Compagnie Financiere Richemont (CFRUY) fair value: what the stock is really worth
As of Oct 2, 2026: fair value of Compagnie Financiere Richemont $15.16, price $20.88, upside -27.4%, quality 70 out of 100. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.
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Price vs Fair Value
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Sep 29, 2026.
How to read this chart
60‑month range $8.46 – $24.68 · fair‑value band $11.10 – $19.21 · the $20.88 price screens above the $15.16 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Sep 29, 2026.
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Compagnie Financière Richemont SA, an investment holding company, engages in the luxury goods business. The company operates through Jewellery Maisons, Specialist Watchmakers, and Other segments.
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Compagnie Financière Richemont SA, an investment holding company, engages in the luxury goods business. The company operates through Jewellery Maisons, Specialist Watchmakers, and Other segments. It is involved in the design, manufacture, and distribution of jewelry products, precision timepieces, watches, writing instruments, clothing, and leather goods and accessories. The company provides its products under the Cartier, Van Cleef & Arpels, Vhernier, Buccellati, A. Lange & Söhne, Baume & Mercier, IWC Schaffhausen, Jaeger-LeCoultre, Panerai, Piaget, Roger Dubuis, Vacheron Constantin, Alaïa, Chloé, Delvaux, dunhill, G/FORE, Gianvito Rossi, Montblanc, Peter Millar, Purdey, Serapian, Watchfinder&Co., TIMEVALLEE, and brand names through retail online retail, and wholesale distribution channels. It offers its products in France, the United Kingdom, Italy, Switzerland, rest of Europe, the United Arab Emirates, rest of the Middle East, Africa, China, Hong Kong, Macau, Japan, South Korea, rest of Asia, the United States, and rest of the Americas. The company was incorporated in 1979 and is headquartered in Bellevue, Switzerland.
Stock analysis
Compagnie Financiere Richemont (CFRUY) currently trades at $20.88, while our model-based Fair Value estimate is $15.16, 27.4% below the price, so the stock looks overvalued today.
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Valuation
Bull case: the DCF Models group reads highest at a median of $17.98 per share, and 0 of the 26 models we run sit above the $20.88 price.
Bear case: the Asset-Based group reads lowest at $3.40, and 26 of the 26 models stay below the price. Evidence for this calculation is high.
Scenario range: $11.10 (bear) to $19.21 (bull), the price of $20.88 sits above it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 70/100 (solid quality), in the Consumer Cyclical sector.
Healthy Growth: Revenue growth appears healthy and is supported by profitability and cash-flow quality.
Compagnie Financiere Richemont reported revenue of €22.6B in FY2026 versus €17.6B in FY2022, a compound +6.4%/yr. Reported net income was €3.5B in FY2026, compounding +14.0%/yr from FY2022.
Key figures
Market cap $123B · P/E ratio 33.1 · P/S ratio 5.14 · EPS (TTM) $0.6800 · Dividend yield 1.7% · Net margin 15.5% · Return on equity 15.0% · Return on assets (EBIT) 11.1%.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 62 out of 100 (medium confidence).
What moves the price
The share trades about 15% below its 52-week high and 27% above its 52-week low, currently below its 200-day average.
For context, the median of 10 Consumer Cyclical peers we cover trades at −3% fair-value upside, at −27%, CFRUY screens richer than that median.
Fair Value models
Bear $11.10Fair Value $15.16Bull $19.21
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above is their evidence-weighted blend, not the output of a single model.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds.Evidence ⓘEvidence = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.95/100
Revenue growth appears healthy and is supported by profitability and cash-flow quality.
Revenue growth 1 year
+5.5%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+5.6%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+11.6%
Start year 2021 (pandemic). Over 10 years: +7.7% a year
Revenue growth 24 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+7.6%
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What shareholders gained per year (last 5 years) ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate. Basis: EBIT basis.
+24.4%
Earnings growth per share plus dividend.
