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Centrum Capital Limited (CENTRUM) fair value: what the stock is really worth

As of Nov 9, 2026: fair value (intrinsic value) of Centrum Capital Limited stock ₹14.26, price ₹18.96, that is 24.8% below the price, quality 26 out of 100. Rating: overvalued. The value is an estimate: none of our valuation models currently carries, it draws on revenue and assets compared with similar companies. Updated daily.

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Financial Services IN · ISIN INE660C01027

CC Centrum Capital Limited logo Thin data Nov 10, 2026

Centrum Capital Limited

CENTRUM · NSE
Expensive, weak quality

Our calculation puts a fair price 25% below what the stock costs today.

Revenue last quarter +138% vs. a year ago.
Expensive Growth (revenue 5y +56.0 %/yr in INR)
Fair value ₹14.26 · Overvalued
Quality 26/100
Loss-making · -20.1% net margin (TTM)
Trails peers (2/10)
Narrow moat 13/100
Thin data
Estimate
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26 valuation models 8 families, DCF to NCAV 37 quality factors margins, balance sheet, cashflow, debt 6 AI factors moat, what no ratio measures 2,000+ data points verified, per stock, median

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Price vs Fair Value

₹50.55 ₹17.66 Fair Value ₹14.26 Jul 2021 Nov 2026

White line = price, green steps = our fair value per fiscal year. As of Nov 10, 2026.

How to read this chart

60‑month range ₹17.66 – ₹50.55 · fair‑value band ₹10.70 – ₹17.83 · the ₹18.96 price screens above the ₹14.26 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). 1 fiscal year is left out: there the valuation rested on only a fraction of the usual models. As of Nov 10, 2026.

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Company profile

Centrum Capital Limited, together with its subsidiaries, provides various financial services for institutions and individuals in India and internationally. It operates through Banking Business; Institutional Business; Wealth Management & Distribution; and Housing Finance Business segments.

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The company offers investment banking services, including equity initial public offerings (IPO), follow-on public offerings and rights issues, pre-IPO placements, qualified institutional placements, American depository receipts, global depository receipts, alternative investment markets, convertible issuances, buybacks and delisting, open offers, and valuation advisory services; working capital, project finance, term/corporate loans, and external commercial borrowings/foreign currency loans; and mergers and acquisitions, structured finance advisory, and private equity advisory services, as well as infrastructure advisory services.

It also provides home and non-home loans; distribution services, tax and financial planning, family legacy and leadership, philanthropy, trust and estate, and ancillary services; corporate treasury services; stock broking services; general, travel, health, and life insurance services; private credit and venture debt funding services; and portfolio management and wealth management and retail broking services.

In addition, the company offers institutional equities and research services, as well as trades in bonds. Further, it offers MSME loans and micro finance services. Centrum Capital Limited was incorporated in 1977 and is based in Mumbai, India.

Stock analysis

Centrum Capital Limited (CENTRUM) currently trades at ₹18.96, while our estimate is ₹14.26, 25% below the price, so the stock looks overvalued today.

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Valuation

None of our valuation models currently carries for this company, usually because of losses or heavy investment. The estimate draws on revenue and assets compared with similar companies and is less precise than a model-based fair value.

Scenario range: ₹10.70 (bear) to ₹17.83 (bull), the price of ₹18.96 sits above it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.

Quality & growth

The Quality Score stands at 26/100 (below-average quality), in the Financial Services sector.

Expensive Growth: The company is growing, but growth may require heavy reinvestment or weak cash conversion.

Centrum Capital Limited reported revenue of ₹43.3B in FY2026 versus ₹6.7B in FY2022, a compound +59.6%/yr. Reported net income was −₹1.4B in FY2026.

Key figures

Market cap ₹9.0B (≈ $95.8M) Micro · P/S ratio 0.89 · EPS (TTM) ₹−4.80 · Net margin −20.1% · Return on equity −19.1% · Return on assets (EBIT) 1.9% (5-year average) · Operating margin −41.3% · Revenue growth (YoY) +138%.

Competitive moat

Our AI-assisted moat analysis scores the competitive advantage at 13 out of 100 (medium confidence).

What moves the price

The share trades about 45% below its 52-week high and 7% above its 52-week low, currently below its 200-day average.

For context, the median of 10 Financial Services peers we cover trades at −3% fair-value upside, at −25%, CENTRUM screens richer than that median.

Fair Value

Bear ₹10.70 Fair Value ₹14.26 Bull ₹17.83
Price ₹18.96 · Downside -24.8%
Estimate. None of our valuation models currently carries for this company, usually because of losses or heavy investment. The estimate draws on revenue and assets compared with similar companies and is less precise than a model-based fair value.

