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D'Ieteren Group (DIE) Fair Value & Analysis

Consumer Cyclical · BE · Market cap €9.7B

DI D'Ieteren Group DIE · BR
Price€183.50
Fair Value€105.40
Upside-42.6%
Quality61/100
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Mixed Growth
Thin margins · 5.3% net margin
High debt · generates free cash flow
1.10% dividend yield
Mixed vs. peers (6/14)
Moderate moat 49/100
Evidence: High Range €69.82 – €140.98 Share as image

Fair value as of: Aug 6, 2026

From 25 valuation models · updated 2 days ago

Share price +3.2% over the past month.

A solid business, but screening 43% overvalued on our models.

What matters now

  • The price sits above even our optimistic bull case (€140.98). The favourable scenario is already priced in.
  • Solid but not exceptional quality (61/100) and above fair value, neither a clear bargain nor a standout compounder.
  • A fairly wide model range (€69.82 to €140.98) leaves room in how you read the outcome.
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Price vs Fair Value (5 years)

€195.44 €57.73 Fair Value €105.40 Jun 2021 Aug 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Aug 6, 2026.

How to read this chart

60‑month range €57.73 – €195.44 · fair‑value band €69.82 – €140.98 · the €183.50 price screens above the €105.40 fair value. Dashed = 300-day average. As of Aug 6, 2026.

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Analysis

D'Ieteren Group (DIE) currently trades at €183.50, while our model-based Fair Value estimate is €105.40, implying the stock looks roughly 42.6% overvalued today. We read business quality at 61/100 (solid quality), in the Consumer Cyclical sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium, the entry price still matters most (evidence: high).

Over the trailing twelve months, D'Ieteren Group generated revenue of €8.0B at a net margin of 5.3%. Revenue grew 3.4% year over year. It earns a return on equity of 27.5%. Net debt stands at €1.9B. Fundamentals as of Aug 6, 2026

Our scenario range runs from €69.82 (bear case) to €140.98 (bull case); at €183.50, the current price sits above that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The last reported earnings sit well below what analysts expect (earnings in transition, for example after write-downs or an earnings dip); whether the stock is cheap or expensive hinges on the expected recovery actually arriving. Read the fair value with that caveat. The share trades about 7% below its 52-week high and 29% above its 52-week low, currently above its 200-day average. For context, the median of 10 Consumer Cyclical peers we cover trades at -14% fair-value upside, at -43%, DIE screens richer than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Model BearBaseBull Evidence
Highest evidence
Growth DCF €80.89 €121.06 €173.96 80
Residual Income €1.63 €3.12 €94.27 76
Rev-Margin DCF €54.79 €91.19 €131.04 74
All 25 models by family
DCF Models
FCF DCF €78.49 €122.36 €182.96 38
Owner Earnings €83.16 €129.05 €192.45 31
5Y Revenue Exit €54.79 €89.82 €132.55 39
5Y EBITDA Exit €78.41 €132.17 €192.30 41
5Y P/E Exit €81.40 €137.53 €193.73 38
10Y Revenue Exit €61.11 €93.81 €133.78 36
10Y EBITDA Exit €77.47 €121.91 €176.65 37
10Y P/E Exit €79.30 €125.46 €177.67 35
Earnings-Based
Graham-Dodd €54.89 €135.60 €175.67 54
PEG = 1.0 €24.52 €35.03 €45.54 46
EPV €30.63 €39.11 €46.42 59
Dividend Discount
Gordon GGM €14.26 €25.44 €39.37 70
DDM Multi-Stage €14.26 €21.14 €28.33 61
Multiples
P/E Multiple €121.09 €161.45 €201.81 63
P/S Multiple €102.92 €137.23 €171.54 58
P/B Multiple €0.6100 €0.8200 €1.02 55
EV/EBIT €77.48 €110.98 €144.48 53
EV/EBITDA €92.61 €131.16 €169.71 54
EV/Revenue €44.72 €73.76 €102.79 43
Asset-Based
NCAV (Graham) €0.1400 €0.1800 €0.2700 50
Growth DCF
Growth DCF €80.89 €121.06 €173.96 80
Rev-Margin DCF €54.79 €91.19 €131.04 74
Economic Profit
Residual Income €1.63 €3.12 €94.27 76
ROIC Compounder €32.99 €44.97 €57.61 72
Growth Earnings
Growth-Adj P/E €93.33 €133.33 €173.33 68

Widest divergence: Growth Earnings (€133.33) versus Asset-Based (€0.1800). Highest evidence: Growth DCF (80).

Key figures & financial health

Revenue (TTM) €8.0B
Revenue growth (YoY) +3.4%
Net margin 5.3%
Return on equity 27.5%
Free cash flow €521M FY2025
P/E ratio 21.6
More key figures
Operating margin 5.4%
EPS (TTM) €7.86
Dividend yield 1.2%
EPS growth (YoY) -11.8%
Net debt €1.9B FY2025

Figures from reported company fundamentals · as of Aug 6, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 61/100

Of which business quality 60 · Market factors (momentum, volatility) 52

Profitability 68
Margins and returns on capital today
Quality Growth 58
Are margins and returns improving?
Cashflow 55
Earnings quality: real cash, not paper profit
Fin. Strength 22
Balance sheet, leverage, solvency risk
Investment 100
Disciplined investing over empire-building
Low Volatility 68
Calm price path (market factor)
Momentum 40
Price trend over the last 3–12 months (market factor)
52W Momentum 56
Distance to the 52-week high (market factor)
Net Issuance 86
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

About the company

D'Ieteren Group SA operates as an investment company in Belgium, France, rest of Europe, and internationally. The company operates through D'Ieteren Automotive, Belron, Moleskine, TVH, and PHE segments.

