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Kalyan Jewellers India Limited (KALYANKJIL) Fair Value & Analysis

Consumer Cyclical · IN · Market cap ₹564B

KJ Kalyan Jewellers India Limited KALYANKJIL · NSE
Price₹600.25
Fair Value₹238.57
Upside-60.3%
Quality49/100
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Expensive Growth
Thin margins · 3.8% net margin
Low debt · negative free cash flow
0.46% dividend yield
Trails peers (4/13)
Moderate moat 52/100
Evidence: High Range ₹164.88 – ₹417.80 Share as image

Fair value as of: Jul 16, 2026

From 17 valuation models · updated 24 days ago

Fair value updated Jul 16, 2026, revised from ₹244.35 to ₹238.57 (−2.4%) since Jun 24, 2026. Share price +26.1% over the past month.

Below-average quality, and screening another 60% overvalued on our models.

What matters now

  • The price sits above even our optimistic bull case (₹417.80). The favourable scenario is already priced in.
  • Solid but not exceptional quality (49/100) and above fair value, neither a clear bargain nor a standout compounder.
  • A fairly wide model range (₹164.88 to ₹417.80) leaves room in how you read the outcome.
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Price vs Fair Value (5 years)

₹785.60 ₹55.40 Fair Value ₹238.57 Apr 2021 Aug 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Jul 16, 2026.

How to read this chart

60‑month range ₹55.40 – ₹785.60 · fair‑value band ₹164.88 – ₹417.80 · the ₹600.25 price screens above the ₹238.57 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Jul 16, 2026.

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Analysis

Kalyan Jewellers India Limited (KALYANKJIL) currently trades at ₹600.25, while our model-based Fair Value estimate is ₹238.57, implying the stock looks roughly 60.3% overvalued today. The Quality Score stands at 49/100 (below-average quality), in the Consumer Cyclical sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium, the entry price still matters most (evidence: high).

Over the trailing twelve months, Kalyan Jewellers India Limited generated revenue of ₹357B at a net margin of 3.8%. Revenue grew 66.9% year over year. It earns a return on equity of 24.3%. Net debt stands at ₹52.6B. Fundamentals as of Jul 16, 2026

Our scenario range runs from ₹164.88 (bear case) to ₹417.80 (bull case); at ₹600.25, the current price sits above that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 3% below its 52-week high and 78% above its 52-week low, currently above its 200-day average. For context, the median of 10 Consumer Cyclical peers we cover trades at -4% fair-value upside, at -60%, KALYANKJIL screens richer than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Model Bear Bear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull Bull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence
Highest evidence
Residual Income ₹94.25 ₹132.76 ₹840.19 76
ROIC Compounder ₹218.56 ₹331.98 ₹480.29 72
Gordon GGM ₹14.20 ₹31.01 ₹52.17 70
All 17 models by family
DCF Models
Owner Earnings ₹228.61 ₹524.46 ₹1,173 31
Earnings-Based
Graham-Dodd ₹88.92 ₹620.09 ₹870.20 54
Lynch FV ₹260.86 ₹372.66 ₹484.46 50
PEG = 1.0 ₹260.86 ₹372.66 ₹484.46 46
EPV ₹164.88 ₹192.51 ₹217.07 59
Dividend Discount
Gordon GGM ₹14.20 ₹31.01 ₹52.17 70
DDM Multi-Stage ₹14.20 ₹25.40 ₹32.31 61
Multiples
P/E Multiple ₹215.75 ₹287.67 ₹359.59 63
P/S Multiple ₹166.72 ₹222.29 ₹277.86 58
P/B Multiple ₹166.72 ₹222.29 ₹277.86 55
EV/EBIT ₹278.71 ₹368.83 ₹458.96 53
EV/EBITDA ₹225.44 ₹297.80 ₹370.17 54
EV/Revenue ₹190.59 ₹268.70 ₹346.80 43
Asset-Based
NCAV (Graham) ₹30.54 ₹40.93 ₹61.09 50
Economic Profit
Residual Income ₹94.25 ₹132.76 ₹840.19 76
ROIC Compounder ₹218.56 ₹331.98 ₹480.29 72
Growth Earnings
Growth-Adj P/E ₹329.93 ₹471.33 ₹612.73 68

Widest divergence: DCF Models (₹524.46) versus Dividend Discount (₹25.40). Highest evidence: Residual Income (76).

Key figures & financial health

Revenue (TTM) ₹357B
Revenue growth (YoY) +66.9%
Net margin 3.8%
Return on equity 24.3%
Free cash flow −₹5.7B FY2026
P/E ratio 41.9
More key figures
Operating margin 6.1%
EPS (TTM) ₹13.04
Dividend yield 0.5%
EPS growth (YoY) +117%
Net debt ₹52.6B FY2026

Figures from reported company fundamentals · as of Jul 16, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 49/100

Of which business quality 48 · Market factors (momentum, volatility) 65

Profitability 56
Margins and returns on capital today
Quality Growth 66
Are margins and returns improving?
Cashflow 12
Earnings quality: real cash, not paper profit
Fin. Strength 51
Balance sheet, leverage, solvency risk
Investment 33
Disciplined investing over empire-building
Low Volatility 64
Calm price path (market factor)
Momentum 67
Price trend over the last 3–12 months (market factor)
52W Momentum 65
Distance to the 52-week high (market factor)
Net Issuance 80
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

About the company

Kalyan Jewellers India Limited, together with its subsidiaries, engages in the manufacture and retail of various gold and precious stone studded jewelry products. It offers gold, diamond, silver, platinum, gemstone, and white and rose gold jewelries, including wedding, staple regional, aspirational, studded, and other jewelries.

