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MEGROUP LTD. (SJY) Fair Value & Analysis

Consumer Cyclical · SG · Market cap 7.2M SGD

ML MEGROUP LTD. SJY · SG
Price0.0600 SGD
Fair Value0.1020 SGD
Upside+70.0%
Quality40/100
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Mixed Growth
Loss-making · -0.5% net margin
Moderate debt · generates free cash flow
5.00% dividend yield
Mixed vs. peers (6/13)
Narrow moat 14/100
Evidence: Medium Range 0.0420 SGD – 0.1620 SGD Share as image

Fair value as of: Aug 13, 2026

From 13 valuation models · updated 5 days ago

Below-average quality, screening 70% undervalued on our models.

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What matters now

  • The large discount to fair value meets weak quality (40/100). That raises the risk this is a value trap rather than a bargain.
  • The model range is unusually wide (0.0420 SGD to 0.1620 SGD). The outcome hinges heavily on assumptions, so read the point estimate with caution.
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Price vs Fair Value (5 years)

0.1620 SGD 0.0491 SGD Fair Value 0.1020 SGD Apr 2021 Aug 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Aug 13, 2026.

How to read this chart

60‑month range 0.0491 SGD – 0.1620 SGD · fair‑value band 0.0420 SGD – 0.1620 SGD · the 0.0600 SGD price screens below the 0.1020 SGD fair value. Dashed = 300-day average. As of Aug 13, 2026.

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Analysis

MEGROUP LTD. (SJY) currently trades at 0.0600 SGD, while our model-based Fair Value estimate is 0.1020 SGD, implying the stock looks roughly 70.0% undervalued today. The Quality Score stands at 40/100 (below-average quality), in the Consumer Cyclical sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: medium), always confirm before acting.

Over the trailing twelve months, MEGROUP LTD. generated revenue of 342M SGD at a net margin of -0.5%. Revenue declined 15.4% year over year. It earns a return on equity of -2.8%. Net debt stands at 51.4M SGD. Fundamentals as of Aug 13, 2026

Our scenario range runs from 0.0420 SGD (bear case) to 0.1620 SGD (bull case); at 0.0600 SGD, the current price sits within that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 63% below its 52-week high and 25% above its 52-week low, currently below its 200-day average. For context, the median of 10 Consumer Cyclical peers we cover trades at -5% fair-value upside, at 70%, SJY screens cheaper than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Model Bear Bear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull Bull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence
Highest evidence
Growth DCF 0.0700 SGD 0.1700 SGD 0.3000 SGD 80
Rev-Margin DCF 0.1300 SGD 0.3500 SGD 0.6000 SGD 74
ROIC Compounder 0.0200 SGD 0.0500 SGD 0.0800 SGD 72
All 13 models by family
DCF Models
FCF DCF 0.0700 SGD 0.1900 SGD 0.3400 SGD 38
5Y Revenue Exit 0.1300 SGD 0.3500 SGD 0.6300 SGD 39
5Y EBITDA Exit 0.5900 SGD 1.22 SGD 1.96 SGD 41
10Y Revenue Exit 0.0800 SGD 0.2600 SGD 0.5000 SGD 36
10Y EBITDA Exit 0.3500 SGD 0.7800 SGD 1.37 SGD 37
Earnings-Based
EPV 0.0200 SGD 0.0500 SGD 0.0800 SGD 59
Multiples
EV/EBIT 0.4100 SGD 0.6300 SGD 0.8500 SGD 53
EV/EBITDA 1.16 SGD 1.63 SGD 2.10 SGD 54
EV/Revenue 0.2000 SGD 0.3900 SGD 0.5800 SGD 43
Asset-Based
NCAV (Graham) 0.2400 SGD 0.3200 SGD 0.4800 SGD 50
Growth DCF
Growth DCF 0.0700 SGD 0.1700 SGD 0.3000 SGD 80
Rev-Margin DCF 0.1300 SGD 0.3500 SGD 0.6000 SGD 74
Economic Profit
ROIC Compounder 0.0200 SGD 0.0500 SGD 0.0800 SGD 72

Widest divergence: Multiples (0.6300 SGD) versus Earnings-Based (0.0500 SGD). Highest evidence: Growth DCF (80).

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Key figures & financial health

Revenue (TTM) 342M SGD
Revenue growth (YoY) -15.4%
Net margin -0.5%
Return on equity -2.8%
Free cash flow 4.4M SGD FY2026
Operating margin 1.6%
More key figures
Dividend yield 5.0%
EPS growth (YoY) -93.1%
Net debt 51.4M SGD FY2026

Figures from reported company fundamentals · as of Aug 13, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 40/100

Of which business quality 41 · Market factors (momentum, volatility) 31

Profitability 34
Margins and returns on capital today
Quality Growth 27
Are margins and returns improving?
Cashflow 16
Earnings quality: real cash, not paper profit
Fin. Strength 39
Balance sheet, leverage, solvency risk
Investment 71
Disciplined investing over empire-building
Low Volatility 50
Calm price path (market factor)
Momentum 22
Price trend over the last 3–12 months (market factor)
52W Momentum 23
Distance to the 52-week high (market factor)
Net Issuance 82
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

About the company

MeGroup Ltd., through its subsidiaries, engages in the automobile dealership business in Malaysia. The company operates through Manufacturing Business and Dealership Business segments.

