Centrum Capital Limited (CENTRUM) Fair Value & Analysis

Financial Services · IN · Market cap ₹10.4B

Below-average quality, screening 85% undervalued on our models.

What matters now

• The large discount to fair value meets weak quality (26/100). That raises the risk this is a value trap rather than a bargain.
• The model range is unusually wide (₹23.46 to ₹63.36). The outcome hinges heavily on assumptions, so read the point estimate with caution.
• The large gap to fair value rests on thin data (low evidence): fewer applicable models and a shorter history. Read it with extra caution.
• For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.

Price vs Fair Value (5 years)

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Aug 2, 2026.

How to read this chart

60‑month range ₹17.90 – ₹52.75 · fair‑value band ₹23.46 – ₹63.36 · the ₹25.72 price screens below the ₹47.46 fair value. Dashed = 300-day average. As of Aug 2, 2026.

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Analysis

Centrum Capital Limited (CENTRUM) currently trades at ₹25.72, while our model-based Fair Value estimate is ₹47.46, implying the stock looks roughly 84.5% undervalued today. The Quality Score stands at 26/100 (below-average quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: low), always confirm before acting.

Over the trailing twelve months, Centrum Capital Limited generated revenue of ₹7.0B at a net margin of -19.8%. Revenue declined 25.9% year over year. It earns a return on equity of -19.1%. Net debt stands at ₹148B. Fundamentals as of Aug 2, 2026

Our scenario range runs from ₹23.46 (bear case) to ₹63.36 (bull case); at ₹25.72, the current price sits within that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 39% below its 52-week high and 31% above its 52-week low, currently below its 200-day average. For context, the median of 10 Financial Services peers we cover trades at -22% fair-value upside, at 85%, CENTRUM screens cheaper than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Widest divergence: Economic Profit (₹146.03) versus Asset-Based (₹4.40). Highest evidence: ROIC Compounder (72).

Key figures & financial health

Quality Score breakdown

About the company

Centrum Capital Limited, together with its subsidiaries, provides various financial services for institutions and individuals in India and internationally. It operates through Banking Business; Institutional Business; Wealth Management & Distribution; and Housing Finance Business segments.

Full company description

Centrum Capital Limited, together with its subsidiaries, provides various financial services for institutions and individuals in India and internationally. It operates through Banking Business; Institutional Business; Wealth Management & Distribution; and Housing Finance Business segments. The company offers investment banking services, including equity initial public offerings (IPO), follow-on public offerings and rights issues, pre-IPO placements, qualified institutional placements, American depository receipts, global depository receipts, alternative investment markets, convertible issuances, buybacks and delisting, open offers, and valuation advisory services; working capital, project finance, term/corporate loans, and external commercial borrowings/foreign currency loans; and mergers and acquisitions, structured finance advisory, and private equity advisory services, as well as infrastructure advisory services. It also provides home and non-home loans; distribution services, tax and financial planning, family legacy and leadership, philanthropy, trust and estate, and ancillary services; corporate treasury services; stock broking services; general, travel, health, and life insurance services; private credit and venture debt funding services; and portfolio management and wealth management and retail broking services. In addition, the company offers institutional equities and research services, as well as trades in bonds. Further, it offers MSME loans and micro finance services. Centrum Capital Limited was incorporated in 1977 and is based in Mumbai, India.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2022 – FY2026 · reported fiscal years

Centrum Capital Limited reported revenue of ₹43.3B in FY2026 versus ₹6.7B in FY2022, a compound +59.6%/yr. Reported net income was −₹1.4B in FY2026.

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Peer Group

Financial Conglomerates · 54 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Valuation Multiples vs Financial Conglomerates median · lower = cheaper

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

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Frequently asked questions

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.