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Smartiks Yazilim AS (SMART) Fair Value & Analysis

Technology · TR · Market cap 744M TRY (≈ $15.4M) · ISIN TRESMRT00018

What is Smartiks Yazilim AS really worth?

SY Smartiks Yazilim AS SMART · IS
Price22.72 TRY
Fair Value6.61 TRY
Upside−70.9%
Quality29/100

Below-average quality, and trading another 244% above our fair value of 6.61 TRY.

As of Aug 27, 2026, the fair value of Smartiks Yazilim AS is 6.61 TRY per share against a price of 22.72 TRY, so the fair value sits 71% below the price. A model estimate blended from multiple valuation models, recalculated regularly.

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Strengths

Low debt · generates free cash flow

Risks

!Expensive Growth (revenue 5y +49.1 %/yr)
!Loss-making · -25.3% net margin
!Trails peers (3/11)
!Narrow moat 1/100
!Evidence only low, so the estimate is less certain
!Weak on dividend: 1 out of 100
Evidence: Low Range 5.16 TRY – 10.72 TRY

Fair value as of: Aug 27, 2026

From 15 valuation models · updated 10 days ago

Share price −3.8% over the past month.

What runs behind every stock

69 individual criteria per stock, every one traceable See the method →

What matters now

  • The price sits above even our optimistic bull case (10.72 TRY). The favourable scenario is already priced in.
  • Weak quality (29/100) and above fair value at the same time, the margin of safety is missing on both counts.
  • The large gap to fair value rests on thin data (low evidence): fewer applicable models and a shorter history. Read it with extra caution.
  • A fairly wide model range (5.16 TRY to 10.72 TRY) leaves room in how you read the outcome.

Price vs Fair Value (5 years)

66.80 TRY 4.35 TRY Fair Value 6.61 TRY May 2021 Sep 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Aug 27, 2026.

How to read this chart

60‑month range 4.35 TRY – 66.80 TRY · fair‑value band 5.16 TRY – 10.72 TRY · the 22.72 TRY price screens above the 6.61 TRY fair value. Dashed = 300-day average. As of Aug 27, 2026.

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Analysis

Smartiks Yazilim AS (SMART) currently trades at 22.72 TRY, while our model-based Fair Value estimate is 6.61 TRY, implying the stock looks roughly 243.8% overvalued today. The Quality Score stands at 29/100 (below-average quality), in the Technology sector. Bull case: the Multiples group reads highest at a median of 6.61 TRY per share, and 9 of the 15 models we run sit above the 22.72 TRY price. Bear case: the Dividend Discount group reads lowest at 4.04 TRY, and 6 of the 15 models stay below the price. Evidence for this calculation is low.

Over the trailing twelve months, Smartiks Yazilim AS generated revenue of 168M TRY at a net margin of −25.3%. Revenue declined 47.7% year over year. It earns a return on equity of −10.2%. Net debt stands at 82.6M TRY. Fundamentals as of Aug 27, 2026

Our scenario range runs from 5.16 TRY (bear case) to 10.72 TRY (bull case); at 22.72 TRY, the current price sits above that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 47% below its 52-week high and 5% above its 52-week low, currently below its 200-day average. For context, the median of 10 Technology peers we cover trades at −32% fair-value upside, at −71%, SMART screens richer than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted, family-balanced blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small. Every input is real reported data, nothing guessed.

