Altisource Portfolio Solutions SA (ASPS) fair value: what the stock is really worth
As of Nov 6, 2026: fair value (intrinsic value) of Altisource Portfolio Solutions SA stock $2.40, price $5.85, that is 59.0% below the price, quality 49 out of 100. Rating: strongly overvalued. Calculated from audited financials with 3 of our 26 valuation models and 37 quality factors, updated daily.
69 individual criteria per stock, every one traceableSee the method →
Price vs Fair Value
White line = price, green steps = our fair value per fiscal year. As of Nov 7, 2026.
How to read this chart
60‑month range $4.06 – $139.12 · fair‑value band $1.80 – $3.00 · the $5.85 price screens above the $2.40 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). As of Nov 7, 2026.
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Altisource Portfolio Solutions S.A. operates as an integrated service provider and marketplace for the real estate and mortgage industries in the United States. It operates through Servicer and Real Estate, and Origination segments.
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The Servicer and Real Estate segment offers property preservation and inspection, title insurance agency and settlement, real estate valuation, foreclosure trustee, residential and commercial construction inspection, risk mitigation, and residential real estate renovation services.
This segment also provides Hubzu, an online real estate auction platform, as well as real estate brokerage and asset management services; Equator, a software-as-a-service technology to manage real estate owned and investor homes, short sales, foreclosure, bankruptcy, and eviction processes; Vendorly Invoice, a vendor invoicing and payment system; RentRange, a single and multi-family rental data, analytics, and rent-based valuation solution; REALSynergy, a commercial loan servicing platform.
The Origination segment offers loan fulfillment, insurance, and management services.
This segment also provides Vendorly Monitor, a vendor management platform; Lendors One Loan Automation, a marketplace to order services and a tool to automate components of the loan manufacturing process; and TrelixAI, a technology to manage the workflow and automate components of the loan fulfillment, and pre and post close quality control.
It serves financial institutions, government-sponsored enterprises, banks, asset managers, servicers, real estate and mortgage investors, property management firms, real estate brokerages, insurance companies, mortgage bankers, originators, and correspondent and private money lenders.
The company was incorporated in 1999 and is headquartered in Luxembourg, Luxembourg.
Stock analysis
Altisource Portfolio Solutions SA (ASPS) currently trades at $5.85, while our model-based Fair Value estimate is $2.40, 59% below the price, so the stock looks overvalued today.
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Valuation
How firm this estimate is: it rests on 3 models at a data quality of 95/100, which puts the data coverage at low.
Scenario range: $1.80 (bear) to $3.00 (bull), the price of $5.85 sits above it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 49/100 (below-average quality), in the Real Estate sector.
Weak Growth: Revenue growth is inconsistent: the periods point in different directions, so there is no trend to rely on.
Altisource Portfolio Solutions SA reported revenue of $171M in FY2025 versus $178M in FY2021, a compound −1.1%/yr. Reported net income was $1.6M in FY2025, compounding −39.2%/yr from FY2021.
Key figures
Market cap $66.4M Micro · P/S ratio 0.33 · EPS (TTM) $−0.9800 · Net margin −5.1% · Return on equity −345% · Return on assets (EBIT) −1.7% (5-year average) · Operating margin 1.5% · Revenue (TTM) $193M.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 14 out of 100 (medium confidence).
What moves the price
The share trades about 41% below its 52-week high and 35% above its 52-week low, currently below its 200-day average.
For context, the median of 10 Real Estate peers we cover trades at −16% fair-value upside, at −59%, ASPS screens richer than that median.
Fair Value models
Bear$1.80Fair Value $2.40Bull$3.00
Price $5.85 · Downside -59.0%
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above starts from their evidence-weighted blend, not from a single model. In cyclical trough or peak years, after dilution or a stock split it is adjusted afterwards, so it can sit above or below the models.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds.Coverage ⓘCoverage = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
In the last 6 months, 2 officers or directors bought shares worth $61,681, most recently on Aug 20, 2026. Buying cluster
BuyMatthew T. WinklerDirector2× since Jul 29, 2026: 3,701 shares, avg. $5.36$19,825Aug 20, 2026
BuyBenefit Street Partners LLC10% owner50,000 shares at $5.77$288,647Aug 3, 2026
BuyWilliam B SheproChair and CEO, Director2× since May 22, 2026: 7,511 shares, avg. $5.57$41,856Jul 28, 2026
Plus 11 other filings such as grants, option exercises or tax withholding. They are not market purchases or sales.
Sales are often planned (taxes, diversification, 10b5-1 plans). Purchases with their own money are seen as the stronger sign. For information only: not part of the quality score or Fair Value.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.20/100
Revenue growth is inconsistent: the periods point in different directions, so there is no trend to rely on.
