Kioson Komersial Indonesia Tbk PT (KIOS) fair value: what the stock is really worth
As of Sep 24, 2026: fair value of Kioson Komersial Indonesia Tbk PT IDR 15, price IDR 94, upside -83.9%, quality 48 out of 100. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.
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PT Kioson Komersial Indonesia Tbk, together with its subsidiaries, engages in the online trading and e-commerce business in Indonesia. The company provides software and hardware platforms to support micro, small, and middle businesses through the Kioson Cash Point partnership system.
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PT Kioson Komersial Indonesia Tbk, together with its subsidiaries, engages in the online trading and e-commerce business in Indonesia. The company provides software and hardware platforms to support micro, small, and middle businesses through the Kioson Cash Point partnership system. It is also involved in the transferring funds or sending money electronic money transactions, services, development, printing, industries, trade, transportation, workshops, agriculture, technology and digital products, and warehousing services. PT Kioson Komersial Indonesia Tbk was founded in 2015 and is based in Jakarta Pusat, Indonesia.
Stock analysis
Kioson Komersial Indonesia Tbk PT (KIOS) currently trades at 94.00 IDR, while our model-based Fair Value estimate is 15.13 IDR, implying the stock looks roughly 521.1% overvalued today.
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Valuation
Bull case: the Asset-Based group reads highest at a median of 86.09 IDR per share, and 0 of the 9 models we run sit above the 94.00 IDR price.
Bear case: the Earnings-Based group reads lowest at 8.90 IDR, and 9 of the 9 models stay below the price. Evidence for this calculation is low.
Scenario range: 10.59 IDR (bear) to 19.66 IDR (bull), the price of 94.00 IDR sits above it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 48/100 (below-average quality), in the Technology sector.
Weak Growth: Revenue is shrinking: the last year, the last three and the last five years are all negative.
Kioson Komersial Indonesia Tbk PT reported revenue of 10.1B IDR in FY2025 versus 339B IDR in FY2021, a compound −58.4%/yr. Reported net income was 646M IDR in FY2025, compounding −28.7%/yr from FY2021.
Key figures
Market cap 101B IDR (≈ $5.7M) · P/E ratio 81.7 · P/S ratio 5.21 · EPS (TTM) 1.15 IDR · Net margin 6.4% · Return on equity 0.7% · Return on assets (EBIT) −3.1% · Operating margin −14.0%.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 29 out of 100 (low confidence).
What moves the price
The share trades about 65% below its 52-week high and 65% above its 52-week low, currently below its 200-day average.
For context, the median of 10 Technology peers we cover trades at −6% fair-value upside, at −84%, KIOS screens richer than that median.
Fair Value models
The price assumes far more growth than our models allow for, so the models scatter widely (8.90 IDR to 86.09 IDR). Read the Fair Value as a cautious anchor, not a price target; the Growth Forecast section shows what the price assumes.
Bear 10.59 IDRFair Value 15.13 IDRBull 19.66 IDR
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above is their evidence-weighted blend, not the output of a single model. Based on fiscal year 2025 figures (about 9 months old). Earnings retained since then (0.8444 IDR per share) are deliberately not added.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target.Evidence ⓘEvidence = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.19/100
Revenue is shrinking: the last year, the last three and the last five years are all negative.
Revenue growth 1 year
−91.7%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−69.7%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−59.4%
Start year 2020 (pandemic). Over 10 years: +17.6% a year
Revenue growth 10 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+17.6%
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What shareholders gained per year (last 5 years), in IDR ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate. Measured in IDR: this currency has depreciated against the euro and dollar over the long run, so part of the nominal rate is currency erosion that never reaches a EUR/USD investor.
−29.2%
Earnings growth per share plus dividend.
Earnings per share, growth per year−29.2%
Dividend (yield on the price)0.0%
Profit margin 2020 to 2025 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.−2% → −27%
Compare Kioson Komersial Indonesia Tbk PT with another stock
Price, fair value, quality and upside side by side.
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Software - Application · 721 stocks
Beats the industry median on 2/10 measures
Overall it trails its industry peers.
