The Andersons Inc (ANDE) fair value: what the stock is really worth
As of Nov 6, 2026: fair value (intrinsic value) of The Andersons Inc stock $30.87, price $55.12, that is 44.0% below the price, quality 57 out of 100. Rating: strongly overvalued. Calculated from audited financials with 16 of our 26 valuation models and 37 quality factors, updated daily.
69 individual criteria per stock, every one traceableSee the method →
Price vs Fair Value
White line = price, green steps = our fair value per fiscal year. As of Nov 6, 2026.
How to read this chart
60‑month range $25.22 – $80.62 · fair‑value band $29.56 – $34.15 · the $55.12 price screens above the $30.87 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). As of Nov 6, 2026.
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The Andersons, Inc. operates as an agriculture and renewable fuels company in the United States, Canada, Mexico, and internationally. It operates through Agribusiness and Renewables segments. The Agribusiness segment sells commodities, such as corn, wheat, and soybeans.
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It also manufactures, distributes, and retails agricultural and related plant nutrients; and agricultural fertilizers.
This segment also engages in the merchandising business, as well as offers logistics for physical commodities, such as whole grains, grain products, feed ingredients, domestic fuel products, and other agricultural commodities.
The Renewables segment produces, purchases, sells, merchandises, and trades in ethanol, and co-products, as well as merchandises and trades in other biofuels, such as renewable feedstocks. The Andersons, Inc. was founded in 1947 and is based in Maumee, Ohio.
Stock analysis
The Andersons Inc (ANDE) currently trades at $55.12, while our model-based Fair Value estimate is $30.87, 44% below the price, so the stock looks overvalued today.
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Valuation
Bull case: the Growth Earnings group reads highest at a median of $54.28 per share, and 3 of the 16 models we run sit above the $55.12 price.
Bear case: the Dividend Discount group reads lowest at $11.68, and 13 of the 16 models stay below the price. Data coverage for this calculation is high.
Scenario range: $29.56 (bear) to $34.15 (bull), the price of $55.12 sits above it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 57/100 (solid quality), in the Consumer Defensive sector.
Weak Growth: Revenue growth is inconsistent: the periods point in different directions, so there is no trend to rely on.
The Andersons Inc reported revenue of $11.0B in FY2025 versus $12.6B in FY2021, a compound −3.3%/yr. Reported net income was $95.7M in FY2025, compounding −2.1%/yr from FY2021.
Key figures
Market cap $1.9B Small · P/E ratio 9.3 · P/S ratio 0.17 · EPS (TTM) $5.94 · Dividend yield 1.4% · Net margin 1.8% · Return on equity 15.2% · Return on assets (EBIT) 4.3% (5-year average).
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 36 out of 100 (low confidence).
What moves the price
The share trades about 32% below its 52-week high and 15% above its 52-week low, currently below its 200-day average.
For context, the median of 10 Consumer Defensive peers we cover trades at −10% fair-value upside, at −44%, ANDE screens richer than that median.
Fair Value models
Bear$29.56Fair Value $30.87Bull$34.15
Price $55.12 · Downside -44.0%
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above starts from their evidence-weighted blend, not from a single model. In cyclical trough or peak years, after dilution or a stock split it is adjusted afterwards, so it can sit above or below the models. Based on fiscal year 2025 figures (about 10 months old). Earnings retained since then ($4.41 per share) are deliberately not added.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds.Coverage ⓘCoverage = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
In the last 6 months, 2 officers or directors sold shares worth $418,147 and none bought.
SalePatrick E. BoweDirector9× since Mar 16, 2026: 100,000 shares, avg. $75.86$7.6MJul 22, 202610b5-1 plan
SaleAnne G RexVP, Strategy, Planning and Dev3× since Nov 12, 2025: 7,451 shares, avg. $61.55$458,621Jun 4, 2026
SaleJohn T Stout JrDirector4× since Dec 10, 2025: 22,500 shares, avg. $54.68$1.2MMar 17, 2026
SaleBrian K. WalzVP & Treasurer2× since Feb 12, 2026: 9,175 shares, avg. $70.72$648,892Mar 12, 202610b5-1 plan
Plus 8 other filings such as grants, option exercises or tax withholding. They are not market purchases or sales.
Sales are often planned (taxes, diversification, 10b5-1 plans). Purchases with their own money are seen as the stronger sign. For information only: not part of the quality score or Fair Value.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.39/100
Revenue growth is inconsistent: the periods point in different directions, so there is no trend to rely on.
Revenue growth 1 year
−2.2%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−14.0%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+6.4%
Start year 2020 (pandemic). Over 10 years: +10.1% a year
Revenue growth 30 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+8.0%
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What shareholders gained per year (last 5 years) ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate.
+39.4%
Earnings growth per share plus dividend.
