Ladder Capital Corp Class A (LADR) fair value: what the stock is really worth
As of Nov 6, 2026: fair value (intrinsic value) of Ladder Capital Corp Class A stock $7.56, price $8.91, that is 15.2% below the price, quality 55 out of 100. Rating: overvalued. Calculated from audited financials with 11 of our 26 valuation models and 37 quality factors, updated daily.
69 individual criteria per stock, every one traceableSee the method →
Price vs Fair Value
White line = price, green steps = our fair value per fiscal year. As of Nov 7, 2026.
How to read this chart
60‑month range $6.20 – $10.54 · fair‑value band $5.80 – $8.50 · the $8.91 price screens above the $7.56 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). As of Nov 7, 2026.
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Ladder Capital Corp operates as an internally-managed real estate investment trust in the United States. It operates through three segments: Loans, Securities, and Real Estate.
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The Loans segment originates and acquires balance sheet loans that provide interim financing to borrowers seeking short-term capital for the acquisition or transition of commercial real estate; originates conduit loans, which are first mortgage loans on commercial real estate properties for sale in commercial mortgage-backed securities securitizations; and invests in note purchase financings, subordinated debt, mezzanine debt, and other structured finance products related to commercial real estate.
Its Securities segment invests in CMBS, U.S. Agency securities, corporate bonds, equity securities, and U.S. Treasury securities that are not classified as cash and cash equivalents.
The Real Estate segment engages in net leased properties, other diversified real estate, and investments in unconsolidated ventures. The company qualifies as a real estate investment trust for federal income tax purposes.
It generally would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. Ladder Capital Corp was founded in 2008 and is headquartered in New York, New York.
Stock analysis
Ladder Capital Corp Class A (LADR) currently trades at $8.91, while our model-based Fair Value estimate is $7.56, 15% below the price, so the stock looks overvalued today.
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Valuation
Bull case: the Multiples group reads highest at a median of $9.34 per share, and 1 of the 7 models we run sit above the $8.91 price.
Bear case: the Asset-Based group reads lowest at $7.22, and 6 of the 7 models stay below the price. Data coverage for this calculation is high.
Scenario range: $5.80 (bear) to $8.50 (bull), the price of $8.91 sits above it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 55/100 (solid quality), in the Real Estate sector.
Weak Growth: Growth has flattened: the last year, three and five years all grew more slowly than the long-term average.
Ladder Capital Corp Class A reported revenue of $392M in FY2025 versus $358M in FY2021, a compound +2.3%/yr. Reported net income was $64.2M in FY2025, compounding +3.2%/yr from FY2021.
Key figures
Market cap $1.1B Small · P/E ratio 11.1 · P/S ratio 4.09 · EPS (TTM) $0.8000 · Dividend yield 10.3% · Net margin 36.2% · Return on equity 6.7% · Return on assets (EBIT) 5.6% (5-year average).
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 52 out of 100 (medium confidence).
What moves the price
The share trades about 15% below its 52-week high and 5% above its 52-week low, currently below its 200-day average.
For context, the median of 10 Real Estate peers we cover trades at 56% fair-value upside, at −15%, LADR screens richer than that median.
Fair Value models
Bear$5.80Fair Value $7.56Bull$8.50
Price $8.91 · Downside -15.2%
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above starts from their evidence-weighted blend, not from a single model. In cyclical trough or peak years, after dilution or a stock split it is adjusted afterwards, so it can sit above or below the models.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds.Coverage ⓘCoverage = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
In the last 6 months, one officer or director sold shares worth $358,925 and none bought.
SaleRobert PerelmanHead of Asset Management35,000 shares at $10.25$358,925Jun 2, 2026
BuyBrian HarrisChief Executive Officer, Director5,000 shares at $10.32$51,600Feb 6, 2026
Sales are often planned (taxes, diversification, 10b5-1 plans). Purchases with their own money are seen as the stronger sign. For information only: not part of the quality score or Fair Value.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.40/100
Growth has flattened: the last year, three and five years all grew more slowly than the long-term average.
Revenue growth 1 year
−23.3%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−10.3%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+1.8%
Start year 2020 (pandemic). Over 10 years: −1.0% a year
Revenue growth 15 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+5.9%
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What shareholders gained per year (last 5 years) ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate. Basis: adjusted.
+0.1%
Earnings growth per share plus dividend.
