Starwood Property Trust, Inc. (S2TW34) fair value: what the stock is really worth
As of Oct 1, 2026: fair value of Starwood Property Trust, Inc. BRL 63.53, price BRL 23.00, upside +176.2%, quality 40 out of 100. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.
- Fair value above price? Yes
- Good quality? No
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Starwood Property Trust, Inc.
S2TW34 · SACheap, value-trap riskThe stock looks deeply undervalued, but low quality raises value-trap risk.
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Price vs Fair Value
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Sep 24, 2026.
How to read this chart
56‑month range R$21.81 – R$36.69 · fair‑value band R$47.64 – R$79.41 · the R$23.00 price screens below the R$63.53 fair value. Dashed = 300-day average. As of Sep 24, 2026.
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Company profile
Starwood Property Trust, Inc. operates as a real estate investment trust (REIT) in the United States and internationally. It operates through four segments: Commercial and Residential Lending; Infrastructure Lending; Property; and Investing and Servicing.
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Starwood Property Trust, Inc. operates as a real estate investment trust (REIT) in the United States and internationally. It operates through four segments: Commercial and Residential Lending; Infrastructure Lending; Property; and Investing and Servicing. The Commercial and Residential Lending segment originates, acquires, finances, and manages commercial first mortgages, non-agency residential mortgages, subordinated mortgages, mezzanine loans, preferred equity, commercial mortgage-backed securities (CMBS), and residential mortgage-backed securities, as well as other real estate and real estate-related debt investments, including distressed or non-performing loans. Its Infrastructure Lending segment originates, acquires, finances, and manages infrastructure debt investments. The Property segment engages primarily in acquiring and managing equity interests in stabilized and to be stabilized commercial real estate properties, including multifamily properties, multi-tenant medical office net lease properties and diversified single-tenant triple net lease properties that are held for investment. Its Investing and Servicing segment manages and works out problem assets; acquires and manages unrated, investment grade, and non-investment grade rated CMBS comprising subordinated interests of securitization and re-securitization transactions; originates conduit loans for the primary purpose of selling these loans into securitization transactions; and acquires commercial real estate assets that include properties acquired from CMBS trusts. The company qualifies as a REIT for federal income tax purposes and would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. Starwood Property Trust, Inc. was incorporated in 2009 and is headquartered in Miami Beach, Florida.
Stock analysis
Starwood Property Trust, Inc. (S2TW34) currently trades at R$23.00, while our model-based Fair Value estimate is R$63.53, implying the stock looks roughly 63.8% undervalued today.
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Valuation
Bull case: the Growth DCF group reads highest at a median of R$100.55 per share, and 8 of the 8 models we run sit above the R$23.00 price.
Bear case: the Asset-Based group reads lowest at R$64.13, and 0 of the 8 models stay below the price. Evidence for this calculation is medium.
Scenario range: R$47.64 (bear) to R$79.41 (bull), the price of R$23.00 sits below it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 40/100 (below-average quality), in the Real Estate sector.
Weak Growth: Revenue is shrinking: the last year, the last three and the last five years are all negative.
Starwood Property Trust, Inc. reported revenue of $1.9B in FY2025 versus $2.2B in FY2022, a compound −5.1%/yr. Reported net income was $412M in FY2025, compounding −22.1%/yr from FY2022.
Key figures
Market cap R$10.8B (≈ $2.1B) · P/E ratio 4.6 · P/S ratio 0.99 · EPS (TTM) R$4.92 · Dividend yield 8.3% · Net margin 21.7% · Return on equity 5.3% · Return on assets (EBIT) 0.4%.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 38 out of 100 (low confidence).
What moves the price
The share trades about 31% below its 52-week high and at its 52-week low, currently below its 200-day average.
For context, the median of 10 Real Estate peers we cover trades at 63% fair-value upside, at 176%, S2TW34 screens cheaper than that median.
Fair Value models
All 8 models by family
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Set up alert →Quality Score breakdown
Of which business quality 40 · Market factors (momentum, volatility) 29
Revenue & earnings trend
Growth Forecast
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Compare Starwood Property Trust, Inc. with another stock
Price, fair value, quality and upside side by side.
Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.REIT - Mortgage · 39 stocks
Valuation Multiplesvs REIT - Mortgage median · lower = cheaper
Strength profile in five axes (Snowflake)
Context: sector, industry, market
- Is the Financials sector expensive or cheap?
- P/E, EV/EBITDA and margins by industry (reference tables)
Values & ESG
Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.
Similar stocks
10 more REIT - Mortgage stocks, each showing price versus our Fair Value estimate.
| Stock | Price | Fair Value | vs Fair Value |
|---|---|---|---|
| Annaly Capital Management, Inc NLY | $20.32 | $22.74 | +12% |
| AGNC Investment Corp AGNC | $9.45 | $23.63 | +150% |
| Rithm Capital Corp RITM | $9.12 | $12.95 | +42% |
| Dynex Capital, Inc DX | $11.34 | $10.73 | −5% |
| ARMOUR Residential REIT, Inc ARR | $14.10 | $23.05 | +63% |
| Blackstone Mortgage Trust, Inc BXMT | $12.31 | $30.78 | +150% |
| Ellington Financial Inc EFC | $11.83 | $13.08 | +11% |
| Orchid Island Capital, Inc ORC | $5.77 | $14.43 | +150% |
| Ladder Capital Corp LADR | $8.72 | $7.60 | −13% |
| Apollo Commercial Real Estate Finance, Inc ARI | $6.24 | $15.60 | +150% |
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Frequently asked questions
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Key figures of Starwood Property Trust, Inc.
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