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Truecaller AB (TRUE-B) Fair Value & Analysis

Technology · SE · Market cap 5.1B SEK (≈ $536M) · ISIN SE0016787071

What is Truecaller AB really worth?

TA Truecaller AB TRUE-B · ST
Pricekr 23.72
Fair Valuekr 38.87
Upside+63.9%
Quality85/100

A strong business, trading 39% below our fair value of kr 38.87.

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Strengths

Healthy Growth (revenue 5y +31.2 %/yr)
Solidly profitable · 17.6% net margin
generates free cash flow
Ranks above peers (9/13)
Wide moat 76/100

Risks

!Weak on dividend: 24 out of 100

For context

·1.18% dividend yield
Evidence: High Range kr 29.22 – kr 59.45

Fair value as of: Aug 25, 2026

From 24 valuation models · updated 11 days ago

Share price +27.5% over the past month.

What runs behind every stock

69 individual criteria per stock, every one traceable See the method →

What matters now

  • The rarer combination: high quality (85/100) AND below fair value. That earns a closer look rather than a quick verdict.
  • The price is below even our cautious bear case (kr 29.22). The market is more pessimistic than our downside scenario.
  • A fairly wide model range (kr 29.22 to kr 59.45) leaves room in how you read the outcome.

Price vs Fair Value (5 years)

kr 126.20 kr 9.75 Fair Value kr 38.87 Oct 2021 Sep 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Aug 25, 2026.

How to read this chart

59‑month range kr 9.75 – kr 126.20 · fair‑value band kr 29.22 – kr 59.45 · the kr 23.72 price screens below the kr 38.87 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Aug 25, 2026.

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Analysis

Truecaller AB (TRUE-B) currently trades at kr 23.72, while our model-based Fair Value estimate is kr 38.87, implying the stock looks roughly 39.0% undervalued today. The Quality Score stands at 85/100 (high quality), in the Technology sector. Bull case: the DCF Models group reads highest at a median of kr 53.89 per share, and 20 of the 24 models we run sit above the kr 23.72 price. Bear case: the Economic Profit group reads lowest at kr 13.32, and 4 of the 24 models stay below the price. Evidence for this calculation is high.

Over the trailing twelve months, Truecaller AB generated revenue of 1.8B SEK at a net margin of 17.6%. Revenue declined 26.5% year over year. It earns a return on equity of 22.8%. The balance sheet holds a net cash position of 250M SEK. Fundamentals as of Aug 25, 2026

Our scenario range runs from kr 29.22 (bear case) to kr 59.45 (bull case); at kr 23.72, the current price sits below that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 65% below its 52-week high and 161% above its 52-week low, currently above its 200-day average. For context, the median of 10 Technology peers we cover trades at −38% fair-value upside, at 64%, TRUE-B screens cheaper than that median.

Fair Value models

This estimate rests on fiscal year 2025 figures, and about 8 months have passed since. In that time the company retained roughly kr 0.4348 per share, which is 1.1 % of the fair value. The fair value deliberately does not add this in: the models value reported figures, not a projection.

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted, family-balanced blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small. Every input is real reported data, nothing guessed.

