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Gratifii Ltd (GTI) fair value: what the stock is really worth

As of Nov 10, 2026: fair value (intrinsic value) of Gratifii Ltd stock A$0.02, price A$0.02, upside +1.9%, quality 42 out of 100. Rating: fairly valued. The value is an estimate: none of our valuation models currently carries, it draws on revenue and assets compared with similar companies. Updated daily.

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Technology AU · ISIN AU0000152183

GL Gratifii Ltd logo Thin data Nov 10, 2026

Gratifii Ltd

GTI · AU
Fairly valued, weak quality

The stock costs about what our calculation considers fair.

Low debt
Fair value A$0.0183 · Fairly valued
Quality 42/100
Mixed Growth (revenue 5y +76.8 %/yr in AUD)
Revenue last quarter 22% below a year ago.
Loss-making · -14.2% net margin (TTM)
Negative free cash flow
Trails peers (3/9)
Narrow moat 12/100
Thin data
Estimate
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What runs behind every stock

26 valuation models 8 families, DCF to NCAV 37 quality factors margins, balance sheet, cashflow, debt 6 AI factors moat, what no ratio measures 2,000+ data points verified, per stock, median

69 individual criteria per stock, every one traceable See the method →

Price vs Fair Value

A$0.4926 A$0.0180 Fair Value A$0.0183 Aug 2021 Nov 2026

White line = price, green steps = our fair value per fiscal year. As of Nov 10, 2026.

How to read this chart

60‑month range A$0.0180 – A$0.4926 · fair‑value band A$0.0174 – A$0.0192 · the A$0.0180 price screens below the A$0.0183 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). As of Nov 10, 2026.

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Company profile

Gratifii Limited, together with its subsidiaries, engages in the rewards, loyalty, and incentive solutions business in Australia, New Zealand, South Africa, and Singapore.

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The company provides rewards and benefits services; loyalty engagement services, including the development and management of promotions, channel engagement, and incentive programs; and delivers incentive trips, learning, and networking conference events.

It also offers travel and incentive programs, including event sourcing, booking of all travel requirements, budget management, delegate registration, and delegate concierge services, which encompass changes, updates, and queries. In addition, the company provides a travel handbook.

Furthermore, it offers Mosaic and Club Connect, a software-as-a-service loyalty and rewards management platform. Additionally, the company provides promotion and campaign services, such as marketing, program and brand development, and graphic design services.

It provides solutions for customers, employees, members, and suppliers. The company was formerly known as Mobecom Limited and changed its name to Gratifii Limited in May 2021. Gratifii Limited is headquartered in Surry Hills, Australia.

Stock analysis

Gratifii Ltd (GTI) currently trades at A$0.0180, while our estimate is A$0.0183, so the stock looks roughly fairly valued today (gap 1.9%).

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Valuation

None of our valuation models currently carries for this company, usually because of losses or heavy investment. The estimate draws on revenue and assets compared with similar companies and is less precise than a model-based fair value.

Scenario range: A$0.0174 (bear) to A$0.0192 (bull), the price of A$0.0180 sits inside it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.

Quality & growth

The Quality Score stands at 42/100 (below-average quality), in the Technology sector.

Mixed Growth: Revenue is growing, but margins or cash flow do not fully confirm the trend.

Gratifii Ltd reported revenue of A$53.1M in FY2025 versus A$11.2M in FY2021, a compound +47.7%/yr. Reported net income was −A$7.6M in FY2025.

Key figures

Market cap A$12.4M (≈ $8.5M) Micro · P/S ratio 0.31 · EPS (TTM) A$−0.0200 · Net margin −14.2% · Return on equity −110% · Return on assets (EBIT) −27.9% (5-year average) · Operating margin −10.6% · Revenue (TTM) A$53.1M.

Competitive moat

Our AI-assisted moat analysis scores the competitive advantage at 12 out of 100 (medium confidence).

What moves the price

The share trades about 81% below its 52-week high and at its 52-week low, currently below its 200-day average.

For context, the median of 10 Technology peers we cover trades at 13% fair-value upside, at 2%, GTI screens richer than that median.

Fair Value

Bear A$0.0174 Fair Value A$0.0183 Bull A$0.0192
Price A$0.0180 · Upside +1.9%
Estimate. None of our valuation models currently carries for this company, usually because of losses or heavy investment. The estimate draws on revenue and assets compared with similar companies and is less precise than a model-based fair value.

