8.2%
Earnings growth per share plus dividend.
Earnings per share, growth per year−4.9%
Dividend (yield on the price)13.1%
Pace: 5 vs 10 years ⓘTwo data points, not a trend model: earnings growth per share over the last 5 fiscal years against the last 10. Labelled "steady" when both rates are within 3 percentage points of each other, otherwise picking up or flattening. Shown only when ten years of history exist.−7.9% vs 5.4%, slowing
Profit margin 2020 to 2025 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.15% → 7%
Pace: the 5-year rate starts in 2020 (pandemic)
Growth Forecast
Little optimism in the price
The price assumes less growth than the company has delivered so far.
What the price assumes ⓘThis turns our valuation around: instead of asking what the share is worth, it asks what growth the current price requires. It uses the cash the company keeps after all spending (free cash flow), the same discount rate as our models, five years of growth, then slowing evenly to 2 % a year by year ten. Compared with the analysts' sales forecasts extended to the same five years (at least three analysts, for context only, it does not enter the Fair Value): within 3 percentage points counts as "in line" (amber), below that little optimism (green), above that a lot of optimism (red).
−20.0%
The company could shrink this much every year for the next five years and today's price would still be justified.
What forecasts expect
n/a
No analyst forecast available.
After inflation (Poland: IMF forecast 3.1% a year to 2030, 4.6% from 2016 to 2025) that is about −22.4% a year for the price.
Price, fair value, quality and upside side by side.
Free, no sign-up
Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Residential Construction · 63 stocks
Beats the industry median on 10/13 measures
Overall it ranks above its industry peers.
Valuation
Quality Score62 · Above median
Fair Value upside+74.5% · Top 25%
Profitability
Return on equity (12 months)15.2% · Top 25%
Return on assets5.0% · Above median
Net margin (12 months)4.8% · Below median
Operating margin (12 months)−4.1% · Bottom 25%
Growth and dividend
Revenue growth (quarter YoY)56.2% · Top 25%
Dividend yield (12 months)13.1% · Top 25%
Valuation Multiplesvs Residential Construction median · lower = cheaper
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Is ED Invest S.A. (EDI) overvalued or undervalued?
As of Nov 7, 2026, our model estimates a fair value of 12.81 PLN versus a price of 7.34 PLN, about +75% upside (undervalued).
What is the fair value of EDI?
Our model-based fair value for ED Invest S.A. is 12.81 PLN (as of Nov 7, 2026), built from audited fundamentals. The current price: 7.34 PLN.
What is the quality score of EDI?
ED Invest S.A. has a Quality Score of 62/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for ED Invest S.A. (EDI)?
Our model-based price target is the fair value of 12.81 PLN (as of Nov 7, 2026) from 26 valuation models. Cautious scenario 8.97 PLN, optimistic scenario 16.66 PLN. It is a calculation from audited fundamentals, not an analyst target.
What is the ED Invest S.A. stock forecast for 2026?
Our models put fair value at 12.81 PLN, about +75% upside versus a price of 7.34 PLN (undervalued). Cautious scenario 8.97 PLN, optimistic scenario 16.66 PLN. The calculation is refreshed regularly with new filings.
What is the revenue of ED Invest S.A. (EDI)?
ED Invest S.A. reported trailing-twelve-month revenue of about 146M PLN (latest available figure, as of Nov 7, 2026).
Does ED Invest S.A. pay a dividend?
ED Invest S.A. currently shows a dividend yield of 13.08% relative to its recent price (as of Nov 7, 2026).
How much is the dividend of ED Invest S.A. (EDI) and when is the ex-dividend date?
ED Invest S.A. pays a dividend of 0.96 PLN per share a year, a dividend yield of 13.1%. The last ex-dividend date was May 25, 2026. A dividend has been paid every year since at least 2011. The payout ratio is 137% of earnings. Free cash flow covers the dividend 2.35 times. Our assessment: Sustainable. Payout and cash coverage both look sustainable.
