SMU S.A (SMU) Fair Value & Analysis
Consumer Cyclical · CL · Market cap 756B CLP
Fair value as of: Jul 21, 2026
From 22 valuation models · updated 20 days ago
Share price −2.9% over the past month.
A solid business, screening 87% undervalued on our models.
What matters now
- The price is below even our cautious bear case (164.90 CLP). The market is more pessimistic than our downside scenario.
- Solid quality (56/100) at a price below fair value, the discount is the argument here, not the business quality.
- A fairly wide model range (164.90 CLP to 301.75 CLP) leaves room in how you read the outcome.
Price vs Fair Value (5 years)
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Jul 21, 2026.
How to read this chart
60‑month range 46.57 CLP – 178.58 CLP · fair‑value band 164.90 CLP – 301.75 CLP · the 128.90 CLP price screens below the 241.40 CLP fair value. Dashed = 300-day average. As of Jul 21, 2026.
Analysis
SMU S.A (SMU) currently trades at 128.90 CLP, while our model-based Fair Value estimate is 241.40 CLP, implying the stock looks roughly 87.3% undervalued today. The Quality Score stands at 56/100 (solid quality), in the Consumer Cyclical sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high), always confirm before acting.
Over the trailing twelve months, SMU S.A generated revenue of 2.8T CLP at a net margin of 2.1%. Revenue grew 2.1% year over year. It earns a return on equity of 7.2%. Net debt stands at 377B CLP. Fundamentals as of Jul 21, 2026
Our scenario range runs from 164.90 CLP (bear case) to 301.75 CLP (bull case); at 128.90 CLP, the current price sits below that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 22% below its 52-week high and 2% above its 52-week low, currently below its 200-day average. For context, the median of 10 Consumer Cyclical peers we cover trades at 50% fair-value upside, at 87%, SMU screens cheaper than that median.
Fair Value models
Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.
All 22 models by family
Widest divergence: DCF Models (307.21 CLP) versus Asset-Based (96.13 CLP). Highest evidence: Growth DCF (80).
Key figures & financial health
More key figures
Figures from reported company fundamentals · as of Jul 21, 2026. TTM = trailing twelve months.
Quality Score breakdown
Of which business quality 56 · Market factors (momentum, volatility) 42
Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.
About the company
SMU S.A. operates as a food retailer in Chile and Peru. The company operates through Supermarket and Financial Services segments. It provides groceries, fruits and vegetables, and non-food and other products; and e-grocery solutions. The company also issues credit cards that grants credit to Unimarc supermarkets customers.
Full company description
SMU S.A. operates as a food retailer in Chile and Peru. The company operates through Supermarket and Financial Services segments. It provides groceries, fruits and vegetables, and non-food and other products; and e-grocery solutions. The company also issues credit cards that grants credit to Unimarc supermarkets customers. It operates supermarkets under the Unimarc, Mayorista 10, Super 10, Alvi, Mayorsa, and Maxi Savings brands. SMU S.A. was founded in 2007 and is headquartered in Santiago, Chile.
Company description, as reported by the company or data provider.
Revenue & earnings trend
FY2021 – FY2025 · reported fiscal years
SMU S.A reported revenue of 2.8T CLP in FY2025 versus 2.5T CLP in FY2021, a compound +3.3%/yr. Reported net income was 63.1B CLP in FY2025, compounding −4.4%/yr from FY2021.
Watch SMU: get an alert when its fair value changes →
Peer Group
Department Stores · 127 stocks
How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.
Valuation Multiples vs Department Stores median · lower = cheaper
Snowflake
Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.
Values & ESG
Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.
ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.
Similar stocks
10 more Department Stores stocks, each showing price versus our Fair Value estimate (as of Jul 21, 2026).
| Stock | Price | Fair Value | vs Fair Value |
|---|---|---|---|
| Falabella S.A FALABELLA | 5,875 CLP | 8,880 CLP | +51% |
| El Puerto de Liverpool, S.A. LIVEPOLC1 | 99.62 MXN | 263.70 MXN | +165% |
| 99 Speed Mart Retail Holdings 5326 | 3.70 MYR | 1.45 MYR | -61% |
| Cencosud S.A CENCOSUD | 2,040 CLP | 2,516 CLP | +23% |
| Vishal Mega Mart Limited VMM | ₹113.94 | ₹37.39 | -67% |
| SHINSEGAE Inc 004170 | 610,000 KRW | 200,259 KRW | -67% |
| Organización Soriana, S. A. B. de C. V., SORIANAB | 30.04 MXN | 59.59 MXN | +98% |
| Lotte Shopping Co 023530 | 155,300 KRW | 81,725 KRW | -47% |
| Lojas Renner S.A LREN3 | R$14.10 | R$33.36 | +137% |
| La Comer, S.A. LACOMERUBC | 34.37 MXN | 51.49 MXN | +50% |
Compare SMU S.A with another stock
Price, fair value, quality and upside side by side.
Explore undervalued stocks
More undervalued Consumer Cyclical stocks →
Frequently asked questions
Is SMU S.A (SMU) overvalued or undervalued?
What is the fair value of SMU?
What is the quality score of SMU?
What is the revenue of SMU S.A (SMU)?
What is the net profit margin of SMU?
Does SMU S.A pay a dividend?
How we calculate Fair Value
Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.
Track SMU S.A and try Pro for 14 days
One email gets you 14 days of full Pro (review alerts, the 35,000+ stock screener, the diversification check) plus the monthly Top-25 report of the most undervalued quality stocks. No card, cancel anytime.
Zero risk: nothing is ever charged. After 14 days you decide whether to stay.