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Zhongmin Baihui Retail Group (5SR) Fair Value & Analysis

Consumer Cyclical · SG · Market cap 99.6M SGD

ZB Zhongmin Baihui Retail Group 5SR · SG
Price0.4700 SGD
Fair Value0.7000 SGD
Upside+48.9%
Quality50/100
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Evidence: High Range 0.4900 SGD – 0.9000 SGD

Fair value as of: Jul 4, 2026

From 19 valuation models · updated today

Share price +11.9% over the past month.

Price vs Fair Value (12 months)

0.5577 SGD 0.3914 SGD Fair Value 0.7000 SGD Jul 2025 Jul 2026

12‑month range 0.3914 SGD – 0.5577 SGD · fair‑value band 0.4900 SGD – 0.9000 SGD · the 0.4700 SGD price screens below the 0.7000 SGD fair value. As of Jul 4, 2026.

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Analysis

Zhongmin Baihui Retail Group (5SR) currently trades at 0.4700 SGD, while our model-based Fair Value estimate is 0.7000 SGD — implying the stock looks roughly 48.9% undervalued today. We read business quality at 50/100 (solid quality), in the Consumer Cyclical sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high) — always confirm before acting.

Over the trailing twelve months, Zhongmin Baihui Retail Group generated revenue of 960M SGD at a net margin of 3.0%. Revenue grew 2.0% year over year. It earns a return on equity of 13.2%. The stock trades on a trailing P/E of 17.3. Fundamentals as of Jul 4, 2026

Key figures & financial health

Revenue (TTM) 960M SGD
Revenue growth (YoY) +2.0%
Net margin 3.0%
Return on equity 13.2%
Free cash flow 39.5M SGD FY2024
P/E ratio 17.3
More key figures
Operating margin -8.2%
EPS (TTM) 0.0300 SGD
Dividend yield 10.8%
EPS growth (YoY) -51.5%

Figures from reported company fundamentals (EODHD) · as of Jul 4, 2026. TTM = trailing twelve months.

About the company

Zhongmin Baihui Retail Group Ltd., an investment holding company, owns, operates, and manages a chain of department stores and supermarkets in the People's Republic of China. The company operates 15 stores under the Zhongmin Baihui brand. Its supermarkets provide fresh produce, daily necessities, food, toys, and other household essentials. Zhongmin Baihui Retail Group Ltd. was founded in 1997 and is based in Singapore.

Revenue & earnings trend

FY2019 – FY2024 · reported fiscal years

Zhongmin Baihui Retail Group reported revenue of 951M SGD in FY2024 versus 1.1B SGD in FY2019, a compound −2.0%/yr. Reported net income was 42.8M SGD in FY2024, compounding −3.9%/yr from FY2019.

Revenue −2.0%/yr
FY19 1.1B SGD
FY20 1.2B SGD
FY22 1.0B SGD
FY23 984M SGD
FY24 951M SGD
Net income −3.9%/yr
FY19 52.2M SGD
FY20 55.9M SGD
FY22 2.1M SGD
FY23 23.8M SGD
FY24 42.8M SGD

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Similar stocks

6 more Department Stores stocks, each showing price versus our Fair Value estimate (as of Jul 4, 2026).

Stock Price Fair Value vs Fair Value
Aeon Co AONNY $8.02 $4.68 -42%
Falabella S.A FALABELLA 5,899 CLP 8,880 CLP +51%
SM Investments Corporation SVTMF $10.15 $21.80 +115%
Ryohin Keikaku Co RYKKY $11.15 $6.53 -41%
Shoprite Holdings SRGHY $18.32 $18.67 +2%
Marks and Spencer Group MAKSY $9.33 $12.57 +35%

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Frequently asked questions

Is Zhongmin Baihui Retail Group (5SR) undervalued?
As of Jul 4, 2026, our model estimates a fair value of 0.7000 SGD versus a price of 0.4700 SGD — about +49% (undervalued). Model-based estimate, not financial advice.
What is the fair value of 5SR?
Our model-based fair value for Zhongmin Baihui Retail Group is 0.7000 SGD (as of Jul 4, 2026), built from audited fundamentals. The current price is 0.4700 SGD.
What is the quality score of 5SR?
Zhongmin Baihui Retail Group has a Quality Score of 50/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.
What is the revenue of Zhongmin Baihui Retail Group (5SR)?
Zhongmin Baihui Retail Group reported trailing-twelve-month revenue of about 960M SGD (latest available figure, as of Jul 4, 2026).
What is the net profit margin of 5SR?
The net profit margin of Zhongmin Baihui Retail Group is about 3.0%, meaning it keeps roughly 3.0% of revenue as net income. Based on the latest reported figures.
Does Zhongmin Baihui Retail Group pay a dividend?
Zhongmin Baihui Retail Group currently shows a dividend yield of about 10.77% relative to its recent price (as of Jul 4, 2026).

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.