What growth is priced into ED Invest S.A. (EDI)?
For today's price to be fair in a discounted-cash-flow model, ED Invest S.A. would have to grow free cash flow by -20.0 % per year for five years (discount rate 10.6 %, then slowing evenly to 2 % perpetual growth by year ten). Over the last 5 years revenue grew +6.3 % per year. As of Nov 7, 2026.
What discount rate (WACC) does the fair value of EDI use?
Our models discount ED Invest S.A. at 10.6 %: a base by market capitalisation (nano), country premium for Poland. The same rate applies in all 26 models.
What is a reverse DCF?
A reverse DCF turns the usual calculation around. Instead of deriving a value from assumptions, it takes today's price as given and asks: what free-cash-flow growth would a company have to deliver for exactly this price to be fair? The result is not a forecast but the expectation already priced in. For ED Invest S.A. that is -20.0 % per year for five years, then slowing evenly to 2 % by year ten, using the same discount rate (10.6 %) and the same formula as our fair value.
How much growth has ED Invest S.A. (EDI) delivered so far?
Over the past 5 years revenue at ED Invest S.A. grew +6.3 % a year. The price currently implies free-cash-flow growth of -20.0 % per year. Comparing the two shows how much confidence is in the price: if it demands more than has been delivered, the business has to accelerate for the maths to work.
How fast is the sector of ED Invest S.A. (EDI) growing?
The median revenue growth in the sector is +4.7 % a year. That is the yardstick for the growth priced into ED Invest S.A. (-20.0 % per year): it shows whether the expectation is within the usual range or beyond it.
What is the free cash flow yield of ED Invest S.A. (EDI)?
The free-cash-flow yield on the price is 28.29 %: that much free cash flow ED Invest S.A. produces per unit of market value. When it exceeds the discount rate of our models (10.6 %), the business already earns more than its cost of capital demands, and the price needs little additional growth.
What is the intrinsic value of ED Invest S.A. (EDI)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For ED Invest S.A. it is 12.81 PLN per share (as of Nov 7, 2026), against a price of 7.34 PLN. It is the blended result of 26 valuation models in 8 families (DCF Models, Earnings-Based, Dividend Discount, Multiples, Asset-Based, Growth DCF, Economic Profit, Growth Earnings).
Is ED Invest S.A. stock overvalued or undervalued in 2026?
As of Nov 7, 2026, EDI trades below its calculated fair value: price 7.34 PLN, fair value 12.81 PLN, a gap of about +75% (undervalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of EDI?
No. The price is what the market pays today (7.34 PLN); the fair value is what the company's own numbers justify (12.81 PLN). For ED Invest S.A. the two are 5.47 PLN per share apart. That gap is exactly why we show both numbers side by side.
How much is ED Invest S.A. worth?
The market values ED Invest S.A. at about 79.1M PLN (market capitalisation, as of Nov 7, 2026). Per share that is 7.34 PLN; our models calculate a fair value of 12.81 PLN per share.
What do the bullish and bearish scenarios say about EDI?
Our models span a range for ED Invest S.A.: cautious scenario 8.97 PLN, base 12.81 PLN, optimistic 16.66 PLN per share (as of Nov 7, 2026, price 7.34 PLN). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of EDI?
ED Invest S.A. trades at a price-to-earnings ratio of 10.5 (as of Nov 7, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of 12.81 PLN is built from several models across several years. Median P/E at fiscal year-end, 10 fiscal years (2016 to 2025), reported earnings: 8.7. Other multiples: P/B 1.6, P/S 0.5, EV/EBITDA 7.6.
How solid is the balance sheet of ED Invest S.A. (EDI)?
Balance-sheet figures for ED Invest S.A. (as of Nov 7, 2026): return on equity 15.2%. They feed the Quality Score of 62/100, which measures business quality independently of the share price.
How far is EDI from its 52-week high?
