Paz Corp (PAZ) fair value: what the stock is really worth
As of Nov 6, 2026: fair value (intrinsic value) of Paz Corp stock CLP 772, price CLP 1,015, that is 24.0% below the price, quality 58 out of 100. Rating: overvalued. Calculated from audited financials with 16 of our 26 valuation models and 37 quality factors, updated daily.
69 individual criteria per stock, every one traceableSee the method →
Price vs Fair Value
White line = price, green steps = our fair value per fiscal year. As of Nov 6, 2026.
How to read this chart
60‑month range 200.38 CLP – 1,095 CLP · fair‑value band 690.11 CLP – 1,249 CLP · the 1,015 CLP price screens above the 771.77 CLP fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). As of Nov 6, 2026.
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Paz Corp S.A., a real estate company, engages in housing projects development business in Chile and Peru. The company develops apartments and houses, as well as office and other real estate projects like offices, shops, strip centers, malls, etc.
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Paz Corp S.A. was founded in 1982 and is based in Santiago, Chile.
Stock analysis
Paz Corp (PAZ) currently trades at 1,015 CLP, while our model-based Fair Value estimate is 771.77 CLP, 24% below the price, so the stock looks overvalued today.
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Valuation
Bull case: the Growth DCF group reads highest at a median of 4,102 CLP per share, and 8 of the 16 models we run sit above the 1,015 CLP price.
Bear case: the Dividend Discount group reads lowest at 210.96 CLP, and 8 of the 16 models stay below the price. Data coverage for this calculation is high.
Scenario range: 690.11 CLP (bear) to 1,249 CLP (bull), the price of 1,015 CLP sits inside it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 58/100 (solid quality), in the Real Estate sector.
Mixed Growth: Revenue is growing, but margins or cash flow do not fully confirm the trend.
Paz Corp reported revenue of 197B CLP in FY2025 versus 106B CLP in FY2021, a compound +16.9%/yr. Reported net income was 16.7B CLP in FY2025, compounding −7.7%/yr from FY2021.
Key figures
Market cap 288B CLP (≈ $295M) Micro · P/E ratio 16.6 · P/S ratio 1.58 · EPS (TTM) 61.23 CLP · Dividend yield 1.7% · Net margin 9.5% · Return on equity 6.8% · Return on assets (EBIT) 4.1% (5-year average).
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 40 out of 100 (medium confidence).
What moves the price
The share trades about 7% below its 52-week high and 30% above its 52-week low, currently above its 200-day average.
For context, the median of 10 Real Estate peers we cover trades at −16% fair-value upside, at −24%, PAZ screens richer than that median.
Fair Value models
Bear690.11 CLPFair Value 771.77 CLPBull1,249 CLP
Price 1,015 CLP · Downside -24.0%
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above starts from their evidence-weighted blend, not from a single model. In cyclical trough or peak years, after dilution or a stock split it is adjusted afterwards, so it can sit above or below the models. Based on fiscal year 2025 figures (about 10 months old). Earnings retained since then (37.21 CLP per share) are deliberately not added.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds.Coverage ⓘCoverage = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.78/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
Revenue growth 1 year
+34.3%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+9.8%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+22.9%
Start year 2020 (pandemic). Over 10 years: +0.1% a year
Revenue growth 11 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+4.2%
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What shareholders gained per year (last 5 years), in CLP ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate. Measured in CLP: this currency has depreciated against the euro and dollar over the long run, so part of the nominal rate is currency erosion that never reaches a EUR/USD investor.
−4.5%
Earnings growth per share plus dividend.
Earnings per share, growth per year−6.2%
Dividend (yield on the price)1.7%
Growth Forecast
Little optimism in the price
The price assumes less growth than the company has delivered so far.
What the price assumes ⓘThis turns our valuation around: instead of asking what the share is worth, it asks what growth the current price requires. It uses the cash the company keeps after all spending (free cash flow), the same discount rate as our models, five years of growth, then slowing evenly to 2 % a year by year ten. Compared with the analysts' sales forecasts extended to the same five years (at least three analysts, for context only, it does not enter the Fair Value): within 3 percentage points counts as "in line" (amber), below that little optimism (green), above that a lot of optimism (red).
−11.2%
The company could shrink this much every year for the next five years and today's price would still be justified.
What forecasts expect
n/a
No analyst forecast available.
After inflation (Chile: IMF forecast 3.0% a year to 2030, 4.5% from 2016 to 2025) that is about −13.8% a year for the price.
Price, fair value, quality and upside side by side.
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Real Estate Services · 472 stocks
Beats the industry median on 5/14 measures
Overall it trails its industry peers.
