Putra Mandiri Jembar Tbk PT (PMJS) fair value: what the stock is really worth
As of Nov 9, 2026: fair value (intrinsic value) of Putra Mandiri Jembar Tbk PT stock IDR 188, price IDR 121, upside +55.8%, quality 60 out of 100. Rating: strongly undervalued. Calculated from audited financials with 25 of our 26 valuation models and 37 quality factors, updated daily.
69 individual criteria per stock, every one traceableSee the method →
Price vs Fair Value
White line = price, green steps = our fair value per fiscal year. As of Nov 8, 2026.
How to read this chart
60‑month range 94.70 IDR – 179.58 IDR · fair‑value band 141.37 IDR – 235.61 IDR · the 121.00 IDR price screens below the 188.49 IDR fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). As of Nov 8, 2026.
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PT Putra Mandiri Jembar Tbk, through its subsidiaries, engages in the car dealership business in Indonesia. It also provides vehicle rental, aftermarket, body repair and maintenance, and e-commerce services, as well as spare parts.
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The company was founded in 2003 and is headquartered in Jakarta Pusat, Indonesia. PT Putra Mandiri Jembar Tbk operates as a subsidiary of PT Pahalamas Sejahtera.
Stock analysis
Putra Mandiri Jembar Tbk PT (PMJS) currently trades at 121.00 IDR, while our model-based Fair Value estimate is 188.49 IDR, implying the stock looks roughly 36% undervalued today.
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Valuation
Bull case: the Growth DCF group reads highest at a median of 944.33 IDR per share, and 20 of the 25 models we run sit above the 121.00 IDR price.
Bear case: the Dividend Discount group reads lowest at 31.81 IDR, and 5 of the 25 models stay below the price. Data coverage for this calculation is low.
Scenario range: 141.37 IDR (bear) to 235.61 IDR (bull), the price of 121.00 IDR sits below it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 60/100 (solid quality), in the Consumer Cyclical sector.
Weak Growth: Revenue growth is inconsistent: the periods point in different directions, so there is no trend to rely on.
Putra Mandiri Jembar Tbk PT reported revenue of 10.3T IDR in FY2025 versus 9.8T IDR in FY2021, a compound +1.4%/yr. Reported net income was 118B IDR in FY2025, compounding −6.5%/yr from FY2021.
Key figures
Market cap 1.7T IDR (≈ $91.8M) Micro · P/E ratio 8.5 · P/S ratio 0.14 · EPS (TTM) 14.28 IDR · Dividend yield 2.9% · Net margin 1.6% · Return on equity 7.4% · Return on assets (EBIT) 5.7% (5-year average).
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 35 out of 100 (low confidence).
What moves the price
The share trades about 21% below its 52-week high and 28% above its 52-week low, currently above its 200-day average.
For context, the median of 10 Consumer Cyclical peers we cover trades at −11% fair-value upside, at 56%, PMJS screens cheaper than that median.
Fair Value models
Bear141.37 IDRFair Value 188.49 IDRBull235.61 IDR
Price 121.00 IDR · Upside +55.8%
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above starts from their evidence-weighted blend, not from a single model. In cyclical trough or peak years, after dilution or a stock split it is adjusted afterwards, so it can sit above or below the models. Based on fiscal year 2025 figures (about 10 months old). Earnings retained since then (9.24 IDR per share) are deliberately not added.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds.Coverage ⓘCoverage = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.40/100
Revenue growth is inconsistent: the periods point in different directions, so there is no trend to rely on.
Revenue growth 1 year
+7.1%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−3.5%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+11.2%
Start year 2020 (pandemic)
Revenue growth 9 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+6.1%
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What shareholders gained per year (last 5 years), in IDR ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate. Measured in IDR: this currency has depreciated against the euro and dollar over the long run, so part of the nominal rate is currency erosion that never reaches a EUR/USD investor.
+7.2%
Earnings growth per share plus dividend.
Earnings per share, growth per year+4.3%
Dividend (yield on the price)2.9%
Pace: 5 vs 10 years ⓘTwo data points, not a trend model: earnings growth per share over the last 5 fiscal years against the last 10. Labelled "steady" when both rates are within 3 percentage points of each other, otherwise picking up or flattening. Shown only when ten years of history exist.4.3% vs 8.7%, slowing
Profit margin 2020 to 2025 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.1% → 1%
Compare Putra Mandiri Jembar Tbk PT with another stock
Price, fair value, quality and upside side by side.
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Auto & Truck Dealerships · 85 stocks
Beats the industry median on 7/12 measures
A mixed picture versus its industry peers.
