MFO SA (MFO) fair value: what the stock is really worth
As of Sep 24, 2026: fair value of MFO SA PLN 40.51, price PLN 29.50, upside +37.3%, quality 49 out of 100. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.
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Price vs Fair Value
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Sep 24, 2026.
How to read this chart
60‑month range 24.00 PLN – 54.88 PLN · fair‑value band 33.19 PLN – 48.53 PLN · the 29.50 PLN price screens below the 40.51 PLN fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Sep 24, 2026.
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MFO S.A. manufactures and sells steel profiles in Poland. The company offers CD profiles, UD and UA profiles, CW and UW standard profiles, and CW and UW eco profiles for drywall framing applications; mounting rails for ventilation and air conditioning, and electrical installation applications; and steel sections for technical flooring systems applications.
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MFO S.A. manufactures and sells steel profiles in Poland. The company offers CD profiles, UD and UA profiles, CW and UW standard profiles, and CW and UW eco profiles for drywall framing applications; mounting rails for ventilation and air conditioning, and electrical installation applications; and steel sections for technical flooring systems applications. It also provides steel profiles for furniture industry, rack system, and semi-trailer and truck body applications; and steel posts for applications in fencing systems and gates. The company was incorporated in 2011 and is based in Sochaczew, Poland.
Stock analysis
MFO SA (MFO) currently trades at 29.50 PLN, while our model-based Fair Value estimate is 40.51 PLN, implying the stock looks roughly 27.2% undervalued today.
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Valuation
Bull case: the Asset-Based group reads highest at a median of 32.70 PLN per share, and 7 of the 14 models we run sit above the 29.50 PLN price.
Bear case: the Earnings-Based group reads lowest at 15.99 PLN, and 7 of the 14 models stay below the price. Evidence for this calculation is medium.
Scenario range: 33.19 PLN (bear) to 48.53 PLN (bull), the price of 29.50 PLN sits below it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 49/100 (below-average quality), in the Industrials sector.
Weak Growth: Revenue growth is inconsistent: the periods point in different directions, so there is no trend to rely on.
MFO SA reported revenue of 685M PLN in FY2025 versus 990M PLN in FY2021, a compound −8.8%/yr. Reported net income was 10.1M PLN in FY2025, compounding −47.5%/yr from FY2021.
Key figures
Market cap 195M PLN (≈ $50.7M) · P/E ratio 21.7 · P/S ratio 0.32 · EPS (TTM) 1.36 PLN · Net margin 1.5% · Return on equity 2.8% · Return on assets (EBIT) 8.5% · Operating margin 2.3%.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 42 out of 100 (low confidence).
What moves the price
The share trades about 29% below its 52-week high and 5% above its 52-week low, currently below its 200-day average.
For context, the median of 10 Industrials peers we cover trades at −35% fair-value upside, at 37%, MFO screens cheaper than that median.
Fair Value models
Bear 33.19 PLNFair Value 40.51 PLNBull 48.53 PLN
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above is their evidence-weighted blend, not the output of a single model. Based on fiscal year 2025 figures (about 9 months old). Earnings retained since then (0.9986 PLN per share) are deliberately not added.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target.Evidence ⓘEvidence = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.40/100
Revenue growth is inconsistent: the periods point in different directions, so there is no trend to rely on.
Revenue growth 1 year
+11.1%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−9.4%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+10.2%
Start year 2020 (pandemic). Over 10 years: +12.2% a year
Revenue growth 13 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+11.7%
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What shareholders gained per year (last 5 years) ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate. Basis: EBIT basis.
−10.7%
Earnings growth per share plus dividend.
Earnings per share, growth per year−10.7%
Dividend (yield on the price)0.0%
Pace: 5 vs 10 years ⓘTwo data points, not a trend model: earnings growth per share over the last 5 fiscal years against the last 10. Labelled "steady" when both rates are within 3 percentage points of each other, otherwise picking up or flattening. Shown only when ten years of history exist.−18% vs −1%, slowing
Profit margin 2020 to 2025 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.7% → 3%
Price, fair value, quality and upside side by side.
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Metal Fabrication · 263 stocks
Beats the industry median on 5/12 measures
A mixed picture versus its industry peers.
Valuation
Quality Score49 · Below median
Fair Value upside+37% · Top 25%
Profitability
Return on equity (TTM)3% · Below median
Return on assets2% · Below median
Net margin (TTM)1% · Below median
Operating margin (TTM)2% · Below median
Growth and dividend
Revenue growth2% · Below median
Balance sheet
Debt / equity0.13× · Above median
Valuation Multiplesvs Metal Fabrication median · lower = cheaper
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Cite: Fair Value Calculator (2026). "MFO SA Fair Value". https://www.fairvalue-calculator.com/stock/MFO
Frequently asked questions
Is MFO SA (MFO) overvalued or undervalued?
As of Sep 24, 2026, our model estimates a fair value of 40.51 PLN versus a price of 29.50 PLN, about +37% upside (undervalued).
What is the fair value of MFO?
Our model-based fair value for MFO SA is 40.51 PLN (as of Sep 24, 2026), built from audited fundamentals. The current price: 29.50 PLN.
What is the quality score of MFO?
MFO SA has a Quality Score of 49/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for MFO SA (MFO)?