ED Invest S.A. trades at 7.34 PLN, about 22% below its 52-week high of 9.44 PLN and 54% above the low of 4.77 PLN (as of Nov 6, 2026). Distance from the high says nothing about value: that is what the fair value of 12.81 PLN is for.
Which stocks are comparable to ED Invest S.A.?
From the same area (Consumer Cyclical) we also value D.R. Horton, Inc, PulteGroup, Inc, Lennar Corporation, NVR, Inc, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is ED Invest S.A. stock attractive at the current price?
The data as of Nov 7, 2026: price 7.34 PLN, calculated fair value 12.81 PLN (+75%), Quality Score 62/100, from 26 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of EDI calculated?
We run ED Invest S.A. through 26 models from 8 families: DCF Models, Earnings-Based, Dividend Discount, Multiples, Asset-Based, Growth DCF, Economic Profit, Growth Earnings. Every model gets the same audited fundamentals; the fair value of 12.81 PLN builds on their evidence-weighted average, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 13.3% above its aggregate fair value. ED Invest S.A. currently trades 43% below its own fair value, and the market average says nothing about that. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of ED Invest S.A. (EDI)?
The closing price on Nov 6, 2026 was 7.34 PLN. Our model-based fair value is 12.81 PLN, about +75% upside (undervalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with ED Invest S.A. right now?
The price is below even our cautious bear case (8.97 PLN). The market is more pessimistic than our downside scenario. Solid quality (62/100) at a price below fair value, the discount is the argument here, not the business quality. A fairly wide model range (8.97 PLN to 16.66 PLN) leaves room in how you read the outcome.
Where does the earnings growth of ED Invest S.A. (EDI) come from?
Earnings per share at ED Invest S.A. grew +13.9 % a year from 2014 to 2025. Broken into its drivers: revenue per share +14.3 %, EBIT margin −0.6 %, tax rate +0.0 %, residual (interest, one-offs) +0.2 %. The four rates multiply to the earnings growth rate, they do not add up. Start and end are three-year averages so a single exceptional year does not distort the result.
Key figures of ED Invest S.A.
How large is the market capitalisation of ED Invest S.A. (EDI)?
The market capitalisation of ED Invest S.A. is 79.1M PLN (≈ $20.0M). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of ED Invest S.A. (EDI)?
The price-to-sales ratio of ED Invest S.A. is 0.54 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of ED Invest S.A. (EDI)?
Earnings per share at ED Invest S.A. are 0.7000 PLN (price ÷ EPS = P/E 10.5). Earnings per share over the last twelve months: total profit spread across every single share.
What is the dividend yield of ED Invest S.A. (EDI)?
The dividend yield of ED Invest S.A. is 13.1% (payout 137%). Yearly dividend relative to the share price. 3% pays 3 per 100 invested. Below: how much of profit is used for it.
What is the net margin of ED Invest S.A. (EDI)?
The net margin of ED Invest S.A. is 4.8% (last twelve months). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of ED Invest S.A. (EDI)?
The return on equity (ROE) of ED Invest S.A. is 15.2% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of ED Invest S.A. (EDI)?
On an EBIT basis the return on assets of ED Invest S.A. is 12.1% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of ED Invest S.A. (EDI)?
The operating margin of ED Invest S.A. is −4.1% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at ED Invest S.A. (EDI)?
Revenue at ED Invest S.A. is growing +56.2% versus a year earlier (3y avg +16.3%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at ED Invest S.A. (EDI)?
Earnings per share at ED Invest S.A. are growing +645% versus a year earlier. How much earnings per share grew versus a year earlier.
How much net debt does ED Invest S.A. (EDI) carry?
The net debt of ED Invest S.A. is 2.3M PLN (fiscal year 2025, ≈ 0.1 yrs of FCF). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.
Free · no account needed
Watch ED Invest S.A. in the live analysis
One click puts ED Invest S.A. on your watchlist: fair value and trend at a glance, plus comparison, the diversification check and the 27,000+ stock screener.
Broad data
Nov 7, 2026