EN DE

Universal Corporation (UVV) Fair Value & Analysis

Consumer Defensive · US · Market cap $1.3B

UC Universal Corporation logo Universal Corporation UVV · US
Price$50.84
Fair Value$27.50
Upside-45.9%
Quality57/100
Watch Universal Corporation for free, get notified when fair value or trend changes. Watch for free
Mixed Growth
Thin margins · 1.1% net margin
Low debt · generates free cash flow
6.37% dividend yield
Trails peers (4/15)
Narrow moat 31/100
Evidence: High Range $20.62 – $34.37 Share as image

Fair value as of: Jul 21, 2026

From 21 valuation models · updated 20 days ago

Fair value updated Jul 21, 2026, revised from $45.16 to $27.50 (−39.1%) since Jun 25, 2026. Share price −2.5% over the past month.

A solid business, but screening 46% overvalued on our models.

What matters now

  • The price sits above even our optimistic bull case ($34.37). The favourable scenario is already priced in.
  • Solid but not exceptional quality (57/100) and above fair value, neither a clear bargain nor a standout compounder.
Share this valuation: 𝕏 WhatsApp

Price vs Fair Value (5 years)

$61.55 $35.40 Fair Value $27.50 Apr 2021 Aug 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Jul 21, 2026.

How to read this chart

60‑month range $35.40 – $61.55 · fair‑value band $20.62 – $34.37 · the $50.84 price screens above the $27.50 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Jul 21, 2026.

Full chart & analysis →

Which stocks are undervalued right now? Check free Discover now →

Analysis

Universal Corporation (UVV) currently trades at $50.84, while our model-based Fair Value estimate is $27.50, implying the stock looks roughly 45.9% overvalued today. The Quality Score stands at 57/100 (solid quality), in the Consumer Defensive sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium, the entry price still matters most (evidence: high).

Over the trailing twelve months, Universal Corporation generated revenue of $2.9B at a net margin of 1.1%. Revenue grew 1.8% year over year. It earns a return on equity of 3.8%. Net debt stands at $878M. Fundamentals as of Jul 21, 2026

Our scenario range runs from $20.62 (bear case) to $34.37 (bull case); at $50.84, the current price sits above that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 13% below its 52-week high and 7% above its 52-week low, currently below its 200-day average. For context, the median of 10 Consumer Defensive peers we cover trades at 4% fair-value upside, at -46%, UVV screens richer than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Model BearBaseBull Evidence
Highest evidence
Growth DCF $5.58 $12.61 $23.91 80
Residual Income $37.85 $35.28 $26.08 76
Rev-Margin DCF $30.16 $59.81 $96.09 74
All 21 models by family
DCF Models
FCF DCF $4.88 $12.25 $25.14 38
5Y Revenue Exit $30.16 $59.43 $102.12 39
5Y EBITDA Exit $40.47 $76.98 $125.24 41
5Y P/E Exit $7.36 $16.76 38
10Y Revenue Exit $17.11 $39.41 $65.49 36
10Y EBITDA Exit $24.67 $50.00 $79.35 37
10Y P/E Exit $1.67 $7.98 $14.28 35
Earnings-Based
Graham-Dodd $8.90 $15.21 $18.57 54
EPV $30.61 $37.82 $43.83 59
Multiples
P/E Multiple $20.62 $27.50 $34.37 63
P/S Multiple $16.70 $22.26 $27.83 58
P/B Multiple $16.70 $22.26 $27.83 55
EV/EBIT $85.87 $121.91 $157.94 53
EV/EBITDA $81.33 $115.86 $150.39 54
EV/Revenue $54.92 $87.99 $121.06 43
Asset-Based
NCAV (Graham) $28.39 $38.05 $56.79 50
Growth DCF
Growth DCF $5.58 $12.61 $23.91 80
Rev-Margin DCF $30.16 $59.81 $96.09 74
Economic Profit
Residual Income $37.85 $35.28 $26.08 76
ROIC Compounder $30.61 $37.82 $43.83 72
Growth Earnings
Growth-Adj P/E $14.56 $20.81 $27.05 68

Widest divergence: DCF Models ($39.41) versus Growth DCF ($12.61). Highest evidence: Growth DCF (80).

