Azorim Investment Development and Construction Co Ltd (AZRM) fair value: what the stock is really worth
As of Nov 5, 2026: fair value (intrinsic value) of Azorim Investment Development and Construction Co Ltd stock ILS 19.58, price ILS 13.86, upside +41.3%, quality 44 out of 100. Rating: undervalued. Calculated from audited financials with 15 of our 26 valuation models and 37 quality factors, updated daily.
69 individual criteria per stock, every one traceableSee the method →
Price vs Fair Value
White line = price, green steps = our fair value per fiscal year. As of Nov 7, 2026.
How to read this chart
60‑month range 7.98 ILS – 24.40 ILS · fair‑value band 13.71 ILS – 25.45 ILS · the 13.86 ILS price screens below the 19.58 ILS fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). As of Nov 7, 2026.
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Azorim-Investment, Development & Construction Co. Ltd, together with its subsidiaries, develops and constructs residential projects in Israel and the United States. It operates through the Residential Construction in Israel, Investment Real Estate, and Income-Producing Properties segments.
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The company also leases office and commercial properties. Azorim-Investment, Development & Construction Co. Ltd was incorporated in 1964 and is based in Tel Aviv-Yafo, Israel.
Stock analysis
Azorim Investment Development and Construction Co Ltd (AZRM) currently trades at 13.86 ILS, while our model-based Fair Value estimate is 19.58 ILS, implying the stock looks roughly 29% undervalued today.
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Valuation
Bull case: the Growth Earnings group reads highest at a median of 19.58 ILS per share, and 4 of the 14 models we run sit above the 13.86 ILS price.
Bear case: the Dividend Discount group reads lowest at 2.29 ILS, and 10 of the 14 models stay below the price. Data coverage for this calculation is high.
Scenario range: 13.71 ILS (bear) to 25.45 ILS (bull), the price of 13.86 ILS sits inside it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 44/100 (below-average quality), in the Consumer Cyclical sector.
Expensive Growth: The company is growing, but growth may require heavy reinvestment or weak cash conversion.
Azorim Investment Development and Construction Co Ltd reported revenue of 1.9B ILS in FY2025 versus 1.5B ILS in FY2021, a compound +5.6%/yr. Reported net income was 240M ILS in FY2025, compounding −7.1%/yr from FY2021.
Key figures
Market cap 3.8B ILS Small · P/E ratio 13.3 · P/S ratio 2.21 · EPS (TTM) 1.04 ILS · Dividend yield 0.7% · Net margin 13.3% · Return on equity 9.4% · Return on assets (EBIT) 4.8% (5-year average).
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 53 out of 100 (low confidence).
What moves the price
The share trades about 43% below its 52-week high and 1% above its 52-week low, currently below its 200-day average.
For context, the median of 10 Consumer Cyclical peers we cover trades at 38% fair-value upside, at 41%, AZRM screens cheaper than that median.
Fair Value models
Bear13.71 ILSFair Value 19.58 ILSBull25.45 ILS
Price 13.86 ILS · Upside +41.3%
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above starts from their evidence-weighted blend, not from a single model. In cyclical trough or peak years, after dilution or a stock split it is adjusted afterwards, so it can sit above or below the models. Based on fiscal year 2025 figures (about 10 months old). Earnings retained since then (0.8112 ILS per share) are deliberately not added.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds.Coverage ⓘCoverage = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.50/100
The company is growing, but growth may require heavy reinvestment or weak cash conversion.
Revenue growth 1 year
+7.3%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+19.4%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+8.5%
Start year 2020 (pandemic). Over 10 years: +11.3% a year
Revenue growth 25 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+2.4%
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What shareholders gained per year (last 5 years) ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate. Basis: EBIT basis.
+10.8%
Earnings growth per share plus dividend.
Earnings per share, growth per year+10.1%
Dividend (yield on the price)0.7%
Pace: 5 vs 10 years ⓘTwo data points, not a trend model: earnings growth per share over the last 5 fiscal years against the last 10. Labelled "steady" when both rates are within 3 percentage points of each other, otherwise picking up or flattening. Shown only when ten years of history exist.15.3% vs 15.8%, steady
Profit margin 2020 to 2025 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.13% → 19%
Compare Azorim Investment Development and Construction Co Ltd with another stock
Price, fair value, quality and upside side by side.
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Residential Construction · 62 stocks
Beats the industry median on 3/13 measures
Overall it trails its industry peers.