Valuation
Quality Score58 · Above median
Fair Value upside−24.0% · Below median
Profitability
Return on equity (12 months)6.8% · Above median
Return on assets2.3% · Below median
Net margin (12 months)9.5% · Below median
Operating margin (12 months)12.9% · Below median
Growth and dividend
Revenue growth (quarter YoY)−19.4% · Bottom 25%
Dividend yield (12 months)1.7% · Below median
Balance sheet
Debt / equity0.54× · Above median
Valuation Multiplesvs Real Estate Services median · lower = cheaper
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Cite: Fair Value Calculator (2026). "Paz Corp Fair Value". https://www.fairvalue-calculator.com/stock/PAZ
Frequently asked questions
Is Paz Corp (PAZ) overvalued or undervalued?
As of Nov 6, 2026, our model estimates a fair value of 771.77 CLP versus a price of 1,015 CLP, about 24% lower (overvalued).
What is the fair value of PAZ?
Our model-based fair value for Paz Corp is 771.77 CLP (as of Nov 6, 2026), built from audited fundamentals. The current price: 1,015 CLP.
What is the quality score of PAZ?
Paz Corp has a Quality Score of 58/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Paz Corp (PAZ)?
Our model-based price target is the fair value of 771.77 CLP (as of Nov 6, 2026) from 16 valuation models. Cautious scenario 690.11 CLP, optimistic scenario 1,249 CLP. It is a calculation from audited fundamentals, not an analyst target.
What is the Paz Corp stock forecast for 2026?
Our models put fair value at 771.77 CLP, about 24% lower versus a price of 1,015 CLP (overvalued). Cautious scenario 690.11 CLP, optimistic scenario 1,249 CLP. The calculation is refreshed regularly with new filings.
What is the revenue of Paz Corp (PAZ)?
Paz Corp reported trailing-twelve-month revenue of about 182B CLP (latest available figure, as of Nov 6, 2026).
Does Paz Corp pay a dividend?
Paz Corp currently shows a dividend yield of 1.74% relative to its recent price (as of Nov 6, 2026).
How much is the dividend of Paz Corp (PAZ) and when is the ex-dividend date?
Paz Corp pays a dividend of 17.70 CLP per share a year, a dividend yield of 1.7%. The last ex-dividend date was May 22, 2026. A dividend has been paid every year since 2011. The payout ratio is 28.9% of earnings. Free cash flow covers the dividend 20.96 times. Our assessment: Well covered. A low payout and the dividend is fully funded by free cash flow, a comfortable, sustainable dividend.
What growth is priced into Paz Corp (PAZ)?
For today's price to be fair in a discounted-cash-flow model, Paz Corp would have to grow free cash flow by -11.2 % per year for five years (discount rate 10.6 %, then slowing evenly to 2 % perpetual growth by year ten). Over the last 5 years revenue grew +22.9 % per year. As of Nov 6, 2026.
What discount rate (WACC) does the fair value of PAZ use?
Our models discount Paz Corp at 10.6 %: a base by market capitalisation (small), damped by beta 0.15, country premium for Chile. The same rate applies in all 26 models.
What is a reverse DCF?
A reverse DCF turns the usual calculation around. Instead of deriving a value from assumptions, it takes today's price as given and asks: what free-cash-flow growth would a company have to deliver for exactly this price to be fair? The result is not a forecast but the expectation already priced in. For Paz Corp that is -11.2 % per year for five years, then slowing evenly to 2 % by year ten, using the same discount rate (10.6 %) and the same formula as our fair value.
How much growth has Paz Corp (PAZ) delivered so far?
Over the past 5 years revenue at Paz Corp grew +22.9 % a year. The price currently implies free-cash-flow growth of -11.2 % per year. Comparing the two shows how much confidence is in the price: if it demands more than has been delivered, the business has to accelerate for the maths to work.
How fast is the sector of Paz Corp (PAZ) growing?
The median revenue growth in the sector is +2.7 % a year. That is the yardstick for the growth priced into Paz Corp (-11.2 % per year): it shows whether the expectation is within the usual range or beyond it.
What is the free cash flow yield of Paz Corp (PAZ)?
The free-cash-flow yield on the price is 36.55 %: that much free cash flow Paz Corp produces per unit of market value. When it exceeds the discount rate of our models (10.6 %), the business already earns more than its cost of capital demands, and the price needs little additional growth.
What is the intrinsic value of Paz Corp (PAZ)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Paz Corp it is 771.77 CLP per share (as of Nov 6, 2026), against a price of 1,015 CLP. It is the blended result of 16 valuation models in 6 families (DCF Models, Dividend Discount, Multiples, Asset-Based, Growth DCF, Economic Profit).