Earnings per share, growth per year+22.7%
Dividend (yield on the price)1.7%
Pace: 5 vs 10 years ⓘTwo data points, not a trend model: earnings growth per share over the last 5 fiscal years against the last 10. Labelled "steady" when both rates are within 3 percentage points of each other, otherwise picking up or flattening. Shown only when ten years of history exist.21.0% vs 9.7%, picking up
Profit margin 2021 to 2026 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.12% → 21%
Start year 2021 (pandemic)
Growth Forecast
A lot of optimism in the price
The price assumes about as much growth as the company has delivered so far and more than analysts expect.
What the price assumes ⓘThis turns our valuation around: instead of asking what the share is worth, it asks what growth the current price requires. It uses the cash the company keeps after all spending (free cash flow), the same discount rate as our models, five years of growth, then slowing evenly to 2 % a year by year ten. Compared with the analysts' sales forecasts extended to the same five years (at least three analysts, for context only, it does not enter the Fair Value): within 3 percentage points counts as "in line" (amber), below that little optimism (green), above that a lot of optimism (red).
+13.4%
Yearly growth needed for the next five years to justify today's price.
What forecasts expect ⓘAnalysts publish sales forecasts for the next two fiscal years. For the years after that, growth slows evenly to 2 % a year by year ten (2 % is the long-run rate our models use). Projected years are marked as such.
+6.3%
Yearly sales growth analysts expect, extended to five years.
After inflation (figures in EUR, euro area: IMF forecast 2.2% a year to 2030, 2.6% from 2016 to 2025) that is about +11.0% a year for the price and +4.1% for the forecasts.
News mood ⓘNews mood, the average tone of recent news (86 articles), rated against how stocks are usually covered. 🚀 Hype = unusually upbeat · 🙂 Positive = above average · 😐 Neutral = typical · 🙁 Negative = below average · 😨 Very negative = unusually downbeat. It reflects the tone of coverage, not our valuation.Negative
Recent news coverage is more negative than average.
Compare Compagnie Financiere Richemont with another stock
Price, fair value, quality and upside side by side.
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Luxury Goods · 119 stocks
Beats the industry median on 5/15 measures
Overall it trails its industry peers.
Valuation
Quality Score70 · Top 25%
Fair Value upside−30.0% · Below median
Profitability
Return on equity (TTM)15.0% · Above median
Return on assets7.0% · Above median
Net margin (TTM)15.5% · Top 25%
Operating margin (TTM)19.4% · Top 25%
Growth and dividend
Revenue growth4.2% · Below median
Dividend yield (TTM)1.7% · Below median
Balance sheet
Debt / equity0.19× · Highest 25%
Valuation Multiplesvs Luxury Goods median · lower = cheaper
P/E (TTM)33.1× · Priciest 25%
P/B4.88× · Priciest 25%
P/S (TTM)5.24× · Priciest 25%
P/FCF30.1× · Priciest 25%
EV/EBITDA21.2× · Priciest 25%
PEG2.52× · Priciest 25%
Strength profile in five axes (Snowflake)
This stockSector peers
VALUE (fair-value potential)0· sector 15
FUTURE (revenue growth)21· sector 48
PAST (return on equity)60· sector 55
HEALTH (low debt)91· sector 99
DIVIDEND (yield)33· sector 56
VALUE 0: the price sits above our fair-value range.
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Is Compagnie Financiere Richemont (CFRUY) overvalued or undervalued?
As of Sep 29, 2026, our model estimates a fair value of $15.16 versus a price of $20.88, about −27% upside (overvalued).
What is the fair value of CFRUY?
Our model-based fair value for Compagnie Financiere Richemont is $15.16 (as of Sep 29, 2026), built from audited fundamentals. The current price: $20.88.
What is the quality score of CFRUY?
Compagnie Financiere Richemont has a Quality Score of 70/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Compagnie Financiere Richemont (CFRUY)?
Our model-based price target is the fair value of $15.16 (as of Sep 29, 2026) from 26 valuation models. Cautious scenario $11.10, optimistic scenario $19.21. It is a calculation from audited fundamentals, not an analyst target.
What is the Compagnie Financiere Richemont stock forecast for 2026?
Our models put fair value at $15.16, about −27% upside versus a price of $20.88 (overvalued). Cautious scenario $11.10, optimistic scenario $19.21. The calculation is refreshed regularly with new filings.
