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Intellect Design Arena Limited (INTELLECT) Fair Value & Analysis

Technology · IN · Market cap ₹105B

ID Intellect Design Arena Limited INTELLECT · NSE
Price₹755.40
Fair Value₹496.19
Upside-34.3%
Quality53/100
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Evidence: High Range ₹372.14 – ₹620.24

Fair value as of: Jul 3, 2026

From 26 valuation models · updated yesterday

Share price +5.6% over the past month.

Price vs Fair Value (12 months)

₹1,150 ₹574.52 Fair Value ₹496.19 Jul 2025 Jul 2026

12‑month range ₹574.52 – ₹1,150 · fair‑value band ₹372.14 – ₹620.24 · the ₹755.40 price screens above the ₹496.19 fair value. As of Jul 3, 2026.

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Analysis

Intellect Design Arena Limited (INTELLECT) currently trades at ₹755.40, while our model-based Fair Value estimate is ₹496.19 — implying the stock looks roughly 34.3% overvalued today. We read business quality at 53/100 (solid quality), in the Technology sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium — the entry price still matters most (evidence: high).

Over the trailing twelve months, Intellect Design Arena Limited generated revenue of ₹30.4B at a net margin of 11.4%. Revenue grew 16.7% year over year. It earns a return on equity of 11.4%. The balance sheet holds a net cash position of ₹3.3B. Fundamentals as of Jul 3, 2026

Key figures & financial health

Revenue (TTM) ₹30.4B
Revenue growth (YoY) +16.7%
Net margin 11.4%
Return on equity 11.4%
Free cash flow ₹3.4B FY2026
P/E ratio 31.1
More key figures
Operating margin 14.7%
EPS (TTM) ₹24.32
Dividend yield 0.6%
EPS growth (YoY) -11.3%
Net cash ₹3.3B FY2026

Figures from reported company fundamentals (EODHD) · as of Jul 3, 2026. TTM = trailing twelve months.

About the company

Intellect Design Arena Limited engages in the development, marketing, and sale of integrated banking software systems in India and internationally. It is also involved in supporting the implementation of the systems; and provides help desk support services to users of intellect software systems. In addition, the company provides software development services in the areas of wholesale banking comprising corporate core, commercial lending, payments, liquidity management, investments, virtual accounts, trade and supply chain finance, receivables and collections, treasury, corporate procurement exchange, and corporate banking exchange. Further, it offers consumer banking, including core banking, lending, cards, and digital engagement; quantum; wealth management; capital markets, such as brokerage and securities; insurance, such as magic submission, risk analyst, and underwriting; bank treasury; governance risk and compliance, as well as ESG edge; and accounts payable, procurement …

Revenue & earnings trend

FY2022 – FY2026 · reported fiscal years

Intellect Design Arena Limited reported revenue of ₹30.4B in FY2026 versus ₹18.8B in FY2022, a compound +12.8%/yr. Reported net income was ₹3.5B in FY2026, compounding −0.3%/yr from FY2022.

Revenue +12.8%/yr
FY22 ₹18.8B
FY23 ₹22.3B
FY24 ₹25.1B
FY25 ₹25.0B
FY26 ₹30.4B
Net income −0.3%/yr
FY22 ₹3.5B
FY23 ₹2.7B
FY24 ₹3.2B
FY25 ₹3.3B
FY26 ₹3.5B

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Frequently asked questions

Is Intellect Design Arena Limited (INTELLECT) undervalued?
As of Jul 3, 2026, our model estimates a fair value of ₹496.19 versus a price of ₹755.40 — about −34% (overvalued). Model-based estimate, not financial advice.
What is the fair value of INTELLECT?
Our model-based fair value for Intellect Design Arena Limited is ₹496.19 (as of Jul 3, 2026), built from audited fundamentals. The current price is ₹755.40.
What is the quality score of INTELLECT?
Intellect Design Arena Limited has a Quality Score of 53/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.
What is the revenue of Intellect Design Arena Limited (INTELLECT)?
Intellect Design Arena Limited reported trailing-twelve-month revenue of about ₹30.4B (latest available figure, as of Jul 3, 2026).
What is the net profit margin of INTELLECT?
The net profit margin of Intellect Design Arena Limited is about 11.4%, meaning it keeps roughly 11.4% of revenue as net income. Based on the latest reported figures.
Does Intellect Design Arena Limited pay a dividend?
Intellect Design Arena Limited currently shows a dividend yield of about 0.55% relative to its recent price (as of Jul 3, 2026).

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.