Is Paz Corp stock overvalued or undervalued in 2026?
As of Nov 6, 2026, PAZ trades above its calculated fair value: price 1,015 CLP, fair value 771.77 CLP, a gap of about −24% (overvalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of PAZ?
No. The price is what the market pays today (1,015 CLP); the fair value is what the company's own numbers justify (771.77 CLP). For Paz Corp the two are 243.43 CLP per share apart. That gap is exactly why we show both numbers side by side.
How much is Paz Corp worth?
The market values Paz Corp at about 288B CLP (market capitalisation, as of Nov 6, 2026). Per share that is 1,015 CLP; our models calculate a fair value of 771.77 CLP per share.
What do the bullish and bearish scenarios say about PAZ?
Our models span a range for Paz Corp: cautious scenario 690.11 CLP, base 771.77 CLP, optimistic 1,249 CLP per share (as of Nov 6, 2026, price 1,015 CLP). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of PAZ?
Paz Corp trades at a price-to-earnings ratio of 16.6 (as of Nov 6, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of 771.77 CLP is built from several models across several years. Median P/E at fiscal year-end, 9 fiscal years (2017 to 2025), reported earnings: 9.1. Other multiples: P/B 1.1, P/S 1.6, EV/EBITDA 13.4.
How solid is the balance sheet of Paz Corp (PAZ)?
Balance-sheet figures for Paz Corp (as of Nov 6, 2026): return on equity 6.8%, debt of 0.54 per unit of equity. They feed the Quality Score of 58/100, which measures business quality independently of the share price.
How far is PAZ from its 52-week high?
Paz Corp trades at 1,015 CLP, about 7% below its 52-week high of 1,095 CLP and 30% above the low of 782.87 CLP (as of Nov 6, 2026). Distance from the high says nothing about value: that is what the fair value of 771.77 CLP is for.
Which stocks are comparable to Paz Corp?
From the same area (Real Estate) we also value CBRE Group, Cellnex Telecom, S.A, KE Holdings, Swire Properties Limited, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Paz Corp stock attractive at the current price?
The data as of Nov 6, 2026: price 1,015 CLP, calculated fair value 771.77 CLP (−24%), Quality Score 58/100, from 16 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of PAZ calculated?
We run Paz Corp through 16 models from 6 families: DCF Models, Dividend Discount, Multiples, Asset-Based, Growth DCF, Economic Profit. Every model gets the same audited fundamentals; the fair value of 771.77 CLP builds on their evidence-weighted average, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 13.0% above its aggregate fair value. Paz Corp itself currently trades above fair value. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Paz Corp (PAZ)?
The closing price on Nov 6, 2026 was 1,015 CLP. Our model-based fair value is 771.77 CLP, about 24% lower (overvalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Paz Corp right now?
Solid but not exceptional quality (58/100) and above fair value, neither a clear bargain nor a standout compounder. A fairly wide model range (690.11 CLP to 1,249 CLP) leaves room in how you read the outcome. As a real-estate business, asset- and dividend-based methods carry more weight here than a standard DCF.
Key figures of Paz Corp
How large is the market capitalisation of Paz Corp (PAZ)?
The market capitalisation of Paz Corp is 288B CLP (≈ $295M). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Paz Corp (PAZ)?
The price-to-sales ratio of Paz Corp is 1.58 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Paz Corp (PAZ)?
Earnings per share at Paz Corp are 61.23 CLP (price ÷ EPS = P/E 16.6). Earnings per share over the last twelve months: total profit spread across every single share.
What is the dividend yield of Paz Corp (PAZ)?
The dividend yield of Paz Corp is 1.7% (payout 28.9%). Yearly dividend relative to the share price. 3% pays 3 per 100 invested. Below: how much of profit is used for it.
What is the net margin of Paz Corp (PAZ)?
The net margin of Paz Corp is 9.5% (last twelve months). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Paz Corp (PAZ)?
The return on equity (ROE) of Paz Corp is 6.8% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Paz Corp (PAZ)?
On an EBIT basis the return on assets of Paz Corp is 4.1% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Paz Corp (PAZ)?
The operating margin of Paz Corp is 12.9% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Paz Corp (PAZ)?
Revenue at Paz Corp is growing −19.4% versus a year earlier (3y avg +9.8%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at Paz Corp (PAZ)?
Earnings per share at Paz Corp are growing +15.7% versus a year earlier. How much earnings per share grew versus a year earlier.
How much net debt does Paz Corp (PAZ) carry?
The net debt of Paz Corp is 322B CLP (fiscal year 2025, ≈ 3.1 yrs of FCF). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.
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Broad data
Nov 6, 2026