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Ripley Corp (RIPLEY) Fair Value & Analysis

Consumer Cyclical · CL · Market cap 751B CLP

RC Ripley Corp RIPLEY · SN
Price398.80 CLP
Fair Value1,047 CLP
Upside+162.5%
Quality48/100
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Healthy Growth
Thin margins · 5.1% net margin
Low debt · generates free cash flow
Ranks above peers (10/15)
Narrow moat 34/100
Evidence: High Range 658.39 CLP – 1,370 CLP Share as image

Fair value as of: Jul 25, 2026

From 23 valuation models · updated 16 days ago

Share price +4.8% over the past month.

Below-average quality, screening 162% undervalued on our models.

What matters now

  • The price is below even our cautious bear case (658.39 CLP). The market is more pessimistic than our downside scenario.
  • Solid quality (48/100) at a price below fair value, the discount is the argument here, not the business quality.
  • A fairly wide model range (658.39 CLP to 1,370 CLP) leaves room in how you read the outcome.
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Price vs Fair Value (5 years)

469.24 CLP 92.14 CLP Fair Value 1,047 CLP Apr 2021 Aug 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Jul 25, 2026.

How to read this chart

60‑month range 92.14 CLP – 469.24 CLP · fair‑value band 658.39 CLP – 1,370 CLP · the 398.80 CLP price screens below the 1,047 CLP fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Jul 25, 2026.

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Analysis

Ripley Corp (RIPLEY) currently trades at 398.80 CLP, while our model-based Fair Value estimate is 1,047 CLP, implying the stock looks roughly 162.5% undervalued today. The Quality Score stands at 48/100 (below-average quality), in the Consumer Cyclical sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high), always confirm before acting.

Over the trailing twelve months, Ripley Corp generated revenue of 2.2T CLP at a net margin of 5.1%. Revenue grew 2.3% year over year. It earns a return on equity of 10.3%. Net debt stands at 307B CLP. Fundamentals as of Jul 25, 2026

Our scenario range runs from 658.39 CLP (bear case) to 1,370 CLP (bull case); at 398.80 CLP, the current price sits below that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 16% below its 52-week high and 18% above its 52-week low, currently below its 200-day average. For context, the median of 10 Consumer Cyclical peers we cover trades at 50% fair-value upside, at 162%, RIPLEY screens cheaper than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Model BearBaseBull Evidence
Highest evidence
Growth DCF 616.06 CLP 939.01 CLP 1,403 CLP 80
Residual Income 537.84 CLP 609.32 CLP 1,079 CLP 76
Rev-Margin DCF 506.73 CLP 836.73 CLP 1,191 CLP 74
All 23 models by family
DCF Models
FCF DCF 591.63 CLP 935.75 CLP 1,451 CLP 38
Owner Earnings 678.01 CLP 1,063 CLP 1,640 CLP 31
5Y Revenue Exit 506.73 CLP 828.88 CLP 1,224 CLP 39
5Y EBITDA Exit 623.65 CLP 1,037 CLP 1,497 CLP 41
5Y P/E Exit 699.46 CLP 1,171 CLP 1,641 CLP 38
10Y Revenue Exit 511.89 CLP 809.96 CLP 1,176 CLP 36
10Y EBITDA Exit 605.62 CLP 953.63 CLP 1,380 CLP 37
10Y P/E Exit 654.07 CLP 1,047 CLP 1,487 CLP 35
Earnings-Based
Graham-Dodd 418.68 CLP 976.49 CLP 1,255 CLP 54
PEG = 1.0 166.37 CLP 237.66 CLP 308.96 CLP 46
EPV 466.73 CLP 572.47 CLP 666.45 CLP 59
Multiples
P/E Multiple 1,016 CLP 1,355 CLP 1,693 CLP 63
P/S Multiple 785.03 CLP 1,047 CLP 1,308 CLP 58
P/B Multiple 785.03 CLP 1,047 CLP 1,308 CLP 55
EV/EBIT 806.06 CLP 1,119 CLP 1,432 CLP 53
EV/EBITDA 750.49 CLP 1,045 CLP 1,339 CLP 54
EV/Revenue 500.18 CLP 771.30 CLP 1,042 CLP 43
Asset-Based
NCAV (Graham) 298.74 CLP 400.31 CLP 597.47 CLP 50
Growth DCF
Growth DCF 616.06 CLP 939.01 CLP 1,403 CLP 80
Rev-Margin DCF 506.73 CLP 836.73 CLP 1,191 CLP 74
Economic Profit
Residual Income 537.84 CLP 609.32 CLP 1,079 CLP 76
ROIC Compounder 466.73 CLP 572.47 CLP 715.11 CLP 72
Growth Earnings
Growth-Adj P/E 764.89 CLP 1,093 CLP 1,421 CLP 68

Widest divergence: Growth Earnings (1,093 CLP) versus Asset-Based (400.31 CLP). Highest evidence: Growth DCF (80).