Valuation
Quality Score60 · Above median
Fair Value upside+50.8% · Above median
Profitability
Return on equity (12 months)7.4% · Below median
Return on assets1.7% · Below median
Net margin (12 months)1.6% · Below median
Operating margin (12 months)3.8% · Below median
Growth and dividend
Revenue growth (quarter YoY)87.4% · Top 25%
Dividend yield (12 months)2.9% · Below median
Valuation Multiplesvs Auto & Truck Dealerships median · lower = cheaper
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Cite: Fair Value Calculator (2026). "Putra Mandiri Jembar Tbk PT Fair Value". https://www.fairvalue-calculator.com/stock/PMJS
Frequently asked questions
Is Putra Mandiri Jembar Tbk PT (PMJS) overvalued or undervalued?
As of Nov 8, 2026, our model estimates a fair value of 188.49 IDR versus a price of 121.00 IDR, about +56% upside (undervalued).
What is the fair value of PMJS?
Our model-based fair value for Putra Mandiri Jembar Tbk PT is 188.49 IDR (as of Nov 8, 2026), built from audited fundamentals. The current price: 121.00 IDR.
What is the quality score of PMJS?
Putra Mandiri Jembar Tbk PT has a Quality Score of 60/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Putra Mandiri Jembar Tbk PT (PMJS)?
Our model-based price target is the fair value of 188.49 IDR (as of Nov 8, 2026) from 25 valuation models. Cautious scenario 141.37 IDR, optimistic scenario 235.61 IDR. It is a calculation from audited fundamentals, not an analyst target.
What is the Putra Mandiri Jembar Tbk PT stock forecast for 2026?
Our models put fair value at 188.49 IDR, about +56% upside versus a price of 121.00 IDR (undervalued). Cautious scenario 141.37 IDR, optimistic scenario 235.61 IDR. The calculation is refreshed regularly with new filings.
What is the revenue of Putra Mandiri Jembar Tbk PT (PMJS)?
Putra Mandiri Jembar Tbk PT reported trailing-twelve-month revenue of about 12.6T IDR (latest available figure, as of Nov 8, 2026).
Does Putra Mandiri Jembar Tbk PT pay a dividend?
Putra Mandiri Jembar Tbk PT currently shows a dividend yield of 2.89% relative to its recent price (as of Nov 8, 2026).
How much is the dividend of Putra Mandiri Jembar Tbk PT (PMJS) and when is the ex-dividend date?
Putra Mandiri Jembar Tbk PT pays a dividend of 3.50 IDR per share a year, a dividend yield of 2.9%. The last ex-dividend date was Jul 3, 2026. The payout ratio is 24.5% of earnings. Free cash flow covers the dividend 30.94 times. Our assessment: Well covered. A low payout and the dividend is fully funded by free cash flow, a comfortable, sustainable dividend.
What is the intrinsic value of Putra Mandiri Jembar Tbk PT (PMJS)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Putra Mandiri Jembar Tbk PT it is 188.49 IDR per share (as of Nov 8, 2026), against a price of 121.00 IDR. It is the blended result of 25 valuation models in 8 families (DCF Models, Earnings-Based, Dividend Discount, Multiples, Asset-Based, Growth DCF, Economic Profit, Growth Earnings).
Is Putra Mandiri Jembar Tbk PT stock overvalued or undervalued in 2026?
As of Nov 8, 2026, PMJS trades below its calculated fair value: price 121.00 IDR, fair value 188.49 IDR, a gap of about +56% (undervalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of PMJS?
No. The price is what the market pays today (121.00 IDR); the fair value is what the company's own numbers justify (188.49 IDR). For Putra Mandiri Jembar Tbk PT the two are 67.49 IDR per share apart. That gap is exactly why we show both numbers side by side.
How much is Putra Mandiri Jembar Tbk PT worth?
The market values Putra Mandiri Jembar Tbk PT at about 1.7T IDR (market capitalisation, as of Nov 8, 2026). Per share that is 121.00 IDR; our models calculate a fair value of 188.49 IDR per share.
What do the bullish and bearish scenarios say about PMJS?
Our models span a range for Putra Mandiri Jembar Tbk PT: cautious scenario 141.37 IDR, base 188.49 IDR, optimistic 235.61 IDR per share (as of Nov 8, 2026, price 121.00 IDR). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of PMJS?
Putra Mandiri Jembar Tbk PT trades at a price-to-earnings ratio of 8.5 (as of Nov 8, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of 188.49 IDR is built from several models across several years. Median P/E at fiscal year-end, 7 fiscal years (2019 to 2025), reported earnings: 13.3. Other multiples: P/B 0.6, P/S 0.1.