Revenue growth 1 year
+6.8%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+3.7%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−14.1%
Start year 2020 (pandemic). Over 10 years: −16.6% a year
Revenue growth 18 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+1.3%
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What shareholders gained per year (last 5 years) ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate.
−27.6%
Earnings growth per share plus dividend.
Earnings per share, growth per year−27.6%
Dividend (yield on the price)0.0%
Pace: 5 vs 10 years ⓘTwo data points, not a trend model: earnings growth per share over the last 5 fiscal years against the last 10. Labelled "steady" when both rates are within 3 percentage points of each other, otherwise picking up or flattening. Shown only when ten years of history exist.−27.6% vs −23.1%, slowing
Profit margin 2019 to 2024 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.3% → 2%
Pace: the 5-year rate starts in 2020 (pandemic)
⚠ Revenue per share shrinking 17.7%/yr over ~10Y (margins eroding too) ⓘStructural-decline marker: revenue PER SHARE has fallen over the last decade (robust median trend, not a single year). Backtested across 2005 to 2017, such businesses trailed the market by about 2.5 percentage points per year. Display only: it does not change the fair value or the quality score.
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Real Estate Services · 472 stocks
Beats the industry median on 3/9 measures
Overall it trails its industry peers.
Valuation
Quality Score49 · Below median
Fair Value upside−59.0% · Bottom 25%
Profitability
Return on equity (12 months)Negative equity ⓘThe company's equity is below zero, for example after large share buybacks. A ratio to negative equity has no meaning, so we show no number here and do not rank it against the peer group.
Return on assets1.2% · Below median
Net margin (12 months)−5.1% · Bottom 25%
Operating margin (12 months)1.5% · Bottom 25%
Growth and dividend
Revenue growth (quarter YoY)23.9% · Top 25%
Balance sheet
Debt / equityNegative equity ⓘThe company's equity is below zero, for example after large share buybacks. A ratio to negative equity has no meaning, so we show no number here and do not rank it against the peer group.
Valuation Multiplesvs Real Estate Services median · lower = cheaper
P/BNegative equity ⓘThe company's equity is below zero, for example after large share buybacks. A ratio to negative equity has no meaning, so we show no number here and do not rank it against the peer group.
P/S (12 months)0.35× · Cheapest 25%
EV/EBITDA22.0× · Priciest 25%
PEG0.34× · Cheapest 25%
Strength profile in five axes (Snowflake)
This stockSector peers
VALUE (fair-value potential)0· sector 55
FUTURE (revenue growth)100· sector 19
PAST (return on equity)0· sector 19
HEALTH (low debt)0· sector 83
DIVIDEND (yield)0· sector 66
VALUE 0: the price sits above our fair-value range.
PAST 0: with negative equity (buybacks among others) return on equity is not meaningfully computable.
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Cite: Fair Value Calculator (2026). "Altisource Portfolio Solutions SA Fair Value". https://www.fairvalue-calculator.com/stock/ASPS
Frequently asked questions
Is Altisource Portfolio Solutions SA (ASPS) overvalued or undervalued?
As of Nov 7, 2026, our model estimates a fair value of $2.40 versus a price of $5.85, about 59% lower (overvalued).
What is the fair value of ASPS?
Our model-based fair value for Altisource Portfolio Solutions SA is $2.40 (as of Nov 7, 2026), built from audited fundamentals. The current price: $5.85.
What is the quality score of ASPS?
Altisource Portfolio Solutions SA has a Quality Score of 49/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Altisource Portfolio Solutions SA (ASPS)?
Our model-based price target is the fair value of $2.40 (as of Nov 7, 2026) from 3 valuation models. Cautious scenario $1.80, optimistic scenario $3.00. It is a calculation from audited fundamentals, not an analyst target.
What is the Altisource Portfolio Solutions SA stock forecast for 2026?
Our models put fair value at $2.40, about 59% lower versus a price of $5.85 (overvalued). Cautious scenario $1.80, optimistic scenario $3.00. The calculation is refreshed regularly with new filings.
What is the revenue of Altisource Portfolio Solutions SA (ASPS)?
Altisource Portfolio Solutions SA reported trailing-twelve-month revenue of about $193M (latest available figure, as of Nov 7, 2026).
What is the intrinsic value of Altisource Portfolio Solutions SA (ASPS)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Altisource Portfolio Solutions SA it is $2.40 per share (as of Nov 7, 2026), against a price of $5.85. It is the blended result of 3 valuation models in 1 family (Multiples).
Is Altisource Portfolio Solutions SA stock overvalued or undervalued in 2026?
As of Nov 7, 2026, ASPS trades above its calculated fair value: price $5.85, fair value $2.40, a gap of about −59% (overvalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of ASPS?
