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PMT (PMT) Fair Value & Analysis

Real Estate · US · Market cap $894M

Price$10.46
Fair Value$24.93
Upside+138.3%
Quality95/100
Evidence: High Range $18.70 – $31.16

Fair value as of: Jun 25, 2026

Analysis

PMT (PMT) currently trades at $10.46, while our model-based Fair Value estimate is $24.93 — implying the stock looks roughly 138.3% undervalued today. We read business quality at 95/100 (high quality), in the Real Estate sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high) — always confirm before acting.

About the company

PennyMac Mortgage Investment Trust, through its subsidiary, primarily invests in residential mortgage-related assets in the United States. The company operates through: Credit Sensitive Strategies, Interest Rate Sensitive Strategies, and Correspondent Production segments. The Credit Sensitive Strategies segment invests in credit risk transfer (CRT) agreements and subordinate and credit-linked mortgage-backed securities (MBS). The Interest Rate Sensitive Strategies segment engages in investing in mortgage servicing rights, agency and senior non-agency MBS, and collateralized mortgage obligations (CMOs), as well as interest rate hedging activities. The Correspondent Production segment is involved in purchasing, pooling, and reselling newly originated prime credit quality loans directly or in the form of MBS. The company primarily sells its loans to government-sponsored enterprises. It has elected to be taxed as a real estate investment trust (REIT). It is not subject to U.S. federal i…

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Frequently asked questions

Is PMT (PMT) undervalued?
As of Jun 25, 2026, our model estimates a fair value of $24.93 versus a price of $10.46 — about +138% (undervalued). Model-based estimate, not financial advice.
What is the fair value of PMT?
Our 21-model fair value for PMT is $24.93 (as of Jun 25, 2026), built from audited fundamentals. The current price is $10.46.
What is the quality score of PMT?
PMT has a Quality Score of 95/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.