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FDJ United (FDJ) Fair Value & Analysis

Consumer Cyclical · AT · Market cap €4.3B

FU FDJ United FDJ · VI
Price€22.29
Fair Value€20.97
Upside-5.9%
Quality61/100
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Healthy Growth
Thin margins · 4.8% net margin
High debt · generates free cash flow
9.08% dividend yield
Ranks above peers (10/14)
Moderate moat 55/100
Evidence: High Range €15.72 – €29.60 Share as image

Fair value as of: Jul 20, 2026

From 24 valuation models · updated 20 days ago

Share price −1.4% over the past month.

A solid business, currently priced close to our fair value.

What matters now

  • The price sits close to our fair value, market and models broadly agree here, little valuation tension.
  • A fairly wide model range (€15.72 to €29.60) leaves room in how you read the outcome.
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Price vs Fair Value (5 years)

€39.26 €20.37 Fair Value €20.97 May 2021 Aug 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Jul 20, 2026.

How to read this chart

60‑month range €20.37 – €39.26 · fair‑value band €15.72 – €29.60 · the €22.29 price screens above the €20.97 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Jul 20, 2026.

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Analysis

FDJ United (FDJ) currently trades at €22.29, while our model-based Fair Value estimate is €20.97, implying the stock looks roughly 5.9% fairly valued today. The Quality Score stands at 61/100 (solid quality), in the Consumer Cyclical sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium, the entry price still matters most (evidence: high).

Over the trailing twelve months, FDJ United generated revenue of €3.7B at a net margin of 4.8%. Revenue grew 10.6% year over year. It earns a return on equity of 16.3%. Net debt stands at €1.5B. Fundamentals as of Jul 20, 2026

Our scenario range runs from €15.72 (bear case) to €29.60 (bull case); at €22.29, the current price sits within that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 28% below its 52-week high and 9% above its 52-week low, currently below its 200-day average. For context, the median of 10 Consumer Cyclical peers we cover trades at -11% fair-value upside, at -6%, FDJ screens cheaper than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Model BearBaseBull Evidence
Highest evidence
Growth DCF €32.79 €70.81 €128.04 80
Residual Income €6.05 €8.01 €27.19 76
Rev-Margin DCF €17.24 €34.06 €57.38 74
All 24 models by family
DCF Models
FCF DCF €33.94 €67.97 €147.77 38
Owner Earnings €22.60 €51.70 €105.14 31
5Y Revenue Exit €17.24 €34.35 €57.76 39
5Y EBITDA Exit €39.45 €83.38 €141.49 41
5Y P/E Exit €15.81 €31.19 €49.15 38
10Y Revenue Exit €21.85 €40.61 €70.31 36
10Y EBITDA Exit €37.27 €77.15 €143.59 37
10Y P/E Exit €21.50 €38.25 €62.78 35
Earnings-Based
Graham-Dodd €6.48 €37.35 €51.95 54
Lynch FV €10.53 €15.05 €19.56 50
PEG = 1.0 €10.53 €15.05 €19.56 46
EPV €14.66 €18.13 €21.13 59
Multiples
P/E Multiple €15.72 €20.97 €26.21 63
P/S Multiple €12.15 €16.20 €20.25 58
P/B Multiple €12.15 €16.20 €20.25 55
EV/EBIT €34.01 €47.80 €61.59 53
EV/EBITDA €44.85 €62.26 €79.66 54
EV/Revenue €9.39 €16.56 €23.73 43
Asset-Based
NCAV (Graham) €2.64 €3.54 €5.28 50
Growth DCF
Growth DCF €32.79 €70.81 €128.04 80
Rev-Margin DCF €17.24 €34.06 €57.38 74
Economic Profit
Residual Income €6.05 €8.01 €27.19 76
ROIC Compounder €18.62 €29.02 €43.32 72
Growth Earnings
Growth-Adj P/E €15.94 €22.77 €29.60 68

Widest divergence: DCF Models (€40.61) versus Asset-Based (€3.54). Highest evidence: Growth DCF (80).

Key figures & financial health

Revenue (TTM) €3.7B
Revenue growth (YoY) +10.6%
Net margin 4.8%
Return on equity 16.3%
Free cash flow €568M FY2025
P/E ratio 24.5
More key figures
Operating margin 16.3%
EPS (TTM) €0.9500
Dividend yield 9.1%
EPS growth (YoY) -78.5%
Net debt €1.5B FY2025

Figures from reported company fundamentals · as of Jul 20, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 61/100

Of which business quality 60 · Market factors (momentum, volatility) 48

Profitability 47
Margins and returns on capital today
Quality Growth 70
Are margins and returns improving?
Cashflow 76
Earnings quality: real cash, not paper profit
Fin. Strength 34
Balance sheet, leverage, solvency risk
Investment 54
Disciplined investing over empire-building
Low Volatility 86
Calm price path (market factor)
Momentum 38
Price trend over the last 3–12 months (market factor)
52W Momentum 23
Distance to the 52-week high (market factor)
Net Issuance 88
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

About the company

FDJ United engages in the gambling operation and distribution business in France and internationally. The company operates through Lottery and Sports Betting; Online Betting and Gaming; International Lottery; and Payment and Services segments.