Valuation
Quality Score44 · Below median
Fair Value upside+41.3% · Below median
Profitability
Return on equity (12 months)9.4% · Above median
Return on assets2.9% · Below median
Net margin (12 months)13.3% · Top 25%
Operating margin (12 months)21.6% · Top 25%
Growth and dividend
Revenue growth (quarter YoY)−17.5% · Bottom 25%
Dividend yield (12 months)0.7% · Bottom 25%
Balance sheet
Debt / equity0.71× · Highest 25%
Valuation Multiplesvs Residential Construction median · lower = cheaper
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Cite: Fair Value Calculator (2026). "Azorim Investment Development and Construction Co Ltd Fair Value". https://www.fairvalue-calculator.com/stock/AZRM
Frequently asked questions
Is Azorim Investment Development and Construction Co Ltd (AZRM) overvalued or undervalued?
As of Nov 7, 2026, our model estimates a fair value of 19.58 ILS versus a price of 13.86 ILS, about +41% upside (undervalued).
What is the fair value of AZRM?
Our model-based fair value for Azorim Investment Development and Construction Co Ltd is 19.58 ILS (as of Nov 7, 2026), built from audited fundamentals. The current price: 13.86 ILS.
What is the quality score of AZRM?
Azorim Investment Development and Construction Co Ltd has a Quality Score of 44/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Azorim Investment Development and Construction Co Ltd (AZRM)?
Our model-based price target is the fair value of 19.58 ILS (as of Nov 7, 2026) from 15 valuation models. Cautious scenario 13.71 ILS, optimistic scenario 25.45 ILS. It is a calculation from audited fundamentals, not an analyst target.
What is the Azorim Investment Development and Construction Co Ltd stock forecast for 2026?
Our models put fair value at 19.58 ILS, about +41% upside versus a price of 13.86 ILS (undervalued). Cautious scenario 13.71 ILS, optimistic scenario 25.45 ILS. The calculation is refreshed regularly with new filings.
What is the revenue of Azorim Investment Development and Construction Co Ltd (AZRM)?
Azorim Investment Development and Construction Co Ltd reported trailing-twelve-month revenue of about 1.7B ILS (latest available figure, as of Nov 7, 2026).
Does Azorim Investment Development and Construction Co Ltd pay a dividend?
Azorim Investment Development and Construction Co Ltd currently shows a dividend yield of 0.66% relative to its recent price (as of Nov 7, 2026).
How much is the dividend of Azorim Investment Development and Construction Co Ltd (AZRM) and when is the ex-dividend date?
Azorim Investment Development and Construction Co Ltd pays a dividend of 0.091 ILS per share a year, a dividend yield of 0.7%. The last ex-dividend date was Apr 9, 2026. The payout ratio is 8.8% of earnings. Our assessment: Token dividend. At a yield of 0.7% the dividend is symbolic. On paper it is not fully covered by earnings or free cash flow, but at this size that hardly matters: even scrapping it entirely would cost less than 0.7% a year, and coverage ratios on amounts this small swing with ordinary working-capital movements. Judge this company on its business, not on its dividend.
What is the intrinsic value of Azorim Investment Development and Construction Co Ltd (AZRM)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Azorim Investment Development and Construction Co Ltd it is 19.58 ILS per share (as of Nov 7, 2026), against a price of 13.86 ILS. It is the blended result of 15 valuation models in 6 families (Earnings-Based, Dividend Discount, Multiples, Asset-Based, Economic Profit, Growth Earnings).
Is Azorim Investment Development and Construction Co Ltd stock overvalued or undervalued in 2026?
As of Nov 7, 2026, AZRM trades below its calculated fair value: price 13.86 ILS, fair value 19.58 ILS, a gap of about +41% (undervalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of AZRM?
No. The price is what the market pays today (13.86 ILS); the fair value is what the company's own numbers justify (19.58 ILS). For Azorim Investment Development and Construction Co Ltd the two are 5.72 ILS per share apart. That gap is exactly why we show both numbers side by side.
How much is Azorim Investment Development and Construction Co Ltd worth?
The market values Azorim Investment Development and Construction Co Ltd at about 3.8B ILS (market capitalisation, as of Nov 7, 2026). Per share that is 13.86 ILS; our models calculate a fair value of 19.58 ILS per share.
What do the bullish and bearish scenarios say about AZRM?
Our models span a range for Azorim Investment Development and Construction Co Ltd: cautious scenario 13.71 ILS, base 19.58 ILS, optimistic 25.45 ILS per share (as of Nov 7, 2026, price 13.86 ILS). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of AZRM?
Azorim Investment Development and Construction Co Ltd trades at a price-to-earnings ratio of 13.3 (as of Nov 7, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of 19.58 ILS is built from several models across several years. Other multiples: P/B 1.6, P/S 2.2, EV/EBITDA 15.5.
How solid is the balance sheet of Azorim Investment Development and Construction Co Ltd (AZRM)?
Balance-sheet figures for Azorim Investment Development and Construction Co Ltd (as of Nov 7, 2026): return on equity 9.4%, debt of 0.71 per unit of equity. They feed the Quality Score of 44/100, which measures business quality independently of the share price.
