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Ready Capital Corporation (RC) Fair Value & Analysis

Real Estate · US · Market cap $290M

Price$1.73
Fair Value$4.33
Upside+150.3%
Quality93/100
Evidence: Medium Range $2.74 – $5.39

Fair value as of: Jun 26, 2026

Analysis

Ready Capital Corporation (RC) currently trades at $1.73, while our model-based Fair Value estimate is $4.33 — implying the stock looks roughly 150.3% undervalued today. We read business quality at 93/100 (high quality), in the Real Estate sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: medium) — always confirm before acting.

About the company

Ready Capital Corporation operates as a real estate finance company in the United States. The company operates through two segments: LMM Commercial Real Estate and Small Business Lending. Its LMM Commercial Real Estate segment originates LLM loans across the full life-cycle of an LLM property, including construction, bridge, stabilized, and agency loan origination channels. The Small Business Lending segment acquires, originates, and services owner-occupied loans guaranteed by the SBA under its SBA Section 7(a) Program; and originates, and services USDA loans, as well as small business loans. The company originates, acquires, finances, and services lower-to-middle-market (LLM) commercial real estate loans, small business administration (SBA) loans, residential mortgage loans, construction loans, USDA loans, and mortgage-backed securities collateralized primarily by LLM loans, or other real estate-related investments. It has elected to be taxed as a real estate investment trust (REIT…

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Frequently asked questions

Is Ready Capital Corporation (RC) undervalued?
As of Jun 26, 2026, our model estimates a fair value of $4.33 versus a price of $1.73 — about +150% (undervalued). Model-based estimate, not financial advice.
What is the fair value of RC?
Our 21-model fair value for Ready Capital Corporation is $4.33 (as of Jun 26, 2026), built from audited fundamentals. The current price is $1.73.
What is the quality score of RC?
Ready Capital Corporation has a Quality Score of 93/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.