No. The price is what the market pays today ($5.85); the fair value is what the company's own numbers justify ($2.40). For Altisource Portfolio Solutions SA the two are $3.45 per share apart. That gap is exactly why we show both numbers side by side.
How much is Altisource Portfolio Solutions SA worth?
The market values Altisource Portfolio Solutions SA at about $66.4M (market capitalisation, as of Nov 7, 2026). Per share that is $5.85; our models calculate a fair value of $2.40 per share.
What do the bullish and bearish scenarios say about ASPS?
Our models span a range for Altisource Portfolio Solutions SA: cautious scenario $1.80, base $2.40, optimistic $3.00 per share (as of Nov 7, 2026, price $5.85). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the PEG ratio of ASPS?
The PEG ratio of Altisource Portfolio Solutions SA is 0.34 (P/E divided by earnings growth, as of Nov 7, 2026). That is below 1, so growth is priced more cheaply than the earnings multiple alone suggests.
How solid is the balance sheet of Altisource Portfolio Solutions SA (ASPS)?
Balance-sheet figures for Altisource Portfolio Solutions SA (as of Nov 7, 2026): negative equity, so no return on equity and no debt-to-equity ratio. They feed the Quality Score of 49/100, which measures business quality independently of the share price.
How far is ASPS from its 52-week high?
Altisource Portfolio Solutions SA trades at $5.85, about 41% below its 52-week high of $9.97 and 35% above the low of $4.34 (as of Nov 6, 2026). Distance from the high says nothing about value: that is what the fair value of $2.40 is for.
Which stocks are comparable to Altisource Portfolio Solutions SA?
From the same area (Real Estate) we also value CBRE Group, Cellnex Telecom, S.A, KE Holdings, Swire Properties Limited, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Altisource Portfolio Solutions SA stock attractive at the current price?
The data as of Nov 7, 2026: price $5.85, calculated fair value $2.40 (−59%), Quality Score 49/100, from 3 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of ASPS calculated?
We run Altisource Portfolio Solutions SA through 3 models from 1 family: Multiples. Every model gets the same audited fundamentals; the fair value of $2.40 builds on their evidence-weighted average, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 13.3% above its aggregate fair value. Altisource Portfolio Solutions SA itself currently trades above fair value. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Altisource Portfolio Solutions SA (ASPS)?
The closing price on Nov 6, 2026 was $5.85. Our model-based fair value is $2.40, about 59% lower (overvalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Altisource Portfolio Solutions SA right now?
The price sits above even our optimistic bull case ($3.00). The favourable scenario is already priced in. Weak quality (49/100) and above fair value at the same time, the margin of safety is missing on both counts. The large gap to fair value rests on thin data (low evidence): fewer applicable models and a shorter history. Read it with extra caution. As a real-estate business, asset- and dividend-based methods carry more weight here than a standard DCF.
Key figures of Altisource Portfolio Solutions SA
How large is the market capitalisation of Altisource Portfolio Solutions SA (ASPS)?
The market capitalisation of Altisource Portfolio Solutions SA is $66.4M. The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Altisource Portfolio Solutions SA (ASPS)?
The price-to-sales ratio of Altisource Portfolio Solutions SA is 0.33 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Altisource Portfolio Solutions SA (ASPS)?
Earnings per share at Altisource Portfolio Solutions SA are $−0.9800. Earnings per share over the last twelve months: total profit spread across every single share.
What is the net margin of Altisource Portfolio Solutions SA (ASPS)?
The net margin of Altisource Portfolio Solutions SA is −5.1% (last twelve months). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Altisource Portfolio Solutions SA (ASPS)?
The return on equity (ROE) of Altisource Portfolio Solutions SA is −345% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Altisource Portfolio Solutions SA (ASPS)?
On an EBIT basis the return on assets of Altisource Portfolio Solutions SA is −1.7% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Altisource Portfolio Solutions SA (ASPS)?
The operating margin of Altisource Portfolio Solutions SA is 1.5% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Altisource Portfolio Solutions SA (ASPS)?
Revenue at Altisource Portfolio Solutions SA is growing +23.9% versus a year earlier (3y avg +3.7%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at Altisource Portfolio Solutions SA (ASPS)?
Earnings per share at Altisource Portfolio Solutions SA are growing −10.2% versus a year earlier. How much earnings per share grew versus a year earlier.
How much free cash flow does Altisource Portfolio Solutions SA (ASPS) generate?
The free cash flow of Altisource Portfolio Solutions SA is −$5.1M (fiscal year 2025). The cash truly left after running and investing in the business, this is what pays dividends and buybacks.
How much net debt does Altisource Portfolio Solutions SA (ASPS) carry?
The net debt of Altisource Portfolio Solutions SA is $166M (fiscal year 2025). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.
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Thin data
Nov 7, 2026
