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Riyal Investment and Development Company (9584) Fair Value & Analysis

Industrials · SA · Market cap 105M SAR

RI Riyal Investment and Development Company 9584 · SR
Price13.17 SAR
Fair Value15.11 SAR
Upside+14.7%
Quality47/100
Weak Growth
Thin margins · 4.0% net margin
Low debt · generates free cash flow
Ranks above peers (10/13)
Narrow moat 31/100
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Evidence: High Range 11.33 SAR – 18.89 SAR Share as image

Fair value as of: Aug 1, 2026

From 25 valuation models · updated today

Share price −7.6% over the past month.

Price vs Fair Value (12 months)

23.70 SAR 13.12 SAR Fair Value 15.11 SAR Aug 2025 Jul 2026

12‑month range 13.12 SAR – 23.70 SAR · fair‑value band 11.33 SAR – 18.89 SAR · the 13.17 SAR price screens below the 15.11 SAR fair value. As of Aug 1, 2026.

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Analysis

Riyal Investment and Development Company (9584) currently trades at 13.17 SAR, while our model-based Fair Value estimate is 15.11 SAR, implying the stock looks roughly 14.7% undervalued today. We read business quality at 47/100 (below-average quality), in the Industrials sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high), always confirm before acting.

Over the trailing twelve months, Riyal Investment and Development Company generated revenue of 144M SAR at a net margin of 4.0%. Revenue declined 1.2% year over year. It earns a return on equity of 3.4%. Net debt stands at 31.9M SAR. Fundamentals as of Aug 1, 2026

Our scenario range runs from 11.33 SAR (bear case) to 18.89 SAR (bull case); at 13.17 SAR, the current price sits within that range. The share trades about 44% below its 52-week high, currently below its 200-day average. For context, the median of 10 Industrials peers we cover trades at -51% fair-value upside, at 15%, 9584 screens cheaper than that median.

Key figures & financial health

Revenue (TTM) 144M SAR
Revenue growth (YoY) -1.2%
Net margin 4.0%
Return on equity 3.4%
Free cash flow 84.3M SAR FY2025
P/E ratio 18.3
More key figures
Operating margin 10.0%
EPS (TTM) 0.7200 SAR
EPS growth (YoY) -95.6%
Net debt 31.9M SAR FY2025

Figures from reported company fundamentals · as of Aug 1, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 47/100
Profitability 24
Quality Growth 39
Cashflow 100
Fin. Strength 35
Investment 80
Low Volatility 68
Momentum 15
52W Momentum 0
Net Issuance 82

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

About the company

Riyal Investment and Development Company operates as a car rental company in the Kingdom of Saudi Arabia. It also leases vehicles, including sedans, SUVs, and commercial vehicles.

Full company description

Riyal Investment and Development Company operates as a car rental company in the Kingdom of Saudi Arabia. It also leases vehicles, including sedans, SUVs, and commercial vehicles. The company provides leasing of vehicles and buses, trading activities, export, import, brokerage, and marketing for others in non-money exchange business; establishes and operates workshops for vehicles, equipment, wholesale and retail sales; and exports and imports in vehicles spare parts and wheels. The company services the sectors of oil, energy, construction & contracting, healthcare & pharmaceutical, delivery, logistics & courier, government & semi-government, retail, food industry, real estate & facility management, manufacturing & industrial, and catering. The company was incorporated in 1993 and is headquartered in Dammam, Saudi Arabia.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Riyal Investment and Development Company reported revenue of 144M SAR in FY2025 versus 103M SAR in FY2021, a compound +8.6%/yr. Reported net income was 5.8M SAR in FY2025, compounding −33.5%/yr from FY2021.

Revenue +8.6%/yr
FY21 103M SAR
FY22 190M SAR
FY23 122M SAR
FY24 140M SAR
FY25 144M SAR
Net income −33.5%/yr
FY21 29.4M SAR
FY22 19.1M SAR
FY23 18.3M SAR
FY24 16.4M SAR
FY25 5.8M SAR

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Cite: Fair Value Calculator (2026). "Riyal Investment and Development Company Fair Value". https://www.fairvalue-calculator.com/stock/9584

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUE 53 / 53
FUTURE 0 / 21
PAST 14 / 26
HEALTH 95 / 68
DIVIDEND 0 / 34

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

Similar stocks

10 more Rental & Leasing Services stocks, each showing price versus our Fair Value estimate (as of Aug 1, 2026).

Stock Price Fair Value vs Fair Value
United Rentals, Inc URI $1,068 $332.88 -69%
Sunbelt Rentals Holdings SUNB $83.24 $44.77 -46%
AerCap Holdings AER $136.44 $309.54 +127%
U-Haul Holding UHAL $62.38 $10.16 -84%
Ayvens ALLDF $14.00 $23.65 +69%
Ryder System, Inc R $273.06 $111.57 -59%
Localiza Rent a Car S.A RENT3 R$40.58 R$29.46 -27%
Element Fleet Management Corp EFN C$26.79 C$13.26 -51%
BOC Aviation Limited 2588 HK$79.55 HK$18.61 -77%
Avis Budget Group CAR 3,074 MXN 827.94 MXN -73%

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Frequently asked questions

Is Riyal Investment and Development Company (9584) overvalued or undervalued?
As of Aug 1, 2026, our model estimates a fair value of 15.11 SAR versus a price of 13.17 SAR, about +15% (undervalued).
What is the fair value of 9584?
Our model-based fair value for Riyal Investment and Development Company is 15.11 SAR (as of Aug 1, 2026), built from audited fundamentals. The current price is 13.17 SAR.
What is the quality score of 9584?
Riyal Investment and Development Company has a Quality Score of 47/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.
What is the revenue of Riyal Investment and Development Company (9584)?
Riyal Investment and Development Company reported trailing-twelve-month revenue of about 144M SAR (latest available figure, as of Aug 1, 2026).
What is the net profit margin of 9584?
The net profit margin of Riyal Investment and Development Company is about 4.0%, meaning it keeps roughly 4.0% of revenue as net income. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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