Finsoft Financial Investment Holdings Ltd (8018) Fair Value & Analysis
Technology · HK · Market cap HK$19.2M
Fair value as of: Aug 13, 2026
From 7 valuation models · updated 3 days ago
Fair value updated Aug 13, 2026, revised from HK$0.1058 to HK$0.1076 (+1.7%) since Aug 6, 2026.
Below-average quality, screening 120% undervalued on our models.
What matters now
- The price is below even our cautious bear case (HK$0.0846). The market is more pessimistic than our downside scenario.
- The large gap to fair value rests on thin data (low evidence): fewer applicable models and a shorter history. Read it with extra caution.
- Solid quality (49/100) at a price below fair value, the discount is the argument here, not the business quality.
Price vs Fair Value (5 years)
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Aug 13, 2026.
How to read this chart
60‑month range HK$0.0240 – HK$0.2722 · fair‑value band HK$0.0846 – HK$0.1306 · the HK$0.0490 price screens below the HK$0.1076 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Aug 13, 2026.
Analysis
Finsoft Financial Investment Holdings Ltd (8018) currently trades at HK$0.0490, while our model-based Fair Value estimate is HK$0.1076, implying the stock looks roughly 119.6% undervalued today. The Quality Score stands at 49/100 (below-average quality), in the Technology sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: low), always confirm before acting.
Over the trailing twelve months, Finsoft Financial Investment Holdings Ltd generated revenue of HK$45.5M at a net margin of -28.3%. Revenue declined 13.6% year over year. It earns a return on equity of -29.2%. The balance sheet holds a net cash position of HK$4.8M. Fundamentals as of Aug 13, 2026
Our scenario range runs from HK$0.0846 (bear case) to HK$0.1306 (bull case); at HK$0.0490, the current price sits below that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 51% below its 52-week high and 75% above its 52-week low, currently above its 200-day average. For context, the median of 10 Technology peers we cover trades at -40% fair-value upside, at 120%, 8018 screens cheaper than that median.
Fair Value models
Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.
All 7 models by family
Widest divergence: Multiples (HK$0.1900) versus Asset-Based (HK$0.0500). Highest evidence: Growth DCF (72).
Notify me when 8018 reaches fair value
Free. You confirm by email (double opt-in) and can unsubscribe anytime in one click.
Key figures & financial health
More key figures
Figures from reported company fundamentals · as of Aug 13, 2026. TTM = trailing twelve months.
Quality Score breakdown
Of which business quality 52 · Market factors (momentum, volatility) 57
Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.
About the company
Finsoft Financial Investment Holdings Limited, an investment holding company, develops, provides, and sells financial trading software solutions in Hong Kong. It operates in five segments: Financial Trading Software Solutions, Other IT and Internet Financial Platforms Services, Money Lending, Assets Investments, and Others.
Full company description
Finsoft Financial Investment Holdings Limited, an investment holding company, develops, provides, and sells financial trading software solutions in Hong Kong. It operates in five segments: Financial Trading Software Solutions, Other IT and Internet Financial Platforms Services, Money Lending, Assets Investments, and Others. The Financial Trading Software Solutions segment offers trading and settlement systems of financial products for financial institutions. Its Other IT and Internet Financial Platforms Services segment provides e-commerce platforms, other online consultancy services, IT services, and other financial information. The Money Lending segment offers loan financing products. Its Assets Investments segment trades in listed securities. The company also leases properties; invests in securities and equities; develops a mobile e-commerce platform; and sells electronic products. In addition, it provides technical, technical transfer, information consulting, and marketing services. The company was formerly known as Finsoft Corporation and changed its name to Finsoft Financial Investment Holdings Limited in June 2015. Finsoft Financial Investment Holdings Limited was founded in 2009 and is headquartered in Wan Chai, Hong Kong.
Company description, as reported by the company or data provider.
Revenue & earnings trend
FY2021 – FY2025 · reported fiscal years
Finsoft Financial Investment Holdings Ltd reported revenue of HK$45.5M in FY2025 versus HK$66.6M in FY2021, a compound −9.1%/yr. Reported net income was −HK$12.9M in FY2025.
Watch 8018: get an alert when its fair value changes →
Peer Group
Software - Application · 718 stocks
How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.
Valuation Multiples vs Software - Application median · lower = cheaper
Snowflake
Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.
Values & ESG
Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.
ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.
Similar stocks
10 more Software - Application stocks, each showing price versus our Fair Value estimate (as of Aug 13, 2026).
| Stock | Price | Fair Value | vs Fair Value |
|---|---|---|---|
| SAP SE SAPS | C$12.46 | C$16.26 | +30% |
| Shopify Inc SHOP | C$209.78 | C$28.76 | -86% |
| Uber Technologies, Inc UBER | $75.36 | $43.66 | -42% |
| Salesforce, Inc CRM | $193.32 | $249.28 | +29% |
| ServiceNow, Inc NOW | $124.94 | $43.73 | -65% |
| Cadence Design Systems, Inc CDNS | $323.13 | $112.57 | -65% |
| Beijing Kingsoft Office Software, Inc 688111 | ¥254.50 | ¥81.23 | -68% |
| Tata Elxsi Limited TATAELXSI | ₹3,712 | ₹2,519 | -32% |
| Douzone Bizon Co 012510 | 120,000 KRW | 92,181 KRW | -23% |
| KFin Technologies Limited KFINTECH | ₹922.00 | ₹556.85 | -40% |
Compare Finsoft Financial Investment Holdings Ltd with another stock
Price, fair value, quality and upside side by side.
Explore undervalued stocks
More undervalued Technology stocks →
Frequently asked questions
Is Finsoft Financial Investment Holdings Ltd (8018) overvalued or undervalued?
What is the fair value of 8018?
What is the quality score of 8018?
What is the revenue of Finsoft Financial Investment Holdings Ltd (8018)?
What is the net profit margin of 8018?
How we calculate Fair Value
Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.
Track Finsoft Financial Investment Holdings Ltd and try Pro for 14 days
One email gets you 14 days of full Pro (review alerts, the 35,000+ stock screener, the diversification check) plus the monthly Top-25 report of the most undervalued quality stocks. No card, cancel anytime.
Zero risk: nothing is ever charged. After 14 days you decide whether to stay.