How far is AZRM from its 52-week high?
Azorim Investment Development and Construction Co Ltd trades at 13.86 ILS, about 43% below its 52-week high of 24.34 ILS and 1% above the low of 13.77 ILS (as of Nov 5, 2026). Distance from the high says nothing about value: that is what the fair value of 19.58 ILS is for.
Which stocks are comparable to Azorim Investment Development and Construction Co Ltd?
From the same area (Consumer Cyclical) we also value D.R. Horton, Inc, PulteGroup, Inc, Lennar Corporation, NVR, Inc, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Azorim Investment Development and Construction Co Ltd stock attractive at the current price?
The data as of Nov 7, 2026: price 13.86 ILS, calculated fair value 19.58 ILS (+41%), Quality Score 44/100, from 15 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of AZRM calculated?
We run Azorim Investment Development and Construction Co Ltd through 15 models from 6 families: Earnings-Based, Dividend Discount, Multiples, Asset-Based, Economic Profit, Growth Earnings. Every model gets the same audited fundamentals; the fair value of 19.58 ILS builds on their evidence-weighted average, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 13.0% above its aggregate fair value. Azorim Investment Development and Construction Co Ltd currently trades 29% below its own fair value, and the market average says nothing about that. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Azorim Investment Development and Construction Co Ltd (AZRM)?
The closing price on Nov 5, 2026 was 13.86 ILS. Our model-based fair value is 19.58 ILS, about +41% upside (undervalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Azorim Investment Development and Construction Co Ltd right now?
The large discount to fair value meets weak quality (44/100). That raises the risk this is a value trap rather than a bargain. A fairly wide model range (13.71 ILS to 25.45 ILS) leaves room in how you read the outcome.
Where does the earnings growth of Azorim Investment Development and Construction Co Ltd (AZRM) come from?
Earnings per share at Azorim Investment Development and Construction Co Ltd grew +12.7 % a year from 2014 to 2025. Broken into its drivers: revenue per share +8.2 %, EBIT margin +2.8 %, tax rate −3.2 %, residual (interest, one-offs) +4.8 %. The four rates multiply to the earnings growth rate, they do not add up. Start and end are three-year averages so a single exceptional year does not distort the result.
Key figures of Azorim Investment Development and Construction Co Ltd
How large is the market capitalisation of Azorim Investment Development and Construction Co Ltd (AZRM)?
The market capitalisation of Azorim Investment Development and Construction Co Ltd is 3.8B ILS. The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Azorim Investment Development and Construction Co Ltd (AZRM)?
The price-to-sales ratio of Azorim Investment Development and Construction Co Ltd is 2.21 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Azorim Investment Development and Construction Co Ltd (AZRM)?
Earnings per share at Azorim Investment Development and Construction Co Ltd are 1.04 ILS (price ÷ EPS = P/E 13.3). Earnings per share over the last twelve months: total profit spread across every single share.
What is the dividend yield of Azorim Investment Development and Construction Co Ltd (AZRM)?
The dividend yield of Azorim Investment Development and Construction Co Ltd is 0.7% (payout 8.8%). Yearly dividend relative to the share price. 3% pays 3 per 100 invested. Below: how much of profit is used for it.
What is the net margin of Azorim Investment Development and Construction Co Ltd (AZRM)?
The net margin of Azorim Investment Development and Construction Co Ltd is 13.3% (last twelve months). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Azorim Investment Development and Construction Co Ltd (AZRM)?
The return on equity (ROE) of Azorim Investment Development and Construction Co Ltd is 9.4% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Azorim Investment Development and Construction Co Ltd (AZRM)?
On an EBIT basis the return on assets of Azorim Investment Development and Construction Co Ltd is 4.8% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Azorim Investment Development and Construction Co Ltd (AZRM)?
The operating margin of Azorim Investment Development and Construction Co Ltd is 21.6% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Azorim Investment Development and Construction Co Ltd (AZRM)?
Revenue at Azorim Investment Development and Construction Co Ltd is growing −17.5% versus a year earlier (3y avg +19.4%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at Azorim Investment Development and Construction Co Ltd (AZRM)?
Earnings per share at Azorim Investment Development and Construction Co Ltd are growing −7.0% versus a year earlier. How much earnings per share grew versus a year earlier.
How much free cash flow does Azorim Investment Development and Construction Co Ltd (AZRM) generate?
The free cash flow of Azorim Investment Development and Construction Co Ltd is −809M ILS (fiscal year 2025). The cash truly left after running and investing in the business, this is what pays dividends and buybacks.
How much net debt does Azorim Investment Development and Construction Co Ltd (AZRM) carry?
The net debt of Azorim Investment Development and Construction Co Ltd is 4.3B ILS (fiscal year 2025). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.
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Broad data
Nov 7, 2026