Model Bear Bear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull Bull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence
Highest evidence
FCF DCF 148.17 TRY 213.91 TRY 410.37 TRY 75
EPV 5.69 TRY 5.69 TRY 5.69 TRY 74
Growth DCF 139.18 TRY 236.67 TRY 389.99 TRY 74
All 15 models by family
DCF Models
FCF DCF 148.17 TRY 213.91 TRY 410.37 TRY 75
5Y Revenue Exit 51.59 TRY 59.86 TRY 75.46 TRY 72
5Y EBITDA Exit 671.65 TRY 1,312 TRY 2,573 TRY 68
10Y Revenue Exit 84.46 TRY 121.37 TRY 127.79 TRY 66
10Y EBITDA Exit 498.14 TRY 1,339 TRY 2,880 TRY 60
Earnings-Based
EPV 5.69 TRY 5.69 TRY 5.69 TRY 74
Dividend Discount
Gordon GGM 2.39 TRY 4.41 TRY 6.06 TRY 65
DDM Multi-Stage 2.39 TRY 4.04 TRY 4.77 TRY 65
Multiples
EV/EBIT 6.24 TRY 6.61 TRY 6.79 TRY 66
EV/EBITDA 903.73 TRY 1,203 TRY 1,503 TRY 67
EV/Revenue 5.69 TRY 5.88 TRY 6.06 TRY 54
Asset-Based
NCAV (Graham) 123.02 TRY 164.88 TRY 246.04 TRY 54
Growth DCF
Growth DCF 139.18 TRY 236.67 TRY 389.99 TRY 74
Rev-Margin DCF 54.72 TRY 68.12 TRY 98.05 TRY 71
Economic Profit
ROIC Compounder 5.69 TRY 5.69 TRY 5.69 TRY 70

Widest divergence: DCF Models (213.91 TRY) versus Dividend Discount (4.04 TRY). Highest evidence: FCF DCF (75).

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Key figures & financial health

P/S ratio 4.43 TTM
EPS (TTM) −1.33 TRY
Dividend yield 0.1%
Net margin −10.2% FY2025
Return on equity −10.2% TTM
Return on assets (EBIT) 7.9% avg 5y
More key figures
Profitability
Operating margin −29.2% TTM
Growth
Revenue (TTM) 168M TRY TTM
Revenue growth (YoY) −47.7% 3y avg +50.2%
EPS growth (YoY) −62.3%
Balance sheet & cash flow
Free cash flow 18.2M TRY FY2025
Net debt 82.6M TRY FY2025 · ≈ 4.5 yrs of FCF

Figures from reported company fundamentals · as of Aug 27, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 29/100

Of which business quality 36 · Market factors (momentum, volatility) 14

Profitability 13
Margins and returns on capital today
Quality Growth 15
Are margins and returns improving?
Cashflow 49
Earnings quality: real cash, not paper profit
Fin. Strength 51
Balance sheet, leverage, solvency risk
Investment 0
Disciplined investing over empire-building
Low Volatility 20
Calm price path (market factor)
Momentum 13
Price trend over the last 3–12 months (market factor)
52W Momentum 11
Distance to the 52-week high (market factor)
Net Issuance 82
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

All values are scores from 0 to 100 (100 = best against fixed, research-based bands), not percentages. The three market factors (momentum, 52-week proximity, low volatility) are displayed but carry zero weight in the headline number: market sentiment is not a business property.

About the company

Smartiks Yazilim A.S. provides business solutions, software development, and consultancy services in Türkiye. It offers data security, outsourcing, analysis and process management, data science, data warehouse, customer relationship management, human resources, and software development services Smartiks Yazilim A.S.

Full company description

Smartiks Yazilim A.S. provides business solutions, software development, and consultancy services in Türkiye. It offers data security, outsourcing, analysis and process management, data science, data warehouse, customer relationship management, human resources, and software development services Smartiks Yazilim A.S. was founded in 2006 and is based in Istanbul, Türkiye.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Smartiks Yazilim AS reported revenue of 200M TRY in FY2025 versus 36.4M TRY in FY2021, a compound +53.2%/yr. Reported net income was −20.4M TRY in FY2025.