Key figures & financial health

Revenue (TTM) $2.9B
Revenue growth (YoY) +1.8%
Net margin 1.1%
Return on equity 3.8%
Free cash flow $80.3M FY2026
P/E ratio 40.5
More key figures
Operating margin 3.7%
EPS (TTM) $1.30
Dividend yield 6.4%
EPS growth (YoY) -44.3%
Net debt $878M FY2026

Figures from reported company fundamentals · as of Jul 21, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 57/100

Of which business quality 55 · Market factors (momentum, volatility) 48

Profitability 35
Margins and returns on capital today
Quality Growth 39
Are margins and returns improving?
Cashflow 50
Earnings quality: real cash, not paper profit
Fin. Strength 54
Balance sheet, leverage, solvency risk
Investment 97
Disciplined investing over empire-building
Low Volatility 87
Calm price path (market factor)
Momentum 34
Price trend over the last 3–12 months (market factor)
52W Momentum 30
Distance to the 52-week high (market factor)
Net Issuance 79
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

About the company

Universal Corporation, a business-to-business agriproducts company, provides leaf tobacco and plant-based ingredients to food and beverage end markets worldwide. The company operates in two segments, Tobacco Operations and Ingredients Operations.

Full company description

Universal Corporation, a business-to-business agriproducts company, provides leaf tobacco and plant-based ingredients to food and beverage end markets worldwide. The company operates in two segments, Tobacco Operations and Ingredients Operations. The Tobacco Operations segment is involved in procuring, processing, packing of flue-cured, burley, dark air-cured, and oriental leaf tobacco for consumer product manufacturers, as well as provision of related services. This segment also offers specialty services, such as custom blending, chemical and physical testing of tobacco, service cutting, reconstituted leaf tobacco manufacturing, and just-in-time product delivery services; and liquid nicotine for tobacco products manufacturers, as well as recycled waste materials from tobacco production. The Ingredients Operations segment engages in the production of specialty plant-based ingredients, including fruits, vegetables, herbs, fruit and vegetable juices, concentrates, pomaces, ciders, purees, nutraceuticals, fruit fibers, seeds, seed powders, dehydrated products, botanical extracts, distillates, natural flavors, colors, and other value-added products for consumer-packaged goods manufacturers and retailers, as well as food, and beverage companies. The company is headquartered in Richmond, Virginia.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2022 – FY2026 · reported fiscal years

Universal Corporation reported revenue of $2.9B in FY2026 versus $2.1B in FY2022, a compound +8.6%/yr. Reported net income was $32.6M in FY2026, compounding −21.6%/yr from FY2022.

Growth Quality 65/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
Latest Revenue (FY 2026)
$2.9B
Latest YoY
−0.8%
Avg. growth/yr (3Y)
+4.4%
Avg. growth/yr (5Y)
+8.1%
Avg. growth/yr (40Y)
+2.4%
Revenue +8.6%/yr
FY22 $2.1B
FY23 $2.6B
FY24 $2.7B
FY25 $2.9B
FY26 $2.9B
Net income −21.6%/yr
FY22 $86.6M
FY23 $124M
FY24 $120M
FY25 $95.0M
FY26 $32.6M

UVV screens 46% overvalued. Compare with Philip Morris International Inc →

Share or link this analysis
For bloggers & editors: embed code + live data

For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.

Cite: Fair Value Calculator (2026). "Universal Corporation Fair Value". https://www.fairvalue-calculator.com/stock/UVV

Earlier news

External third-party headlines (Yahoo Finance, Reuters and others), not an editorial selection.

