4Mobility SA (4MB) fair value: what the stock is really worth
As of Oct 28, 2026: fair value (intrinsic value) of 4Mobility SA stock PLN 0.32, price PLN 1.19, upside -73.1%, quality 45 out of 100. Rating: strongly overvalued. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.
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Price vs Fair Value
White line = price, green steps = our fair value per fiscal year. As of Oct 30, 2026.
How to read this chart
60‑month range 0.9700 PLN – 7.60 PLN · fair‑value band 0.2300 PLN – 0.4200 PLN · the 1.19 PLN price screens above the 0.3200 PLN fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). As of Oct 30, 2026.
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4Mobility Spólka Akcyjna provides car rental services in Poland. It engages in the rental and leasing of passenger cars and vans, as well as car sharing services.
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The company was formerly known as E-Solution Software S.A. and changed its name to 4Mobility Spólka Akcyjna in August 2016. 4Mobility Spólka Akcyjna was incorporated in 2015 and is headquartered in Warsaw, Poland.
Stock analysis
4Mobility SA (4MB) currently trades at 1.19 PLN, while our model-based Fair Value estimate is 0.3200 PLN, 73.1% below the price, so the stock looks overvalued today.
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Valuation
Bull case: the Asset-Based group reads highest at a median of 0.6100 PLN per share, and 1 of the 14 models we run sit above the 1.19 PLN price.
Bear case: the Earnings-Based group reads lowest at 0.2100 PLN, and 13 of the 14 models stay below the price. Data coverage for this calculation is low.
Scenario range: 0.2300 PLN (bear) to 0.4200 PLN (bull), the price of 1.19 PLN sits above it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 45/100 (below-average quality), in the Industrials sector.
Expensive Growth: The company is growing, but growth may require heavy reinvestment or weak cash conversion.
4Mobility SA reported revenue of 12.6M PLN in FY2025 versus 15.5M PLN in FY2021, a compound −5.2%/yr. Reported net income was 78.7K PLN in FY2025.
Key figures
Market cap 5.9M PLN (≈ $1.5M) Micro · P/E ratio 29.8 · P/S ratio 0.58 · EPS (TTM) 0.0400 PLN · Net margin 2.3% · Return on equity 9.8% · Return on assets (EBIT) −25.0% · Operating margin 6.7%.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 32 out of 100 (low confidence).
What moves the price
The share trades about 17% below its 52-week high and 23% above its 52-week low, currently below its 200-day average.
For context, the median of 10 Industrials peers we cover trades at 5% fair-value upside, at −73%, 4MB screens richer than that median.
Fair Value models
Bear0.2300 PLNFair Value 0.3200 PLNBull0.4200 PLN
Price 1.19 PLN · Upside -73.1%
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above starts from their evidence-weighted blend, not from a single model. In cyclical trough or peak years, after dilution or a stock split it is adjusted afterwards, so it can sit above or below the models. Based on fiscal year 2025 figures (about 10 months old). Earnings retained since then (0.0333 PLN per share) are deliberately not added.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds.Coverage ⓘCoverage = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.52/100
The company is growing, but growth may require heavy reinvestment or weak cash conversion.
Revenue growth 1 year
−4.0%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+4.9%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+18.2%
Start year 2020 (pandemic)
Revenue growth 9 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+28.2%
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Profit margin (trend) ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.
−102.8% (2020) → 1.1% (2025)
What shareholders gained per year ⓘWe only publish this rate when it is defensible. Reason: no profitable base year
Price, fair value, quality and upside side by side.
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Rental & Leasing Services · 88 stocks
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Cite: Fair Value Calculator (2026). "4Mobility SA Fair Value". https://www.fairvalue-calculator.com/stock/4MB
Frequently asked questions
Is 4Mobility SA (4MB) overvalued or undervalued?
As of Oct 30, 2026, our model estimates a fair value of 0.3200 PLN versus a price of 1.19 PLN, about −73% upside (overvalued).
What is the fair value of 4MB?
Our model-based fair value for 4Mobility SA is 0.3200 PLN (as of Oct 30, 2026), built from audited fundamentals. The current price: 1.19 PLN.
What is the quality score of 4MB?
4Mobility SA has a Quality Score of 45/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for 4Mobility SA (4MB)?
Our model-based price target is the fair value of 0.3200 PLN (as of Oct 30, 2026) from 14 valuation models. Cautious scenario 0.2300 PLN, optimistic scenario 0.4200 PLN. It is a calculation from audited fundamentals, not an analyst target.
What is the 4Mobility SA stock forecast for 2026?
Our models put fair value at 0.3200 PLN, about −73% upside versus a price of 1.19 PLN (overvalued). Cautious scenario 0.2300 PLN, optimistic scenario 0.4200 PLN. The calculation is refreshed regularly with new filings.