Earnings per share, growth per year−10.2%
Dividend (yield on the price)10.3%
Pace: 5 vs 10 years ⓘTwo data points, not a trend model: earnings growth per share over the last 5 fiscal years against the last 10. Labelled "steady" when both rates are within 3 percentage points of each other, otherwise picking up or flattening. Shown only when ten years of history exist.−8.7% vs −2.0%, slowing
Profit margin 2020 to 2025 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.51% → 62%
Pace: the 5-year rate starts in 2020 (pandemic)
⚠ Revenue per share shrinking 5.9%/yr over ~10Y (margins intact) ⓘStructural-decline marker: revenue PER SHARE has fallen over the last decade (robust median trend, not a single year). Backtested across 2005 to 2017, such businesses trailed the market by about 2.5 percentage points per year. Display only: it does not change the fair value or the quality score.
Growth Forecast
A lot of optimism in the price
The price assumes more growth than the company has delivered so far and more than analysts expect.
What the price assumes ⓘThis turns our valuation around: instead of asking what the share is worth, it asks what growth the current price requires. It uses the cash the company keeps after all spending (free cash flow), the same discount rate as our models, five years of growth, then slowing evenly to 2 % a year by year ten. Compared with the analysts' sales forecasts extended to the same five years (at least three analysts, for context only, it does not enter the Fair Value): within 3 percentage points counts as "in line" (amber), below that little optimism (green), above that a lot of optimism (red).
+29.7%
Yearly growth needed for the next five years to justify today's price.
What forecasts expect ⓘAnalysts publish sales forecasts for the next two fiscal years. For the years after that, growth slows evenly to 2 % a year by year ten (2 % is the long-run rate our models use). Projected years are marked as such.
−7.7%
Yearly sales growth analysts expect, extended to five years.
After inflation (USA: IMF forecast 2.4% a year to 2030, 3.1% from 2016 to 2025) that is about +26.6% a year for the price and −9.9% for the forecasts.
News mood ⓘNews mood, the average tone of recent news (93 articles), rated against how stocks are usually covered. 🚀 Hype = unusually upbeat · 🙂 Positive = above average · 😐 Neutral = typical · 🙁 Negative = below average · 😨 Very negative = unusually downbeat. It reflects the tone of coverage, not our valuation.Hype
Recent news coverage is unusually upbeat, far more positive than stocks are typically covered.
Compare Ladder Capital Corp Class A with another stock
Price, fair value, quality and upside side by side.
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.REIT - Mortgage · 31 stocks
Beats the industry median on 7/15 measures
A mixed picture versus its industry peers.
Valuation
Quality Score55 · Top 25%
Fair Value upside−15.2% · Bottom 25%
Profitability
Return on equity (12 months)6.7% · Above median
Return on assets1.3% · Below median
Net margin (12 months)36.2% · Below median
Operating margin (12 months)59.5% · Above median
Growth and dividend
Revenue growth (quarter YoY)96.4% · Above median
Dividend yield (12 months)10.3% · Bottom 25%
Balance sheet
Debt / equity1.75× · Below median
Valuation Multiplesvs REIT - Mortgage median · lower = cheaper
P/E (12 months)11.1× · Pricier than median
P/B0.75× · Priciest 25%
P/S (12 months)4.09× · Cheaper than median
Price / free cash flow (fiscal year)12.8× · Pricier than median
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Cite: Fair Value Calculator (2026). "Ladder Capital Corp Class A Fair Value". https://www.fairvalue-calculator.com/stock/LADR
Frequently asked questions
Is Ladder Capital Corp Class A (LADR) overvalued or undervalued?
As of Nov 7, 2026, our model estimates a fair value of $7.56 versus a price of $8.91, about 15% lower (overvalued).
What is the fair value of LADR?
Our model-based fair value for Ladder Capital Corp Class A is $7.56 (as of Nov 7, 2026), built from audited fundamentals. The current price: $8.91.
What is the quality score of LADR?
Ladder Capital Corp Class A has a Quality Score of 55/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Ladder Capital Corp Class A (LADR)?
Our model-based price target is the fair value of $7.56 (as of Nov 7, 2026) from 11 valuation models. Cautious scenario $5.80, optimistic scenario $8.50. It is a calculation from audited fundamentals, not an analyst target.
What is the Ladder Capital Corp Class A stock forecast for 2026?
Our models put fair value at $7.56, about 15% lower versus a price of $8.91 (overvalued). Cautious scenario $5.80, optimistic scenario $8.50. The calculation is refreshed regularly with new filings.
What is the revenue of Ladder Capital Corp Class A (LADR)?
