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Priority Technology Holdings (PRTH) Fair Value & Analysis

Technology · US · Market cap $590M

PT Priority Technology Holdings logo Priority Technology Holdings PRTH · US
Price$5.39
Fair Value$8.79
Upside+63.1%
Quality41/100
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Healthy Growth
Thin margins · 5.9% net margin
Negative equity (buybacks among others) · generates free cash flow
Ranks above peers (11/12)
Moderate moat 51/100
Evidence: High Range $6.59 – $10.99 Share as image

Fair value as of: Jul 27, 2026

From 8 valuation models · updated 14 days ago

Share price −20.4% over the past month.

Below-average quality, screening 63% undervalued on our models.

What matters now

  • The large discount to fair value meets weak quality (41/100). That raises the risk this is a value trap rather than a bargain.
  • The price is below even our cautious bear case ($6.59). The market is more pessimistic than our downside scenario.
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Price vs Fair Value (5 years)

$12.29 $2.91 Fair Value $8.79 Apr 2021 Aug 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Jul 27, 2026.

How to read this chart

60‑month range $2.91 – $12.29 · fair‑value band $6.59 – $10.99 · the $5.39 price screens below the $8.79 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Jul 27, 2026.

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Analysis

Priority Technology Holdings (PRTH) currently trades at $5.39, while our model-based Fair Value estimate is $8.79, implying the stock looks roughly 63.1% undervalued today. The Quality Score stands at 41/100 (below-average quality), in the Technology sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high), always confirm before acting.

Over the trailing twelve months, Priority Technology Holdings generated revenue of $978M at a net margin of 5.9%. Revenue grew 11.1% year over year. It earns a return on equity of 56.4%. Net debt stands at $969M. Fundamentals as of Jul 27, 2026

Our scenario range runs from $6.59 (bear case) to $10.99 (bull case); at $5.39, the current price sits below that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 39% below its 52-week high and 21% above its 52-week low, currently below its 200-day average. For context, the median of 10 Technology peers we cover trades at -50% fair-value upside, at 63%, PRTH screens cheaper than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Model BearBaseBull Evidence
Highest evidence
Growth DCF $4.60 $14.21 80
Rev-Margin DCF $1.80 $13.18 $28.41 74
P/E Multiple $6.59 $8.79 $10.99 63
All 8 models by family
DCF Models
Owner Earnings $0.9100 $10.39 $25.56 31
5Y P/E Exit $0.9700 $6.87 38
10Y P/E Exit $1.51 $8.41 35
Earnings-Based
Graham-Dodd $4.60 $23.80 $32.91 54
Lynch FV $6.51 $9.30 $12.09 50
Multiples
P/E Multiple $6.59 $8.79 $10.99 63
Growth DCF
Growth DCF $4.60 $14.21 80
Rev-Margin DCF $1.80 $13.18 $28.41 74

Widest divergence: Earnings-Based ($9.30) versus DCF Models ($1.51). Highest evidence: Growth DCF (80).

Key figures & financial health

Revenue (TTM) $978M
Revenue growth (YoY) +11.1%
Net margin 5.9%
Return on equity 56.4%
Free cash flow $75.1M FY2025
P/E ratio 10.2
More key figures
Operating margin 15.0%
EPS (TTM) $0.7000
EPS growth (YoY) +19.9%
Net debt $969M FY2025

Figures from reported company fundamentals · as of Jul 27, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 41/100

Of which business quality 38 · Market factors (momentum, volatility) 24

Profitability 25
Margins and returns on capital today
Quality Growth 32
Are margins and returns improving?
Cashflow 60
Earnings quality: real cash, not paper profit
Fin. Strength 11
Balance sheet, leverage, solvency risk
Investment 66
Disciplined investing over empire-building
Low Volatility 9
Calm price path (market factor)
Momentum 38
Price trend over the last 3–12 months (market factor)
52W Momentum 16
Distance to the 52-week high (market factor)
Net Issuance 53
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

About the company

Priority Technology Holdings, Inc. operates as a payment technology company in the United States. The company operates through three segments: Merchant Solutions, Payables, and Treasury Solutions.