What is the revenue of 4Mobility SA (4MB)?
4Mobility SA reported trailing-twelve-month revenue of about 10.2M PLN (latest available figure, as of Oct 30, 2026).
What is the intrinsic value of 4Mobility SA (4MB)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For 4Mobility SA it is 0.3200 PLN per share (as of Oct 30, 2026), against a price of 1.19 PLN. It is the blended result of 14 valuation models (cash flow, earnings, asset, dividend).
Is 4Mobility SA stock overvalued or undervalued in 2026?
As of Oct 30, 2026, 4MB trades above its calculated fair value: price 1.19 PLN, fair value 0.3200 PLN, a gap of about −73% (overvalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of 4MB?
No. The price is what the market pays today (1.19 PLN); the fair value is what the company's own numbers justify (0.3200 PLN). For 4Mobility SA the two are 0.8700 PLN per share apart. That gap is exactly why we show both numbers side by side.
How much is 4Mobility SA worth?
The market values 4Mobility SA at about 5.9M PLN (market capitalisation, as of Oct 30, 2026). Per share that is 1.19 PLN; our models calculate a fair value of 0.3200 PLN per share.
What do the bullish and bearish scenarios say about 4MB?
Our models span a range for 4Mobility SA: cautious scenario 0.2300 PLN, base 0.3200 PLN, optimistic 0.4200 PLN per share (as of Oct 30, 2026, price 1.19 PLN). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of 4MB?
4Mobility SA trades at a price-to-earnings ratio of 29.8 (as of Oct 30, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of 0.3200 PLN is built from several models across several years. Other multiples: P/B 2.6, P/S 0.6, EV/EBITDA 15.2.
How solid is the balance sheet of 4Mobility SA (4MB)?
Balance-sheet figures for 4Mobility SA (as of Oct 30, 2026): return on equity 9.8%. They feed the Quality Score of 45/100, which measures business quality independently of the share price.
How far is 4MB from its 52-week high?
4Mobility SA trades at 1.19 PLN, about 17% below its 52-week high of 1.43 PLN and 23% above the low of 0.9700 PLN (as of Oct 28, 2026). Distance from the high says nothing about value: that is what the fair value of 0.3200 PLN is for.
Which stocks are comparable to 4Mobility SA?
From the same area (Industrials) we also value United Rentals, Inc, Sunbelt Rentals Holdings, AerCap Holdings, U-Haul Holding, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is 4Mobility SA stock attractive at the current price?
The data as of Oct 30, 2026: price 1.19 PLN, calculated fair value 0.3200 PLN (−73%), Quality Score 45/100, from 14 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of 4MB calculated?
We run 4Mobility SA through 14 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of 0.3200 PLN, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 13.4 % above its aggregate fair value. 4Mobility SA itself currently trades above fair value. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of 4Mobility SA (4MB)?
The closing price on Oct 28, 2026 was 1.19 PLN. Our model-based fair value is 0.3200 PLN, about −73% upside (overvalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with 4Mobility SA right now?
The price sits above even our optimistic bull case (0.4200 PLN). The favourable scenario is already priced in. The large gap to fair value rests on thin data (low evidence): fewer applicable models and a shorter history. Read it with extra caution. Solid but not exceptional quality (45/100) and above fair value, neither a clear bargain nor a standout compounder. A fairly wide model range (0.2300 PLN to 0.4200 PLN) leaves room in how you read the outcome.
Key figures of 4Mobility SA
How large is the market capitalisation of 4Mobility SA (4MB)?
The market capitalisation of 4Mobility SA is 5.9M PLN (≈ $1.5M). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of 4Mobility SA (4MB)?
The price-to-sales ratio of 4Mobility SA is 0.58 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of 4Mobility SA (4MB)?
Earnings per share at 4Mobility SA are 0.0400 PLN (price ÷ EPS = P/E 29.8). Earnings per share over the last twelve months: total profit spread across every single share.
What is the net margin of 4Mobility SA (4MB)?
The net margin of 4Mobility SA is 2.3% (last twelve months). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of 4Mobility SA (4MB)?
The return on equity (ROE) of 4Mobility SA is 9.8% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of 4Mobility SA (4MB)?
On an EBIT basis the return on assets of 4Mobility SA is −25.0% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of 4Mobility SA (4MB)?
The operating margin of 4Mobility SA is 6.7% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at 4Mobility SA (4MB)?
Revenue at 4Mobility SA is growing −51.4% versus a year earlier (3y avg +4.9%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at 4Mobility SA (4MB)?
Earnings per share at 4Mobility SA are growing −38.8% versus a year earlier. How much earnings per share grew versus a year earlier.
How much free cash flow does 4Mobility SA (4MB) generate?
The free cash flow of 4Mobility SA is −802K PLN (fiscal year 2025). The cash truly left after running and investing in the business, this is what pays dividends and buybacks.
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