Earnings per share, growth per year+38.0%
Dividend (yield on the price)1.4%
Pace: 5 vs 10 years ⓘTwo data points, not a trend model: earnings growth per share over the last 5 fiscal years against the last 10. Labelled "steady" when both rates are within 3 percentage points of each other, otherwise picking up or flattening. Shown only when ten years of history exist.38.0% vs 2.8%, picking up
Profit margin 2020 to 2025 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.0% → 1%
News mood ⓘNews mood, the average tone of recent news (91 articles), rated against how stocks are usually covered. 🚀 Hype = unusually upbeat · 🙂 Positive = above average · 😐 Neutral = typical · 🙁 Negative = below average · 😨 Very negative = unusually downbeat. It reflects the tone of coverage, not our valuation.Positive
Recent news coverage is more positive than average.
Price, fair value, quality and upside side by side.
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Food Distribution · 85 stocks
Beats the industry median on 8/14 measures
A mixed picture versus its industry peers.
Valuation
Quality Score57 · Above median
Fair Value upside−44.0% · Bottom 25%
Profitability
Return on equity (12 months)15.2% · Above median
Return on assets2.6% · Below median
Net margin (12 months)1.8% · Above median
Operating margin (12 months)1.2% · Below median
Growth and dividend
Revenue growth (quarter YoY)5.8% · Above median
Dividend yield (12 months)1.4% · Bottom 25%
Balance sheet
Debt / equity0.45× · Highest 25%
Valuation Multiplesvs Food Distribution median · lower = cheaper
P/E (12 months)9.3× · Cheaper than median
P/B1.52× · Pricier than median
P/S (12 months)0.17× · Cheapest 25%
EV/EBITDA6.9× · Cheaper than median
PEG0.89× · Cheaper than median
Strength profile in five axes (Snowflake)
This stockSector peers
VALUE (fair-value potential)0· sector 37
FUTURE (revenue growth)29· sector 9
PAST (return on equity)61· sector 31
HEALTH (low debt)78· sector 93
DIVIDEND (yield)28· sector 61
VALUE 0: the price sits above our fair-value range.
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Cite: Fair Value Calculator (2026). "The Andersons Inc Fair Value". https://www.fairvalue-calculator.com/stock/ANDE
Frequently asked questions
Is The Andersons Inc (ANDE) overvalued or undervalued?
As of Nov 6, 2026, our model estimates a fair value of $30.87 versus a price of $55.12, about 44% lower (overvalued).
What is the fair value of ANDE?
Our model-based fair value for The Andersons Inc is $30.87 (as of Nov 6, 2026), built from audited fundamentals. The current price: $55.12.
What is the quality score of ANDE?
The Andersons Inc has a Quality Score of 57/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for The Andersons Inc (ANDE)?
Our model-based price target is the fair value of $30.87 (as of Nov 6, 2026) from 16 valuation models. Cautious scenario $29.56, optimistic scenario $34.15. It is a calculation from audited fundamentals, not an analyst target.
What is the The Andersons Inc stock forecast for 2026?
Our models put fair value at $30.87, about 44% lower versus a price of $55.12 (overvalued). Cautious scenario $29.56, optimistic scenario $34.15. The calculation is refreshed regularly with new filings.
What is the revenue of The Andersons Inc (ANDE)?
The Andersons Inc reported trailing-twelve-month revenue of about $11.1B (latest available figure, as of Nov 6, 2026).
Does The Andersons Inc pay a dividend?
The Andersons Inc currently shows a dividend yield of 1.42% relative to its recent price (as of Nov 6, 2026).
How much is the dividend of The Andersons Inc (ANDE) and when is the ex-dividend date?
The Andersons Inc pays a dividend of $0.78 per share a year, a dividend yield of 1.4%. The last ex-dividend date was Oct 1, 2026. A dividend has been paid every year since at least 1996. The payout ratio is 11.4% of earnings (on adjusted earnings, reported 13.1%). Our assessment: Watch coverage. The dividend isn’t fully covered by free cash flow or earnings, part of it is funded from reserves or debt. Fine for now, but worth watching: if it stays uncovered, the dividend could be cut.
What is the intrinsic value of The Andersons Inc (ANDE)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For The Andersons Inc it is $30.87 per share (as of Nov 6, 2026), against a price of $55.12. It is the blended result of 16 valuation models in 6 families (Earnings-Based, Dividend Discount, Multiples, Asset-Based, Economic Profit, Growth Earnings).
Is The Andersons Inc stock overvalued or undervalued in 2026?
As of Nov 6, 2026, ANDE trades above its calculated fair value: price $55.12, fair value $30.87, a gap of about −44% (overvalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of ANDE?
No. The price is what the market pays today ($55.12); the fair value is what the company's own numbers justify ($30.87). For The Andersons Inc the two are $24.25 per share apart. That gap is exactly why we show both numbers side by side.
How much is The Andersons Inc worth?
The market values The Andersons Inc at about $1.9B (market capitalisation, as of Nov 6, 2026). Per share that is $55.12; our models calculate a fair value of $30.87 per share.
What do the bullish and bearish scenarios say about ANDE?