Valuation
Quality Score48 · Below median
Fair Value upside−84% · Bottom 25%
Profitability
Return on equity (TTM)1% · Below median
Return on assets−1% · Below median
Net margin (TTM)15% · Top 25%
Operating margin (TTM)−14% · Bottom 25%
Growth and dividend
Revenue growth−47% · Bottom 25%
Valuation Multiplesvs Software - Application median · lower = cheaper
P/E (TTM)81.7× · Priciest 25%
P/B0.73× · Cheapest 25%
P/S (TTM)11.93× · Priciest 25%
Strength profile in five axes (Snowflake)
This stockSector peers
VALUE (fair-value potential)0· sector 25
FUTURE (revenue growth)0· sector 38
PAST (return on equity)3· sector 16
HEALTH (low debt)100· sector 97
DIVIDEND (yield)0· sector 30
VALUE 0: the price sits above our fair-value range.
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Cite: Fair Value Calculator (2026). "Kioson Komersial Indonesia Tbk PT Fair Value". https://www.fairvalue-calculator.com/stock/KIOS
Frequently asked questions
Is Kioson Komersial Indonesia Tbk PT (KIOS) overvalued or undervalued?
As of Sep 24, 2026, our model estimates a fair value of 15.13 IDR versus a price of 94.00 IDR, about −84% upside (overvalued).
What is the fair value of KIOS?
Our model-based fair value for Kioson Komersial Indonesia Tbk PT is 15.13 IDR (as of Sep 24, 2026), built from audited fundamentals. The current price: 94.00 IDR.
What is the quality score of KIOS?
Kioson Komersial Indonesia Tbk PT has a Quality Score of 48/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Kioson Komersial Indonesia Tbk PT (KIOS)?
Our model-based price target is the fair value of 15.13 IDR (as of Sep 24, 2026) from 9 valuation models. Cautious scenario 10.59 IDR, optimistic scenario 19.66 IDR. It is a calculation from audited fundamentals, not an analyst target.
What is the Kioson Komersial Indonesia Tbk PT stock forecast for 2026?
Our models put fair value at 15.13 IDR, about −84% upside versus a price of 94.00 IDR (overvalued). Cautious scenario 10.59 IDR, optimistic scenario 19.66 IDR. The calculation is refreshed regularly with new filings.
What is the revenue of Kioson Komersial Indonesia Tbk PT (KIOS)?
Kioson Komersial Indonesia Tbk PT reported trailing-twelve-month revenue of about 8.5B IDR (latest available figure, as of Sep 24, 2026).
What is the intrinsic value of Kioson Komersial Indonesia Tbk PT (KIOS)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Kioson Komersial Indonesia Tbk PT it is 15.13 IDR per share (as of Sep 24, 2026), against a price of 94.00 IDR. It is the blended result of 9 valuation models (cash flow, earnings, asset, dividend).
Is Kioson Komersial Indonesia Tbk PT stock overvalued or undervalued in 2026?
As of Sep 24, 2026, KIOS trades above its calculated fair value: price 94.00 IDR, fair value 15.13 IDR, a gap of about −84% (overvalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of KIOS?
No. The price is what the market pays today (94.00 IDR); the fair value is what the company's own numbers justify (15.13 IDR). For Kioson Komersial Indonesia Tbk PT the two are 78.87 IDR per share apart. That gap is exactly why we show both numbers side by side.
How much is Kioson Komersial Indonesia Tbk PT worth?
The market values Kioson Komersial Indonesia Tbk PT at about 101B IDR (market capitalisation, as of Sep 24, 2026). Per share that is 94.00 IDR; our models calculate a fair value of 15.13 IDR per share.
What do the bullish and bearish scenarios say about KIOS?
Our models span a range for Kioson Komersial Indonesia Tbk PT: cautious scenario 10.59 IDR, base 15.13 IDR, optimistic 19.66 IDR per share (as of Sep 24, 2026, price 94.00 IDR). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of KIOS?
Kioson Komersial Indonesia Tbk PT trades at a price-to-earnings ratio of 81.7 (as of Sep 24, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of 15.13 IDR is built from several models across several years. Other multiples: P/B 0.7, P/S 11.9.
How solid is the balance sheet of Kioson Komersial Indonesia Tbk PT (KIOS)?