What is the revenue of Compagnie Financiere Richemont (CFRUY)?
Compagnie Financiere Richemont reported trailing-twelve-month revenue of about €22.4B (latest available figure, as of Sep 29, 2026).
Does Compagnie Financiere Richemont pay a dividend?
Compagnie Financiere Richemont currently shows a dividend yield of about 1.67% relative to its recent price (as of Sep 29, 2026).
What growth is priced into Compagnie Financiere Richemont (CFRUY)?
For today's price to be fair in a discounted-cash-flow model, Compagnie Financiere Richemont would have to grow free cash flow by +13.4 % per year for five years (discount rate 9.4 %, then slowing evenly to 2 % perpetual growth by year ten). Over the last 5 years revenue grew +11.6 % per year. As of Sep 29, 2026.
What discount rate (WACC) does the fair value of CFRUY use?
Our models discount Compagnie Financiere Richemont at 9.4 %: a base by market capitalisation (large), damped by beta 1.06, country premium for USA. The same rate applies in all 26 models.
What is a reverse DCF?
A reverse DCF turns the usual calculation around. Instead of deriving a value from assumptions, it takes today's price as given and asks: what free-cash-flow growth would a company have to deliver for exactly this price to be fair? The result is not a forecast but the expectation already priced in. For Compagnie Financiere Richemont that is +13.4 % per year a year over ten years, using the same discount rate (9.4 %) and the same formula as our fair value.
How much growth has Compagnie Financiere Richemont (CFRUY) delivered so far?
Over the past 5 years revenue at Compagnie Financiere Richemont grew +11.6 % a year. The price currently implies +13.4 % per year free-cash-flow growth a year. Comparing the two shows how much confidence is in the price: if it demands more than has been delivered, the business has to accelerate for the maths to work.
How fast is the sector of Compagnie Financiere Richemont (CFRUY) growing?
The median revenue growth in the sector is +3.8 % a year. That is the yardstick for the growth priced into Compagnie Financiere Richemont (+13.4 % per year a year): it shows whether the expectation is within the usual range or beyond it.
What is the free cash flow yield of Compagnie Financiere Richemont (CFRUY)?
The free-cash-flow yield on the price is 3.57 %: that much free cash flow Compagnie Financiere Richemont produces per unit of market value. When it exceeds the discount rate of our models (9.4 %), the business already earns more than its cost of capital demands, and the price needs little additional growth.
What is the intrinsic value of Compagnie Financiere Richemont (CFRUY)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Compagnie Financiere Richemont it is $15.16 per share (as of Sep 29, 2026), against a price of $20.88. It is the blended result of 26 valuation models (cash flow, earnings, asset, dividend).
Is Compagnie Financiere Richemont stock overvalued or undervalued in 2026?
As of Sep 29, 2026, CFRUY trades above its calculated fair value: price $20.88, fair value $15.16, a gap of about −27% (overvalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of CFRUY?
No. The price is what the market pays today ($20.88); the fair value is what the company's own numbers justify ($15.16). For Compagnie Financiere Richemont the two are $5.72 per share apart. That gap is exactly why we show both numbers side by side.
How much is Compagnie Financiere Richemont worth?
The market values Compagnie Financiere Richemont at about $123B (market capitalisation, as of Sep 29, 2026). Per share that is $20.88; our models calculate a fair value of $15.16 per share.
What do the bullish and bearish scenarios say about CFRUY?
Our models span a range for Compagnie Financiere Richemont: cautious scenario $11.10, base $15.16, optimistic $19.21 per share (as of Sep 29, 2026, price $20.88). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of CFRUY?
Compagnie Financiere Richemont trades at a price-to-earnings ratio of 33.1 (as of Sep 29, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of $15.16 is built from several models across several years. Other multiples: PEG 2.5, P/B 4.9, P/S 5.2, EV/EBITDA 21.2.
What is the PEG ratio of CFRUY?
The PEG ratio of Compagnie Financiere Richemont is 2.52 (P/E divided by earnings growth, as of Sep 29, 2026). That is above 1, so the growth is already paid for in the price.
