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Facephi Biometria, S.A (FACE) Fair Value & Analysis

Technology · ES · Market cap €47.6M

FB Facephi Biometria, S.A FACE · MC
Price€1.74
Fair Value€0.5300
Upside-69.5%
Quality40/100
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Expensive Growth
Thin margins · 0.8% net margin
Low debt · negative free cash flow
Mixed vs. peers (6/13)
Narrow moat 41/100
Evidence: High Range €0.4400 – €0.5300 Share as image

Fair value as of: Jul 16, 2026

From 16 valuation models · updated 25 days ago

Fair value updated Jul 16, 2026, revised from €0.6300 to €0.5300 (−15.9%) since Jun 24, 2026. Share price −4.9% over the past month.

Below-average quality, and screening another 70% overvalued on our models.

What matters now

  • The price sits above even our optimistic bull case (€0.5300). The favourable scenario is already priced in.
  • Weak quality (40/100) and above fair value at the same time, the margin of safety is missing on both counts.
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Price vs Fair Value (5 years)

€5.33 €1.50 Fair Value €0.5300 Jun 2021 Aug 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Jul 16, 2026.

How to read this chart

60‑month range €1.50 – €5.33 · fair‑value band €0.4400 – €0.5300 · the €1.74 price screens above the €0.5300 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Jul 16, 2026.

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Analysis

Facephi Biometria, S.A (FACE) currently trades at €1.74, while our model-based Fair Value estimate is €0.5300, implying the stock looks roughly 69.5% overvalued today. The Quality Score stands at 40/100 (below-average quality), in the Technology sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium, the entry price still matters most (evidence: high).

Over the trailing twelve months, Facephi Biometria, S.A generated revenue of €40.6M at a net margin of 0.8%. Revenue grew 32.0% year over year. It earns a return on equity of 1.6%. Net debt stands at €5.3M. Fundamentals as of Jul 16, 2026

Our scenario range runs from €0.4400 (bear case) to €0.5300 (bull case); at €1.74, the current price sits above that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 40% below its 52-week high, currently below its 200-day average. For context, the median of 10 Technology peers we cover trades at -27% fair-value upside, at -70%, FACE screens richer than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Model Bear Bear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull Bull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence
Highest evidence
Residual Income €0.5200 €0.4900 €0.3300 76
ROIC Compounder €1.05 €1.35 €1.57 72
Gordon GGM €0.4200 €0.7100 €0.9200 70
All 16 models by family
Earnings-Based
Graham-Dodd €0.0900 €0.6600 €0.9300 54
Lynch FV €0.3400 €0.4900 €0.6300 50
PEG = 1.0 €0.3400 €0.4900 €0.6300 46
EPV €0.9400 €1.05 €1.14 59
Dividend Discount
Gordon GGM €0.4200 €0.7100 €0.9200 70
DDM Multi-Stage €0.4200 €0.6700 €0.7600 61
Multiples
P/E Multiple €0.2100 €0.2800 €0.3500 63
P/S Multiple €0.1800 €0.2400 €0.3000 58
P/B Multiple €0.1800 €0.2400 €0.3000 55
EV/EBIT €1.91 €2.53 €3.15 53
EV/EBITDA €3.90 €5.18 €6.45 54
EV/Revenue €1.31 €1.85 €2.38 43
Asset-Based
NCAV (Graham) €0.4100 €0.5500 €0.8200 50
Economic Profit
Residual Income €0.5200 €0.4900 €0.3300 76
ROIC Compounder €1.05 €1.35 €1.57 72
Growth Earnings
Growth-Adj P/E €0.4400 €0.6300 €0.8200 68

Widest divergence: Dividend Discount (€0.6700) versus Multiples (€0.2800). Highest evidence: Residual Income (76).

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Key figures & financial health

Revenue (TTM) €40.6M
Revenue growth (YoY) +32.0%
Net margin 0.8%
Return on equity 1.6%
Free cash flow −€1.4M FY2025
P/E ratio 226.0
More key figures
Operating margin 20.5%
EPS (TTM) €0.0100
EPS growth (YoY) +12.3%
Net debt €5.3M FY2025

Figures from reported company fundamentals · as of Jul 16, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 40/100

Of which business quality 42 · Market factors (momentum, volatility) 16

Profitability 39
Margins and returns on capital today
Quality Growth 100
Are margins and returns improving?
Cashflow 44
Earnings quality: real cash, not paper profit
Fin. Strength 44
Balance sheet, leverage, solvency risk
Investment 22
Disciplined investing over empire-building
Low Volatility 42
Calm price path (market factor)
Momentum 9
Price trend over the last 3–12 months (market factor)
52W Momentum 0
Distance to the 52-week high (market factor)
Net Issuance 0
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