Quality Score breakdown

Overall quality 42/100

It rates the business: profits, how they develop, real cash, balance sheet, investing and share count.

Profitability 20
How much profit the company makes from its sales and capital
Quality Growth 56
Are margins and returns getting better?
Cashflow 4
Do the profits arrive as real cash?
Financial strength 54
Debt, balance sheet and risk of trouble
Investment 100
Does it invest with discipline instead of growing at any price?
Low Volatility 50
How calm the share price moves, does not count
Price momentum 17
Price momentum of the last 3 to 12 months, does not count
Near the 52-week high 0
Distance to the 52-week high, does not count
New shares 50
Buys back shares or issues new ones?

Open the full quality analysis →

Revenue & earnings trend

Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card. 30/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
Revenue growth 1 year
−2.5%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+21.0%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+76.8%
Start year 2020 (pandemic). Over 10 years: +39.4% a year
Revenue growth 12 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+34.7%
Profit margin (trend) ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.
13.3% (2020) → −8.4% (2025)
What shareholders gained per year ⓘWe only publish this rate when it is defensible. Reason: fiscal 2025 is a loss year, no rate is defined from a loss
not computed

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Compare Gratifii Ltd with another stock

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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Software - Application · 723 stocks

Beats the industry median on 2/7 measures
Overall it trails its industry peers.
Valuation
Quality Score 42 · Below median
Fair Value upside +1.7% · Above median
Profitability
Return on assets −44.4% · Bottom 25%
Net margin (12 months) −14.2% · Bottom 25%
Operating margin (12 months) −10.6% · Bottom 25%
Growth and dividend
Revenue growth (quarter YoY) −21.8% · Bottom 25%

Valuation Multiplesvs Software - Application median · lower = cheaper

P/B 1.83× · book value is mostly goodwill ⓘGoodwill and other intangible assets are larger than the equity. The book value mainly reflects prices paid for past acquisitions, so we do not rank this P/B against the peer group.
P/S (12 months) 0.23× · Cheapest 25%

Strength profile in five axes (Snowflake)

VALUEFUTUREPASTHEALTHDIVIDEND
This stock
VALUEFUTUREPASTHEALTHDIVIDEND
Sector peers
VALUE (fair-value potential)36 · sector 25
FUTURE (revenue growth)0 · sector 40
PAST (return on equity)0 · sector 9
HEALTH (low debt)100 · sector 98
DIVIDEND (yield)0 · sector 28

Context: sector, industry, market

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

Similar stocks

10 more Software - Application stocks, each showing price versus our Fair Value estimate.

Stock Price Fair Value vs Fair Value Compare
Adobe Inc ADBE $236.70 $463.72 +96% vs GTI
Salesforce, Inc CRM $213.48 $342.73 +61% vs GTI
Uber Technologies, Inc UBER $70.05 $101.28 +45% vs GTI
Intuit Inc INTU $340.44 $459.14 +35% vs GTI
ServiceNow, Inc NOW $99.61 $112.17 +13% vs GTI
SAP SE SAP €209.95 €173.59 −17% vs GTI
Cadence Design Systems, Inc CDNS $331.64 $225.48 −32% vs GTI
Automatic Data Processing, Inc ADP $305.44 $150.40 −51% vs GTI
Shopify Inc SHOP $146.61 $64.96 −56% vs GTI
Snowflake Inc SNOW $295.76 $73.81 −75% vs GTI

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Gratifii Ltd: fair value per Fair Value Calculator

Cite: Fair Value Calculator (2026). "Gratifii Ltd Fair Value". https://www.fairvalue-calculator.com/stock/GTI

