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Altisource Portfolio Solutions S.A (ASPS) Fair Value & Analysis

Real Estate · US · Market cap $76.7M

AP Altisource Portfolio Solutions S.A logo Altisource Portfolio Solutions S.A ASPS · US
Price$5.76
Fair Value$2.43
Upside-57.8%
Quality51/100
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Weak Growth
Thin margins · 3.6% net margin
Negative equity (buybacks among others) · negative free cash flow
Mixed vs. peers (6/12)
Narrow moat 17/100
Evidence: Medium Range $1.83 – $3.67 Share as image

Fair value as of: Jul 25, 2026

From 5 valuation models · updated 16 days ago

Share price −18.3% over the past month.

A solid business, but screening 58% overvalued on our models.

What matters now

  • The price sits above even our optimistic bull case ($3.67). The favourable scenario is already priced in.
  • Solid but not exceptional quality (51/100) and above fair value, neither a clear bargain nor a standout compounder.
  • A fairly wide model range ($1.83 to $3.67) leaves room in how you read the outcome.
  • As a real-estate business, asset- and dividend-based methods carry more weight here than a standard DCF.
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Price vs Fair Value (5 years)

$139.12 $4.06 Fair Value $2.43 Apr 2021 Aug 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Jul 25, 2026.

How to read this chart

60‑month range $4.06 – $139.12 · fair‑value band $1.83 – $3.67 · the $5.76 price screens above the $2.43 fair value. Dashed = 300-day average. As of Jul 25, 2026.

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Analysis

Altisource Portfolio Solutions S.A (ASPS) currently trades at $5.76, while our model-based Fair Value estimate is $2.43, implying the stock looks roughly 57.8% overvalued today. The Quality Score stands at 51/100 (solid quality), in the Real Estate sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium, the entry price still matters most (evidence: medium).

Over the trailing twelve months, Altisource Portfolio Solutions S.A generated revenue of $175M at a net margin of 3.6%. Revenue grew 9.5% year over year. Net debt stands at $166M. The stock trades on a trailing P/E of 8.2. Fundamentals as of Jul 25, 2026

Our scenario range runs from $1.83 (bear case) to $3.67 (bull case); at $5.76, the current price sits above that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 64% below its 52-week high and 34% above its 52-week low, currently below its 200-day average. For context, the median of 10 Real Estate peers we cover trades at -2% fair-value upside, at -58%, ASPS screens richer than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Note: the current price implies far more future growth than the conservative anchors of our models allow (base growth is deliberately capped, we do not regard such extreme rates as sustainable). Our models are not designed for expectations this high; that is why the individual models scatter extremely ($0.2100 to $2.43). Read the values as a conservative anchor, not as a price target.
Model Bear Bear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull Bull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence
Highest evidence
Gordon GGM $0.2500 $0.2600 $0.2900 70
DDM Multi-Stage $0.2500 $0.2900 $0.3300 61
P/S Multiple $1.83 $2.43 $3.04 58
All 5 models by family
Dividend Discount
Gordon GGM $0.2500 $0.2600 $0.2900 70
DDM Multi-Stage $0.2500 $0.2900 $0.3300 61
Multiples
P/S Multiple $1.83 $2.43 $3.04 58
EV/EBIT $1.00 $4.87 53
EV/EBITDA $0.2100 $3.88 54

Widest divergence: Multiples ($1.00) versus Dividend Discount ($0.2600). Highest evidence: Gordon GGM (70).

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Key figures & financial health

Revenue (TTM) $175M
Revenue growth (YoY) +9.5%
Net margin 3.6%
Return on equity -345%
Free cash flow −$5.1M FY2025
P/E ratio 8.2
More key figures
Operating margin 3.6%
EPS (TTM) $0.8300
EPS growth (YoY) -10.2%
Net debt $166M FY2025

Figures from reported company fundamentals · as of Jul 25, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 51/100

Of which business quality 50 · Market factors (momentum, volatility) 28

Profitability 50
Margins and returns on capital today
Quality Growth 53
Are margins and returns improving?
Cashflow 6
Earnings quality: real cash, not paper profit
Fin. Strength 33
Balance sheet, leverage, solvency risk
Investment 100
Disciplined investing over empire-building
Low Volatility 50
Calm price path (market factor)
Momentum 26
Price trend over the last 3–12 months (market factor)
52W Momentum 6
Distance to the 52-week high (market factor)
Net Issuance 100
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

About the company

Altisource Portfolio Solutions S.A. operates as an integrated service provider and marketplace for the real estate and mortgage industries in the United States. It operates through Servicer and Real Estate, and Origination segments.