Growth Quality 55/100
The company is growing, but growth may require heavy reinvestment or weak cash conversion.
Latest Revenue (FY 2025)
200M TRY
Latest YoY
−24.6%
Avg. revenue growth/yr (3Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+50.2%
Avg. revenue growth/yr (5Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+49.1%
Avg. revenue growth/yr (8Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+32.3%
EBIT margin (trend) Operating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.
9.7% (2020) → 0.0% (2025)
Value creation/yr We only publish this rate when it is defensible. Reason: fiscal 2025 is a loss year, no rate is defined from a loss
not computed
Revenue +53.2%/yr
FY21 36.4M TRY
FY22 59.0M TRY
FY23 242M TRY
FY24 265M TRY
FY25 200M TRY
Net income
FY21 3.8M TRY
FY22 6.9M TRY
FY23 64.9M TRY
FY24 16.1M TRY
FY25 −20.4M TRY

SMART screens 244% overvalued. Compare with Microsoft Corporation →

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Cite: Fair Value Calculator (2026). "Smartiks Yazilim AS Fair Value". https://www.fairvalue-calculator.com/stock/SMART.IS

Peer Group

Software - Infrastructure · 368 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 29 · Bottom 25%
Fair Value upside −71% · Bottom 25%
Return on assets −2% · Below median
Net margin (TTM) −25% · Bottom 25%
Operating margin (TTM) −29% · Bottom 25%
Revenue growth −48% · Bottom 25%
Dividend yield (TTM) 0.1% · Bottom 25%

Valuation Multiples vs Software - Infrastructure median · lower = cheaper

P/S (TTM) 0.09× · Cheaper than 75% of peers
P/FCF 0.8× · Cheaper than 75% of peers

Strength profile in five axes (Snowflake)

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUEFUTUREPASTHEALTHDIVIDEND
This stock
VALUEFUTUREPASTHEALTHDIVIDEND
Sector peers
VALUE0 · sector 0
FUTURE0 · sector 49
PAST0 · sector 15
HEALTH100 · sector 98
DIVIDEND1 · sector 25

VALUE 0: the price sits above our fair-value range.

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

Similar stocks

10 more Software - Infrastructure stocks, each showing price versus our Fair Value estimate (as of Aug 27, 2026).

Stock Price Fair Value vs Fair Value
Microsoft Corporation MSFT $480.35 $365.74 −24%
Oracle Corporation ORCL $151.94 $117.84 −22%
Fortinet, Inc FTNT $166.00 $61.46 −63%
Synopsys, Inc SNPS $442.61 $101.19 −77%
Block, Inc XYZ A$111.01 A$70.69 −36%
CoreWeave, Inc CRWV $105.26 $71.79 −32%
NetApp, Inc NTAP $190.64 $154.83 −19%
Adyen N.V ADYEN €1,007 €707.53 −30%
MongoDB, Inc MDB $440.58 $93.91 −79%
Okta, Inc OKTA $166.23 $30.50 −82%

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Frequently asked questions

Is Smartiks Yazilim AS (SMART) overvalued or undervalued?
As of Aug 27, 2026, our model estimates a fair value of 6.61 TRY versus a price of 22.72 TRY, about −71% upside (overvalued).
What is the fair value of SMART?
Our model-based fair value for Smartiks Yazilim AS is 6.61 TRY (as of Aug 27, 2026), built from audited fundamentals. The current price: 22.72 TRY.
What is the quality score of SMART?
Smartiks Yazilim AS has a Quality Score of 29/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Smartiks Yazilim AS (SMART)?
Our model-based price target is the fair value of 6.61 TRY (as of Aug 27, 2026) from 15 valuation models. Cautious scenario 5.16 TRY, optimistic scenario 10.72 TRY. It is a calculation from audited fundamentals, not an analyst target.
What is the Smartiks Yazilim AS stock forecast for 2026?
Our models put fair value at 6.61 TRY, about −71% upside versus a price of 22.72 TRY (overvalued). Cautious scenario 5.16 TRY, optimistic scenario 10.72 TRY. The calculation is refreshed regularly with new filings.
What is the revenue of Smartiks Yazilim AS (SMART)?
Smartiks Yazilim AS reported trailing-twelve-month revenue of about 168M TRY (latest available figure, as of Aug 27, 2026).
What is the net profit margin of SMART?
The net profit margin of Smartiks Yazilim AS is about −25.3%, meaning it is currently running at a net loss. Based on the latest reported figures.
Does Smartiks Yazilim AS pay a dividend?
Smartiks Yazilim AS currently shows a dividend yield of about 0.07% relative to its recent price (as of Aug 27, 2026).
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