How solid is the balance sheet of Compagnie Financiere Richemont (CFRUY)?
Balance-sheet figures for Compagnie Financiere Richemont (as of Sep 29, 2026): return on equity 15.0%, debt of 0.19 per unit of equity. They feed the Quality Score of 70/100, which measures business quality independently of the share price.
How far is CFRUY from its 52-week high?
Compagnie Financiere Richemont trades at $20.88, about 15% below its 52-week high of $24.68 and 27% above the low of $16.39 (as of Oct 2, 2026). Distance from the high says nothing about value: that is what the fair value of $15.16 is for.
Which stocks are comparable to Compagnie Financiere Richemont?
From the same area (Consumer Cyclical) we also value Christian Dior SE, Titan Company, Kering SA, Tapestry, Inc, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Compagnie Financiere Richemont stock attractive at the current price?
The data as of Sep 29, 2026: price $20.88, calculated fair value $15.16 (−27%), Quality Score 70/100, from 26 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of CFRUY calculated?
We run Compagnie Financiere Richemont through 26 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of $15.16, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 14.5 % above its aggregate fair value. Compagnie Financiere Richemont itself currently trades above fair value. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Compagnie Financiere Richemont (CFRUY)?
The closing price on Oct 2, 2026 was $20.88. Our model-based fair value is $15.16, about −27% upside (overvalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Compagnie Financiere Richemont right now?
A high-quality business (quality 70/100), yet the market already pays well above fair value. Quality at a full price, with little margin of safety. The price sits above even our optimistic bull case ($19.21). The favourable scenario is already priced in.
Where does the earnings growth of Compagnie Financiere Richemont (CFRUY) come from?
Earnings per share at Compagnie Financiere Richemont grew +8.2 % a year from 2015 to 2026. Broken into its drivers: revenue per share +7.7 %, EBIT margin +1.0 %, tax rate −0.1 %, residual (interest, one-offs) −0.3 %. The four rates multiply to the earnings growth rate, they do not add up. Start and end are three-year averages so a single exceptional year does not distort the result.
Key figures of Compagnie Financiere Richemont
How large is the market capitalisation of Compagnie Financiere Richemont (CFRUY)?
The market capitalisation of Compagnie Financiere Richemont is $123B. The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Compagnie Financiere Richemont (CFRUY)?
The price-to-sales ratio of Compagnie Financiere Richemont is 5.14 (P/E × margin). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Compagnie Financiere Richemont (CFRUY)?
Earnings per share at Compagnie Financiere Richemont are $0.6800 (price ÷ EPS = P/E 33.1). Earnings per share over the last twelve months: total profit spread across every single share.
What is the dividend yield of Compagnie Financiere Richemont (CFRUY)?
The dividend yield of Compagnie Financiere Richemont is 1.7% (payout 51.3%). Yearly dividend relative to the share price. 3% pays 3 per 100 invested. Below: how much of profit is used for it.
What is the net margin of Compagnie Financiere Richemont (CFRUY)?
The net margin of Compagnie Financiere Richemont is 15.5% (fiscal year 2026). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Compagnie Financiere Richemont (CFRUY)?
The return on equity (ROE) of Compagnie Financiere Richemont is 15.0% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Compagnie Financiere Richemont (CFRUY)?
On an EBIT basis the return on assets of Compagnie Financiere Richemont is 11.1% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Compagnie Financiere Richemont (CFRUY)?
The operating margin of Compagnie Financiere Richemont is 19.4% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Compagnie Financiere Richemont (CFRUY)?
Revenue at Compagnie Financiere Richemont is growing +4.2% versus a year earlier (3y avg +5.6%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at Compagnie Financiere Richemont (CFRUY)?
Earnings per share at Compagnie Financiere Richemont are growing −27.2% versus a year earlier. How much earnings per share grew versus a year earlier.
How much net debt does Compagnie Financiere Richemont (CFRUY) carry?
The net debt of Compagnie Financiere Richemont is €5.0B (fiscal year 2026, ≈ 1.3 yrs of FCF). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.
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Broad data
Sep 29, 2026