Full company description

Kalyan Jewellers India Limited, together with its subsidiaries, engages in the manufacture and retail of various gold and precious stone studded jewelry products. It offers gold, diamond, silver, platinum, gemstone, and white and rose gold jewelries, including wedding, staple regional, aspirational, studded, and other jewelries. The company also provides chains, necklaces, bangles, bracelets, nose studs, choker, jewelry, and moti sets, daily wear, vaddanam, rings, earrings, pendants, anklets, pearls, studs, jhumka, lockets, harams, kadas, payals, and second studs. It offers its products under MUDHRA, NIMAH, ANOKHI, RANG, TEJASVI, ZIAH, LAYA, GLO, CANDERE, VEDHA, APOORVA, HERA, and MUHURAT brand names. In addition, the company operates showrooms in India and the Middle East, as well as My Kalyan Grassroots stores. Further, it sells its products through an online platform, candere.com. Kalyan Jewellers India Limited was founded in 1993 and is headquartered in Thrissur, India.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2022 – FY2026 · reported fiscal years

Kalyan Jewellers India Limited reported revenue of ₹357B in FY2026 versus ₹108B in FY2022, a compound +34.9%/yr. Reported net income was ₹13.5B in FY2026, compounding +56.7%/yr from FY2022.

Growth Quality 62/100
The company is growing, but growth may require heavy reinvestment or weak cash conversion.
Latest Revenue (FY 2026)
₹357B
Latest YoY
+43.3%
Avg. growth/yr (3Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+36.6%
Avg. growth/yr (5Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+33.1%
Avg. growth/yr (8Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+16.6%
Revenue +34.9%/yr
FY22 ₹108B
FY23 ₹140B
FY24 ₹185B
FY25 ₹249B
FY26 ₹357B
Net income +56.7%/yr
FY22 ₹2.2B
FY23 ₹4.3B
FY24 ₹6.0B
FY25 ₹7.1B
FY26 ₹13.5B

KALYANKJIL screens 60% overvalued. Compare with Compagnie Financière Richemont SA →

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Cite: Fair Value Calculator (2026). "Kalyan Jewellers India Limited Fair Value". https://www.fairvalue-calculator.com/stock/KALYANKJIL

Peer Group

Luxury Goods · 130 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 49 · Below median
Fair Value upside −60% · Bottom 25%
Return on equity (TTM) 24% · Top 25%
Return on assets 7% · Above median
Net margin (TTM) 4% · Below median
Operating margin (TTM) 6% · Below median
Revenue growth 67% · Top 25%
Dividend yield (TTM) 0.5% · Bottom 25%

Valuation Multiples vs Luxury Goods median · lower = cheaper

P/E (TTM) 41.9× · Pricier than 75% of peers
P/B 8.95× · Pricier than 75% of peers
P/S (TTM) 1.58× · Pricier than median
EV/EBITDA 24.6× · Pricier than 75% of peers

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUE 0 · sector 15
FUTURE 100 · sector 50
PAST 97 · sector 38
HEALTH 100 · sector 99
DIVIDEND 9 · sector 39

VALUE 0: the price sits above our fair-value range.

Insider activity: 40/100

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

Similar stocks

10 more Luxury Goods stocks, each showing price versus our Fair Value estimate (as of Jul 16, 2026).

Stock Price Fair Value vs Fair Value
Compagnie Financière Richemont SA CFR CHF 197.40 CHF 117.30 -41%
Christian Dior SE DIO €455.40 €502.30 +10%
Kering SA KER €248.50 €60.61 -76%
Tapestry, Inc TPR $140.73 $19.95 -86%
Chow Tai Fook Jewellery Group 1929 HK$11.82 HK$12.28 +4%
The Swatch Group UHRN CHF 40.95 CHF 21.48 -48%
Prada S.p.A 1913 HK$43.26 HK$64.05 +48%
Pandora A/S PNDORA kr 779.40 kr 1,424 +83%
Brunello Cucinelli S.p.A BC €80.32 €42.69 -47%
LVMH Moët Hennessy - Louis Vuitton, Société Européenne, LV C$11.46 C$11.05 -4%

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Frequently asked questions

Is Kalyan Jewellers India Limited (KALYANKJIL) overvalued or undervalued?
As of Jul 16, 2026, our model estimates a fair value of ₹238.57 versus a price of ₹600.25, about −60% (overvalued).
What is the fair value of KALYANKJIL?
Our model-based fair value for Kalyan Jewellers India Limited is ₹238.57 (as of Jul 16, 2026), built from audited fundamentals. The current price is ₹600.25.
What is the quality score of KALYANKJIL?
Kalyan Jewellers India Limited has a Quality Score of 49/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of Kalyan Jewellers India Limited (KALYANKJIL)?
Kalyan Jewellers India Limited reported trailing-twelve-month revenue of about ₹357B (latest available figure, as of Jul 16, 2026).
What is the net profit margin of KALYANKJIL?
The net profit margin of Kalyan Jewellers India Limited is about 3.8%, meaning it keeps roughly 3.8% of revenue as net income. Based on the latest reported figures.
Does Kalyan Jewellers India Limited pay a dividend?
Kalyan Jewellers India Limited currently shows a dividend yield of about 0.69% relative to its recent price (as of Jul 16, 2026).

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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