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PT Putra Mandiri Jembar Tbk, through its subsidiaries, (PMJS) Fair Value & Analysis

Consumer Cyclical · ID · Market cap 1.4T IDR

PP PT Putra Mandiri Jembar Tbk, through its subsidiaries, PMJS · JK
Price117.00 IDR
Fair Value188.49 IDR
Upside+61.1%
Quality59/100
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Healthy Growth
Thin margins · 1.2% net margin
Low debt · generates free cash flow
Ranks above peers (10/13)
Narrow moat 32/100
Evidence: Medium Range 141.37 IDR – 235.61 IDR Share as image

Fair value as of: Jul 14, 2026

From 26 valuation models · updated 27 days ago

Share price +12.5% over the past month.

A solid business, screening 61% undervalued on our models.

What matters now

  • The price is below even our cautious bear case (141.37 IDR). The market is more pessimistic than our downside scenario.
  • Solid quality (59/100) at a price below fair value, the discount is the argument here, not the business quality.
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Price vs Fair Value (5 years)

179.58 IDR 94.70 IDR Fair Value 188.49 IDR Feb 2021 Aug 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Jul 14, 2026.

How to read this chart

60‑month range 94.70 IDR – 179.58 IDR · fair‑value band 141.37 IDR – 235.61 IDR · the 117.00 IDR price screens below the 188.49 IDR fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Jul 14, 2026.

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Analysis

PT Putra Mandiri Jembar Tbk, through its subsidiaries, (PMJS) currently trades at 117.00 IDR, while our model-based Fair Value estimate is 188.49 IDR, implying the stock looks roughly 61.1% undervalued today. The Quality Score stands at 59/100 (solid quality), in the Consumer Cyclical sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: medium), always confirm before acting.

Over the trailing twelve months, PT Putra Mandiri Jembar Tbk, through its subsidiaries, generated revenue of 10.9T IDR at a net margin of 1.2%. Revenue grew 27.5% year over year. It earns a return on equity of 5.1%. The balance sheet holds a net cash position of 1.9T IDR. Fundamentals as of Jul 14, 2026

Our scenario range runs from 141.37 IDR (bear case) to 235.61 IDR (bull case); at 117.00 IDR, the current price sits below that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 40% below its 52-week high and 21% above its 52-week low, currently below its 200-day average. For context, the median of 10 Consumer Cyclical peers we cover trades at -14% fair-value upside, at 61%, PMJS screens cheaper than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Model Bear Bear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull Bull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence
Highest evidence
Growth DCF 1,453 IDR 2,095 IDR 3,049 IDR 80
Residual Income 151.36 IDR 152.18 IDR 143.04 IDR 76
Rev-Margin DCF 634.77 IDR 750.01 IDR 889.42 IDR 74
All 26 models by family
DCF Models
FCF DCF 1,421 IDR 2,130 IDR 3,244 IDR 38
Owner Earnings 193.76 IDR 218.33 IDR 256.91 IDR 31
5Y Revenue Exit 634.77 IDR 727.62 IDR 824.28 IDR 39
5Y EBITDA Exit 667.93 IDR 788.73 IDR 912.42 IDR 41
5Y P/E Exit 663.44 IDR 780.46 IDR 891.04 IDR 38
10Y Revenue Exit 897.46 IDR 1,044 IDR 1,202 IDR 36
10Y EBITDA Exit 921.66 IDR 1,087 IDR 1,270 IDR 37
10Y P/E Exit 918.75 IDR 1,081 IDR 1,254 IDR 35
Earnings-Based
Graham-Dodd 58.26 IDR 167.55 IDR 221.00 IDR 54
Lynch FV 34.48 IDR 49.26 IDR 64.04 IDR 50
PEG = 1.0 34.48 IDR 49.26 IDR 64.04 IDR 46
EPV 206.50 IDR 216.53 IDR 225.44 IDR 59
Dividend Discount
Gordon GGM 30.78 IDR 67.20 IDR 113.07 IDR 70
DDM Multi-Stage 30.78 IDR 50.15 IDR 70.03 IDR 61
Multiples
P/E Multiple 141.37 IDR 188.49 IDR 235.61 IDR 63
P/S Multiple 109.24 IDR 145.65 IDR 182.06 IDR 58
P/B Multiple 109.24 IDR 145.65 IDR 182.06 IDR 55
EV/EBIT 277.71 IDR 320.38 IDR 363.05 IDR 53
EV/EBITDA 298.74 IDR 348.41 IDR 398.08 IDR 54
EV/Revenue 236.00 IDR 272.97 IDR 309.95 IDR 43
Asset-Based
NCAV (Graham) 98.87 IDR 132.49 IDR 197.74 IDR 50
Growth DCF
Growth DCF 1,453 IDR 2,095 IDR 3,049 IDR 80
Rev-Margin DCF 634.77 IDR 750.01 IDR 889.42 IDR 74
Economic Profit
Residual Income 151.36 IDR 152.18 IDR 143.04 IDR 76
ROIC Compounder 208.49 IDR 224.94 IDR 245.63 IDR 72
Growth Earnings
Growth-Adj P/E 113.33 IDR 161.89 IDR 210.46 IDR 68

Widest divergence: DCF Models (788.73 IDR) versus Earnings-Based (49.26 IDR). Highest evidence: Growth DCF (80).