Quality Score breakdown

Overall quality 26/100

It rates the business: profits, how they develop, real cash, balance sheet, investing and share count.

Profitability 8
How much profit the company makes from its sales and capital
Quality Growth 49
Are margins and returns getting better?
Cashflow 33
Do the profits arrive as real cash?
Financial strength 20
Debt, balance sheet and risk of trouble
Investment 61
Does it invest with discipline instead of growing at any price?
Low Volatility 61
How calm the share price moves, does not count
Price momentum 10
Price momentum of the last 3 to 12 months, does not count
Near the 52-week high 4
Distance to the 52-week high, does not count
New shares 10
Buys back shares or issues new ones?

Open the full quality analysis →

Revenue & earnings trend

Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card. 44/100
The company is growing, but growth may require heavy reinvestment or weak cash conversion.
Revenue growth 1 year
+60.9%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+52.8%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+56.0%
Start year 2021 (pandemic). Over 10 years: +0.8% a year
Revenue growth 20 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+8.5%
Profit margin (trend) ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.
−11.5% (2020) → 31.4% (2025)
What shareholders gained per year ⓘWe only publish this rate when it is defensible. Reason: fiscal 2026 is a loss year, no rate is defined from a loss
not computed

CENTRUM screens overvalued: fair value 25% below the price. Compare with ORIX Corporation →

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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Financial Conglomerates · 57 stocks

Beats the industry median on 2/9 measures
Overall it trails its industry peers.
Valuation
Quality Score 26 · Bottom 25%
Fair Value upside −24.8% · Below median
Profitability
Return on assets −0.6% · Bottom 25%
Net margin (12 months) −20.1% · Bottom 25%
Operating margin (12 months) −41.3% · Bottom 25%
Growth and dividend
Revenue growth (quarter YoY) 137.7% · Top 25%
Balance sheet
Debt / equity 19.78× · Highest 25%

Valuation Multiplesvs Financial Conglomerates median · lower = cheaper

P/B 2.89× · Priciest 25%
P/S (12 months) 0.83× · Cheapest 25%

Strength profile in five axes (Snowflake)

VALUEFUTUREPASTHEALTHDIVIDEND
This stock
VALUEFUTUREPASTHEALTHDIVIDEND
Sector peers
VALUE (fair-value potential)0 · sector 23
FUTURE (revenue growth)100 · sector 63
PAST (return on equity)0 · sector 38
HEALTH (low debt)–
DIVIDEND (yield)0 · sector 67

VALUE 0: the price sits above our fair-value range.

HEALTH: for banks, insurers and similar financial firms borrowed money is part of the business, so we do not rate debt here.

Context: sector, industry, market

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

Similar stocks

10 more Financial Conglomerates stocks, each showing price versus our Fair Value estimate.

Stock Price Fair Value vs Fair Value Compare
ORIX Corporation IX $32.70 $59.50 +82% vs CENTRUM
Guosen Securities Co 002736 ¥9.00 ¥15.33 +70% vs CENTRUM
Guangzhou Yuexiu Capital Holdings 000987 ¥6.83 ¥9.19 +35% vs CENTRUM
China Galaxy Securities Co 601881 ¥11.77 ¥12.36 +5% vs CENTRUM
CNPC Capital Company 000617 ¥6.43 ¥6.25 −3% vs CENTRUM
Voya Financial, Inc VOYA $104.27 $79.77 −24% vs CENTRUM
Storebrand ASA STB kr 206.40 kr 116.78 −43% vs CENTRUM
Aditya Birla Capital Limited ABCAPITAL ₹401.65 ₹217.72 −46% vs CENTRUM
Bajaj Finserv Ltd BAJAJFINSV ₹1,837 ₹796.21 −57% vs CENTRUM
Freedom Holding FRHC $165.47 $23.86 −86% vs CENTRUM

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Centrum Capital Limited: fair value per Fair Value Calculator

Cite: Fair Value Calculator (2026). "Centrum Capital Limited Fair Value". https://www.fairvalue-calculator.com/stock/CENTRUM