About the company

Facephi Biometria, S.A. engages in the biometric facial recognition technology solutions in Spain and internationally. The company offers authentication, a solution allows user to authenticate through multibiometric technology and prevents unauthorized access; onboarding, a solution that allows to verify the identity of users remotely, automatically …

Full company description

Facephi Biometria, S.A. engages in the biometric facial recognition technology solutions in Spain and internationally. The company offers authentication, a solution allows user to authenticate through multibiometric technology and prevents unauthorized access; onboarding, a solution that allows to verify the identity of users remotely, automatically capturing the document information, and taking a selfie with passive liveness; and digital identity platform, that allows the customer to design any digital onboarding and authentication process that allows the customer to design any digital onboarding and authentication process. It also provides behavioural biometrics, an intelligent fraud detection solution; mule account detection for proactive protection against financial fraud; and Teseo ID wallet to manage verifiable credentials. Its solutions are used in banking, fintech, crypto, insurance, gaming and gambling, aviation, hospitality, shared mobility, government, telcos, health industries. Facephi Biometria, S.A. was incorporated in 2012 and is headquartered in Alicante, Spain.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Facephi Biometria, S.A reported revenue of €36.0M in FY2025 versus €13.2M in FY2021, a compound +28.6%/yr. Reported net income was €369K in FY2025.

Growth Quality 52/100
The company is growing, but growth may require heavy reinvestment or weak cash conversion.
Latest Revenue (FY 2025)
€36.0M
Latest YoY
+24.6%
Avg. growth/yr (3Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+17.3%
Avg. growth/yr (5Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+37.7%
Avg. growth/yr (12Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+100.3%
Revenue +28.6%/yr
FY21 €13.2M
FY22 €22.3M
FY23 €29.3M
FY24 €28.9M
FY25 €36.0M
Net income
FY21 −€554K
FY22 €1.1M
FY23 −€4.3M
FY24 −€8.9M
FY25 €369K

FACE screens 70% overvalued. Compare with SAP SE →

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Cite: Fair Value Calculator (2026). "Facephi Biometria, S.A Fair Value". https://www.fairvalue-calculator.com/stock/FACE

Peer Group

Software - Application · 709 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 40 · Bottom 25%
Fair Value upside −70% · Bottom 25%
Return on equity (TTM) 2% · Below median
Return on assets 2% · Above median
Net margin (TTM) 1% · Below median
Operating margin (TTM) 20% · Top 25%
Revenue growth 32% · Top 25%
Debt / equity 0.01× · Lower than median

Valuation Multiples vs Software - Application median · lower = cheaper

P/E (TTM) 180.0× · Pricier than 75% of peers
P/B 2.52× · Pricier than median
P/S (TTM) 1.36× · Cheaper than median
EV/EBITDA 24.6× · Pricier than median
PEG 0.26× · Cheaper than 75% of peers

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUE 0 · sector 0
FUTURE 100 · sector 38
PAST 6 · sector 13
HEALTH 99 · sector 98
DIVIDEND 0 · sector 28

VALUE 0: the price sits above our fair-value range.

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

Similar stocks

10 more Software - Application stocks, each showing price versus our Fair Value estimate (as of Jul 16, 2026).

Stock Price Fair Value vs Fair Value
SAP SE SAPS C$12.69 C$16.26 +28%
Shopify Inc SHOP C$173.23 C$20.54 -88%
Uber Technologies, Inc UBER $72.67 $51.11 -30%
Salesforce, Inc CRM $170.77 $182.10 +7%
ServiceNow, Inc NOW $107.71 $33.12 -69%
Cadence Design Systems, Inc CDNS $384.17 $80.41 -79%
Snowflake Inc SNOW $271.87 $34.04 -87%
Adobe Inc ADBE $230.61 $379.48 +65%
Automatic Data Processing, Inc ADP $241.92 $177.51 -27%
Intuit Inc INTU $291.09 $258.69 -11%

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Frequently asked questions

Is Facephi Biometria, S.A (FACE) overvalued or undervalued?
As of Jul 16, 2026, our model estimates a fair value of €0.5300 versus a price of €1.74, about −70% (overvalued).
What is the fair value of FACE?
Our model-based fair value for Facephi Biometria, S.A is €0.5300 (as of Jul 16, 2026), built from audited fundamentals. The current price is €1.74.
What is the quality score of FACE?
Facephi Biometria, S.A has a Quality Score of 40/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of Facephi Biometria, S.A (FACE)?
Facephi Biometria, S.A reported trailing-twelve-month revenue of about €40.6M (latest available figure, as of Jul 16, 2026).
What is the net profit margin of FACE?
The net profit margin of Facephi Biometria, S.A is about 0.8%, meaning it keeps roughly 0.8% of revenue as net income. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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