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CarMax, Inc (K1MX34) Fair Value & Analysis

Consumer Cyclical · BR · Market cap R$41.6B

CI CarMax, Inc K1MX34 · SA
PriceR$146.57
Fair ValueR$14.81
Upside-89.9%
Quality49/100
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Evidence: High Range R$11.11 – R$18.51

Fair value as of: Jul 17, 2026

From 15 valuation models · updated today

Fair value updated Jul 17, 2026, revised from R$15.17 to R$14.81 (−2.4%) since Jun 24, 2026. Share price +52.9% over the past month.

Price vs Fair Value (12 months)

R$178.45 R$81.30 Fair Value R$14.81 Jul 2025 Jul 2026

12‑month range R$81.30 – R$178.45 · fair‑value band R$11.11 – R$18.51 · the R$146.57 price screens above the R$14.81 fair value. As of Jul 17, 2026.

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Analysis

CarMax, Inc (K1MX34) currently trades at R$146.57, while our model-based Fair Value estimate is R$14.81, implying the stock looks roughly 89.9% overvalued today. We read business quality at 49/100 (below-average quality), in the Consumer Cyclical sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium, the entry price still matters most (evidence: high).

Over the trailing twelve months, CarMax, Inc generated revenue of R$27.8B at a net margin of 0.9%. Revenue declined 1.2% year over year. It earns a return on equity of 4.1%. Net debt stands at R$17.9B. Fundamentals as of Jul 17, 2026

Our scenario range runs from R$11.11 (bear case) to R$18.51 (bull case); at R$146.57, the current price sits above that range. The share trades about 22% below its 52-week high and 80% above its 52-week low, currently above its 200-day average. For context, the median of 10 Consumer Cyclical peers we cover trades at -17% fair-value upside, at -90%, K1MX34 screens richer than that median.

Key figures & financial health

Revenue (TTM) R$27.8B
Revenue growth (YoY) -1.2%
Net margin 0.9%
Return on equity 4.1%
Free cash flow R$1.2B FY2026
P/E ratio 22.5
More key figures
Operating margin 1.8%
EPS (TTM) R$4.26
EPS growth (YoY) -47.2%
Net debt R$17.9B FY2026

Figures from reported company fundamentals (EODHD) · as of Jul 17, 2026. TTM = trailing twelve months.

About the company

CarMax, Inc., through its subsidiaries, operates as a retailer of used vehicles and related products in the United States. The company operates in two segments: CarMax Sales Operations and CarMax Auto Finance. The CarMax Sales Operations segment offers customers a range of makes and models of used vehicles, including domestic, imported, and luxury vehicles, as well as hybrid and electric vehicles; used vehicle auctions; extended protection plans to customers at the time of sale; and reconditioning and vehicle repair services. The CarMax Auto Finance segment provides financing alternatives for retail customers across a range of credit spectrum and arrangements with various financial institutions. The company was founded in 1993 and is based in Richmond, Virginia.

Revenue & earnings trend

FY2022 – FY2026 · reported fiscal years

CarMax, Inc reported revenue of R$25.9B in FY2026 versus R$31.9B in FY2022, a compound −5.1%/yr. Reported net income was R$247M in FY2026, compounding −31.9%/yr from FY2022.

Revenue −5.1%/yr
FY22 R$31.9B
FY23 R$29.7B
FY24 R$26.5B
FY25 R$26.4B
FY26 R$25.9B
Net income −31.9%/yr
FY22 R$1.2B
FY23 R$485M
FY24 R$479M
FY25 R$501M
FY26 R$247M

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Cite: Fair Value Calculator (2026). "CarMax, Inc Fair Value". https://www.fairvalue-calculator.com/stock/K1MX34

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Frequently asked questions

Is CarMax, Inc (K1MX34) undervalued?
As of Jul 17, 2026, our model estimates a fair value of R$14.81 versus a price of R$146.57, about −90% (overvalued). Model-based estimate, not financial advice.
What is the fair value of K1MX34?
Our model-based fair value for CarMax, Inc is R$14.81 (as of Jul 17, 2026), built from audited fundamentals. The current price is R$146.57.
What is the quality score of K1MX34?
CarMax, Inc has a Quality Score of 49/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.
What is the revenue of CarMax, Inc (K1MX34)?
CarMax, Inc reported trailing-twelve-month revenue of about R$27.8B (latest available figure, as of Jul 17, 2026).
What is the net profit margin of K1MX34?
The net profit margin of CarMax, Inc is about 0.9%, meaning it keeps roughly 0.9% of revenue as net income. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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Not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.