PNGS Gargi Fashion Jewellery Ltd (GARGI) Fair Value & Analysis
Consumer Cyclical · IN · Market cap ₹8.5B
Fair value as of: Aug 13, 2026
From 24 valuation models · updated 6 days ago
Fair value updated Aug 13, 2026, revised from ₹499.43 to ₹507.29 (+1.6%) since Aug 12, 2026. Share price −8.9% over the past month.
A solid business, but screening 15% overvalued on our models.
What matters now
- Solid but not exceptional quality (58/100) and above fair value, neither a clear bargain nor a standout compounder.
- A fairly wide model range (₹297.56 to ₹634.11) leaves room in how you read the outcome.
Price vs Fair Value (4 years)
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Aug 13, 2026.
How to read this chart
44‑month range ₹59.85 – ₹1,487 · fair‑value band ₹297.56 – ₹634.11 · the ₹594.50 price screens above the ₹507.29 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Aug 13, 2026.
Analysis
PNGS Gargi Fashion Jewellery Ltd (GARGI) currently trades at ₹594.50, while our model-based Fair Value estimate is ₹507.29, implying the stock looks roughly 14.7% overvalued today. The Quality Score stands at 58/100 (solid quality), in the Consumer Cyclical sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium, the entry price still matters most (evidence: high).
Over the trailing twelve months, PNGS Gargi Fashion Jewellery Ltd generated revenue of ₹1.5B at a net margin of 21.0%. Revenue grew 30.4% year over year. It earns a return on equity of 25.9%. Net debt stands at ₹10.3M. Fundamentals as of Aug 13, 2026
Our scenario range runs from ₹297.56 (bear case) to ₹634.11 (bull case); at ₹594.50, the current price sits within that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 50% below its 52-week high, currently below its 200-day average. For context, the median of 10 Consumer Cyclical peers we cover trades at -6% fair-value upside, at -15%, GARGI screens richer than that median.
Fair Value models
Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.
All 24 models by family
Widest divergence: Growth Earnings (₹1,390) versus Asset-Based (₹90.81). Highest evidence: Growth DCF (80).
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Key figures & financial health
More key figures
Figures from reported company fundamentals · as of Aug 13, 2026. TTM = trailing twelve months.
Quality Score breakdown
Of which business quality 56 · Market factors (momentum, volatility) 22
Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.
About the company
PNGS Gargi Fashion Jewellery Limited engages in the trading of fashion and costume jewelry, articles of silver, and other articles in India. The company offers 92.5% certified sterling silver jewelry, brass and copper jewelry, idols, and other gift articles.
Full company description
PNGS Gargi Fashion Jewellery Limited engages in the trading of fashion and costume jewelry, articles of silver, and other articles in India. The company offers 92.5% certified sterling silver jewelry, brass and copper jewelry, idols, and other gift articles. Its products include earrings, necklaces, pendants, chains, finger rings, bracelets, anklets, nose pins, mangal sutras, pendant sets, and bangles for females of various age groups; and male accessories, such as rings, cufflinks, and button sets, as well as idols and other silverware and related gift items. The company operates through point of sales counters and brand store franchisees in Hyderabad, Bengaluru, Kolkata, Nashik, Mumbai, Pune, Chennai, Shillong, and Kanpur. PNGS Gargi Fashion Jewellery Limited was founded in 1832 and is based in Pune, India.
Company description, as reported by the company or data provider.
Revenue & earnings trend
FY2022 – FY2026 · reported fiscal years
PNGS Gargi Fashion Jewellery Ltd reported revenue of ₹1.5B in FY2026 versus ₹59.4M in FY2022, a compound +123.9%/yr. Reported net income was ₹313M in FY2026, compounding +130.7%/yr from FY2022.
GARGI screens 15% overvalued. Compare with Compagnie Financière Richemont SA →
Peer Group
Luxury Goods · 136 stocks
How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.
Valuation Multiples vs Luxury Goods median · lower = cheaper
Snowflake
Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.
Values & ESG
Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.
ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.
Similar stocks
10 more Luxury Goods stocks, each showing price versus our Fair Value estimate (as of Aug 13, 2026).
| Stock | Price | Fair Value | vs Fair Value |
|---|---|---|---|
| Compagnie Financière Richemont SA CFR | CHF 185.45 | CHF 118.46 | -36% |
| Christian Dior SE DIO | €423.60 | €1,095 | +159% |
| Kering SA KER | €270.60 | €56.23 | -79% |
| Tapestry, Inc TPR | $153.74 | $19.95 | -87% |
| Chow Tai Fook Jewellery Group 1929 | HK$12.31 | HK$11.51 | -6% |
| Prada S.p.A 1913 | HK$42.22 | HK$64.07 | +52% |
| Pandora A/S PNDORA | kr 771.40 | kr 1,424 | +85% |
| Laopu Gold Co 6181 | HK$359.20 | HK$544.05 | +51% |
| Kalyan Jewellers India Limited KALYANKJIL | ₹596.70 | ₹238.57 | -60% |
| Henan Liliang Diamond Co 301071 | ¥60.38 | ¥9.24 | -85% |
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How we calculate Fair Value
Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.
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