Our models span a range for The Andersons Inc: cautious scenario $29.56, base $30.87, optimistic $34.15 per share (as of Nov 6, 2026, price $55.12). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of ANDE?
The Andersons Inc trades at a price-to-earnings ratio of 9.3 (as of Nov 6, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of $30.87 is built from several models across several years. Excluding one-off items of fiscal year 2025 it is 17.1 (reported for FY2025: 19.7). Median P/E at fiscal year-end, 10 fiscal years (2016 to 2025), reported earnings, FY2025 ex one-offs: 20.0. Other multiples: PEG 0.9, P/B 1.5, P/S 0.2, EV/EBITDA 6.9.
What is the PEG ratio of ANDE?
The PEG ratio of The Andersons Inc is 0.89 (P/E divided by earnings growth, as of Nov 6, 2026). That is below 1, so growth is priced more cheaply than the earnings multiple alone suggests.
How solid is the balance sheet of The Andersons Inc (ANDE)?
Balance-sheet figures for The Andersons Inc (as of Nov 6, 2026): return on equity 15.2%, debt of 0.45 per unit of equity. They feed the Quality Score of 57/100, which measures business quality independently of the share price.
How far is ANDE from its 52-week high?
The Andersons Inc trades at $55.12, about 32% below its 52-week high of $80.62 and 15% above the low of $48.01 (as of Nov 6, 2026). Distance from the high says nothing about value: that is what the fair value of $30.87 is for.
Which stocks are comparable to The Andersons Inc?
From the same area (Consumer Defensive) we also value Sysco Corporation, US Foods Holding, Performance Food Group, Jerónimo Martins, SGPS, S.A, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is The Andersons Inc stock attractive at the current price?
The data as of Nov 6, 2026: price $55.12, calculated fair value $30.87 (−44%), Quality Score 57/100, from 16 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of ANDE calculated?
We run The Andersons Inc through 16 models from 6 families: Earnings-Based, Dividend Discount, Multiples, Asset-Based, Economic Profit, Growth Earnings. Every model gets the same audited fundamentals; the fair value of $30.87 builds on their evidence-weighted average, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 13.3% above its aggregate fair value. The Andersons Inc itself currently trades above fair value. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of The Andersons Inc (ANDE)?
The closing price on Nov 6, 2026 was $55.12. Our model-based fair value is $30.87, about 44% lower (overvalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with The Andersons Inc right now?
The price sits above even our optimistic bull case ($34.15). The favourable scenario is already priced in. Solid but not exceptional quality (57/100) and above fair value, neither a clear bargain nor a standout compounder.
Where does the earnings growth of The Andersons Inc (ANDE) come from?
Earnings per share at The Andersons Inc grew +3.9 % a year from 2014 to 2025. Broken into its drivers: revenue per share +10.4 %, EBIT margin +12.2 %, tax rate +2.2 %, residual (interest, one-offs) −17.9 %. The four rates multiply to the earnings growth rate, they do not add up. Start and end are three-year averages so a single exceptional year does not distort the result.
Key figures of The Andersons Inc
How large is the market capitalisation of The Andersons Inc (ANDE)?
The market capitalisation of The Andersons Inc is $1.9B. The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of The Andersons Inc (ANDE)?
The price-to-sales ratio of The Andersons Inc is 0.17 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of The Andersons Inc (ANDE)?
Earnings per share at The Andersons Inc are $5.94 (price ÷ EPS = P/E 9.3). Earnings per share over the last twelve months: total profit spread across every single share.
What is the dividend yield of The Andersons Inc (ANDE)?
The dividend yield of The Andersons Inc is 1.4% (payout 11.4%, on adjusted earnings, reported 13.1%). Yearly dividend relative to the share price. 3% pays 3 per 100 invested. Below: how much of profit is used for it.
What is the net margin of The Andersons Inc (ANDE)?
The net margin of The Andersons Inc is 1.8% (last twelve months). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of The Andersons Inc (ANDE)?
The return on equity (ROE) of The Andersons Inc is 15.2% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of The Andersons Inc (ANDE)?
On an EBIT basis the return on assets of The Andersons Inc is 4.3% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of The Andersons Inc (ANDE)?
The operating margin of The Andersons Inc is 1.2% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at The Andersons Inc (ANDE)?
Revenue at The Andersons Inc is growing +5.8% versus a year earlier (3y avg −14.0%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at The Andersons Inc (ANDE)?
Earnings per share at The Andersons Inc are growing +131% versus a year earlier. How much earnings per share grew versus a year earlier.
How much free cash flow does The Andersons Inc (ANDE) generate?
The free cash flow of The Andersons Inc is −$56.1M (fiscal year 2025). The cash truly left after running and investing in the business, this is what pays dividends and buybacks.
How much net debt does The Andersons Inc (ANDE) carry?
The net debt of The Andersons Inc is $945M (fiscal year 2025). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.
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Broad data
Nov 6, 2026