Full company description

Altisource Portfolio Solutions S.A. operates as an integrated service provider and marketplace for the real estate and mortgage industries in the United States. It operates through Servicer and Real Estate, and Origination segments. The Servicer and Real Estate segment offers property preservation and inspection, title insurance agency and settlement, real estate valuation, foreclosure trustee, residential and commercial construction inspection, risk mitigation, and residential real estate renovation services. This segment also provides Hubzu, an online real estate auction platform, as well as real estate brokerage and asset management services; Equator, a software-as-a-service technology to manage real estate owned and investor homes, short sales, foreclosure, bankruptcy, and eviction processes; Vendorly Invoice, a vendor invoicing and payment system; RentRange, a single and multi-family rental data, analytics, and rent-based valuation solution; REALSynergy, a commercial loan servicing platform. The Origination segment offers loan fulfillment, insurance, and management services. This segment also provides Vendorly Monitor, a vendor management platform; Lendors One Loan Automation, a marketplace to order services and a tool to automate components of the loan manufacturing process; and TrelixAI, a technology to manage the workflow and automate components of the loan fulfillment, and pre and post close quality control. It serves financial institutions, government-sponsored enterprises, banks, asset managers, servicers, real estate and mortgage investors, property management firms, real estate brokerages, insurance companies, mortgage bankers, originators, and correspondent and private money lenders. The company was incorporated in 1999 and is headquartered in Luxembourg, Luxembourg.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Altisource Portfolio Solutions S.A reported revenue of $171M in FY2025 versus $178M in FY2021, a compound −1.1%/yr. Reported net income was $1.6M in FY2025, compounding −39.2%/yr from FY2021.

Growth Quality 20/100
Revenue growth is weak, negative or inconsistent.
Latest Revenue (FY 2025)
$171M
Latest YoY
+6.8%
Avg. growth/yr (3Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+3.7%
Avg. growth/yr (5Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
−14.1%
Avg. growth/yr (18Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+1.3%
Revenue −1.1%/yr
FY21 $178M
FY22 $153M
FY23 $145M
FY24 $160M
FY25 $171M
Net income −39.2%/yr
FY21 $11.8M
FY22 −$53.4M
FY23 −$56.3M
FY24 −$35.6M
FY25 $1.6M

ASPS screens 58% overvalued. Compare with Vingroup Joint Stock Company →

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Cite: Fair Value Calculator (2026). "Altisource Portfolio Solutions S.A Fair Value". https://www.fairvalue-calculator.com/stock/ASPS

Peer Group

Real Estate Services · 520 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 53 · Below median
Fair Value upside −58% · Bottom 25%
Return on assets 3% · Above median
Net margin (TTM) 4% · Below median
Operating margin (TTM) 4% · Below median
Revenue growth 10% · Above median

Valuation Multiples vs Real Estate Services median · lower = cheaper

P/E (TTM) 8.2× · Cheaper than median
P/S (TTM) 0.44× · Cheaper than 75% of peers
EV/EBITDA 19.8× · Pricier than median
PEG 0.34× · Cheaper than 75% of peers

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUE 0 · sector 37
FUTURE 48 · sector 10
PAST 0 · sector 16
HEALTH 100 · sector 85
DIVIDEND 0 · sector 49

VALUE 0: the price sits above our fair-value range.

PAST 0: with negative equity (buybacks among others) return on equity is not meaningfully computable.

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

Similar stocks

10 more Real Estate Services stocks, each showing price versus our Fair Value estimate (as of Jul 25, 2026).

Stock Price Fair Value vs Fair Value
Vingroup Joint Stock Company VIC 223,000 VND 25,731 VND -88%
KE Holdings 2423 HK$44.76 HK$18.03 -60%
Swire Properties Limited 1972 HK$23.90 HK$18.75 -22%
Plaza S.A MALLPLAZA 3,725 CLP 5,571 CLP +50%
SAGAA SAGAA kr 170.00 kr 75.55 -56%
Cencosud Shopping S.A CENCOMALLS 2,324 CLP 2,976 CLP +28%
PT Sarana Menara Nusantara Tbk. owns and TOWR 372.00 IDR 1,208 IDR +225%
PT Metropolitan Kentjana Tbk MKPI 20,975 IDR 19,160 IDR -9%
PT Bangun Kosambi Sukses Tbk, CBDK 3,530 IDR 3,464 IDR -2%
IRSA Inversiones y Representaciones Sociedad Anónima, IRSA 2,495 ARS 3,998 ARS +60%

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Frequently asked questions

Is Altisource Portfolio Solutions S.A (ASPS) overvalued or undervalued?
As of Jul 25, 2026, our model estimates a fair value of $2.43 versus a price of $5.76, about −58% (overvalued).
What is the fair value of ASPS?
Our model-based fair value for Altisource Portfolio Solutions S.A is $2.43 (as of Jul 25, 2026), built from audited fundamentals. The current price is $5.76.
What is the quality score of ASPS?
Altisource Portfolio Solutions S.A has a Quality Score of 51/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of Altisource Portfolio Solutions S.A (ASPS)?
Altisource Portfolio Solutions S.A reported trailing-twelve-month revenue of about $175M (latest available figure, as of Jul 25, 2026).
What is the net profit margin of ASPS?
The net profit margin of Altisource Portfolio Solutions S.A is about 3.6%, meaning it keeps roughly 3.6% of revenue as net income. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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