Our model-based price target is the fair value of 40.51 PLN (as of Sep 24, 2026) from 14 valuation models. Cautious scenario 33.19 PLN, optimistic scenario 48.53 PLN. It is a calculation from audited fundamentals, not an analyst target.
What is the MFO SA stock forecast for 2026?
Our models put fair value at 40.51 PLN, about +37% upside versus a price of 29.50 PLN (undervalued). Cautious scenario 33.19 PLN, optimistic scenario 48.53 PLN. The calculation is refreshed regularly with new filings.
What is the revenue of MFO SA (MFO)?
MFO SA reported trailing-twelve-month revenue of about 689M PLN (latest available figure, as of Sep 24, 2026).
What is the intrinsic value of MFO SA (MFO)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For MFO SA it is 40.51 PLN per share (as of Sep 24, 2026), against a price of 29.50 PLN. It is the blended result of 14 valuation models (cash flow, earnings, asset, dividend).
Is MFO SA stock overvalued or undervalued in 2026?
As of Sep 24, 2026, MFO trades below its calculated fair value: price 29.50 PLN, fair value 40.51 PLN, a gap of about +37% (undervalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of MFO?
No. The price is what the market pays today (29.50 PLN); the fair value is what the company's own numbers justify (40.51 PLN). For MFO SA the two are 11.01 PLN per share apart. That gap is exactly why we show both numbers side by side.
How much is MFO SA worth?
The market values MFO SA at about 195M PLN (market capitalisation, as of Sep 24, 2026). Per share that is 29.50 PLN; our models calculate a fair value of 40.51 PLN per share.
What do the bullish and bearish scenarios say about MFO?
Our models span a range for MFO SA: cautious scenario 33.19 PLN, base 40.51 PLN, optimistic 48.53 PLN per share (as of Sep 24, 2026, price 29.50 PLN). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of MFO?
MFO SA trades at a price-to-earnings ratio of 21.7 (as of Sep 24, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of 40.51 PLN is built from several models across several years. Other multiples: P/B 0.2, P/S 0.1, EV/EBITDA 1.8.
How solid is the balance sheet of MFO SA (MFO)?
Balance-sheet figures for MFO SA (as of Sep 24, 2026): return on equity 2.8%, debt of 0.13 per unit of equity. They feed the Quality Score of 49/100, which measures business quality independently of the share price.
How far is MFO from its 52-week high?
MFO SA trades at 29.50 PLN, about 29% below its 52-week high of 41.30 PLN and 5% above the low of 28.00 PLN (as of Sep 24, 2026). Distance from the high says nothing about value: that is what the fair value of 40.51 PLN is for.
Which stocks are comparable to MFO SA?
From the same area (Industrials) we also value Carpenter Technology Corporation, ATI Inc, Mueller Industries, Inc, Aurubis AG, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is MFO SA stock attractive at the current price?
The data as of Sep 24, 2026: price 29.50 PLN, calculated fair value 40.51 PLN (+37%), Quality Score 49/100, from 14 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of MFO calculated?
We run MFO SA through 14 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of 40.51 PLN, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 14.0 % above its aggregate fair value. MFO SA currently trades 37 % below its own fair value, and the market average says nothing about that. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of MFO SA (MFO)?
The closing price on Sep 24, 2026 was 29.50 PLN. Our model-based fair value is 40.51 PLN, about +37% upside (undervalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with MFO SA right now?
The price is below even our cautious bear case (33.19 PLN). The market is more pessimistic than our downside scenario. Solid quality (49/100) at a price below fair value, the discount is the argument here, not the business quality.
Where does the earnings growth of MFO SA (MFO) come from?
Earnings per share at MFO SA grew +6.0 % a year from 2013 to 2024. Broken into its drivers: revenue per share +14.6 %, EBIT margin −6.0 %, tax rate +0.0 %, residual (interest, one-offs) −1.5 %. The four rates multiply to the earnings growth rate, they do not add up. Start and end are three-year averages so a single exceptional year does not distort the result.
Key figures of MFO SA
How large is the market capitalisation of MFO SA (MFO)?
The market capitalisation of MFO SA is 195M PLN (≈ $50.7M). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of MFO SA (MFO)?
The price-to-sales ratio of MFO SA is 0.32 (P/E × margin). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of MFO SA (MFO)?
Earnings per share at MFO SA are 1.36 PLN (price ÷ EPS = P/E 21.7). Earnings per share over the last twelve months: total profit spread across every single share.
What is the net margin of MFO SA (MFO)?
The net margin of MFO SA is 1.5% (fiscal year 2025). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of MFO SA (MFO)?
The return on equity (ROE) of MFO SA is 2.8% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of MFO SA (MFO)?
On an EBIT basis the return on assets of MFO SA is 8.5% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of MFO SA (MFO)?
The operating margin of MFO SA is 2.3% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at MFO SA (MFO)?
Revenue at MFO SA is growing +2.2% versus a year earlier (3y avg −9.4%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at MFO SA (MFO)?
Earnings per share at MFO SA are growing −30.2% versus a year earlier. How much earnings per share grew versus a year earlier.
How much free cash flow does MFO SA (MFO) generate?
The free cash flow of MFO SA is −52.1M PLN (fiscal year 2025). The cash truly left after running and investing in the business, this is what pays dividends and buybacks.
How much net debt does MFO SA (MFO) carry?
The net debt of MFO SA is 36.8M PLN (fiscal year 2025). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.
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