Finsoft Financial Investment Holdings Ltd (8018) fair value: what the stock is really worth
As of Sep 30, 2026: fair value of Finsoft Financial Investment Holdings Ltd HK$0.11, price HK$0.04, upside +145.9%, quality 49 out of 100. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.
- Fair value above price? Yes
- Good quality? No
- Add to watchlist
Finsoft Financial Investment Holdings Ltd
8018 · HKCheap, value-trap riskThe stock looks deeply undervalued, but low quality raises value-trap risk.
What runs behind every stock
69 individual criteria per stock, every one traceable See the method →
Price vs Fair Value
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Sep 27, 2026.
How to read this chart
60‑month range HK$0.0240 – HK$0.2651 · fair‑value band HK$0.0862 – HK$0.1434 · the HK$0.0440 price screens below the HK$0.1082 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). 1 fiscal year is left out: there the valuation rested on only a fraction of the usual models. Dashed = 300-day average. As of Sep 27, 2026.
Every Wednesday you see whether Finsoft Financial Investment Holdings is on track or worth a review, plus price against fair value. Free, up to 3 stocks.
We send you a confirmation link. Unsubscribe with one click.
Company profile
Finsoft Financial Investment Holdings Limited, an investment holding company, develops, provides, and sells financial trading software solutions in Hong Kong. It operates in five segments: Financial Trading Software Solutions, Other IT and Internet Financial Platforms Services, Money Lending, Assets Investments, and Others.
Show more
Finsoft Financial Investment Holdings Limited, an investment holding company, develops, provides, and sells financial trading software solutions in Hong Kong. It operates in five segments: Financial Trading Software Solutions, Other IT and Internet Financial Platforms Services, Money Lending, Assets Investments, and Others. The Financial Trading Software Solutions segment offers trading and settlement systems of financial products for financial institutions. Its Other IT and Internet Financial Platforms Services segment provides e-commerce platforms, other online consultancy services, IT services, and other financial information. The Money Lending segment offers loan financing products. Its Assets Investments segment trades in listed securities. The company also leases properties; invests in securities and equities; develops a mobile e-commerce platform; and sells electronic products. In addition, it provides technical, technical transfer, information consulting, and marketing services. The company was formerly known as Finsoft Corporation and changed its name to Finsoft Financial Investment Holdings Limited in June 2015. Finsoft Financial Investment Holdings Limited was founded in 2009 and is headquartered in Wan Chai, Hong Kong.
Stock analysis
Finsoft Financial Investment Holdings Ltd (8018) currently trades at HK$0.0440, while our model-based Fair Value estimate is HK$0.1082, implying the stock looks roughly 59.3% undervalued today.
Show more
Valuation
Bull case: the Growth DCF group reads highest at a median of HK$0.1900 per share, and 7 of the 7 models we run sit above the HK$0.0440 price.
Bear case: the Asset-Based group reads lowest at HK$0.0500, and 0 of the 7 models stay below the price. Evidence for this calculation is low.
Scenario range: HK$0.0862 (bear) to HK$0.1434 (bull), the price of HK$0.0440 sits below it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 49/100 (below-average quality), in the Technology sector.
Weak Growth: Revenue is shrinking: the last year, the last three and the last five years are all negative.
Finsoft Financial Investment Holdings Ltd reported revenue of HK$45.5M in FY2025 versus HK$66.6M in FY2021, a compound −9.1%/yr. Reported net income was −HK$12.9M in FY2025.
Key figures
Market cap HK$22.2M (≈ $2.8M) · P/S ratio 0.42 · EPS (TTM) HK$−0.0200 · Net margin −28.3% · Return on equity −29.2% · Return on assets (EBIT) −21.3% · Operating margin −14.2% · Revenue (TTM) HK$45.5M.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 50 out of 100 (low confidence).
What moves the price
The share trades about 37% below its 52-week high and 38% above its 52-week low, currently above its 200-day average.
For context, the median of 10 Technology peers we cover trades at −7% fair-value upside, at 146%, 8018 screens cheaper than that median.
Fair Value models
All 7 models by family
Notify me when 8018 reaches fair value
Put 8018 on your watchlist. We get in touch as soon as price and fair value meet or the trend turns.
Set up alert →Quality Score breakdown
Of which business quality 52 · Market factors (momentum, volatility) 37
Revenue & earnings trend
Growth Forecast
Watch 8018, get fair value alerts →
Compare Finsoft Financial Investment Holdings Ltd with another stock
Price, fair value, quality and upside side by side.
Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Software - Application · 700 stocks
Valuation Multiplesvs Software - Application median · lower = cheaper
Strength profile in five axes (Snowflake)
Context: sector, industry, market
- Is the Information Technology sector expensive or cheap?
- P/E, EV/EBITDA and margins by industry (reference tables)
- Undervalued stocks: Hong Kong Stocks
Values & ESG
Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.
Similar stocks
10 more Software - Application stocks, each showing price versus our Fair Value estimate.
| Stock | Price | Fair Value | vs Fair Value |
|---|---|---|---|
| SAP SE SAP | €185.92 | €172.46 | −7% |
| Salesforce, Inc CRM | $234.02 | $342.73 | +46% |
| Shopify Inc SHOP | $144.01 | $64.36 | −55% |
| ServiceNow, Inc NOW | $135.62 | $149.18 | +10% |
| Uber Technologies, Inc UBER | $69.36 | $103.69 | +49% |
| Snowflake Inc SNOW | $330.31 | $74.36 | −77% |
| Automatic Data Processing, Inc ADP | $261.80 | $150.01 | −43% |
| Adobe Inc ADBE | $235.47 | $454.04 | +93% |
| Datadog, Inc DDOG | $268.70 | $32.52 | −88% |
| Cadence Design Systems, Inc CDNS | $326.70 | $225.48 | −31% |
Explore undervalued stocks
More undervalued Technology stocks →
Try a ready-made strategy
Pick a strategy and jump into the live analysis with that exact screen applied.
Discover tools
Frequently asked questions
Is Finsoft Financial Investment Holdings Ltd (8018) overvalued or undervalued?
What is the fair value of 8018?
What is the quality score of 8018?
What is the price target for Finsoft Financial Investment Holdings Ltd (8018)?
What is the Finsoft Financial Investment Holdings Ltd stock forecast for 2026?
What is the revenue of Finsoft Financial Investment Holdings Ltd (8018)?
What growth is priced into Finsoft Financial Investment Holdings Ltd (8018)?
What discount rate (WACC) does the fair value of 8018 use?
What is a reverse DCF?
How much growth has Finsoft Financial Investment Holdings Ltd (8018) delivered so far?
How fast is the sector of Finsoft Financial Investment Holdings Ltd (8018) growing?
What is the free cash flow yield of Finsoft Financial Investment Holdings Ltd (8018)?
What is the intrinsic value of Finsoft Financial Investment Holdings Ltd (8018)?
Is Finsoft Financial Investment Holdings Ltd stock overvalued or undervalued in 2026?
Is fair value the same as the market price of 8018?
How much is Finsoft Financial Investment Holdings Ltd worth?
What do the bullish and bearish scenarios say about 8018?
How solid is the balance sheet of Finsoft Financial Investment Holdings Ltd (8018)?
How far is 8018 from its 52-week high?
Which stocks are comparable to Finsoft Financial Investment Holdings Ltd?
Is Finsoft Financial Investment Holdings Ltd stock attractive at the current price?
How is the fair value of 8018 calculated?
Is it still worth investing in stocks now?
What is the share price of Finsoft Financial Investment Holdings Ltd (8018)?
What should I pay attention to with Finsoft Financial Investment Holdings Ltd right now?
Key figures of Finsoft Financial Investment Holdings Ltd
How large is the market capitalisation of Finsoft Financial Investment Holdings Ltd (8018)?
What is the P/S ratio of Finsoft Financial Investment Holdings Ltd (8018)?
What are the earnings per share of Finsoft Financial Investment Holdings Ltd (8018)?
What is the net margin of Finsoft Financial Investment Holdings Ltd (8018)?
What is the return on equity of Finsoft Financial Investment Holdings Ltd (8018)?
What is the EBIT return on assets of Finsoft Financial Investment Holdings Ltd (8018)?
What is the operating margin of Finsoft Financial Investment Holdings Ltd (8018)?
How fast is revenue growing at Finsoft Financial Investment Holdings Ltd (8018)?
How much net cash does Finsoft Financial Investment Holdings Ltd (8018) hold?
Watch Finsoft Financial Investment Holdings Ltd in the live analysis
One click puts Finsoft Financial Investment Holdings Ltd on your watchlist: fair value and trend at a glance, plus comparison, the diversification check and the 35,000+ stock screener. You can also try 14 days of Pro there, no card.
Watch for free →Zero risk: nothing is ever charged. Your watchlist is yours, with or without an account.