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Sanwil Holding (SNW) Fair Value & Analysis

Consumer Cyclical · PL · Market cap 25.7M PLN

SH Sanwil Holding SNW · WAR
Price1.79 PLN
Fair Value0.4400 PLN
Upside-75.4%
Quality62/100
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Weak Growth
Thin margins · 4.7% net margin
Low debt · generates free cash flow
Mixed vs. peers (6/12)
Narrow moat 30/100
Evidence: High Range 0.3300 PLN – 0.5500 PLN Share as image

Fair value as of: Jul 19, 2026

From 15 valuation models · updated 19 days ago

Fair value updated Jul 19, 2026, revised from 2.47 PLN to 0.4400 PLN (−82.2%) since Jun 24, 2026. Share price +14.0% over the past month.

A solid business, but screening 75% overvalued on our models.

What matters now

  • The price sits above even our optimistic bull case (0.5500 PLN). The favourable scenario is already priced in.
  • Solid but not exceptional quality (62/100) and above fair value, neither a clear bargain nor a standout compounder.
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Price vs Fair Value (5 years)

3.50 PLN 1.05 PLN Fair Value 0.4400 PLN Apr 2021 Aug 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Jul 19, 2026.

How to read this chart

60‑month range 1.05 PLN – 3.50 PLN · fair‑value band 0.3300 PLN – 0.5500 PLN · the 1.79 PLN price screens above the 0.4400 PLN fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Jul 19, 2026.

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Analysis

Sanwil Holding (SNW) currently trades at 1.79 PLN, while our model-based Fair Value estimate is 0.4400 PLN, implying the stock looks roughly 75.4% overvalued today. We read business quality at 62/100 (solid quality), in the Consumer Cyclical sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium, the entry price still matters most (evidence: high).

Over the trailing twelve months, Sanwil Holding generated revenue of 25.1M PLN at a net margin of 7.2%. Revenue declined 5.6% year over year. It earns a return on equity of 2.9%. The balance sheet holds a net cash position of 14.1M PLN. Fundamentals as of Jul 19, 2026

Our scenario range runs from 0.3300 PLN (bear case) to 0.5500 PLN (bull case); at 1.79 PLN, the current price sits above that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades near its 52-week high and 48% above its 52-week low, currently above its 200-day average. For context, the median of 10 Consumer Cyclical peers we cover trades at 0% fair-value upside, at -75%, SNW screens richer than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Model BearBaseBull Evidence
Highest evidence
Growth DCF 0.3525 PLN 0.3801 PLN 0.4239 PLN 80
Rev-Margin DCF 0.3594 PLN 0.4193 PLN 0.4930 PLN 74
Growth-Adj P/E 0.2741 PLN 0.3916 PLN 0.5091 PLN 68
All 15 models by family
DCF Models
FCF DCF 0.3502 PLN 0.3801 PLN 0.4308 PLN 38
5Y Revenue Exit 0.3594 PLN 0.4147 PLN 0.4976 PLN 39
5Y P/E Exit 0.4607 PLN 0.5920 PLN 0.7487 PLN 38
10Y Revenue Exit 0.3502 PLN 0.3870 PLN 0.4262 PLN 36
10Y P/E Exit 0.4077 PLN 0.4815 PLN 0.5529 PLN 35
Earnings-Based
Graham-Dodd 0.1751 PLN 0.2142 PLN 0.2419 PLN 54
Multiples
P/E Multiple 0.3893 PLN 0.5183 PLN 0.6473 PLN 63
P/S Multiple 0.3294 PLN 0.4400 PLN 0.5506 PLN 58
P/B Multiple 0.3294 PLN 0.4400 PLN 0.5506 PLN 55
EV/Revenue 0.3801 PLN 0.4446 PLN 0.5091 PLN 43
Asset-Based
NCAV (Graham) 0.4515 PLN 0.6036 PLN 0.9007 PLN 50
Growth DCF
Growth DCF 0.3525 PLN 0.3801 PLN 0.4239 PLN 80
Rev-Margin DCF 0.3594 PLN 0.4193 PLN 0.4930 PLN 74
Economic Profit
Residual Income 0.5828 PLN 0.5414 PLN 0.3916 PLN 61
Growth Earnings
Growth-Adj P/E 0.2741 PLN 0.3916 PLN 0.5091 PLN 68

Widest divergence: Asset-Based (0.6036 PLN) versus Earnings-Based (0.2142 PLN). Highest evidence: Growth DCF (80).