Frequently asked questions

Is Gratifii Ltd (GTI) overvalued or undervalued?
As of Nov 10, 2026, our estimate of fair value is A$0.0183 versus a price of A$0.0180, about +2% upside (fairly valued).
What is the fair value of GTI?
Our estimate for Gratifii Ltd is A$0.0183 (as of Nov 10, 2026), built from audited fundamentals. The current price: A$0.0180.
What is the quality score of GTI?
Gratifii Ltd has a Quality Score of 42/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Gratifii Ltd (GTI)?
Our calculated price target is the estimate of A$0.0183 (as of Nov 10, 2026). Cautious scenario A$0.0174, optimistic scenario A$0.0192. It is an estimate from revenue and assets compared with similar companies, because none of our valuation models currently carries, not an analyst target.
What is the Gratifii Ltd stock forecast for 2026?
Our estimate puts fair value at A$0.0183, about +2% upside versus a price of A$0.0180 (fairly valued). Cautious scenario A$0.0174, optimistic scenario A$0.0192. The calculation is refreshed regularly with new filings.
What is the revenue of Gratifii Ltd (GTI)?
Gratifii Ltd reported trailing-twelve-month revenue of about A$53.1M (latest available figure, as of Nov 10, 2026).
What is the intrinsic value of Gratifii Ltd (GTI)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Gratifii Ltd it is A$0.0183 per share (as of Nov 10, 2026), against a price of A$0.0180.
Is Gratifii Ltd stock overvalued or undervalued in 2026?
As of Nov 10, 2026, GTI trades below its calculated fair value: price A$0.0180, fair value A$0.0183, a gap of about +2% (fairly valued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of GTI?
No. The price is what the market pays today (A$0.0180); the fair value is what the company's own numbers justify (A$0.0183). For Gratifii Ltd the two are A$0.0003 per share apart. That gap is exactly why we show both numbers side by side.
How much is Gratifii Ltd worth?
The market values Gratifii Ltd at about A$12.4M (market capitalisation, as of Nov 10, 2026). Per share that is A$0.0180; our models calculate a fair value of A$0.0183 per share.
What do the bullish and bearish scenarios say about GTI?
Our models span a range for Gratifii Ltd: cautious scenario A$0.0174, base A$0.0183, optimistic A$0.0192 per share (as of Nov 10, 2026, price A$0.0180). The range comes from different growth and margin assumptions, not from analyst opinions.
How solid is the balance sheet of Gratifii Ltd (GTI)?
Balance-sheet figures for Gratifii Ltd (as of Nov 10, 2026): return on equity −109.7%. They feed the Quality Score of 42/100, which measures business quality independently of the share price.
How far is GTI from its 52-week high?
Gratifii Ltd trades at A$0.0180, about 81% below its 52-week high of A$0.0950 and at the low of A$0.0180 (as of Nov 10, 2026). Distance from the high says nothing about value: that is what the fair value of A$0.0183 is for.
Which stocks are comparable to Gratifii Ltd?
From the same area (Technology) we also value SAP SE, Salesforce, Inc, Shopify Inc, ServiceNow, Inc, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Gratifii Ltd stock attractive at the current price?
The data as of Nov 10, 2026: price A$0.0180, calculated fair value A$0.0183 (+2%), Quality Score 42/100. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
Is it still worth investing in stocks now?
The global stock market currently sits 15.1% above its aggregate fair value. Gratifii Ltd currently trades 2% below its own fair value, and the market average says nothing about that. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Gratifii Ltd (GTI)?
The closing price on Nov 10, 2026 was A$0.0180. Our estimate is A$0.0183, about +2% upside (fairly valued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Gratifii Ltd right now?
The price sits close to our fair value, market and models broadly agree here, little valuation tension. The models converge in a tight band (A$0.0174 to A$0.0192), unusually little disagreement for a valuation. Evidence is limited here (fewer models, shorter history), so the fair value is a rougher estimate than usual.

Key figures of Gratifii Ltd

How large is the market capitalisation of Gratifii Ltd (GTI)?
The market capitalisation of Gratifii Ltd is A$12.4M (≈ $8.5M). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Gratifii Ltd (GTI)?
The price-to-sales ratio of Gratifii Ltd is 0.31 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Gratifii Ltd (GTI)?
Earnings per share at Gratifii Ltd are A$−0.0200. Earnings per share over the last twelve months: total profit spread across every single share.
What is the net margin of Gratifii Ltd (GTI)?
The net margin of Gratifii Ltd is −14.2% (last twelve months). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Gratifii Ltd (GTI)?
The return on equity (ROE) of Gratifii Ltd is −110% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Gratifii Ltd (GTI)?
On an EBIT basis the return on assets of Gratifii Ltd is −27.9% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Gratifii Ltd (GTI)?
The operating margin of Gratifii Ltd is −10.6% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Gratifii Ltd (GTI)?
Revenue at Gratifii Ltd is growing −21.8% versus a year earlier (3y avg +21.0%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How much free cash flow does Gratifii Ltd (GTI) generate?
The free cash flow of Gratifii Ltd is −A$5.2M (fiscal year 2025). The cash truly left after running and investing in the business, this is what pays dividends and buybacks.
How much net cash does Gratifii Ltd (GTI) hold?
Gratifii Ltd holds more cash than debt, A$2.3M net (fiscal year 2025). The company holds more cash than debt, a safety cushion.
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