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Wetteri Oyj (WETTERI) Fair Value & Analysis

Consumer Cyclical · FI · Market cap €28.2M · ISIN FI0009012793

WO Wetteri Oyj WETTERI · HE
Price€0.1715
Fair Value€0.5145
Upside+200.0%
Quality51/100
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Strengths

Trades 67% below our fair value of €0.5145
Low debt · generates free cash flow

Risks

!Mixed Growth (revenue 5y +106.0 %/yr)
!Loss over the last twelve months · -2.3% net margin · fiscal year 2025 1.0%
!Mixed vs. peers (6/11)
!Narrow moat 13/100
Mixed Growth (revenue 5y +106.0 %/yr)
Loss over the last twelve months · -2.3% net margin · fiscal year 2025 1.0%
Low debt · generates free cash flow
Mixed vs. peers (6/11)
Narrow moat 13/100
Evidence: High Range €0.3750 – €0.6366 Share as image

Fair value as of: Aug 18, 2026

From 21 valuation models · updated 10 days ago

Fair value updated Aug 18, 2026, revised from €0.5900 to €0.5145 (−12.8%) since Aug 13, 2026. Share price −6.5% over the past month.

A solid business, trading 67% below our fair value.

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69 individual criteria per stock, every one traceable See the method →

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What matters now

  • The price is below even our cautious bear case (€0.3750). The market is more pessimistic than our downside scenario.
  • Solid quality (51/100) at a price below fair value, the discount is the argument here, not the business quality.
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Price vs Fair Value (5 years)

€0.8150 €0.1595 Fair Value €0.5145 May 2021 Aug 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Aug 18, 2026.

How to read this chart

60‑month range €0.1595 – €0.8150 · fair‑value band €0.3750 – €0.6366 · the €0.1715 price screens below the €0.5145 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). 2 fiscal years are left out: there the valuation rested on only a fraction of the usual models. Dashed = 300-day average. As of Aug 18, 2026.

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Analysis

Wetteri Oyj (WETTERI) currently trades at €0.1715, while our model-based Fair Value estimate is €0.5145, implying the stock looks roughly 200.0% undervalued today. The Quality Score stands at 51/100 (solid quality), in the Consumer Cyclical sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high), always confirm before acting.

Over the trailing twelve months, Wetteri Oyj generated revenue of €426M at a net margin of -2.3%. Revenue declined 6.7% year over year. It earns a return on equity of -26.7%. Net debt stands at €46.9M. Fundamentals as of Aug 18, 2026

Our scenario range runs from €0.3750 (bear case) to €0.6366 (bull case); at €0.1715, the current price sits below that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 31% below its 52-week high and 14% above its 52-week low, currently below its 200-day average. For context, the median of 10 Consumer Cyclical peers we cover trades at -18% fair-value upside, at 200%, WETTERI screens cheaper than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Model Bear Bear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull Bull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence
Highest evidence
Growth DCF €0.9000 €1.45 €2.32 80
Residual Income €0.1900 €0.2100 €0.2600 76
Rev-Margin DCF €0.9400 €1.64 €3.10 74
All 21 models by family
DCF Models
FCF DCF €0.9600 €1.35 €2.47 38
Owner Earnings €1.37 €2.69 €5.00 31
5Y Revenue Exit €0.8500 €1.43 €2.64 39
5Y EBITDA Exit €0.8000 €1.34 €2.38 41
5Y P/E Exit €0.6200 €1.19 €1.93 38
10Y Revenue Exit €0.8600 €1.77 €2.30 36
10Y EBITDA Exit €0.8600 €1.68 €3.04 37
10Y P/E Exit €0.7500 €1.35 €2.26 35
Earnings-Based
Graham-Dodd €0.1800 €1.26 €1.78 54
Lynch FV €0.6500 €0.9300 €1.21 50
PEG = 1.0 €0.6500 €0.9300 €1.21 46
Multiples
P/E Multiple €0.4400 €0.5900 €0.7300 63
P/S Multiple €0.3400 €0.4500 €0.5700 58
P/B Multiple €0.3400 €0.4500 €0.5700 55
EV/EBITDA €0.7200 €0.9600 €1.20 54
EV/Revenue €0.7400 €1.05 €1.37 43
Asset-Based
NCAV (Graham) €0.1100 €0.1500 €0.2300 50
Growth DCF
Growth DCF €0.9000 €1.45 €2.32 80
Rev-Margin DCF €0.9400 €1.64 €3.10 74
Economic Profit
Residual Income €0.1900 €0.2100 €0.2600 76
Growth Earnings
Growth-Adj P/E €0.8700 €1.24 €1.61 68

Widest divergence: Growth DCF (€1.45) versus Asset-Based (€0.1500). Highest evidence: Growth DCF (80).