Key figures & financial health

Revenue (TTM) 2.2T CLP
Revenue growth (YoY) +2.3%
Net margin 5.1%
Return on equity 10.3%
Free cash flow 125B CLP FY2025
P/E ratio 6.7
More key figures
Operating margin 4.7%
EPS (TTM) 57.73 CLP
EPS growth (YoY) -36.3%
Net debt 307B CLP FY2025

Figures from reported company fundamentals · as of Jul 25, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 48/100

Of which business quality 44 · Market factors (momentum, volatility) 54

Profitability 36
Margins and returns on capital today
Quality Growth 47
Are margins and returns improving?
Cashflow 14
Earnings quality: real cash, not paper profit
Fin. Strength 29
Balance sheet, leverage, solvency risk
Investment 89
Disciplined investing over empire-building
Low Volatility 85
Calm price path (market factor)
Momentum 39
Price trend over the last 3–12 months (market factor)
52W Momentum 42
Distance to the 52-week high (market factor)
Net Issuance 82
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

About the company

Ripley Corp S.A. engages in the retail business in Chile and Peru. The company offers beauty, tech, shoes and sneakers, accessories and complements, decorations, sports and adventure, electro, and school children's products, as well as toys, furniture, outlet products, automotive and automotive parts, and hardware products.

Full company description

Ripley Corp S.A. engages in the retail business in Chile and Peru. The company offers beauty, tech, shoes and sneakers, accessories and complements, decorations, sports and adventure, electro, and school children's products, as well as toys, furniture, outlet products, automotive and automotive parts, and hardware products. It also provides pet products, supermarket products, health and wellness products, and men, women, and children's fashion. In addition, the company is involved in the banking business; and real estate business. Ripley Corp S.A. was founded in 1956 and is based in Santiago, Chile.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Ripley Corp reported revenue of 2.2T CLP in FY2025 versus 2.1T CLP in FY2021, a compound +1.9%/yr. Reported net income was 119B CLP in FY2025, compounding +11.0%/yr from FY2021.

Growth Quality 71/100
Revenue growth appears healthy and is supported by profitability and cash-flow quality.
Latest Revenue (FY 2025)
2.2T CLP
Latest YoY
+6.3%
Avg. growth/yr (3Y)
+2.3%
Avg. growth/yr (5Y)
+8.2%
Avg. growth/yr (11Y)
+3.6%
Revenue +1.9%/yr
FY21 2.1T CLP
FY22 2.1T CLP
FY23 1.9T CLP
FY24 2.1T CLP
FY25 2.2T CLP
Net income +11.0%/yr
FY21 78.6B CLP
FY22 20.8B CLP
FY23 −50.8B CLP
FY24 54.0B CLP
FY25 119B CLP

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Cite: Fair Value Calculator (2026). "Ripley Corp Fair Value". https://www.fairvalue-calculator.com/stock/RIPLEY

Peer Group

Department Stores · 127 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 48 · Below median
Fair Value upside +163% · Top 25%
Return on equity (TTM) 10% · Top 25%
Return on assets 2% · Above median
Net margin (TTM) 5% · Above median
Operating margin (TTM) 5% · Below median
Revenue growth 2% · Above median
Dividend yield (TTM) 0.0% · Bottom 25%
Debt / equity 0.43× · Higher than 75% of peers

Valuation Multiples vs Department Stores median · lower = cheaper

P/E (TTM) 6.7× · Cheaper than 75% of peers
P/B 0.65× · Cheaper than median
P/S (TTM) 0.34× · Cheaper than median
P/FCF 0.0× · Cheaper than 75% of peers
EV/EBITDA 6.5× · Pricier than median
PEG 0.66× · Cheaper than median

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUE 100 · sector 26
FUTURE 12 · sector 2
PAST 41 · sector 16
HEALTH 79 · sector 96
DIVIDEND 0 · sector 37

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

Similar stocks

10 more Department Stores stocks, each showing price versus our Fair Value estimate (as of Jul 25, 2026).

Stock Price Fair Value vs Fair Value
Falabella S.A FALABELLA 5,875 CLP 8,880 CLP +51%
El Puerto de Liverpool, S.A. LIVEPOLC1 99.62 MXN 263.70 MXN +165%
99 Speed Mart Retail Holdings 5326 3.70 MYR 1.45 MYR -61%
Cencosud S.A CENCOSUD 2,040 CLP 2,516 CLP +23%
Vishal Mega Mart Limited VMM ₹113.94 ₹37.39 -67%
SHINSEGAE Inc 004170 610,000 KRW 200,259 KRW -67%
Organización Soriana, S. A. B. de C. V., SORIANAB 30.04 MXN 59.59 MXN +98%
Lotte Shopping Co 023530 155,300 KRW 81,725 KRW -47%
Lojas Renner S.A LREN3 R$14.10 R$33.36 +137%
La Comer, S.A. LACOMERUBC 34.37 MXN 51.49 MXN +50%

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Frequently asked questions

Is Ripley Corp (RIPLEY) overvalued or undervalued?
As of Jul 25, 2026, our model estimates a fair value of 1,047 CLP versus a price of 398.80 CLP, about +162% (undervalued).
What is the fair value of RIPLEY?
Our model-based fair value for Ripley Corp is 1,047 CLP (as of Jul 25, 2026), built from audited fundamentals. The current price is 398.80 CLP.
What is the quality score of RIPLEY?
Ripley Corp has a Quality Score of 48/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of Ripley Corp (RIPLEY)?
Ripley Corp reported trailing-twelve-month revenue of about 2.2T CLP (latest available figure, as of Jul 25, 2026).
What is the net profit margin of RIPLEY?
The net profit margin of Ripley Corp is about 5.1%, meaning it keeps roughly 5.1% of revenue as net income. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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