Frequently asked questions

Is Centrum Capital Limited (CENTRUM) overvalued or undervalued?
As of Nov 10, 2026, our estimate of fair value is ₹14.26 versus a price of ₹18.96, about 25% lower (overvalued).
What is the fair value of CENTRUM?
Our estimate for Centrum Capital Limited is ₹14.26 (as of Nov 10, 2026), built from audited fundamentals. The current price: ₹18.96.
What is the quality score of CENTRUM?
Centrum Capital Limited has a Quality Score of 26/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Centrum Capital Limited (CENTRUM)?
Our calculated price target is the estimate of ₹14.26 (as of Nov 10, 2026). Cautious scenario ₹10.70, optimistic scenario ₹17.83. It is an estimate from revenue and assets compared with similar companies, because none of our valuation models currently carries, not an analyst target.
What is the Centrum Capital Limited stock forecast for 2026?
Our estimate puts fair value at ₹14.26, about 25% lower versus a price of ₹18.96 (overvalued). Cautious scenario ₹10.70, optimistic scenario ₹17.83. The calculation is refreshed regularly with new filings.
What is the intrinsic value of Centrum Capital Limited (CENTRUM)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Centrum Capital Limited it is ₹14.26 per share (as of Nov 10, 2026), against a price of ₹18.96.
Is Centrum Capital Limited stock overvalued or undervalued in 2026?
As of Nov 10, 2026, CENTRUM trades above its calculated fair value: price ₹18.96, fair value ₹14.26, a gap of about −25% (overvalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of CENTRUM?
No. The price is what the market pays today (₹18.96); the fair value is what the company's own numbers justify (₹14.26). For Centrum Capital Limited the two are ₹4.70 per share apart. That gap is exactly why we show both numbers side by side.
How much is Centrum Capital Limited worth?
The market values Centrum Capital Limited at about ₹9.0B (market capitalisation, as of Nov 10, 2026). Per share that is ₹18.96; our models calculate a fair value of ₹14.26 per share.
What do the bullish and bearish scenarios say about CENTRUM?
Our models span a range for Centrum Capital Limited: cautious scenario ₹10.70, base ₹14.26, optimistic ₹17.83 per share (as of Nov 10, 2026, price ₹18.96). The range comes from different growth and margin assumptions, not from analyst opinions.
How solid is the balance sheet of Centrum Capital Limited (CENTRUM)?
Balance-sheet figures for Centrum Capital Limited (as of Nov 10, 2026): return on equity −19.1%, debt of 19.78 per unit of equity. They feed the Quality Score of 26/100, which measures business quality independently of the share price.
How far is CENTRUM from its 52-week high?
Centrum Capital Limited trades at ₹18.96, about 45% below its 52-week high of ₹34.64 and 7% above the low of ₹17.66 (as of Nov 9, 2026). Distance from the high says nothing about value: that is what the fair value of ₹14.26 is for.
Which stocks are comparable to Centrum Capital Limited?
From the same area (Financial Services) we also value ORIX Corporation, Bajaj Finserv Ltd, China Galaxy Securities Co, Guosen Securities Co, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Centrum Capital Limited stock attractive at the current price?
The data as of Nov 10, 2026: price ₹18.96, calculated fair value ₹14.26 (−25%), Quality Score 26/100. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
Is it still worth investing in stocks now?
The global stock market currently sits 15.1% above its aggregate fair value. Centrum Capital Limited itself currently trades above fair value. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Centrum Capital Limited (CENTRUM)?
The closing price on Nov 9, 2026 was ₹18.96. Our estimate is ₹14.26, about 25% lower (overvalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Centrum Capital Limited right now?
The price sits above even our optimistic bull case (₹17.83). The favourable scenario is already priced in. Weak quality (26/100) and above fair value at the same time, the margin of safety is missing on both counts. Evidence is limited here (fewer models, shorter history), so the fair value is a rougher estimate than usual. For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.

Key figures of Centrum Capital Limited

How large is the market capitalisation of Centrum Capital Limited (CENTRUM)?
The market capitalisation of Centrum Capital Limited is ₹9.0B (≈ $95.8M). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Centrum Capital Limited (CENTRUM)?
The price-to-sales ratio of Centrum Capital Limited is 0.89 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Centrum Capital Limited (CENTRUM)?
Earnings per share at Centrum Capital Limited are ₹−4.80. Earnings per share over the last twelve months: total profit spread across every single share.
What is the net margin of Centrum Capital Limited (CENTRUM)?
The net margin of Centrum Capital Limited is −20.1% (last twelve months). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Centrum Capital Limited (CENTRUM)?
The return on equity (ROE) of Centrum Capital Limited is −19.1% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Centrum Capital Limited (CENTRUM)?
On an EBIT basis the return on assets of Centrum Capital Limited is 1.9% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Centrum Capital Limited (CENTRUM)?
The operating margin of Centrum Capital Limited is −41.3% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Centrum Capital Limited (CENTRUM)?
Revenue at Centrum Capital Limited is growing +138% versus a year earlier (3y avg +52.8%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How much free cash flow does Centrum Capital Limited (CENTRUM) generate?
The free cash flow of Centrum Capital Limited is −₹25.0B (fiscal year 2026). The cash truly left after running and investing in the business, this is what pays dividends and buybacks.
How much net debt does Centrum Capital Limited (CENTRUM) carry?
The net debt of Centrum Capital Limited is ₹148B (fiscal year 2026). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.
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