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Key figures & financial health

P/S ratio 0.07 TTM
EPS (TTM) €-0.0700
Net margin 1.0% FY2025
Return on equity -26.7% TTM
Return on assets (EBIT) -2.6% avg 5y
Operating margin -1.9% TTM
More key figures
Growth
Revenue (TTM) €426M TTM
Revenue growth (YoY) -6.7% 3y avg +31.3%
Balance sheet & cash flow
Free cash flow €13.0M FY2025
Net debt €46.9M FY2025 · ≈ 3.6 yrs of FCF

Figures from reported company fundamentals · as of Aug 18, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 51/100

Of which business quality 54 · Market factors (momentum, volatility) 34

Profitability 55
Margins and returns on capital today
Quality Growth 57
Are margins and returns improving?
Cashflow 60
Earnings quality: real cash, not paper profit
Fin. Strength 31
Balance sheet, leverage, solvency risk
Investment 82
Disciplined investing over empire-building
Low Volatility 59
Calm price path (market factor)
Momentum 30
Price trend over the last 3–12 months (market factor)
52W Momentum 13
Distance to the 52-week high (market factor)
Net Issuance 50
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

All values are scores from 0 to 100 (100 = best against fixed, research-based bands), not percentages. The three market factors (momentum, 52-week proximity, low volatility) are displayed but carry zero weight in the headline number: market sentiment is not a business property.

About the company

Wetteri Oyj operates a car dealership business in Finland, rest of Europe, and internationally. The company trades in used and new passenger cars and commercial vehicles, as well as used commercial trucks. The company also provides spare parts, maintenance, and repair shop services for passenger cars and heavy equipment sector.

Full company description

Wetteri Oyj operates a car dealership business in Finland, rest of Europe, and internationally. The company trades in used and new passenger cars and commercial vehicles, as well as used commercial trucks. The company also provides spare parts, maintenance, and repair shop services for passenger cars and heavy equipment sector. Wetteri Oyj was founded in 1960 and is headquartered in Oulu, Finland.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Wetteri Oyj reported revenue of €434M in FY2025 versus €10.9M in FY2021, a compound +151.3%/yr. Reported net income was €4.3M in FY2025.

Growth Quality 79/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
Latest Revenue (FY 2025)
€434M
Latest YoY
−3.0%
Avg. revenue growth/yr (3Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+31.3%
Avg. revenue growth/yr (5Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+106.0%
Avg. revenue growth/yr (17Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+33.5%
Revenue +151.3%/yr
FY21 €10.9M
FY22 €192M
FY23 €365M
FY24 €447M
FY25 €434M
Net income
FY21 −€930K
FY22 −€3.8M
FY23 −€4.1M
FY24 −€7.1M
FY25 €4.3M

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Cite: Fair Value Calculator (2026). "Wetteri Oyj Fair Value". https://www.fairvalue-calculator.com/stock/WETTERI

Peer Group

Auto & Truck Dealerships · 104 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 51 · Above median
Fair Value upside +200% · Top 25%
Return on assets -5% · Bottom 25%
Net margin (TTM) -2% · Bottom 25%
Operating margin (TTM) -2% · Bottom 25%
Revenue growth -7% · Below median
Debt / equity 0.05× · Lower than median

Valuation Multiples vs Auto & Truck Dealerships median · lower = cheaper

P/B 0.89× · Cheaper than median
P/S (TTM) 0.08× · Cheaper than 75% of peers
P/FCF 2.5× · Cheaper than median

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUEFUTUREPASTHEALTHDIVIDEND
This stock
VALUEFUTUREPASTHEALTHDIVIDEND
Sector peers
VALUE100 · sector 33
FUTURE0 · sector 9
PAST0 · sector 20
HEALTH98 · sector 90
DIVIDEND0 · sector 66

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

Similar stocks

10 more Auto & Truck Dealerships stocks, each showing price versus our Fair Value estimate (as of Aug 18, 2026).

Stock Price Fair Value vs Fair Value
Carvana Co CVNA $73.95 $17.59 -76%
Penske Automotive Group PAG $217.24 $217.41 +0%
D'Ieteren Group DIE €175.00 €105.40 -40%
Hotai Motor Co 2207 524.00 TWD 558.82 TWD +7%
CarMax, Inc KMX $63.84 $29.44 -54%
Lithia Motors, Inc LAD $370.15 $498.50 +35%
AutoNation, Inc AN $196.57 $329.77 +68%
AUTO1 Group AG1 €21.98 €5.84 -73%
Rush Enterprises, Inc RUSHA $80.63 $66.27 -18%
Valvoline Inc VVV $33.96 $24.55 -28%

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Frequently asked questions

Is Wetteri Oyj (WETTERI) overvalued or undervalued?
As of Aug 18, 2026, our model estimates a fair value of €0.5145 versus a price of €0.1715, about +200% (undervalued).
What is the fair value of WETTERI?
Our model-based fair value for Wetteri Oyj is €0.5145 (as of Aug 18, 2026), built from audited fundamentals. The current price: €0.1715.
What is the quality score of WETTERI?
Wetteri Oyj has a Quality Score of 51/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of Wetteri Oyj (WETTERI)?
Wetteri Oyj reported trailing-twelve-month revenue of about €426M (latest available figure, as of Aug 18, 2026).
What is the net profit margin of WETTERI?
The net profit margin of Wetteri Oyj is about -2.3%, meaning it is currently running at a net loss. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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