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Key figures & financial health

Revenue (TTM) 10.9T IDR
Revenue growth (YoY) +27.5%
Net margin 1.2%
Return on equity 5.1%
Free cash flow 1.5T IDR FY2025
P/E ratio 10.8
More key figures
Operating margin 1.8%
EPS (TTM) 9.67 IDR
EPS growth (YoY) +97.3%
Net cash 1.9T IDR FY2025

Figures from reported company fundamentals · as of Jul 14, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 59/100

Of which business quality 62 · Market factors (momentum, volatility) 43

Profitability 37
Margins and returns on capital today
Quality Growth 34
Are margins and returns improving?
Cashflow 79
Earnings quality: real cash, not paper profit
Fin. Strength 78
Balance sheet, leverage, solvency risk
Investment 58
Disciplined investing over empire-building
Low Volatility 65
Calm price path (market factor)
Momentum 35
Price trend over the last 3–12 months (market factor)
52W Momentum 31
Distance to the 52-week high (market factor)
Net Issuance 82
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

About the company

PT Putra Mandiri Jembar Tbk, through its subsidiaries, engages in the car dealership business in Indonesia. It also provides vehicle rental, aftermarket, body repair and maintenance, and e-commerce services, as well as spare parts. The company was founded in 2003 and is headquartered in Jakarta Pusat, Indonesia.

Full company description

PT Putra Mandiri Jembar Tbk, through its subsidiaries, engages in the car dealership business in Indonesia. It also provides vehicle rental, aftermarket, body repair and maintenance, and e-commerce services, as well as spare parts. The company was founded in 2003 and is headquartered in Jakarta Pusat, Indonesia. PT Putra Mandiri Jembar Tbk operates as a subsidiary of PT Pahalamas Sejahtera.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

PT Putra Mandiri Jembar Tbk, through its subsidiaries, reported revenue of 10.3T IDR in FY2025 versus 9.8T IDR in FY2021, a compound +1.4%/yr. Reported net income was 118B IDR in FY2025, compounding −6.5%/yr from FY2021.

Growth Quality 84/100
Revenue growth appears healthy and is supported by profitability and cash-flow quality.
Latest Revenue (FY 2025)
10.3T IDR
Latest YoY
+7.1%
Avg. growth/yr (3Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
−3.5%
Avg. growth/yr (5Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+11.2%
Avg. growth/yr (9Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+6.1%
Revenue +1.4%/yr
FY21 9.8T IDR
FY22 11.5T IDR
FY23 10.5T IDR
FY24 9.6T IDR
FY25 10.3T IDR
Net income −6.5%/yr
FY21 154B IDR
FY22 279B IDR
FY23 222B IDR
FY24 110B IDR
FY25 118B IDR

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Cite: Fair Value Calculator (2026). "PT Putra Mandiri Jembar Tbk, through its subsidiaries, Fair Value". https://www.fairvalue-calculator.com/stock/PMJS

Peer Group

Auto & Truck Dealerships · 102 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 59 · Top 25%
Fair Value upside +61% · Top 25%
Return on equity (TTM) 5% · Above median
Return on assets 2% · Below median
Net margin (TTM) 1% · Above median
Operating margin (TTM) 2% · Below median
Revenue growth 28% · Top 25%
Dividend yield (TTM) 0.0% · Bottom 25%

Valuation Multiples vs Auto & Truck Dealerships median · lower = cheaper

P/E (TTM) 10.8× · Cheaper than 75% of peers
P/B 0.53× · Cheaper than 75% of peers
P/S (TTM) 0.13× · Cheaper than 75% of peers
P/FCF 0.0× · Cheaper than 75% of peers

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUE 100 · sector 21
FUTURE 100 · sector 9
PAST 20 · sector 20
HEALTH 100 · sector 89
DIVIDEND 0 · sector 49

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

Similar stocks

10 more Auto & Truck Dealerships stocks, each showing price versus our Fair Value estimate (as of Jul 14, 2026).

Stock Price Fair Value vs Fair Value
Carvana Co CVNA $70.38 $24.58 -65%
Penske Automotive Group PAG $202.66 $241.86 +19%
Hotai Motor Co 2207 476.50 TWD 576.75 TWD +21%
CarMax, Inc KMX $58.47 $29.62 -49%
Lithia Motors, Inc LAD $339.16 $610.95 +80%
AutoNation, Inc AN $205.72 $329.77 +60%
Rush Enterprises, Inc RUSHA $76.89 $66.27 -14%
Valvoline Inc VVV $38.64 $24.57 -36%
OPENLANE, Inc OPLN $39.46 $33.81 -14%
Eagers Automotive Limited APE A$20.83 A$17.66 -15%

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Frequently asked questions

Is PT Putra Mandiri Jembar Tbk, through its subsidiaries, (PMJS) overvalued or undervalued?
As of Jul 14, 2026, our model estimates a fair value of 188.49 IDR versus a price of 117.00 IDR, about +61% (undervalued).
What is the fair value of PMJS?
Our model-based fair value for PT Putra Mandiri Jembar Tbk, through its subsidiaries, is 188.49 IDR (as of Jul 14, 2026), built from audited fundamentals. The current price is 117.00 IDR.
What is the quality score of PMJS?
PT Putra Mandiri Jembar Tbk, through its subsidiaries, has a Quality Score of 59/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of PT Putra Mandiri Jembar Tbk, through its subsidiaries, (PMJS)?
PT Putra Mandiri Jembar Tbk, through its subsidiaries, reported trailing-twelve-month revenue of about 10.9T IDR (latest available figure, as of Jul 14, 2026).
What is the net profit margin of PMJS?
The net profit margin of PT Putra Mandiri Jembar Tbk, through its subsidiaries, is about 1.2%, meaning it keeps roughly 1.2% of revenue as net income. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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