Full company description

MeGroup Ltd., through its subsidiaries, engages in the automobile dealership business in Malaysia. The company operates through Manufacturing Business and Dealership Business segments. The Manufacturing Business engages in the manufacturing of NVH component, such as dashboard insulator, outer, hood, headlining, undercover, and wheel arch; and non-NVH components, including board assembly deck, trunk lid, package tray and deck board for various automobile models. The Dealership Business segment comprises several 3S and 4S automobile dealerships for the sale of new automobiles under GWM, Honda, Jaecoo, Jetour, Mazda, MG Motor, Mitsubishi Motors, and Peugeot brands. MeGroup Ltd. was founded in 1995 and is based in Singapore. The company is a subsidiary of JCWW Holdings Ptd. Ltd.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2022 – FY2026 · reported fiscal years

MEGROUP LTD. reported revenue of 342M SGD in FY2026 versus 255M SGD in FY2022, a compound +7.6%/yr. Reported net income was −1.7M SGD in FY2026.

Growth Quality 55/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
Latest Revenue (FY 2026)
342M SGD
Latest YoY
−12.8%
Avg. growth/yr (3Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
−6.7%
Avg. growth/yr (5Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+10.4%
Avg. growth/yr (10Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+12.4%
Revenue +7.6%/yr
FY22 255M SGD
FY23 421M SGD
FY24 459M SGD
FY25 393M SGD
FY26 342M SGD
Net income
FY22 −3.1M SGD
FY23 6.2M SGD
FY24 8.8M SGD
FY25 6.5M SGD
FY26 −1.7M SGD

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Cite: Fair Value Calculator (2026). "MEGROUP LTD. Fair Value". https://www.fairvalue-calculator.com/stock/SJY

Peer Group

Auto & Truck Dealerships · 103 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 40 · Below median
Fair Value upside +67% · Top 25%
Return on assets 2% · Below median
Net margin (TTM) -1% · Bottom 25%
Operating margin (TTM) 2% · Below median
Revenue growth -15% · Bottom 25%
Dividend yield (TTM) 5.0% · Above median
Debt / equity 0.88× · Higher than 75% of peers

Valuation Multiples vs Auto & Truck Dealerships median · lower = cheaper

P/B 0.10× · Cheaper than 75% of peers
P/S (TTM) 0.02× · Cheaper than 75% of peers
P/FCF 1.3× · Cheaper than median
EV/EBITDA 2.8× · Cheaper than 75% of peers

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUE 100 · sector 31
FUTURE 0 · sector 8
PAST 0 · sector 20
HEALTH 56 · sector 90
DIVIDEND 100 · sector 75

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

Similar stocks

10 more Auto & Truck Dealerships stocks, each showing price versus our Fair Value estimate (as of Aug 13, 2026).

Stock Price Fair Value vs Fair Value
Carvana Co CVNA $72.48 $24.58 -66%
Penske Automotive Group PAG $218.00 $217.41 -0%
D'Ieteren Group DIE €175.00 €105.40 -40%
Hotai Motor Co 2207 524.00 TWD 558.82 TWD +7%
CarMax, Inc KMX $58.71 $29.44 -50%
Lithia Motors, Inc LAD $378.55 $498.50 +32%
AutoNation, Inc AN $208.62 $329.77 +58%
Rush Enterprises, Inc RUSHA $80.63 $66.27 -18%
Valvoline Inc VVV $33.30 $24.55 -26%
OPENLANE, Inc OPLN $35.33 $33.46 -5%

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Frequently asked questions

Is MEGROUP LTD. (SJY) overvalued or undervalued?
As of Aug 13, 2026, our model estimates a fair value of 0.1020 SGD versus a price of 0.0600 SGD, about +70% (undervalued).
What is the fair value of SJY?
Our model-based fair value for MEGROUP LTD. is 0.1020 SGD (as of Aug 13, 2026), built from audited fundamentals. The current price is 0.0600 SGD.
What is the quality score of SJY?
MEGROUP LTD. has a Quality Score of 40/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of MEGROUP LTD. (SJY)?
MEGROUP LTD. reported trailing-twelve-month revenue of about 342M SGD (latest available figure, as of Aug 13, 2026).
What is the net profit margin of SJY?
The net profit margin of MEGROUP LTD. is about -0.5%, meaning it is currently running at a net loss. Based on the latest reported figures.
Does MEGROUP LTD. pay a dividend?
MEGROUP LTD. currently shows a dividend yield of about 5.00% relative to its recent price (as of Aug 13, 2026).

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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