Full company description

Priority Technology Holdings, Inc. operates as a payment technology company in the United States. The company operates through three segments: Merchant Solutions, Payables, and Treasury Solutions. The company offers merchant solutions, such as full-service acquiring and payment-enabled solutions for B2C transactions, leveraging proprietary software platform, distributed through independent sales organizations, direct sales, and vertically focused independent software vendors channels. It also offers MX product suite, which includes MX Connect and MX Merchant products, which provides flexible and customizable set of business applications that helps to manage critical business work functions and revenue performance using core payment processing. In addition, the company offers CPX, a platform that offers accounts payable automation solutions, including virtual card, purchase card, ACH +, dynamic discounting, or check. Further, it provides accounts payable automation solutions to corporations, software partners and financial institutions, including Citibank, Visa, and Mastercard. Additionally, the company offers embedded finance and BaaS solutions to customers to modernize legacy platforms and accelerate software partners' strategies to monetize payments. It serves SMB and enterprises, as well as distribution partners, including retail and wholesale independent sales organizations, financial institutions, and independent software vendors and value-added resellers. The company was formerly known as Priority Holdings, LLC and changed its name to Priority Technology Holdings, Inc. in July 2018. Priority Technology Holdings, Inc. was founded in 2005 and is headquartered in Alpharetta, Georgia.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Priority Technology Holdings reported revenue of $953M in FY2025 versus $515M in FY2021, a compound +16.6%/yr. Reported net income was $55.7M in FY2025, compounding +151.6%/yr from FY2021.

Growth Quality 90/100
Revenue growth appears healthy and is supported by profitability and cash-flow quality.
Latest Revenue (FY 2025)
$953M
Latest YoY
+8.3%
Avg. growth/yr (3Y)
+12.8%
Avg. growth/yr (5Y)
+18.7%
Avg. growth/yr (10Y)
+12.8%
Revenue +16.6%/yr
FY21 $515M
FY22 $664M
FY23 $756M
FY24 $880M
FY25 $953M
Net income +151.6%/yr
FY21 $1.4M
FY22 −$2.2M
FY23 −$1.3M
FY24 $24.0M
FY25 $55.7M

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Cite: Fair Value Calculator (2026). "Priority Technology Holdings Fair Value". https://www.fairvalue-calculator.com/stock/PRTH

Peer Group

Software - Infrastructure · 368 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 41 · Below median
Fair Value upside +63% · Top 25%
Return on equity (TTM) 56% · Top 25%
Return on assets 4% · Above median
Net margin (TTM) 6% · Above median
Operating margin (TTM) 15% · Top 25%
Revenue growth 11% · Above median

Valuation Multiples vs Software - Infrastructure median · lower = cheaper

P/E (TTM) 10.2× · Cheaper than 75% of peers
P/S (TTM) 0.60× · Cheaper than 75% of peers
P/FCF 7.9× · Cheaper than median
EV/EBITDA 7.9× · Cheaper than median

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUE 100 · sector 0
FUTURE 56 · sector 46
PAST 100 · sector 15
HEALTH 100 · sector 99
DIVIDEND 0 · sector 28

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

Similar stocks

10 more Software - Infrastructure stocks, each showing price versus our Fair Value estimate (as of Jul 27, 2026).

Stock Price Fair Value vs Fair Value
Microsoft Corporation MSFT $384.00 $274.17 -29%
Oracle Corporation ORAC C$9.08 C$2.94 -68%
Fortinet, Inc FTNT $160.78 $44.96 -72%
Synopsys, Inc 1SNPS €354.50 €93.61 -74%
Block, Inc XYZ A$114.53 A$70.69 -38%
CoreWeave, Inc CRWV $79.94 $44.89 -44%
Range Intelligent Computing Technology Group 300442 ¥71.60 ¥34.00 -53%
Oracle Financial Services Software Limited OFSS ₹11,651 ₹5,821 -50%
360 Security Technology Inc 601360 ¥9.64 ¥5.05 -48%
One97 Communications Limited PAYTM ₹1,342 ₹181.50 -86%

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Frequently asked questions

Is Priority Technology Holdings (PRTH) overvalued or undervalued?
As of Jul 27, 2026, our model estimates a fair value of $8.79 versus a price of $5.39, about +63% (undervalued).
What is the fair value of PRTH?
Our model-based fair value for Priority Technology Holdings is $8.79 (as of Jul 27, 2026), built from audited fundamentals. The current price is $5.39.
What is the quality score of PRTH?
Priority Technology Holdings has a Quality Score of 41/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of Priority Technology Holdings (PRTH)?
Priority Technology Holdings reported trailing-twelve-month revenue of about $978M (latest available figure, as of Jul 27, 2026).
What is the net profit margin of PRTH?
The net profit margin of Priority Technology Holdings is about 5.9%, meaning it keeps roughly 5.9% of revenue as net income. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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