How solid is the balance sheet of Putra Mandiri Jembar Tbk PT (PMJS)?
Balance-sheet figures for Putra Mandiri Jembar Tbk PT (as of Nov 8, 2026): return on equity 7.4%. They feed the Quality Score of 60/100, which measures business quality independently of the share price.
How far is PMJS from its 52-week high?
Putra Mandiri Jembar Tbk PT trades at 121.00 IDR, about 21% below its 52-week high of 153.65 IDR and 28% above the low of 94.70 IDR (as of Nov 9, 2026). Distance from the high says nothing about value: that is what the fair value of 188.49 IDR is for.
Which stocks are comparable to Putra Mandiri Jembar Tbk PT?
From the same area (Consumer Cyclical) we also value Carvana Co, Penske Automotive Group, Hotai Motor Co, CarMax, Inc, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Putra Mandiri Jembar Tbk PT stock attractive at the current price?
The data as of Nov 8, 2026: price 121.00 IDR, calculated fair value 188.49 IDR (+56%), Quality Score 60/100, from 25 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of PMJS calculated?
We run Putra Mandiri Jembar Tbk PT through 25 models from 8 families: DCF Models, Earnings-Based, Dividend Discount, Multiples, Asset-Based, Growth DCF, Economic Profit, Growth Earnings. Every model gets the same audited fundamentals; the fair value of 188.49 IDR builds on their evidence-weighted average, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 13.3% above its aggregate fair value. Putra Mandiri Jembar Tbk PT currently trades 36% below its own fair value, and the market average says nothing about that. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Putra Mandiri Jembar Tbk PT (PMJS)?
The closing price on Nov 9, 2026 was 121.00 IDR. Our model-based fair value is 188.49 IDR, about +56% upside (undervalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Putra Mandiri Jembar Tbk PT right now?
The price is below even our cautious bear case (141.37 IDR). The market is more pessimistic than our downside scenario. The large gap to fair value rests on thin data (low evidence): fewer applicable models and a shorter history. Read it with extra caution. Solid quality (60/100) at a price below fair value, the discount is the argument here, not the business quality.
Key figures of Putra Mandiri Jembar Tbk PT
How large is the market capitalisation of Putra Mandiri Jembar Tbk PT (PMJS)?
The market capitalisation of Putra Mandiri Jembar Tbk PT is 1.7T IDR (≈ $91.8M). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Putra Mandiri Jembar Tbk PT (PMJS)?
The price-to-sales ratio of Putra Mandiri Jembar Tbk PT is 0.14 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Putra Mandiri Jembar Tbk PT (PMJS)?
Earnings per share at Putra Mandiri Jembar Tbk PT are 14.28 IDR (price ÷ EPS = P/E 8.5). Earnings per share over the last twelve months: total profit spread across every single share.
What is the dividend yield of Putra Mandiri Jembar Tbk PT (PMJS)?
The dividend yield of Putra Mandiri Jembar Tbk PT is 2.9% (payout 24.5%). Yearly dividend relative to the share price. 3% pays 3 per 100 invested. Below: how much of profit is used for it.
What is the net margin of Putra Mandiri Jembar Tbk PT (PMJS)?
The net margin of Putra Mandiri Jembar Tbk PT is 1.6% (last twelve months). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Putra Mandiri Jembar Tbk PT (PMJS)?
The return on equity (ROE) of Putra Mandiri Jembar Tbk PT is 7.4% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Putra Mandiri Jembar Tbk PT (PMJS)?
On an EBIT basis the return on assets of Putra Mandiri Jembar Tbk PT is 5.7% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Putra Mandiri Jembar Tbk PT (PMJS)?
The operating margin of Putra Mandiri Jembar Tbk PT is 3.8% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Putra Mandiri Jembar Tbk PT (PMJS)?
Revenue at Putra Mandiri Jembar Tbk PT is growing +87.4% versus a year earlier (3y avg −3.5%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at Putra Mandiri Jembar Tbk PT (PMJS)?
Earnings per share at Putra Mandiri Jembar Tbk PT are growing +191% versus a year earlier. How much earnings per share grew versus a year earlier.
How much free cash flow does Putra Mandiri Jembar Tbk PT (PMJS) generate?
The free cash flow of Putra Mandiri Jembar Tbk PT is 1.5T IDR (fiscal year 2025). The cash truly left after running and investing in the business, this is what pays dividends and buybacks.
How much net cash does Putra Mandiri Jembar Tbk PT (PMJS) hold?
Putra Mandiri Jembar Tbk PT holds more cash than debt, 1.9T IDR net (fiscal year 2025). The company holds more cash than debt, a safety cushion.
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Nov 8, 2026