Ladder Capital Corp Class A reported trailing-twelve-month revenue of about $273M (latest available figure, as of Nov 7, 2026).
Does Ladder Capital Corp Class A pay a dividend?
Ladder Capital Corp Class A currently shows a dividend yield of 10.33% relative to its recent price (as of Nov 7, 2026).
How much is the dividend of Ladder Capital Corp Class A (LADR) and when is the ex-dividend date?
Ladder Capital Corp Class A pays a dividend of $0.92 per share a year, a dividend yield of 10.3%. The last ex-dividend date was Sep 30, 2026. A dividend has been paid every year since at least 2015. The payout ratio is 115% of earnings. Free cash flow covers the dividend 0.75 times. Our assessment: Pays more than it earns. The company pays out more in dividends than it earns, and free cash flow clearly does not cover the dividend either. It may need to be cut unless profits recover.
What growth is priced into Ladder Capital Corp Class A (LADR)?
For today's price to be fair in a discounted-cash-flow model, Ladder Capital Corp Class A would have to grow free cash flow by +29.7 % per year for five years (discount rate 11.3 %, then slowing evenly to 2 % perpetual growth by year ten). Over the last 5 years revenue grew +1.8 % per year. As of Nov 7, 2026.
What discount rate (WACC) does the fair value of LADR use?
Our models discount Ladder Capital Corp Class A at 11.3 %: a base by market capitalisation (small), damped by beta 1.03, country premium for USA. The same rate applies in all 26 models.
What is a reverse DCF?
A reverse DCF turns the usual calculation around. Instead of deriving a value from assumptions, it takes today's price as given and asks: what free-cash-flow growth would a company have to deliver for exactly this price to be fair? The result is not a forecast but the expectation already priced in. For Ladder Capital Corp Class A that is +29.7 % per year for five years, then slowing evenly to 2 % by year ten, using the same discount rate (11.3 %) and the same formula as our fair value.
How much growth has Ladder Capital Corp Class A (LADR) delivered so far?
Over the past 5 years revenue at Ladder Capital Corp Class A grew +1.8 % a year. The price currently implies free-cash-flow growth of +29.7 % per year. Comparing the two shows how much confidence is in the price: if it demands more than has been delivered, the business has to accelerate for the maths to work.
How fast is the sector of Ladder Capital Corp Class A (LADR) growing?
The median revenue growth in the sector is +9.2 % a year. That is the yardstick for the growth priced into Ladder Capital Corp Class A (+29.7 % per year): it shows whether the expectation is within the usual range or beyond it.
What is the free cash flow yield of Ladder Capital Corp Class A (LADR)?
The free-cash-flow yield on the price is 7.80 %: that much free cash flow Ladder Capital Corp Class A produces per unit of market value. When it exceeds the discount rate of our models (11.3 %), the business already earns more than its cost of capital demands, and the price needs little additional growth.
What is the intrinsic value of Ladder Capital Corp Class A (LADR)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Ladder Capital Corp Class A it is $7.56 per share (as of Nov 7, 2026), against a price of $8.91. It is the blended result of 11 valuation models in 6 families (DCF Models, Dividend Discount, Multiples, Asset-Based, Growth DCF, Economic Profit).
Is Ladder Capital Corp Class A stock overvalued or undervalued in 2026?
As of Nov 7, 2026, LADR trades above its calculated fair value: price $8.91, fair value $7.56, a gap of about −15% (overvalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of LADR?
No. The price is what the market pays today ($8.91); the fair value is what the company's own numbers justify ($7.56). For Ladder Capital Corp Class A the two are $1.35 per share apart. That gap is exactly why we show both numbers side by side.
How much is Ladder Capital Corp Class A worth?
The market values Ladder Capital Corp Class A at about $1.1B (market capitalisation, as of Nov 7, 2026). Per share that is $8.91; our models calculate a fair value of $7.56 per share.
What do the bullish and bearish scenarios say about LADR?
Our models span a range for Ladder Capital Corp Class A: cautious scenario $5.80, base $7.56, optimistic $8.50 per share (as of Nov 7, 2026, price $8.91). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of LADR?
Ladder Capital Corp Class A trades at a price-to-earnings ratio of 11.1 (as of Nov 7, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of $7.56 is built from several models across several years. Median P/E at fiscal year-end, 9 fiscal years (2016 to 2025), reported earnings, 6 of the years ex one-offs: 12.9. Other multiples: PEG 1.9, P/B 0.8, P/S 4.1, EV/EBITDA 13.4.