Key figures & financial health

Revenue (TTM) 25.7M PLN
Revenue growth (YoY) +8.4%
Net margin 4.7%
Return on equity 1.9%
Free cash flow 1.1M PLN FY2025
P/E ratio 13.8
More key figures
Operating margin 2.8%
EPS (TTM) 0.0700 PLN
EPS growth (YoY) -43.0%
Net cash 14.1M PLN FY2025

Figures from reported company fundamentals · as of Jul 19, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 62/100

Of which business quality 56 · Market factors (momentum, volatility) 78

Profitability 24
Margins and returns on capital today
Quality Growth 28
Are margins and returns improving?
Cashflow 45
Earnings quality: real cash, not paper profit
Fin. Strength 82
Balance sheet, leverage, solvency risk
Investment 86
Disciplined investing over empire-building
Low Volatility 75
Calm price path (market factor)
Momentum 77
Price trend over the last 3–12 months (market factor)
52W Momentum 84
Distance to the 52-week high (market factor)
Net Issuance 82
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

About the company

Sanwil Holding Spólka Akcyjna engages in the production and sale of coated products. The company also manufactures and sells fabrics for furniture, footwear, and other industries, such as medical, clothing, transport, tarpaulins, specialist technical fabrics. The company operates in Poland, the rest of European Union countries, and Ukraine.

Full company description

Sanwil Holding Spólka Akcyjna engages in the production and sale of coated products. The company also manufactures and sells fabrics for furniture, footwear, and other industries, such as medical, clothing, transport, tarpaulins, specialist technical fabrics. The company operates in Poland, the rest of European Union countries, and Ukraine. Sanwil Holding Spólka Akcyjna was founded in 1971 and is headquartered in Lublin, Poland.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Sanwil Holding reported revenue of 25.1M PLN in FY2025 versus 29.5M PLN in FY2021, a compound −3.9%/yr. Reported net income was 1.8M PLN in FY2025, compounding −19.8%/yr from FY2021.

Growth Quality 40/100
Revenue growth is weak, negative or inconsistent.
Latest Revenue (FY 2025)
25.1M PLN
Latest YoY
−8.2%
Avg. growth/yr (3Y)
−3.2%
Avg. growth/yr (5Y)
−11.5%
Avg. growth/yr (17Y)
−3.0%
Revenue −3.9%/yr
FY21 29.5M PLN
FY22 27.7M PLN
FY23 31.4M PLN
FY24 27.4M PLN
FY25 25.1M PLN
Net income −19.8%/yr
FY21 4.3M PLN
FY22 176K PLN
FY23 5.7M PLN
FY24 1.3M PLN
FY25 1.8M PLN

SNW screens 75% overvalued. Compare with NIKE, Inc →

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Cite: Fair Value Calculator (2026). "Sanwil Holding Fair Value". https://www.fairvalue-calculator.com/stock/SNW

Peer Group

Footwear & Accessories · 94 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 62 · Top 25%
Fair Value upside −75% · Bottom 25%
Return on equity (TTM) 2% · Below median
Return on assets -1% · Bottom 25%
Net margin (TTM) 5% · Above median
Operating margin (TTM) 3% · Below median
Revenue growth 8% · Top 25%

Valuation Multiples vs Footwear & Accessories median · lower = cheaper

P/E (TTM) 22.9× · Pricier than median
P/B 0.11× · Cheaper than 75% of peers
P/S (TTM) 0.27× · Cheaper than 75% of peers
P/FCF 6.0× · Pricier than median

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUE 0 · sector 12
FUTURE 42 · sector 0
PAST 8 · sector 23
HEALTH 100 · sector 97
DIVIDEND 0 · sector 40

VALUE 0: the price sits above our fair-value range.

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

Similar stocks

10 more Footwear & Accessories stocks, each showing price versus our Fair Value estimate (as of Jul 19, 2026).

Stock Price Fair Value vs Fair Value
NIKE, Inc NKE $44.37 $35.63 -20%
adidas AG 1ADS €184.40 €81.86 -56%
Deckers Outdoor Corporation DECK $106.49 $125.16 +18%
On Holding ONON $38.20 $17.64 -54%
Zhejiang China Commodities City Group 600415 ¥11.59 ¥13.03 +12%
Birkenstock Holding BIRK $44.36 $44.14 -0%
Crocs, Inc CROX $138.91 $203.65 +47%
Huali Industrial Group 300979 ¥31.10 ¥54.71 +76%
PUMA SE PUM €29.31 €10.57 -64%
Steven Madden, Ltd SHOO $43.26 $11.69 -73%

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Frequently asked questions

Is Sanwil Holding (SNW) overvalued or undervalued?
As of Jul 19, 2026, our model estimates a fair value of 0.4400 PLN versus a price of 1.79 PLN, about −75% (overvalued).
What is the fair value of SNW?
Our model-based fair value for Sanwil Holding is 0.4400 PLN (as of Jul 19, 2026), built from audited fundamentals. The current price is 1.79 PLN.
What is the quality score of SNW?
Sanwil Holding has a Quality Score of 62/100. It combines two groups: business quality (profitability, growth, cash flow, balance-sheet strength) and market factors (price momentum, distance to the 52-week high, volatility). Both subtotals are shown separately in the detail view.
What is the revenue of Sanwil Holding (SNW)?
Sanwil Holding reported trailing-twelve-month revenue of about 25.1M PLN (latest available figure, as of Jul 19, 2026).
What is the net profit margin of SNW?
The net profit margin of Sanwil Holding is about 7.2%, meaning it keeps roughly 7.2% of revenue as net income. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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