Peer Group

Tobacco · 34 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 57 · Below median
Fair Value upside −46% · Bottom 25%
Return on equity (TTM) 4% · Below median
Return on assets 5% · Below median
Net margin (TTM) 1% · Bottom 25%
Operating margin (TTM) 4% · Below median
Revenue growth 2% · Below median
Dividend yield (TTM) 6.4% · Top 25%
Debt / equity 0.44× · Higher than 75% of peers

Valuation Multiples vs Tobacco median · lower = cheaper

P/E (TTM) 40.5× · Pricier than 75% of peers
P/B 0.93× · Cheaper than median
P/S (TTM) 0.45× · Cheaper than 75% of peers
P/FCF 16.4× · Pricier than 75% of peers
EV/EBITDA 7.1× · Cheaper than median
PEG 4.08× · Pricier than 75% of peers

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUE 0 · sector 35
FUTURE 9 · sector 17
PAST 15 · sector 44
HEALTH 78 · sector 99
DIVIDEND 100 · sector 74

VALUE 0: the price sits above our fair-value range.

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

Tobacco

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

Similar stocks

10 more Tobacco stocks, each showing price versus our Fair Value estimate (as of Jul 21, 2026).

Stock Price Fair Value vs Fair Value
Philip Morris International Inc PM $188.93 $103.71 -45%
British American Tobacco p.l.c. BTI $60.02 $61.14 +2%
Altria Group MO $68.44 $81.81 +20%
ITC Limited ITC ₹281.75 ₹282.04 +0%
KT&G Corporation 033780 179,900 KRW 119,073 KRW -34%
PT Hanjaya Mandala Sampoerna Tbk, HMSP 695.00 IDR 1,193 IDR +72%
Godfrey Phillips India Limited GODFRYPHLP ₹2,337 ₹1,194 -49%
PT Gudang Garam Tbk, GGRM 16,375 IDR 16,988 IDR +4%
TABAK TABAK 18,480 CZK 23,215 CZK +26%
China Tobacco International (HK) Company 6055 HK$23.00 HK$24.09 +5%

Compare Universal Corporation with another stock

Price, fair value, quality and upside side by side.

Free, no sign-up

Explore undervalued stocks

More undervalued Consumer Defensive stocks →

All undervalued stocks TechnologyFinancial ServicesHealthcareConsumer CyclicalConsumer DefensiveCommunication ServicesIndustrialsEnergyBasic MaterialsReal EstateUtilities Deeply Undervalued StocksUndervalued Blue-Chip StocksUndervalued Small-Cap StocksUndervalued Dividend Stocks

Frequently asked questions

Is Universal Corporation (UVV) overvalued or undervalued?
As of Jul 21, 2026, our model estimates a fair value of $27.50 versus a price of $50.84, about −46% (overvalued).
What is the fair value of UVV?
Our model-based fair value for Universal Corporation is $27.50 (as of Jul 21, 2026), built from audited fundamentals. The current price is $50.84.
What is the quality score of UVV?
Universal Corporation has a Quality Score of 57/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of Universal Corporation (UVV)?
Universal Corporation reported trailing-twelve-month revenue of about $2.9B (latest available figure, as of Jul 21, 2026).
What is the net profit margin of UVV?
The net profit margin of Universal Corporation is about 1.1%, meaning it keeps roughly 1.1% of revenue as net income. Based on the latest reported figures.
Does Universal Corporation pay a dividend?
Universal Corporation currently shows a dividend yield of about 6.37% relative to its recent price (as of Jul 21, 2026).

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

14 days Pro free · no card

Track Universal Corporation and try Pro for 14 days

One email gets you 14 days of full Pro (review alerts, the 35,000+ stock screener, the diversification check) plus the monthly Top-25 report of the most undervalued quality stocks. No card, cancel anytime.

Zero risk: nothing is ever charged. After 14 days you decide whether to stay.