Model Bear Bear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull Bull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence
Highest evidence
FCF DCF best evidence kr 30.04 kr 47.20 kr 97.27 74
Growth DCF kr 28.50 kr 51.62 kr 95.26 72
EPV kr 13.17 kr 15.03 kr 16.63 70
All 24 models by family
DCF Models
FCF DCF best evidence kr 30.04 kr 47.20 kr 97.27 74
Owner Earnings kr 25.49 kr 54.82 kr 114.13 68
5Y Revenue Exit kr 22.45 kr 38.70 kr 70.68 67
5Y EBITDA Exit kr 29.58 kr 53.89 kr 98.97 69
5Y P/E Exit kr 30.29 kr 62.22 kr 103.82 65
10Y Revenue Exit kr 23.96 kr 46.03 kr 68.34 63
10Y EBITDA Exit kr 29.60 kr 59.64 kr 115.32 62
10Y P/E Exit kr 30.09 kr 60.99 kr 115.08 58
Earnings-Based
Graham-Dodd kr 9.55 kr 66.58 kr 93.43 63
Lynch FV kr 20.92 kr 29.89 kr 38.86 61
PEG = 1.0 kr 20.92 kr 29.89 kr 38.86 57
EPV kr 13.17 kr 15.03 kr 16.63 70
Multiples
P/E Multiple kr 29.48 kr 39.31 kr 49.14 63
P/S Multiple kr 17.90 kr 23.87 kr 29.83 58
P/B Multiple kr 17.90 kr 23.87 kr 29.83 55
EV/EBIT kr 35.15 kr 46.41 kr 57.67 63
EV/EBITDA kr 29.85 kr 39.34 kr 48.83 64
EV/Revenue kr 18.45 kr 25.77 kr 33.09 51
Asset-Based
NCAV (Graham) kr 2.26 kr 3.03 kr 4.52 51
Growth DCF
Growth DCF kr 28.50 kr 51.62 kr 95.26 72
Rev-Margin DCF kr 22.45 kr 42.18 kr 72.10 67
Economic Profit
Residual Income kr 9.56 kr 13.32 kr 101.18 64
ROIC Compounder kr 15.46 kr 20.61 kr 27.26 70
Growth Earnings
Growth-Adj P/E kr 32.01 kr 45.73 kr 59.45 67

Widest divergence: DCF Models (kr 53.89) versus Asset-Based (kr 3.03). Highest evidence: FCF DCF (74).

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Key figures & financial health

P/E ratio 14.1 as of Jun 8, 2026
P/S ratio 2.86 P/E × margin
EPS (TTM) kr 0.9200 price ÷ EPS = P/E 14.1
Dividend yield 1.2% payout 30.4%
Net margin 20.3% FY2025
Return on equity 22.8% TTM
More key figures
Profitability
Return on assets (EBIT) 31.2% avg 5y
Operating margin 12.3% TTM
Growth
Revenue (TTM) 1.8B SEK TTM
Revenue growth (YoY) −26.5% 3y avg +2.6%
EPS growth (YoY) −67.2%
Balance sheet & cash flow
Free cash flow 518M SEK FY2025
Net cash 250M SEK FY2025

Figures from reported company fundamentals · as of Aug 25, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 85/100

Of which business quality 83 · Market factors (momentum, volatility) 41

Profitability 86
Margins and returns on capital today
Quality Growth 29
Are margins and returns improving?
Cashflow 87
Earnings quality: real cash, not paper profit
Fin. Strength 95
Balance sheet, leverage, solvency risk
Investment 100
Disciplined investing over empire-building
Low Volatility 27
Calm price path (market factor)
Momentum 67
Price trend over the last 3–12 months (market factor)
52W Momentum 14
Distance to the 52-week high (market factor)
Net Issuance 92
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

All values are scores from 0 to 100 (100 = best against fixed, research-based bands), not percentages. The three market factors (momentum, 52-week proximity, low volatility) are displayed but carry zero weight in the headline number: market sentiment is not a business property.

About the company

Truecaller AB (publ), together with its subsidiaries, develops and publishes mobile caller ID applications for individuals and business in India, the Middle East, Africa, and internationally. The company operates a platform for verifying contacts and blocking unwanted communication under the Truecaller brand.

Full company description

Truecaller AB (publ), together with its subsidiaries, develops and publishes mobile caller ID applications for individuals and business in India, the Middle East, Africa, and internationally. The company operates a platform for verifying contacts and blocking unwanted communication under the Truecaller brand. Its software also offers Caller ID that helps prevent scams and allows users to avoid junk calls and text by verifying the caller's identity. The company was founded in 2009 and is based in Stockholm, Sweden.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Truecaller AB reported revenue of 1.9B SEK in FY2025 versus 1.1B SEK in FY2021, a compound +14.1%/yr. Reported net income was 389M SEK in FY2025, compounding +10.8%/yr from FY2021.