Full company description

D'Ieteren Group SA operates as an investment company in Belgium, France, rest of Europe, and internationally. The company operates through D'Ieteren Automotive, Belron, Moleskine, TVH, and PHE segments. It is involved in vehicle glass repair, replacement, and recalibration under Carglass, Safelite, and Autoglass brands; and manages vehicle glass and other insurance claims on behalf of insurance customers. The company also distributes Volkswagen, Audi, SEAT, "koda, Bentley, Lamborghini, Bugatti, Cupra, Rimac, Microlino, Maserati and Porsche vehicles, as well as spare parts and accessories; markets used vehicles; and provides maintenance, financing, and leasing services. In addition, it manages real estate assets, such as offices, workshops, concessions, logistics centers, residential units, parking lots and landbanks; and offers real estate advice and a range of services to the tenants of the properties in the portfolio. Further, the company provides notebooks, planners, writing instruments, bags, reading accessories, and smart writing systems through wholesale, retail, e-commerce and strategic partnerships. Additionally, it distributes aftermarket parts for material handling, construction & industrial, and agricultural equipment. The company was founded in 1805 and is based in Brussels, Belgium.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

D'Ieteren Group reported revenue of €8.0B in FY2025 versus €3.4B in FY2021, a compound +24.3%/yr. Reported net income was €425M in FY2025, compounding +13.9%/yr from FY2021.

Growth Quality 84/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
Latest Revenue (FY 2025)
€8.0B
Latest YoY
−1.5%
Avg. growth/yr (3Y)
+19.4%
Avg. growth/yr (5Y)
+19.3%
Avg. growth/yr (21Y)
+2.8%
Revenue +24.3%/yr
FY21 €3.4B
FY22 €4.7B
FY23 €8.0B
FY24 €8.2B
FY25 €8.0B
Net income +13.9%/yr
FY21 €252M
FY22 €333M
FY23 €505M
FY24 €372M
FY25 €425M

DIE screens 43% overvalued. Compare with Carvana Co →

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Cite: Fair Value Calculator (2026). "D'Ieteren Group Fair Value". https://www.fairvalue-calculator.com/stock/DIE

Peer Group

Auto & Truck Dealerships · 103 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 61 · Top 25%
Fair Value upside −43% · Bottom 25%
Return on equity (TTM) 27% · Top 25%
Return on assets 4% · Above median
Net margin (TTM) 5% · Top 25%
Operating margin (TTM) 5% · Above median
Revenue growth 3% · Above median
Dividend yield (TTM) 1.1% · Below median
Debt / equity 105.99× · Higher than 75% of peers

Valuation Multiples vs Auto & Truck Dealerships median · lower = cheaper

P/E (TTM) 23.4× · Pricier than median
P/S (TTM) 1.39× · Pricier than 75% of peers
P/FCF 21.4× · Pricier than 75% of peers
EV/EBITDA 22.8× · Pricier than 75% of peers
PEG 6.81× · Pricier than 75% of peers

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUE 0 · sector 23
FUTURE 17 · sector 8
PAST 100 · sector 20
HEALTH 0 · sector 90
DIVIDEND 22 · sector 51

VALUE 0: the price sits above our fair-value range.

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

Similar stocks

10 more Auto & Truck Dealerships stocks, each showing price versus our Fair Value estimate (as of Aug 6, 2026).

Stock Price Fair Value vs Fair Value
Carvana Co CVNA $70.38 $24.58 -65%
Penske Automotive Group PAG $202.66 $241.86 +19%
Hotai Motor Co 2207 476.50 TWD 576.75 TWD +21%
CarMax, Inc KMX $58.47 $29.62 -49%
Lithia Motors, Inc LAD $339.16 $610.95 +80%
AutoNation, Inc AN $205.72 $329.77 +60%
Rush Enterprises, Inc RUSHA $76.89 $66.27 -14%
Valvoline Inc VVV $38.64 $24.57 -36%
OPENLANE, Inc OPLN $39.46 $33.81 -14%
Eagers Automotive Limited APE A$20.83 A$17.66 -15%

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Frequently asked questions

Is D'Ieteren Group (DIE) overvalued or undervalued?
As of Aug 6, 2026, our model estimates a fair value of €105.40 versus a price of €183.50, about −43% (overvalued).
What is the fair value of DIE?
Our model-based fair value for D'Ieteren Group is €105.40 (as of Aug 6, 2026), built from audited fundamentals. The current price is €183.50.
What is the quality score of DIE?
D'Ieteren Group has a Quality Score of 61/100. It combines two groups: business quality (profitability, growth, cash flow, balance-sheet strength) and market factors (price momentum, distance to the 52-week high, volatility). Both subtotals are shown separately in the detail view.
What is the revenue of D'Ieteren Group (DIE)?
D'Ieteren Group reported trailing-twelve-month revenue of about €8.0B (latest available figure, as of Aug 6, 2026).
What is the net profit margin of DIE?
The net profit margin of D'Ieteren Group is about 5.3%, meaning it keeps roughly 5.3% of revenue as net income. Based on the latest reported figures.
Does D'Ieteren Group pay a dividend?
D'Ieteren Group currently shows a dividend yield of about 1.21% relative to its recent price (as of Aug 6, 2026).

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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