Full company description

FDJ United engages in the gambling operation and distribution business in France and internationally. The company operates through Lottery and Sports Betting; Online Betting and Gaming; International Lottery; and Payment and Services segments. It offers prize draws, such as Loto and Euromillions, as well as Illiko instant games; online offer (open to competition), including sports betting and horse-race betting, poker and casino games; and payment and collection service through a network of point"of"sale registered as agents. The company also provides B2B solutions; and owns Relax Gaming, a supplier of online gambling products. The company was formerly known as La Française des Jeux Société anonyme and changed its name to FDJ United in March 2025. FDJ United was founded in 1933 and is based in Boulogne-Billancourt, France.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

FDJ United reported revenue of €3.7B in FY2025 versus €2.3B in FY2021, a compound +13.0%/yr. Reported net income was €176M in FY2025, compounding −12.1%/yr from FY2021.

Growth Quality 95/100
Revenue growth appears healthy and is supported by profitability and cash-flow quality.
Latest Revenue (FY 2025)
€3.7B
Latest YoY
+20.0%
Avg. growth/yr (3Y)
+14.3%
Revenue +13.0%/yr
FY21 €2.3B
FY22 €2.5B
FY23 €2.6B
FY24 €3.1B
FY25 €3.7B
Net income −12.1%/yr
FY21 €294M
FY22 €308M
FY23 €425M
FY24 €399M
FY25 €176M

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Cite: Fair Value Calculator (2026). "FDJ United Fair Value". https://www.fairvalue-calculator.com/stock/FDJ

Earlier news

External third-party headlines (Yahoo Finance, Reuters and others), not an editorial selection.

Peer Group

Gambling · 54 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 61 · Above median
Fair Value upside −6% · Below median
Return on equity (TTM) 16% · Above median
Return on assets 6% · Above median
Net margin (TTM) 5% · Above median
Operating margin (TTM) 16% · Above median
Revenue growth 11% · Above median
Dividend yield (TTM) 9.1% · Top 25%
Debt / equity 2.07× · Higher than 75% of peers

Valuation Multiples vs Gambling median · lower = cheaper

P/E (TTM) 24.5× · Pricier than median
P/B 5.09× · Pricier than 75% of peers
P/S (TTM) 1.35× · Cheaper than median
P/FCF 8.7× · Cheaper than median
EV/EBITDA 6.7× · Cheaper than median

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUE 25 · sector 29
FUTURE 53 · sector 9
PAST 65 · sector 26
HEALTH 0 · sector 89
DIVIDEND 100 · sector 66

Insider activity: 35/100

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

Gambling

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

Similar stocks

10 more Gambling stocks, each showing price versus our Fair Value estimate (as of Jul 20, 2026).

Stock Price Fair Value vs Fair Value
Flutter Entertainment plc FLUT $110.66 $88.33 -20%
Evolution AB EVO kr 684.00 kr 974.80 +43%
The Lottery Corporation TLC A$5.62 A$2.99 -47%
Super Group SGHC $14.73 $9.39 -36%
Lottomatica Group LTMC €25.62 €16.38 -36%
Light & Wonder, Inc LNWO $78.94 $70.17 -11%
Churchill Downs Incorporated CHDN $83.95 $94.74 +13%
Brightstar Lottery PLC BRSL $10.71 $17.61 +64%
Tabcorp Holdings TAH A$0.8750 A$0.3700 -58%
Betsson AB BETSB kr 90.60 kr 346.34 +282%

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Frequently asked questions

Is FDJ United (FDJ) overvalued or undervalued?
As of Jul 20, 2026, our model estimates a fair value of €20.97 versus a price of €22.29, about −6% (fairly valued).
What is the fair value of FDJ?
Our model-based fair value for FDJ United is €20.97 (as of Jul 20, 2026), built from audited fundamentals. The current price is €22.29.
What is the quality score of FDJ?
FDJ United has a Quality Score of 61/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of FDJ United (FDJ)?
FDJ United reported trailing-twelve-month revenue of about €3.7B (latest available figure, as of Jul 20, 2026).
What is the net profit margin of FDJ?
The net profit margin of FDJ United is about 4.8%, meaning it keeps roughly 4.8% of revenue as net income. Based on the latest reported figures.
Does FDJ United pay a dividend?
FDJ United currently shows a dividend yield of about 9.14% relative to its recent price (as of Jul 20, 2026).

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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