Balance-sheet figures for Kioson Komersial Indonesia Tbk PT (as of Sep 24, 2026): return on equity 0.7%. They feed the Quality Score of 48/100, which measures business quality independently of the share price.
How far is KIOS from its 52-week high?
Kioson Komersial Indonesia Tbk PT trades at 94.00 IDR, about 65% below its 52-week high of 266.00 IDR and 65% above the low of 57.00 IDR (as of Sep 24, 2026). Distance from the high says nothing about value: that is what the fair value of 15.13 IDR is for.
Which stocks are comparable to Kioson Komersial Indonesia Tbk PT?
From the same area (Technology) we also value SAP SE, Salesforce, Inc, Shopify Inc, ServiceNow, Inc, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Kioson Komersial Indonesia Tbk PT stock attractive at the current price?
The data as of Sep 24, 2026: price 94.00 IDR, calculated fair value 15.13 IDR (−84%), Quality Score 48/100, from 9 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of KIOS calculated?
We run Kioson Komersial Indonesia Tbk PT through 9 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of 15.13 IDR, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 14.0 % above its aggregate fair value. Kioson Komersial Indonesia Tbk PT itself currently trades above fair value. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Kioson Komersial Indonesia Tbk PT (KIOS)?
The closing price on Sep 24, 2026 was 94.00 IDR. Our model-based fair value is 15.13 IDR, about −84% upside (overvalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Kioson Komersial Indonesia Tbk PT right now?
The price sits above even our optimistic bull case (19.66 IDR). The favourable scenario is already priced in. The large gap to fair value rests on thin data (low evidence): fewer applicable models and a shorter history. Read it with extra caution. Solid but not exceptional quality (48/100) and above fair value, neither a clear bargain nor a standout compounder. A fairly wide model range (10.59 IDR to 19.66 IDR) leaves room in how you read the outcome.
Key figures of Kioson Komersial Indonesia Tbk PT
How large is the market capitalisation of Kioson Komersial Indonesia Tbk PT (KIOS)?
The market capitalisation of Kioson Komersial Indonesia Tbk PT is 101B IDR (≈ $5.7M). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Kioson Komersial Indonesia Tbk PT (KIOS)?
The price-to-sales ratio of Kioson Komersial Indonesia Tbk PT is 5.21 (P/E × margin). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Kioson Komersial Indonesia Tbk PT (KIOS)?
Earnings per share at Kioson Komersial Indonesia Tbk PT are 1.15 IDR (price ÷ EPS = P/E 81.7). Earnings per share over the last twelve months: total profit spread across every single share.
What is the net margin of Kioson Komersial Indonesia Tbk PT (KIOS)?
The net margin of Kioson Komersial Indonesia Tbk PT is 6.4% (fiscal year 2025). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Kioson Komersial Indonesia Tbk PT (KIOS)?
The return on equity (ROE) of Kioson Komersial Indonesia Tbk PT is 0.7% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Kioson Komersial Indonesia Tbk PT (KIOS)?
On an EBIT basis the return on assets of Kioson Komersial Indonesia Tbk PT is −3.1% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Kioson Komersial Indonesia Tbk PT (KIOS)?
The operating margin of Kioson Komersial Indonesia Tbk PT is −14.0% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Kioson Komersial Indonesia Tbk PT (KIOS)?
Revenue at Kioson Komersial Indonesia Tbk PT is growing −47.0% versus a year earlier (3y avg −69.7%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at Kioson Komersial Indonesia Tbk PT (KIOS)?
Earnings per share at Kioson Komersial Indonesia Tbk PT are growing −24.2% versus a year earlier. How much earnings per share grew versus a year earlier.
How much free cash flow does Kioson Komersial Indonesia Tbk PT (KIOS) generate?
The free cash flow of Kioson Komersial Indonesia Tbk PT is −886M IDR (fiscal year 2025). The cash truly left after running and investing in the business, this is what pays dividends and buybacks.
How much net cash does Kioson Komersial Indonesia Tbk PT (KIOS) hold?
Kioson Komersial Indonesia Tbk PT holds more cash than debt, 532M IDR net (fiscal year 2025). The company holds more cash than debt, a safety cushion.
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