Growth Quality 100/100
Revenue growth appears healthy and is supported by profitability and cash-flow quality.
Latest Revenue (FY 2025)
1.9B SEK
Latest YoY
+2.6%
Avg. revenue growth/yr (3Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+2.6%
Avg. revenue growth/yr (5Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+31.2%
Avg. revenue growth/yr (7Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+39.7%
Value creation/yr (5Y) Earnings growth per share (CAGR 5 years) plus dividend yield: value created per share and year.
+10.6% (9.4 + 1.2)
Revenue +14.1%/yr
FY21 1.1B SEK
FY22 1.8B SEK
FY23 1.7B SEK
FY24 1.9B SEK
FY25 1.9B SEK
Net income +10.8%/yr
FY21 258M SEK
FY22 535M SEK
FY23 536M SEK
FY24 524M SEK
FY25 389M SEK

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Cite: Fair Value Calculator (2026). "Truecaller AB Fair Value". https://www.fairvalue-calculator.com/stock/TRUE-B

Earlier news

External third-party headlines (Yahoo Finance, Reuters and others), not an editorial selection.

Peer Group

Software - Application · 691 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 85 · Top 25%
Fair Value upside +64% · Top 25%
Return on equity (TTM) 23% · Top 25%
Return on assets 16% · Top 25%
Net margin (TTM) 18% · Top 25%
Operating margin (TTM) 12% · Above median
Revenue growth −27% · Bottom 25%
Dividend yield (TTM) 1.2% · Below median

Valuation Multiples vs Software - Application median · lower = cheaper

P/E (TTM) 14.1× · Cheaper than 75% of peers
P/B 4.09× · Pricier than median
P/S (TTM) 2.82× · Pricier than median
P/FCF 1.0× · Cheaper than 75% of peers
EV/EBITDA 9.2× · Cheaper than median

Strength profile in five axes (Snowflake)

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUEFUTUREPASTHEALTHDIVIDEND
This stock
VALUEFUTUREPASTHEALTHDIVIDEND
Sector peers
VALUE100 · sector 0
FUTURE0 · sector 36
PAST91 · sector 12
HEALTH0 · sector 98
DIVIDEND24 · sector 28

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

Similar stocks

10 more Software - Application stocks, each showing price versus our Fair Value estimate (as of Aug 25, 2026).

Stock Price Fair Value vs Fair Value
SAP SE SAP €191.32 €169.59 −11%
Shopify Inc SHOP C$209.78 C$28.76 −86%
Uber Technologies, Inc UBER $78.82 $43.66 −45%
Salesforce, Inc CRM $252.05 $249.28 −1%
ServiceNow, Inc NOW $138.43 $43.73 −68%
Cadence Design Systems, Inc CDNS $340.39 $112.57 −67%
Snowflake Inc SNOW $329.11 $42.27 −87%
Adobe Inc ADBE $289.15 $454.04 +57%
Automatic Data Processing, Inc ADP $284.68 $177.51 −38%
Intuit Inc INTU $348.00 $363.46 +4%

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Frequently asked questions

Is Truecaller AB (TRUE-B) overvalued or undervalued?
As of Aug 25, 2026, our model estimates a fair value of kr 38.87 versus a price of kr 23.72, about +64% upside (undervalued).
What is the fair value of TRUE-B?
Our model-based fair value for Truecaller AB is kr 38.87 (as of Aug 25, 2026), built from audited fundamentals. The current price: kr 23.72.
What is the quality score of TRUE-B?
Truecaller AB has a Quality Score of 85/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of Truecaller AB (TRUE-B)?
Truecaller AB reported trailing-twelve-month revenue of about 1.8B SEK (latest available figure, as of Aug 25, 2026).
What is the net profit margin of TRUE-B?
The net profit margin of Truecaller AB is about 17.6%, meaning it keeps roughly 17.6% of revenue as net income. Based on the latest reported figures.
Does Truecaller AB pay a dividend?
Truecaller AB currently shows a dividend yield of about 1.18% relative to its recent price (as of Aug 25, 2026).
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