What is the PEG ratio of LADR?
The PEG ratio of Ladder Capital Corp Class A is 1.89 (P/E divided by earnings growth, as of Nov 7, 2026). That is above 1, so the growth is already paid for in the price.
How solid is the balance sheet of Ladder Capital Corp Class A (LADR)?
Balance-sheet figures for Ladder Capital Corp Class A (as of Nov 7, 2026): return on equity 6.7%, debt of 1.75 per unit of equity. They feed the Quality Score of 55/100, which measures business quality independently of the share price.
How far is LADR from its 52-week high?
Ladder Capital Corp Class A trades at $8.91, about 15% below its 52-week high of $10.45 and 5% above the low of $8.52 (as of Nov 6, 2026). Distance from the high says nothing about value: that is what the fair value of $7.56 is for.
Which stocks are comparable to Ladder Capital Corp Class A?
From the same area (Real Estate) we also value Annaly Capital Management, Inc, AGNC Investment Corp, Rithm Capital Corp, Starwood Property Trust, Inc, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Ladder Capital Corp Class A stock attractive at the current price?
The data as of Nov 7, 2026: price $8.91, calculated fair value $7.56 (−15%), Quality Score 55/100, from 11 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of LADR calculated?
We run Ladder Capital Corp Class A through 11 models from 6 families: DCF Models, Dividend Discount, Multiples, Asset-Based, Growth DCF, Economic Profit. Every model gets the same audited fundamentals; the fair value of $7.56 builds on their evidence-weighted average, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 13.3% above its aggregate fair value. Ladder Capital Corp Class A itself currently trades above fair value. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Ladder Capital Corp Class A (LADR)?
The closing price on Nov 6, 2026 was $8.91. Our model-based fair value is $7.56, about 15% lower (overvalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Ladder Capital Corp Class A right now?
The price sits above even our optimistic bull case ($8.50). The favourable scenario is already priced in. Solid but not exceptional quality (55/100) and above fair value, neither a clear bargain nor a standout compounder. As a real-estate business, asset- and dividend-based methods carry more weight here than a standard DCF.
Where does the earnings growth of Ladder Capital Corp Class A (LADR) come from?
Earnings per share at Ladder Capital Corp Class A grew +0.9 % a year from 2014 to 2025. Broken into its drivers: revenue per share −2.5 %, EBIT margin +7.5 %, tax rate +2.3 %, residual (interest, one-offs) −5.9 %. The four rates multiply to the earnings growth rate, they do not add up. Start and end are three-year averages so a single exceptional year does not distort the result.
Key figures of Ladder Capital Corp Class A
How large is the market capitalisation of Ladder Capital Corp Class A (LADR)?
The market capitalisation of Ladder Capital Corp Class A is $1.1B. The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Ladder Capital Corp Class A (LADR)?
The price-to-sales ratio of Ladder Capital Corp Class A is 4.09 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Ladder Capital Corp Class A (LADR)?
Earnings per share at Ladder Capital Corp Class A are $0.8000 (price ÷ EPS = P/E 11.1). Earnings per share over the last twelve months: total profit spread across every single share.
What is the dividend yield of Ladder Capital Corp Class A (LADR)?
The dividend yield of Ladder Capital Corp Class A is 10.3% (payout 115%). Yearly dividend relative to the share price. 3% pays 3 per 100 invested. Below: how much of profit is used for it.
What is the net margin of Ladder Capital Corp Class A (LADR)?
The net margin of Ladder Capital Corp Class A is 36.2% (last twelve months). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Ladder Capital Corp Class A (LADR)?
The return on equity (ROE) of Ladder Capital Corp Class A is 6.7% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Ladder Capital Corp Class A (LADR)?
On an EBIT basis the return on assets of Ladder Capital Corp Class A is 5.6% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Ladder Capital Corp Class A (LADR)?
The operating margin of Ladder Capital Corp Class A is 59.5% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Ladder Capital Corp Class A (LADR)?
Revenue at Ladder Capital Corp Class A is growing +96.4% versus a year earlier (3y avg −10.3%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at Ladder Capital Corp Class A (LADR)?
Earnings per share at Ladder Capital Corp Class A are growing +253% versus a year earlier. How much earnings per share grew versus a year earlier.
How much net debt does Ladder Capital Corp Class A (LADR) carry?
The net debt of Ladder Capital Corp Class A is $3.5B (fiscal year 2025, ≈ 39.9 yrs of FCF). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.
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Broad data
Nov 7, 2026